This document provides case studies on insurance and fintech companies in China. It discusses 1st Prestige, an insurance and wealth management company expanding through acquisitions of technology-driven financial services companies. It then summarizes EmLink Technology, an insurance sales platform acquired by 1st Prestige. Finally, it outlines United Share Auto, a car services company providing pay-per-day insurance and using GPS technology to monitor driving behavior and offer maintenance services.

1. Insurance
Fintech
China Case Studies
Presented by
先于天时、融于地利、兴于人和

2. Contents
Life Ins. Case Study
1st Prestige Introduction
P&C Case Study

3. Company Intro
1st Prestige Wealth Management, Inc.
Traded as OTC: FPWM
1st Prestige Wealth Management,,Inc. is expanding, providing diverse “FinTech”, insurance, financial
planning and wealth management services and products through online, mobile app channels and through
a network of owned and branded affiliate offices. 1st Prestige serves the large and growing middle and
upper-middle income population throughout China. The acquisition of EmLink Technology (Beijing) is
accommodated through majority ownership by the Company’s Hong Kong entity, which in turn is a 100%
subsidiary of 1st Prestige Wealth Management, Inc. (Nevada) a public listed company in the U.S. , OTC:
FPWM
Initially the company is expanding through acquisitions of technology and innovation driven financial
services companies with 2015 expansion marking the initial acquisitions of independent insurance
intermediary enterprises and signing up the same type of business as “Office Brand Affiliate” in a Business
Opportunity Program. 1st Prestige is also reaching out similarly to acquire and recruit financial services
entities and individuals operating as “Wealth Management” services and “Financial Planning” services.

4. Life Insurance Case Study

5. 易木科技北京总部 ：北京市丰台区东铁营顺三条8号中威商务花园1号楼207-208室
EMLINK Headquarters

6. Page 6
EMLink Intro
Business ObjectivesCompany Intro
 EMLink technology was established in
March 2014
 Team comprised of financial, economic
management, e-commerce and other
industry experienced professionals with a
profound understanding of the
development trend of the financial
industry, years of domestic and foreign
financial products, business model
research and successful operation
experience.
 Technical strength, advanced technology
concepts, based on the J2EE's 3 tier B/S
architecture, R & D system set security,
reliability, openness and expansibility.
 Completely digitized, real-time online
support for sales teams providing service
and product solutions.
 Customized financial insurance sales
management, sales support, sales training
and customer service solutions
 EMLink financial electronic commerce
platform operation and development
 End client oriented financial services,
insurance and other financial services.
 Provide online sales platform and channel
for financial institutions.

7. Proprietary Software

8. FPWM Acquisition Signing Ceremony

9. Shared resourcesManagement Marketing
Synergy
EMLink Operations Model
Free of charge for affiliates,
allowing them to upgrade
business models from offline to
online, utilize advanced
technology for managing teams,
streamline management, market
and distribute through high tech,
and enhance competitiveness.
Training and marketing systems
help employees and sales teams
to improve sales skills and
interface better with clients.
Sales support tools enable
marketing teams to build cross
regional sales teams and
manage using technology.
Emlink expands competitive
products lines for affiliates;
Emlink provides databases of
existing clients to affiliatess,
directly to the enterprise to
upbring production capacity.
Through acquisition, auditing
and online data capital value is
shared.

10. Reinsurance
Insurance
Financial Institutions
End
Consumer
1st Prestige
Fintech
Affiliates Investors
Employees
Secure
Transaction
Interface
iPAD
Computer
iPhone
Online
Store
Suppliers Sales Channel
Digital Online
Management
Platform
Business Model Overview

11. Platform Systems 平台体系
Website Platform 网站平台
Mobile Platform 移动平台
Wall Street University 华尔街大学

12. EMLink
WeChat
APP
Website
Pad版
Fintech Interfaces

13. Sales
Support
Voice
WeChat
PC
APP Email
Client, Product and Sales Support Portals

14. User Friendly
APP Tools,
Product
Database
Cross boarder
Sales expansion
Grow teams
fast and
effective
Online video
and
live training
Online
Sales, Team &
Commission
Management
Fintech Functions
Product Intro
Policy Transaction
Increased
Returns
Online
Marketing
Support tools

15. Member Login

16. Public/ Private Content

17. Public/ Private Content

18. EMLink Wechat

19. Fintech Education

20. A wealth of product knowledge base provides effective support for
sales staff to learn and understand the product.
EMLink Product Library

21. Product library - functional advantages summary
An effective way for the sales members to quickly grasp the function of
insurance products

22. Product library - product terms
Help sales members to quickly understand the details of various insurance
companies

23. Product library - Product Comparison
Quick comparison of various insurance companies of similar products

24. Product benefit calculation

25. Product benefit information

26. Product library - product rate table

27. P&C Case Study
Life Case Study
P&C Case Study
Share Auto
UNITED

28. Company Background
• Communications License
• Proprietary GPS Electronics Technology
• Insurance Agency License
• E Commerce License
• In-house R&D Patented Hardware
• Unique O2O,B2B2C Business Model

29. Company Background

30. Our products are suitable for all kinds of cars, car owners and related organizations in the industry chain.
Target customers is divided into three categories: one is the owner, the second kind is vehicle services, such
as 4S shop, insurance companies, motor vehicle repair shops, the second-hand car market; the third is the
traffic control departments.
Product positioning:
• Easy to install OBD (on board diagnostics)
Hardware
• 15 Patents, Super-long standby & usage time
• Superior quality GPS, unlimited GPRS
• Vehicle maintenance monitoring (21 indexes)
• Driving skills analysis
• Traffic violation monitoring
• Anti-theft capability
4G+Wifi Monitor
OBD HardwareGPS Hardware
GPS Hardware
OBD Hardware

31. Our products are suitable for all kinds of cars, car owners and related organizations in the
industry chain. Target customers are divided into three categories: one is the owner, the
second kind is vehicle services, such as 4S shop, insurance companies, motor vehicle repair
shops, the second-hand car market; the third is the traffic control departments.
Product positioning:
High
Technology
One Touch
Claims
Point
Redemption
Phone
Share
Day-by-Day
Insurance
Auto Related
Needs
Six Main Characteristics:
Insurance Partners:

32. Lower price 24 Hour ServiceFree ExtrasEasier Payment
Business Model Overview
B
Pay day x day Free time =
Free money
Use Points for
Maintenance
Easy Online
Renewal
CB AUTO
OWNER
AUTO
SHARE
UNITED
1. Auto Sales
2. Auto Maintenance
3. Auto Repair
APP OBD/
Insurance

33. Business Model
UNITED
ShareAuto

34. My Auto
Traffic
Share
One Touch
Diagnostics
Diagnostics
Report
Driving
Report
APP Pages

35. License Plate
Scan & Search
Maintenance
Locations
(Uber)
Service
APP Pages

36. E Store Payment
E Store Redeem
E Store Order
E Store
Friends
Expiration Notification

37. Insurance Choices
Scan ID,
Buy Insurance
Policy Choice
APP Pages

38. Traffic Violation Service Navigator Free Calls
APP Pages

39. E-Scan No Worries APP
Unique B to C Business Model
ONLINE to OFFLINE Service
• Points for good driving
• Points for every day of use
• Points for distance
• Points for APP use
• Redeem for goods in E-Store
• Redeem for insurance discounts
• Redeem for maintenance
• Insurance by the day
• Claims and Roadside Assistance
• Traffic violations service

40. Payment
Interface
Price
Confirmation
E-Scan No Worries
Home Page
Unique B to C Business Model

41. E-Scan No Worries
Function Choices
Policy
Price
Payment Price
After Discount
Unique B to C Business Model