From Service to Sales


       Daria Rudnik
SWEDBANK in Russia
and globally
Swedbank globally

                                    Kaliningrad

                                                  Helsinki
                                     Oslo
                                                    St. Petersburg

                                                       Moscow
                          Copenhagen

                                                             Kiev




                      Luxembourg


                         Marbella                                           Tokyo
           New York
                                                                     Shanghai
Strong position for profitability and
growth
              Sweden                                              Baltics                         Russia and Ukraine
 Swedbank is the leading bank in Sweden.          The Baltic economies are experiencing         Swedbank has a small but growing
 Profitability is high and stable, and the bank   strong economic growth which is expected      presence in Russia and Ukraine. In the
 is increasing market share in important          to continue for many years. As the largest    long term, a significant part of Swedbank’s
 segments such as retail mortgages and            bank in the region, growing with the market   growth will be generated in these markets.
 deposits.                                        ensures attractive earnings growth.

    Stable base                                     Growth and                                     Future growth and
                                                    experience                                     profitability




 Customer satisfaction                                      Profitability                         Attractive employer
  Swedbank still has the second-mosty             Swedbank’s average annual earnings-per-       In Sweden, Swedbank is the most
  satisfied customers of any of Sweden’s          share growth from 2002 to 2007 was 24.2       attractive employer in the financial services
  major banks. Customer satisfaction in the       percent. The peer group average was 23.5      sector, for students*. In the Baltic countries
  Baltic is also rising, from already high        percent.                                      we have a long track record of attracting
  levels.
    72                                              25                                          the best talent.
   70                                               20

   68
                                                    15
                                                                                                * According to
   66                                                                                           Universum
                                                    10
   64
                                                     5
   62

   60                                                0
        2001 2002 2003 2004 2005 2006 2007               2001 2002 2003 2004 2005 2006 2007
SWEDBANK is
The Bank that cares
Our Big Goal is

•    We improve life quality of our customers by combining our offerings based
     on individual clients needs

•    We are empowered, passionate and effective in what we do

•    We are improving banking culture in the market. We provide easy, caring
     solutions and set the examples in products and service based on
     technology




                 The Bank of First Choice
Providing solutions
Providing solutions

Sales (offering)



   Systems



   Products



   Service



 Atmosphere
Sales development
                         Head of
                         Division

                         Motivation
                          scheme




Head of                                Competition   Peers
 Unit
          Sales plans   Sales Unit      & support




                        Development
                          activities


                         Learning &
                        Development
How we develop?
How we develop?


   Sales training
How we develop?


                     Weekly sales
   Sales training
                       plans




  Master-classes &
    follow up’s
Time plan and activities
                      Week 40   Week 41   Week 42   Week 43   Week 44   Week 45   Week 46   Week 47

Follow up on
Targets
Diagnostics

Targets setting

Motivation for new

Sales techniques 1

Follow up

First month results

Sales techniques 2

Follow up

Sales techniques 3

Follow up
Learning topics


•   Phone conversation

•   Presentation of services

•   Sales at the events
Absolute Private banking department performance



                                            35


                                            30
          absolute department performance




                                            25


                                            20


                                            15


                                            10


                                             5
                                                                           Agreement
                                                                           Presentation
                                             0
                                                 41        42         43   Calls

                                                      training time
Deposits growth



                     Привлечение средств клиентов во вклады

             200%


             150%


             100%


              50%


               0%
                     July        August       September       October
             -50%


             -100%


             -150%
For more information please
              contact
http://dariarudnik.wordpress.com

From Service To Sales

  • 1.
    From Service toSales Daria Rudnik
  • 2.
  • 3.
    Swedbank globally Kaliningrad Helsinki Oslo St. Petersburg Moscow Copenhagen Kiev Luxembourg Marbella Tokyo New York Shanghai
  • 4.
    Strong position forprofitability and growth Sweden Baltics Russia and Ukraine Swedbank is the leading bank in Sweden. The Baltic economies are experiencing Swedbank has a small but growing Profitability is high and stable, and the bank strong economic growth which is expected presence in Russia and Ukraine. In the is increasing market share in important to continue for many years. As the largest long term, a significant part of Swedbank’s segments such as retail mortgages and bank in the region, growing with the market growth will be generated in these markets. deposits. ensures attractive earnings growth. Stable base Growth and Future growth and experience profitability Customer satisfaction Profitability Attractive employer Swedbank still has the second-mosty Swedbank’s average annual earnings-per- In Sweden, Swedbank is the most satisfied customers of any of Sweden’s share growth from 2002 to 2007 was 24.2 attractive employer in the financial services major banks. Customer satisfaction in the percent. The peer group average was 23.5 sector, for students*. In the Baltic countries Baltic is also rising, from already high percent. we have a long track record of attracting levels. 72 25 the best talent. 70 20 68 15 * According to 66 Universum 10 64 5 62 60 0 2001 2002 2003 2004 2005 2006 2007 2001 2002 2003 2004 2005 2006 2007
  • 5.
  • 6.
    Our Big Goalis • We improve life quality of our customers by combining our offerings based on individual clients needs • We are empowered, passionate and effective in what we do • We are improving banking culture in the market. We provide easy, caring solutions and set the examples in products and service based on technology The Bank of First Choice
  • 7.
  • 8.
    Providing solutions Sales (offering) Systems Products Service Atmosphere
  • 9.
    Sales development Head of Division Motivation scheme Head of Competition Peers Unit Sales plans Sales Unit & support Development activities Learning & Development
  • 10.
  • 11.
    How we develop? Sales training
  • 12.
    How we develop? Weekly sales Sales training plans Master-classes & follow up’s
  • 13.
    Time plan andactivities Week 40 Week 41 Week 42 Week 43 Week 44 Week 45 Week 46 Week 47 Follow up on Targets Diagnostics Targets setting Motivation for new Sales techniques 1 Follow up First month results Sales techniques 2 Follow up Sales techniques 3 Follow up
  • 14.
    Learning topics • Phone conversation • Presentation of services • Sales at the events
  • 15.
    Absolute Private bankingdepartment performance 35 30 absolute department performance 25 20 15 10 5 Agreement Presentation 0 41 42 43 Calls training time
  • 16.
    Deposits growth Привлечение средств клиентов во вклады 200% 150% 100% 50% 0% July August September October -50% -100% -150%
  • 17.
    For more informationplease contact http://dariarudnik.wordpress.com