Hi students just enjoy the Finca bank Pakistan power point presentation just download it and enjoy. i have tried to describe totally about finca bank Pakistan. Mission vision and financial analysis all are included.

1. Hailey College OF Banking & Finance
University of Punjab
Lahore

2. Directed To
Most Respected Professor:
Khawaja Amjad Saeed

3. Presented To
Professor:
Mian Riaz Ahmad

4. Microfinance Bank
Limited.
PRESENTATION PRESENT BY
Sheheryar khan Ei17MBA053
Ashfaq Ahmad Ei17MBA017
Ahmad Butt Ei17MBA023

5. Welcome to
Microfinance bank Limited

6. Main Object About
Microfinance Bank Limited
Introduction
Services and Product
Financial Analysis

7. Introduction
• Finca Bank was incorporated in Pakistan on November 25, 2013, as a public limited
company. It commenced operation on April 2012, and is principally engaged in the
business of banking, as defined in the Banking Companies Ordinance, 1962. The
Bank is listed on Pakistan Stock Exchange (earlier it was listed on Karachi, Lahore
and Islamabad Stock Exchanges).
• Since inception, the bank has concentrated on growth through improving service
quality, investment in technology and people, utilizing its extensive branch network
which includes and agricultural banking.

8. History
• After acquiring majority shares in 2013, FINCA Microfinance Bank opened its
doors to the people of Pakistan and also became part of the FINCA’s global
family.
• FINCA provides state-of-the-art deposit and payment solutions including micro-
credit facilities aimed at improving livelihoods in the country.

9. History
2008
The bank was founded with a mission to alleviate poverty in Pakistan.
2009
The bank started its deposit based operations across its branch network.
2010
The bank launched its ATM operations and strengthened the branch
network across Pakistan.
History

10. 2011
Bank was awarded silver award for social performance reporting from MIX
market.
2012
Launched gold backed lending and crossed 1 billion in outstanding GLP.
2013
FINCA brand was launched in Pakistan as FINCA Microfinance Bank Ltd. In the same
year, the bank started offering employee banking services and the running finance
facility.
2014
The bank crossed 75,000 borrowers across Pakistan. It was one of the fastest
growing microfinance network, touching ‘100 location mark’ across Pakistan.

11. Vission Statement
FINCA’s vision is to build a global
network of sustainable and scalable
social enterprises that improve lives
worldwide.

12. Mission Statement
FINCA’s mission is to alleviate poverty through
lasting solutions that help people build assets,
create jobs and raise their standard of living.

14. Customer Focus
•At Finca bank the customer
remains at the core of all
activities.
•Service Quality is our key
differentiator.

15. Integrity
• At Finca bank we are honest and upfront maintaining
the highest levels of personal and corporate integrity.
• We walk the talk
• We do the right thing
• We speak & tell the truth
• We will not let any body downgrade and jeopardise
our environment

16. Team Work
• Teamwork is our key strength.
• Our success is in unity.

17. Creativity
• Out-of-the-box thinking is the
enabling factor for us to be
recognized as an innovative
organization.

18. Meritocracy
• Merit remains our key primary criteria for
rewarding performance.
• We believe in outstanding services.

19. Humility
Humility remains at the core of all our relationships.

20. Board of Directors
Rupert W. Scofield
BOARD MEMBER
PRESIDENT & CEO FINCA
INTERNATIONAL
Zar Wardak
CHAIRPERSON
VICE PRESIDENT & REGIONAL
DIRECTOR FOR THE MIDDLE EAST &
SOUTH ASIA
Dane Steven McGuire
BOARD MEMBER
VICE PRESIDENT AND CHIEF
FINANCIAL OFFICER

21. Board of Directors
Volker Renner
BOARD MEMBER
VICE PRESIDENT OF
CREDIT AND SAVINGS
Roshaneh Zafar
BOARD MEMBER
FOUNDER & MANAGING
DIRECTOR
Kashf Foundation
Jeffrey Smith
BOARD MEMBER
VICE PRESIDENT,
GLOBAL CHIEF AUDITOR
AND CHIEF RISK AND
COMPLIANCE OFFICER

22. Board of Directors
Fatma Safiye Ozuygun Sahin
BOARD MEMBERFarid Ahmed Khan
BOARD MEMBER
CEO OF HBL ASSET
MANAGEMENT
Makhmud Saidakhmatov
BOARD MEMBER
CEO

23. Award And Achievements
• FINCA Microfinance Bank wins Microfinance Bank of the Year 2016:
Award for excellence and commitment to financial inclusion.
• Bank was awarded silver award for social performance reporting from
MIX market in 2011.

24. Product and Services
• FINCA Microfinance Bank Ltd offers a
variety of loan products specifically
designed for individuals running micro,
small and medium enterprises.
LOANS

25. Types OF Loans
FINCA Karobari Karza
"FINCA Karobari Karza is the premier lending product of FINCA
Microfinance Bank Limited"
FINCA Izaafi Karza
"A customized product designed to meet the urgent financial needs of
existing FINCA Karobari Karza customers"

26. Types OF Loans
FINCA Kashtkar Karza
"A tailored lending product customized just for the farmers of
Pakistan"
FINCA Maweshi Karza
"A unique lending product which is customized to meet the needs of
Livestock farmers"
FINCA Sunehri Karza
"You can meet your urgent cash needs with your own
gold, which is secure with us"

27. Savings
• Tahafuz Term Deposit
• Mohafiz Term Deposit
• Rozana Munafa
• Sahulat Current Account
• Aitemad Bachat Account
• Asaan Account
Finca Micro finance bank offers
different accounts.

28. Finca work to build brighter futures for clients and individual can open this
account.
• Features
• Minimum investment of Rs. 5,000 with no maximum limit
• Profit rate up to 9.50%
• Simsim Mobile App
• ATM Facility
• SMS Alert on every transaction
Tahafuz Term Deposit

29. Marked Features:
• Profit Rate up to 12.00%*
• Senior Citizens (aged 55 or above), Pensioners and Widows
• SimSim mobile app
• ATM Facility across 1Link network
• Instant SMS alerts on every transaction
• Online Banking
• Personalized Cheque Book
• IBFT Facility
• 24/7 Call Center Assistance
Mohafiz Term Deposit
Retirement is not the end of your dreams, it’s just another milestone.

30. Rozana Munafa
"FINCA Microfinance Bank offers Rozana Munafa, a brilliant opportunity for
you to save meaningfully"
Features:
• Monthly profit payout; rate up
to 7.00% p.a.
• Online Facility
• 24/7 Call Center Assistance
• Rapidly growing Branch network
of 120 branches in over 108 cities

31. Sahulat Current Account
"Sahulat Current Account is the best choice for
business development“
• Personalized Cheque Book facility
• ATM facility
• SMS alerts on every transaction
• Rapidly growing nationwide network of 120
branches in over 108 cities

32. Features:
• Online Banking Facility
• ATM Facility on 1Link network
• SMS Alerts on every transaction
• 24/7 Call Center Assistance
Aitemad Bachat Acount
Saving is essential for future. That's why its best choice for you!

33. Asaan Account
• "Aasan account eliminates transactional and balance requirements, making it
easier to maintain your relationship with us“
Features:
• Account opening with PKR 100
• No minimum or average balance requirement
• Zakat deduction not applicable
• Online Banking

34. Financial Services
•Finca Bank offer Good range of
financial services .

35. SimSim Mobile Wallet :
• Finca Bank have Simsim App for
Android and IOS.
• Online Payment
• Online Shopping
• Send Money Instantly

36. • IBFT Facility:
• Transfer funds instantly .
• FINCA ATM:
• ATM Facility gives you access
• to over 12,000 ATM’s across Pakistan.
• Cheque Book:
• Personalized Cheque Book is just the start
of a warm relationship with FINCA.

37. • Bill Payment:
• OTC Bill Payment enables you to pay all your utility bills
at any of the FINCA branches.
• Help Line:
Call Center is working 24/7, with qualified staff always
present to assist you with all of your queries. You can
contact us at 042-111-111-562.
• Instant SMS Alerts:
• FINCA clients receive instant SMS alerts on every
transaction.

38. Bank Assurance

40. BALANCE SHEET

41. BALANCE SHEET

42. BALANCE SHEET

43. SWOT Analysis

44. Strength

45. WEAKNESS

46. Opportunity

47. Threats
 Macro-economic challenges
 Misconceptions and misunderstandings among the general
 Political Uncertainty
 Multinational Competition

49. Political
 Poor government policies.
 Political Instability
 Most of the banks have to
finance the loan under
Political pressure
 Non Payment of loan by the
Political Leaders

50.  Consumer income
 Saving rates
 Consumption patrons
 Rates of interest
 Budget deficit
 Exchange rates
 Cost of living
 Inflation
ECONOMIC

51.  Declining work ethics.
 Religious beliefs.
 Non availability of the knowledge of the product of the
Bank.
 With Holding Tax keep away the people from Banking
transaction.
SOCIAL

52. Recommandition
Aggressive marketing and advertising strategy.
Satisfaction through incentives among the employees.
Follow the Consolidate Strategy
Rationalization of workload.
Establishment of new branches.

53. ConslusionCONCLUSION: