The document discusses key aspects of analyzing financial statements and performance using ratios. It covers analyzing liquidity, activity, debt, and profitability using various ratios such as the current ratio, quick ratio, cash ratio, debtor days, creditor days, inventory turnover, gross margin, net margin, and compound annual growth rates. Financial ratio analysis is an important tool for assessing a company's financial health and performance over time.
Financial and operational Performance Management John Berry
This is an overview of the Financial performance management solution from IBM. These slide goes through why IBM is different and what are some challenges that are faced by different clients. We also show a list of clients that are already using these solutions.
Financial and operational Performance Management John Berry
This is an overview of the Financial performance management solution from IBM. These slide goes through why IBM is different and what are some challenges that are faced by different clients. We also show a list of clients that are already using these solutions.
Best Practices in Financial Planning and Analysis | 2013 Business Analytics S...Cartegraph
Loras College is proud to present our annual Business Analytics Symposium on March 27, 2014 at the Grand River Center in Dubuque, IA. Industry experts will share their insights about the evolving field of business analytics opportunities. Learn about everything from best practices when analyzing data to the importance and benefits of building a culture of analytics within your organization.
To learn more, secure your seat or to take advantage of group discounts visit www.loras.edu/bigdata.
Financial planning and analysis (FP&A) is the process of forecasting a company's future financial performance and managing its financial resources to meet those forecasts. FP&A professionals are responsible for creating accurate financial models, developing budget proposals, and analyzing past financial performance in order to identify trends and recommend improvements.
Learn a best practice methodology where financial plans incorporate assumptions about business activities which are modeled to drive financial data such as revenue projections, headcount, spending and capital requirements.
Genpact helps leaders of some of the largest enterprises
transform and run their processes and operations, including
the very complex and industry-specific. We help enterprises to be more competitive by becoming more intelligent: adaptive, innovative, globally effective and connected by enabling tighter management of costs, risks, regulations, and supporting growth.
Building a Best-Run Finance Organization: A New Role to Address Today's Busin...FindWhitePapers
Is your company seeking to incorporate finance as a core line of business? This SAP Executive Insight examines the changing role of the finance organization in today's business environment - and describes how companies can develop best-run finance organizations.
Proven Techniques for Optimizing Your Financial Planning & Analysis ProcessProformative, Inc.
In this session, you will learn best practices for optimizing the planning process including how to adopt a driver-based model, efficiently manage rolling forecasts, embrace “what if” scenario modeling and provide more meaningful reporting and analysis to impact decision making. You will gain insights from comprehensive industry research recently conducted with hundreds of financial professionals around the world in order to understand key industry trends and best practices that are working for leading edge organizations today. In addition to the research, subject matter experts will share numerous practical steps for improving performance management processes in your organization. You will come away with real-world methodologies to help you improve and shorten your budgeting process and will also enable better decision making and organizational alignment that will help you to optimize performance.
Speaker: Tony Ard, Director of Solutions Engineering, Axiom EPM
Presentation delivered at ProformaTECH 2014 - http://www.proformatech.com
Track: Operational Advantage | Session: 5
Deloitte CFO and finance discussion documentMarc Joiner
How can a CFO think about how they spend their time, where they focus efforts, and how their Finance team can deliver value to the organization? This document can act as a framework for CFOs and Finance teams.
Delivering Value with Financial Performance: Leading FP&A Practices of High-G...Proformative, Inc.
The FP&A organization along with the rest of finance is undergoing a transformation, with increasing responsibilities and their accompanying challenges, all of which have to be undertaken with limited resources. FP&A leaders, like their peers in other finance groups, are being asked to elevate their focus and extend their reach across the organization, while still delivering on traditional blocking and tackling activities. Hear from FP&A leaders who have created significant company value while navigating high growth business environments. Learn how best practices – on KPIs, planning cycles, rolling forecasts, and other techniques – have enabled high performance, both for their functions and for their overall business.
Speakers: Eileen Tobias, Sr. Director of FP&A, NetSuite
Eric Zimmerman, Manager of Financial Planning and Analysis, Infusionsoft
Presentation delivered at ProformaTECH 2014 - http://www.proformatech.com
Track: Operational Advantage | Session: 4
Best Practices in Financial Planning and Analysis | 2013 Business Analytics S...Cartegraph
Loras College is proud to present our annual Business Analytics Symposium on March 27, 2014 at the Grand River Center in Dubuque, IA. Industry experts will share their insights about the evolving field of business analytics opportunities. Learn about everything from best practices when analyzing data to the importance and benefits of building a culture of analytics within your organization.
To learn more, secure your seat or to take advantage of group discounts visit www.loras.edu/bigdata.
Financial planning and analysis (FP&A) is the process of forecasting a company's future financial performance and managing its financial resources to meet those forecasts. FP&A professionals are responsible for creating accurate financial models, developing budget proposals, and analyzing past financial performance in order to identify trends and recommend improvements.
Learn a best practice methodology where financial plans incorporate assumptions about business activities which are modeled to drive financial data such as revenue projections, headcount, spending and capital requirements.
Genpact helps leaders of some of the largest enterprises
transform and run their processes and operations, including
the very complex and industry-specific. We help enterprises to be more competitive by becoming more intelligent: adaptive, innovative, globally effective and connected by enabling tighter management of costs, risks, regulations, and supporting growth.
Building a Best-Run Finance Organization: A New Role to Address Today's Busin...FindWhitePapers
Is your company seeking to incorporate finance as a core line of business? This SAP Executive Insight examines the changing role of the finance organization in today's business environment - and describes how companies can develop best-run finance organizations.
Proven Techniques for Optimizing Your Financial Planning & Analysis ProcessProformative, Inc.
In this session, you will learn best practices for optimizing the planning process including how to adopt a driver-based model, efficiently manage rolling forecasts, embrace “what if” scenario modeling and provide more meaningful reporting and analysis to impact decision making. You will gain insights from comprehensive industry research recently conducted with hundreds of financial professionals around the world in order to understand key industry trends and best practices that are working for leading edge organizations today. In addition to the research, subject matter experts will share numerous practical steps for improving performance management processes in your organization. You will come away with real-world methodologies to help you improve and shorten your budgeting process and will also enable better decision making and organizational alignment that will help you to optimize performance.
Speaker: Tony Ard, Director of Solutions Engineering, Axiom EPM
Presentation delivered at ProformaTECH 2014 - http://www.proformatech.com
Track: Operational Advantage | Session: 5
Deloitte CFO and finance discussion documentMarc Joiner
How can a CFO think about how they spend their time, where they focus efforts, and how their Finance team can deliver value to the organization? This document can act as a framework for CFOs and Finance teams.
Delivering Value with Financial Performance: Leading FP&A Practices of High-G...Proformative, Inc.
The FP&A organization along with the rest of finance is undergoing a transformation, with increasing responsibilities and their accompanying challenges, all of which have to be undertaken with limited resources. FP&A leaders, like their peers in other finance groups, are being asked to elevate their focus and extend their reach across the organization, while still delivering on traditional blocking and tackling activities. Hear from FP&A leaders who have created significant company value while navigating high growth business environments. Learn how best practices – on KPIs, planning cycles, rolling forecasts, and other techniques – have enabled high performance, both for their functions and for their overall business.
Speakers: Eileen Tobias, Sr. Director of FP&A, NetSuite
Eric Zimmerman, Manager of Financial Planning and Analysis, Infusionsoft
Presentation delivered at ProformaTECH 2014 - http://www.proformatech.com
Track: Operational Advantage | Session: 4
We provide planning, design and procurement solutions across a wide range of commercial settings including workplace, retail and leisure environments, in a variety of diverse and challenging locations.
Time, speed and accuracy are huge concerns in the midst of a major emergency for both public and private sector communicators. It's even more urgent for one-person shops or small teams already stretched to the limit on day-to-day issues.
Stock your "go kit" with six essential tools to help manage your crisis communications plan on the fly.
Areen NTD Architecture and Mimar Healthcare Design ProjectsAreen Design
Only by creating the best modern environments, which provide the highest levels of care and attention, can a project be deemed a successful world class institution.
CFOs and the Corporate Performance event presentation is now available for download!!
Don't miss out the chance to discover KMS Financial Dashboard and gain a 360 degree view of the profitability, risk and cash flow metrics of your organization. Get in touch with us and learn how to perform Dynamic Analysis, Simulation of Profits, Sensitivity Analysis and uncover key value drivers.
Balance Sheet (Financial) ConsolidationDhiren Gala
There is always a challenge to close the accounting books quickly & publish the statutory balance sheets with profit and loss accounts statement or for that matter internal financial MIS for monthly quarterly or yearly. There are various challenges when there are group of companies, local subsidiaries, international subsidiaries, branches, strategic business units, sister concerns, joint ventures, merger, acquisitions, investment companies, SPV’s etc. data to be consolidated in single financial report.
CFO team is always under pressure to publish quarterly, half yearly and yearly statements based on Indian GAAP or US GAAP or IFRS or any other formats of publishing data. There are challenges to map and consolidate data from multiple entities, multiple accounting period and multiple currencies. Finance team lead by CFO works days and weeks on multiple spreadsheets to arrive a final statement. While doing this exercise finance team faces several challenges.
Technology can also be a barrier to close books faster. Companies that use desktop spreadsheets to manage their accounting, closing takes about 25% longer to get it done. If the company is still busy closing its books, it can and should do better. We help companies CLOSE YOUR BOOKS FASTER WITH ACCURACY AND EXTENSIVE ANALYTICS.
1KEY Financial Consolidation software is a complete data warehouse model with standard statutory reporting requirements for publishing financial statements and with extensive analytical reports. It provides financial managers the ability to rapidly close and report financial results, meet global regulatory requirements, reduce compliance costs and provide confidence in the numbers.
Accelerate closing cycle and improve the quality of data – remove the pain of consolidation of financial management & reporting cycle. Organizations that are able to close their books quickly & deliver faster & more accurate information can gain a competitive advantage in a rapidly changing market. Provide financial managers the ability to rapidly close & report financial results, meet global regulatory requirements, reduce compliance costs with trust in numbers.
CLOSE BOOKS – Faster | Error Free | with Extensive Analytics is the strategic and exclusive Financial Technologies event that presents the challenges, solutions for Financial Consolidation from industry thought leaders in an interactive knowledge-sharing environment.
This presentation was given at GRC Conference in Boston (October 2010) and explains the importance of measuring performance for real value. It goes into the world of metrics and balanced scorecards
A quick checklist to help CFOs, Finance Directors and Finance & Accounting Managers determine core & non-core functions to help them develop an outsourcing strategy that works!
As information flows more freely in the business world, decisions need to be made quicker and based on sturdier data. The analytical capability that was once reserved for large enterprises has now permeated the world of Small to Medium Businesses (SMBs) and provided a solid foundation of visibility into what really matters to these companies.
Learn how to define success in business intelligence, the 12 keys to success in BI and an overview of the market-leading business intelligence tools. View the video recording and download this deck: http://www.senturus.com/resources/keys-to-success-in-business-intelligence/.
BI tools covered include: Microsoft, Cognos, Business Objects and Oracle.
Senturus, a business analytics consulting firm, has a resource library with hundreds of free recorded webinars, trainings, demos and unbiased product reviews. Take a look and share them with your colleagues and friends: http://www.senturus.com/resources/.
A Step by Step Approach to Actionable Website KPIsUnilytics
Learn How Well Designed KPI’s Immediately Inform How Your Website is Performing. This webinar presents a real world methodology to build relevant KPIs that provide direct feedback on the success of your website and organization.
WQD2011 - Breakthrough Process Improvement - Mashreq Bank - Improving Sales, ...Dubai Quality Group
Breakthrough Process Improvement case study submitted by Mashreq Bank during 3rd Continual Improvement & Innovation Symposium organized by Dubai Quality Group's Continual Improvement Subgroup to celebrate World Quality Day 2011.
It’s not a secret that the need to modernize traditional finance operations and evolve into a “Digital Finance” organization has become a key priority for finance leaders.
In this video recap of the webinar held on 12/11/ 2019; Raul Vega, Auxis CEO, discussed the key risks and challenges organizations typically face as part of their transformation journey, and how to develop and execute a strategy that provides the business case and outcomes you expect based on your specific company size and needs.
What was covered:
- What does Modern Finance really mean?
- Digitization as a Key Element of the Modern Finance Organization
- Most Common Tools you should be implementing as part of your Digital Finance journey
- What’s driving RPA’s growth?
- Implementation Strategies & Alternatives
- How Outsourcing can help finance executives self-fund their Digital Finance Strategy and drive faster outcomes
Putting the SPARK into Virtual Training.pptxCynthia Clay
This 60-minute webinar, sponsored by Adobe, was delivered for the Training Mag Network. It explored the five elements of SPARK: Storytelling, Purpose, Action, Relationships, and Kudos. Knowing how to tell a well-structured story is key to building long-term memory. Stating a clear purpose that doesn't take away from the discovery learning process is critical. Ensuring that people move from theory to practical application is imperative. Creating strong social learning is the key to commitment and engagement. Validating and affirming participants' comments is the way to create a positive learning environment.
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
https://seribangash.com/article-of-association-is-legal-doc-of-company/
Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
www.seribangash.com
Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
Premium MEAN Stack Development Solutions for Modern BusinessesSynapseIndia
Stay ahead of the curve with our premium MEAN Stack Development Solutions. Our expert developers utilize MongoDB, Express.js, AngularJS, and Node.js to create modern and responsive web applications. Trust us for cutting-edge solutions that drive your business growth and success.
Know more: https://www.synapseindia.com/technology/mean-stack-development-company.html
Enterprise Excellence is Inclusive Excellence.pdfKaiNexus
Enterprise excellence and inclusive excellence are closely linked, and real-world challenges have shown that both are essential to the success of any organization. To achieve enterprise excellence, organizations must focus on improving their operations and processes while creating an inclusive environment that engages everyone. In this interactive session, the facilitator will highlight commonly established business practices and how they limit our ability to engage everyone every day. More importantly, though, participants will likely gain increased awareness of what we can do differently to maximize enterprise excellence through deliberate inclusion.
What is Enterprise Excellence?
Enterprise Excellence is a holistic approach that's aimed at achieving world-class performance across all aspects of the organization.
What might I learn?
A way to engage all in creating Inclusive Excellence. Lessons from the US military and their parallels to the story of Harry Potter. How belt systems and CI teams can destroy inclusive practices. How leadership language invites people to the party. There are three things leaders can do to engage everyone every day: maximizing psychological safety to create environments where folks learn, contribute, and challenge the status quo.
Who might benefit? Anyone and everyone leading folks from the shop floor to top floor.
Dr. William Harvey is a seasoned Operations Leader with extensive experience in chemical processing, manufacturing, and operations management. At Michelman, he currently oversees multiple sites, leading teams in strategic planning and coaching/practicing continuous improvement. William is set to start his eighth year of teaching at the University of Cincinnati where he teaches marketing, finance, and management. William holds various certifications in change management, quality, leadership, operational excellence, team building, and DiSC, among others.
Personal Brand Statement:
As an Army veteran dedicated to lifelong learning, I bring a disciplined, strategic mindset to my pursuits. I am constantly expanding my knowledge to innovate and lead effectively. My journey is driven by a commitment to excellence, and to make a meaningful impact in the world.
Tata Group Dials Taiwan for Its Chipmaking Ambition in Gujarat’s DholeraAvirahi City Dholera
The Tata Group, a titan of Indian industry, is making waves with its advanced talks with Taiwanese chipmakers Powerchip Semiconductor Manufacturing Corporation (PSMC) and UMC Group. The goal? Establishing a cutting-edge semiconductor fabrication unit (fab) in Dholera, Gujarat. This isn’t just any project; it’s a potential game changer for India’s chipmaking aspirations and a boon for investors seeking promising residential projects in dholera sir.
Visit : https://www.avirahi.com/blog/tata-group-dials-taiwan-for-its-chipmaking-ambition-in-gujarats-dholera/
LA HUG - Video Testimonials with Chynna Morgan - June 2024Lital Barkan
Have you ever heard that user-generated content or video testimonials can take your brand to the next level? We will explore how you can effectively use video testimonials to leverage and boost your sales, content strategy, and increase your CRM data.🤯
We will dig deeper into:
1. How to capture video testimonials that convert from your audience 🎥
2. How to leverage your testimonials to boost your sales 💲
3. How you can capture more CRM data to understand your audience better through video testimonials. 📊
Kseniya Leshchenko: Shared development support service model as the way to ma...Lviv Startup Club
Kseniya Leshchenko: Shared development support service model as the way to make small projects with small budgets profitable for the company (UA)
Kyiv PMDay 2024 Summer
Website – www.pmday.org
Youtube – https://www.youtube.com/startuplviv
FB – https://www.facebook.com/pmdayconference
What is the TDS Return Filing Due Date for FY 2024-25.pdfseoforlegalpillers
It is crucial for the taxpayers to understand about the TDS Return Filing Due Date, so that they can fulfill your TDS obligations efficiently. Taxpayers can avoid penalties by sticking to the deadlines and by accurate filing of TDS. Timely filing of TDS will make sure about the availability of tax credits. You can also seek the professional guidance of experts like Legal Pillers for timely filing of the TDS Return.
The world of search engine optimization (SEO) is buzzing with discussions after Google confirmed that around 2,500 leaked internal documents related to its Search feature are indeed authentic. The revelation has sparked significant concerns within the SEO community. The leaked documents were initially reported by SEO experts Rand Fishkin and Mike King, igniting widespread analysis and discourse. For More Info:- https://news.arihantwebtech.com/search-disrupted-googles-leaked-documents-rock-the-seo-world/
"𝑩𝑬𝑮𝑼𝑵 𝑾𝑰𝑻𝑯 𝑻𝑱 𝑰𝑺 𝑯𝑨𝑳𝑭 𝑫𝑶𝑵𝑬"
𝐓𝐉 𝐂𝐨𝐦𝐬 (𝐓𝐉 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬) is a professional event agency that includes experts in the event-organizing market in Vietnam, Korea, and ASEAN countries. We provide unlimited types of events from Music concerts, Fan meetings, and Culture festivals to Corporate events, Internal company events, Golf tournaments, MICE events, and Exhibitions.
𝐓𝐉 𝐂𝐨𝐦𝐬 provides unlimited package services including such as Event organizing, Event planning, Event production, Manpower, PR marketing, Design 2D/3D, VIP protocols, Interpreter agency, etc.
Sports events - Golf competitions/billiards competitions/company sports events: dynamic and challenging
⭐ 𝐅𝐞𝐚𝐭𝐮𝐫𝐞𝐝 𝐩𝐫𝐨𝐣𝐞𝐜𝐭𝐬:
➢ 2024 BAEKHYUN [Lonsdaleite] IN HO CHI MINH
➢ SUPER JUNIOR-L.S.S. THE SHOW : Th3ee Guys in HO CHI MINH
➢FreenBecky 1st Fan Meeting in Vietnam
➢CHILDREN ART EXHIBITION 2024: BEYOND BARRIERS
➢ WOW K-Music Festival 2023
➢ Winner [CROSS] Tour in HCM
➢ Super Show 9 in HCM with Super Junior
➢ HCMC - Gyeongsangbuk-do Culture and Tourism Festival
➢ Korean Vietnam Partnership - Fair with LG
➢ Korean President visits Samsung Electronics R&D Center
➢ Vietnam Food Expo with Lotte Wellfood
"𝐄𝐯𝐞𝐫𝐲 𝐞𝐯𝐞𝐧𝐭 𝐢𝐬 𝐚 𝐬𝐭𝐨𝐫𝐲, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐣𝐨𝐮𝐫𝐧𝐞𝐲. 𝐖𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐭𝐡𝐚𝐭 𝐬𝐡𝐨𝐫𝐭𝐥𝐲 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐚 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐬𝐭𝐨𝐫𝐢𝐞𝐬."
1. “F i n a n c i a l p e r f o rma n c e a n d c o s t
ma n a g eme n t—O n e d o m a i n o f b u s i n e s s
value for analy tics can revolve around
per formance management. Monitoring
and decision making on financial infor
Rudra Narayan Pandey mation is not often thought of as acompetitive str
Nividh Consulting a t e g y, b u t i t c a n b e”
Nividh Business Intelligence
Key - T h e m o s t i m p o r t a n t f a c t o r i n b e i n g p r e p a r e d f
919448119930 o r s o p h i s t i c a t e da n a l y t i c s i s t h e a v a i l a b i l i t y o f s u f
• http://www.nividh.com/bi/ondemand/fi ficient volumes of high-quality data.
nance_bi.jsp
2. What is Nividh BI Why Nividh BI -Make more
IT-enabled business decision making informed business decisions:
based on simple to complex data • Competitive and location analysis
analysis processes • Customer behavior analysis
• Database development and • Targeted marketing and sales
administration strategies
• Data mining • Business scenarios and
• Data queries and report writing forecasting
• Data analytics and simulations • Business service management
• Benchmarking of business • Business planning and operation
performance optimization
• Dashboards • Financial management and
• Decision support systems compliance
Nividh Financial Reporting is a powerful tool for designing and presenting analytic data graphically. You can design traditional
financial report formats such as cash management reports, profit and loss statements, and balance sheets. You can also design non
traditional formats for financial or analytic data that include text and graphics
3. The importance of Business Analytics It is a defined process
• Analytics driven organisations are Business Analytics has a defined
shaping their own business outcomes order:
and delivering exceptional economic
performance as a result – Data has been cleansed
• For finance executives the benefit is – Clean data is converted to valid
clear: good data brings discipline to information
business unit planning and – Underlying logic of the model is
performance management and gives correct
finance teams the insight to make
fact-based decisions – Appropriate forecasting techniques
• • By understanding the strategic
have been Applied
implications of the data, finance
teams and decision makers gain the
ability to change course in volatile
circumstances and achieve
competitive advantage
Financial data quality management is a business issue, and is defined as the practice by which
companies can effectively and consistently combine the following four factors:
Financial data collection and transformation
Repeatable financial processes
Internal controls
Audit trails
4. Challenges Analysis and reporting on Financial Analytics
• BI deployments across apps and
departments
• Fragmented view of information
• No consistent definition of business
metrics
– Are metrics such as product
profitability, customer lifetime value,
and marketing campaign ROI calculated
consistently?
– Each analyst with a BI tool may have
their own answer
• Report-centric model with backlog of
new requests in IT
– Top management requests get first
priority, while needs of other Business
users go unmet
• Few users have timely and actionable
information needed to optimize actions
and decisions
– Particularly middle management and
“front line” users
5. Analytical review Illustrative examples
• High level overview: an overall sense check on • Is the company insolvent?
the data, model • Do Non-Current Assets over depreciate?
structure and outputs • What happens to the outputs if all inputs are
– Hence, need to be clear what the key outputs deleted?
are – Tests for hard code in formulae
• Do the results appear reasonable under the – Tests for ‘plugs’
base case? – Tests for #DIV/0! errors
• Flex inputs to ensure that the outputs change • Chart key items such as EBITDA, debt waterfalls,
as expected ratios
– e.g. if Sales Volume is increased by 20%, what • Create control accounts
happens to Costs Of
Goods Sold (and Sales)? • Is interest being treated correctly: rolled up vs.
capitalised, etc.
• Attempt to break the model (this will not • Ratios:
always be an error)
• Chart key items to examine the patterns: – Ensure they relate to key outputs
– Increasing / decreasing trend – Confirm definitions
– “Blips” – Enter some extreme numbers and review
corresponding outputs
– Time lags or leading indicators
• Precedents / dependents analysis
7. The Analysis of Financial Statements
• Ratio Analysis involves methods of calculating and
The Use Of Financial Ratios interpreting financial ratios in order to assess a firm's
performance and status
Analyzing Liquidity • Liquidity refers to the solvency of the firm's overall
financial position, i.e. a "liquid firm" is one that can
Analyzing Activity easily meet its short-term obligations as they come due.
Analyzing Debt • Activity is a more sophisticated analysis of a firm's
liquidity, evaluating the speed with which certain
accounts are converted into sales or cash; also measures
Analyzing Profitability a firm's efficiency
• Debt is a true "double-edged" sword as it allows for the
A Complete Ratio Analysis generation of profits with the use of other people's
(creditors) money, but creates claims on earnings with a
higher priority than those of the firm's owners.
• Profitability Measures assess the firm's ability to operate
efficiently and are of concern to owners, creditors, and
management
8. Profitability
• Gross Margin = Gross Profit / Revenue
– High level, “quick and dirty analysis”
– Provides contribution analysis at product and / or
segment level
• Net Margin = EBIT / Revenue
Ratio analysis
http://www.nividh.com/viewDemoDashboard.action?fr=syAd&dashboard.dashbo
– Not always defined consistently ardID=158&oq=window.open+ma&fp=1320138907855
– Takes into account overheads
– Easier to manipulate, but basis for some valuations,
e.g. EVA®
• Compound Annual Growth Rates (CAGR)
– Looks at growth in profit (or other metrics) over
multiple periods and provides an
average annual growth rate (on a compounding
basis)
– Assists with identifying performance against CPI,
etc.
9. Liquidity
Current ratio = Current Assets / Current
Liabilities
– Frequently used ratio
– Short-term creditors prefer high current ratio
– Shareholders prefer lower current ratio
Ratio analysis http://www.nividh.com/viewDemoDashboard.action?fr=syAd&dashb
Quick ratio = (Current Assets – Inventory) / oard.dashboardID=158&oq=window.open+ma&fp=1320138907855
Current Liabilities Liquidity
– An alternative measure of liquidity that does • Debtor days = Closing Debtors x Days in Period / Credit Sales
not include inventory (because it may be – Very common ratio
– Frequently miscalculated
hard to liquidate inventory quickly) • Creditor days = Closing Creditors x Days in Period / Credit Payments
– It is often referred to as the acid test – Also, often miscalculated
Cash ratio = (Cash + Marketable Securities) / Ratio analysis
Current Liabilities • Inventory turnover = Cost of Inventory Sold / Inventory
– Identifies slow moving stock if broken down
– This is the most conservative liquidity ratio – Can be calculated in days also
– Excludes all current assets except the most Gearing
liquid: cash and cash equivalents • Gearing ratio = Debt / Equity
– Proxy for financial leverage
– Indicates ability to pay of current liabilities if
immediate payment demanded
10. Finance professionals need to learn Managers are required to make
efficient and effective data decisions under uncertainty about
forecasting methods in order to make the future
effective decisions • In order to make those decisions, it is
• Almost all managerial decisions are necessary to forecast key variables
based on forecasts of future • The choice of forecast models can have
conditions a significant impact on the accuracy
• Forecasts are needed throughout an of forecasts
organisation – and they should • It is necessary to understand
certainly not be produced by an isolated forecasting methods (and their
group of forecasters limitations) in order to make reliable
• Forecasting is never “finished” and timely business decisions
• Forecasts are needed continually, and
as time moves on, the impact of the
forecasts on actual performance is
measured, original
forecasts are updated, variance analysis
assessed and decisions modified, etc.
11. • Fixed Costs: These are expenses that
Break-even Analysis do not fluctuate in relation to the
For Month Ended June 30, 2010 Fixed amount of sales. They can be
Costs (Operating Expenses) $ considered operating expenses.
962 Examples of fixed costs are monthly
phone bill, insurance payments, rent,
Variable Costs (Cost of Goods Sold) etc.
3,680 • Variable Costs: These expenses vary.
Break-even in Sales = Fixed Costs + (If these expenses contribute directly
Variable Costs = $4,642 to the production of a business’s
service or product, then they can be
Formula to calculate the break-even considered Costs of Goods Sold as
point: well.) Some examples are supplies,
• Break-even = Fixed Costs (Operating wages, etc.
• http://www.nividh.com/viewDemoDashboard.action?fr=syAd&dash
Expenses) + Variable Costs (COGS) board.dashboardID=158&oq=window.open+ma&fp=132013890785
5
• OR • (Break-even) Sales = Fixed Costs +
• Break-even = Operating Expenses ÷ (Variable Costs / Estimated Revenues)
Gross Margin per unit x Sales
12. The key relation for CVP analysis is the profi t Total revenue = Price *Units of output
equation. Every organization’s fi nancial produced and sold TR = PX
operations can be stated as a simple relation In our profi t equation, total costs ( TC )
among total revenues ( TR ), total costs ( TC ), may be divided into a fi xed component
that
and operating profi t:
does not vary with changes in output levels
Operating profi t = Total revenues - Total costs and a variable component that does
Profi t = TR - TC vary. The fixed component is made up
(For not-for-profi t and government of total fixed costs ( F ) per period; the
variable component is
organizations, the “profi t” may go by
different names such as “surplus” or the product of the average variable cost per
“contribution to fund,” but the analysis is the
unit ( V ) multiplied by the quantity of
output
same.) Both total revenues and total costs
are likely to be affected by changes in the ( X ). Therefore, the cost function is
amount of output. 1 We rewrite the profi t Total costs = (Variable costs per unit Units
equation to explicitly include volume, of output) + Fixed costs
allowing us to analyze the relations among TC = VX + F
Profi t = Contribution margin - Fixed costs
volume, costs, and profi t.
(P -V)X-F
Total revenue ( TR ) equals average selling price
per
unit ( P ) times the units of output ( X ):
13.
14. Customer Choice - Move when ready
Dashboards &
Reports
Enhance Nividh BI
Ad-hoc Query
Analysis
Dashboards &
Nividh BI
Reports
Maintain
Ad-hoc Query
RDBMS
Analysis
15. • Nividh Provides Actionable Intelligence
– Configurable Best Practices
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– Designed for Finance, executives and line managers throughout the organization
• Adaptive Application Framework
– Flexibility to change as business needs change
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• Reduces need for highly scarce IT resources and lengthy development initiatives
– Immediate access to critical information, throughout the organization
Sales – Vipul Sharma +91-9483-265110
sales@bdisys.com,
hr.transformation@bdisys.com
vipul.sharma@bdisys.com