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GETTING
 COMPLETE
OUT OF DEBT
Often we don't Have
  The Road Map
 How To Achieve
    These Goals
The Software
  Mathematically
  Determine The
Fastest way to Zero
Using The
Acceleration Account Program


     1. No Refinancing
Using The
  Acceleration Account Program


         1. No Refinancing
2. Min. Monthly Payment Will Stay The Same
Using The
  Acceleration Account Program


         1. No Refinancing
2. Min. Monthly Payment Will Stay The Same

     3. Little To No change in Lifestyle
Using The
Acceleration Account Program


 Committed To Getting Out Of Debt
Using The
Acceleration Account Program


 Committed To Getting Out Of Debt

  Consistently Follow The Sotfware
FINANCIAL INFORMATION SHEET
APPLICANT INFORMATION

Name:                                                                         Address:                                 Phone:



City                                                                          State:                  Zip Code                                 Cell Phone:



Lender:                                                                       Mortgage Principal $                     Start date:

Mortgage Balance: $                                                           Term:                   Interest Rate:   Payment: $

Line of credit Balance: $                                                     Line of credit Limit: $                  Savings Acc Balance $



E-mail:



INCOME INFORMATION

                 Name                                       Amount                                   Interval




EXPENSES*

* Utilities(gas electric phone cable internet) car insurance, health insurance, medicines, groceries etc.
ACCELERATION
  ACCOUNT
  PROGRAM
SAVINGS
 ACCOUNT




Accelerating
 Account
CHECKING   SAVINGS
ACCOUNT    ACCOUNT




 Deposit   Accelerating
 Account
            Account
HELOC
CHECKING   SAVINGS
ACCOUNT    ACCOUNT




                          CREDIT
Deposit
Account
           Accelerating   CARDS
            Account
MORTGAGE


OTHER DEBTS
TOTAL PAYMENTS
JOHN & MARY DOE LOAN SUMMARY
JOHN & MARY DOE LOAN SUMMARY


 $ 200,000   Principal Loan Amount

      360    Months (30 Year Loan)
JOHN & MARY DOE LOAN SUMMARY


 $ 200,000    Principal Loan Amount

      360     Months (30 Year Loan)
        6%    Interest rate
 $ 1,199.10   Monthly Payment
JOHN & MARY DOE LOAN SUMMARY


 $ 200,000    Principal Loan Amount

      360     Months (30 Year Loan)
        6%    Interest rate
 $ 1,199.10   Monthly Payment
  $ 431,676   Total Repayment
JOHN & MARY DOE LOAN SUMMARY


 $ 200,000    Principal Loan Amount

      360     Months (30 Year Loan)
        6%    Interest rate
 $ 1,199.10   Monthly Payment
  $ 431,676   Total Repayment




  -$200,000   Principal Loan Amount
JOHN & MARY DOE LOAN SUMMARY


 $ 200,000    Principal Loan Amount

      360     Months (30 Year Loan)
        6%    Interest rate
 $ 1,199.10   Monthly Payment
  $ 431,676   Total Repayment




  -$200,000   Principal Loan Amount
   -$231,676 Total Interest Paid
Sample Loan: John and Mary Doe
                $200,000 Principal Balance
                      6% Interest Rate
                  $1,199 Monthly Payment


          Principal   Interest   Balance   Equity   Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21
Sample Loan: John and Mary Doe
                $200,000 Principal Balance
                      6% Interest Rate
                  $1,199 Monthly Payment


          Principal   Interest   Balance   Equity   Paid

Month 1   $199.10     $1,000

Month 2

Year 1

Year 5

Year 10

Year 21
Sample Loan: John and Mary Doe
                $200,000 Principal Balance
                      6% Interest Rate
                  $1,199 Monthly Payment


          Principal   Interest   Balance   Equity   Paid

Month 1   $199.10     $1,000

Month 2   $200.10     $999.00

Year 1

Year 5

Year 10

Year 21
Sample Loan: John and Mary Doe
                $200,000 Principal Balance
                      6% Interest Rate
                  $1,199 Monthly Payment


          Principal   Interest    Balance   Equity    Paid

Month 1   $199.10     $1,000

Month 2   $200.10     $999.00

Year 1    $210.33     $988.77    $197,543   $2,457   $14,389

Year 5

Year 10

Year 21
Sample Loan: John and Mary Doe
                $200,000 Principal Balance
                      6% Interest Rate
                  $1,199 Monthly Payment


          Principal   Interest    Balance   Equity    Paid

Month 1   $199.10     $1,000

Month 2   $200.10     $999.00

Year 1    $210.33     $988.77    $197,543   $2,457   $14,389

Year 5

Year 10

Year 21
Sample Loan: John and Mary Doe
                $200,000 Principal Balance
                      6% Interest Rate
                  $1,199 Monthly Payment


          Principal   Interest    Balance   Equity    Paid

Month 1   $199.10     $1,000

Month 2   $200.10     $999.00

Year 1    $210.33     $988.77    $197,543   $2,457   $14,389

Year 5    $267.22     $931.88    $186,108   $13,891 $71,946

Year 10

Year 21
Sample Loan: John and Mary Doe
                $200,000 Principal Balance
                      6% Interest Rate
                  $1,199 Monthly Payment


          Principal   Interest    Balance   Equity    Paid

Month 1   $199.10     $1,000

Month 2   $200.10     $999.00

Year 1    $210.33     $988.77    $197,543   $2,457   $14,389

Year 5    $267.22     $931.88    $186,108   $13,891 $71,946

Year 10

Year 21
Sample Loan: John and Mary Doe
                $200,000 Principal Balance
                      6% Interest Rate
                  $1,199 Monthly Payment


          Principal   Interest    Balance   Equity    Paid

Month 1   $199.10     $1,000

Month 2   $200.10     $999.00

Year 1    $210.33     $988.77    $197,543   $2,457   $14,389

Year 5    $267.22     $931.88    $186,108   $13,891 $71,946

Year 10   $360.44     $838.66    $167,371   $32,628 $143,891

Year 21   $696.23     $502.89    $100,573   $99,436 $300,947
THE
ACCELERATION    A Financial Tool for
               Managing a Mortgage
ACCOUNT                Or
                 Consumer Debt
PROGRAM
THE
ACCELERATION
               Uses Well-known
ACCOUNT        Banking Tools &
                  Strategies
PROGRAM
THE
ACCELERATION
                You Will Need A
ACCOUNT        Checking & Savings
                    Account
PROGRAM
THE
ACCELERATION
               Two Different Account
ACCOUNT            Are Need For
                Maximum Efficiency
PROGRAM
THE
ACCELERATION

ACCOUNT
PROGRAM
Checking
  or
Savings
Account




Deposit
Account
Savings
Checking    Account
              Or
  or        Lines Of
Savings      Credit
Account




Deposit    Accelerating
Account     Account
Tells You to move
  When How much
  Money To Move
   The Money
What
Account to use
Optimal Balance For
         High Reserve Line             Funds Transfer         CAR



                                                              R.V.


                        Strategic
Income                  Allocation                          HOME



                                                           Credit Cards

         Minimum Reserve             Minimum Reserve
                                       Accelerating
           Deposit Account
                                        Account              A.T.V
Optimal Balance For
         High Reserve Line             Funds Transfer         CAR



                                                              R.V.


                        Strategic
Income                  Allocation                          HOME



                                                           Credit Cards

         Minimum Reserve             Minimum Reserve
                                       Accelerating
           Deposit Account
                                        Account              A.T.V
Transfer
                                     Funds



                    Optimal Balance For
High Reserve Line     Funds Transfer               CAR



                                                   R.V.



                                                 HOME



                                                Credit Cards

Minimum Reserve     Minimum Reserve
                      Accelerating
  Deposit Account
                       Account                    A.T.V
The Mathematical Engines that
          Drive
 The Acceleration Account Program




 Constantly Monitor Available Reserves
Prompt Strategic Principal Only Payments
Transfer
                                     Funds



                    Optimal Balance For
High Reserve Line     Funds Transfer               CAR



                                                   R.V.



                                                 HOME



                                                Credit Cards

Minimum Reserve     Minimum Reserve
                      Accelerating
  Deposit Account
                       Account                    A.T.V
Sample Loan: John and Mary Doe



  $ 5,000 Funds Transfer
     $ 23,000 Saved

Eliminate 2 Years of Payments
MORTGAGE


 DEBT   DEBT



 DEBT   DEBT



 DEBT   DEBT
DEBT   DEBT   DEBT   DEBT   DEBT   DEBT
Payoff     Payoff      Payoff
Scenarios   Scenarios   Scenarios



 Payoff     Payoff      Payoff
Scenarios   Scenarios   Scenarios


Payoff      Payoff      Payoff
Scenarios   Scenarios   Scenarios
MORTGAGE
             6.5%      CAR
           $226,183    LOAN      R.V
CREDIT                          LOAN                  STUDENT
                       6.75%                           LOANS
CARDS                            6%
                      $42,296   $27,753   FURNITURE     6.25%
  7%
                                           6.125%      $24,530
$21,538
                                           $4,309
MORTGAGE
             6.5%      CAR
           $226,183    LOAN      R.V
CREDIT                          LOAN                  STUDENT
                       6.75%                           LOANS
CARDS                            6%
                      $42,296   $27,753   FURNITURE     6.25%
  7%
                                           6.125%      $24,530
$21,538
                                           $4,309
MORTGAGE
             6.5%      CAR
           $226,183    LOAN      R.V
CREDIT                          LOAN                  STUDENT
                       6.75%                           LOANS
CARDS                            6%
                      $42,296   $27,753   FURNITURE     6.25%
  7%
                                           6.125%      $24,530
$21,538
                                           $4,309
THE
ACCELERATION

ACCOUNT
PROGRAM
Horizons – Financial Inc.
   Direct: 239-283-9314
                            Free Financial
   horizons08@live.com       Analysis
                            Call us Or
Horizons – Financial Inc.
   Direct: 239-283-9314
                                       Free Financial
   horizons08@live.com                  Analysis
                                       Call us Or
   http://www.horizons-financial.com   E-mail us

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Final.pres.revised cds version 1( adjusted) para pierre

  • 1.
  • 2.
  • 3.
  • 4.
  • 6. Often we don't Have The Road Map How To Achieve These Goals
  • 7.
  • 8.
  • 9.
  • 10.
  • 11.
  • 12.
  • 13. The Software Mathematically Determine The Fastest way to Zero
  • 14. Using The Acceleration Account Program 1. No Refinancing
  • 15. Using The Acceleration Account Program 1. No Refinancing 2. Min. Monthly Payment Will Stay The Same
  • 16. Using The Acceleration Account Program 1. No Refinancing 2. Min. Monthly Payment Will Stay The Same 3. Little To No change in Lifestyle
  • 17. Using The Acceleration Account Program Committed To Getting Out Of Debt
  • 18. Using The Acceleration Account Program Committed To Getting Out Of Debt Consistently Follow The Sotfware
  • 19.
  • 20.
  • 21. FINANCIAL INFORMATION SHEET APPLICANT INFORMATION Name: Address: Phone: City State: Zip Code Cell Phone: Lender: Mortgage Principal $ Start date: Mortgage Balance: $ Term: Interest Rate: Payment: $ Line of credit Balance: $ Line of credit Limit: $ Savings Acc Balance $ E-mail: INCOME INFORMATION Name Amount Interval EXPENSES* * Utilities(gas electric phone cable internet) car insurance, health insurance, medicines, groceries etc.
  • 22.
  • 25. CHECKING SAVINGS ACCOUNT ACCOUNT Deposit Accelerating Account Account
  • 26. HELOC CHECKING SAVINGS ACCOUNT ACCOUNT CREDIT Deposit Account Accelerating CARDS Account
  • 29. JOHN & MARY DOE LOAN SUMMARY
  • 30. JOHN & MARY DOE LOAN SUMMARY $ 200,000 Principal Loan Amount 360 Months (30 Year Loan)
  • 31. JOHN & MARY DOE LOAN SUMMARY $ 200,000 Principal Loan Amount 360 Months (30 Year Loan) 6% Interest rate $ 1,199.10 Monthly Payment
  • 32. JOHN & MARY DOE LOAN SUMMARY $ 200,000 Principal Loan Amount 360 Months (30 Year Loan) 6% Interest rate $ 1,199.10 Monthly Payment $ 431,676 Total Repayment
  • 33. JOHN & MARY DOE LOAN SUMMARY $ 200,000 Principal Loan Amount 360 Months (30 Year Loan) 6% Interest rate $ 1,199.10 Monthly Payment $ 431,676 Total Repayment -$200,000 Principal Loan Amount
  • 34. JOHN & MARY DOE LOAN SUMMARY $ 200,000 Principal Loan Amount 360 Months (30 Year Loan) 6% Interest rate $ 1,199.10 Monthly Payment $ 431,676 Total Repayment -$200,000 Principal Loan Amount -$231,676 Total Interest Paid
  • 35. Sample Loan: John and Mary Doe $200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment Principal Interest Balance Equity Paid Month 1 Month 2 Year 1 Year 5 Year 10 Year 21
  • 36. Sample Loan: John and Mary Doe $200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment Principal Interest Balance Equity Paid Month 1 $199.10 $1,000 Month 2 Year 1 Year 5 Year 10 Year 21
  • 37. Sample Loan: John and Mary Doe $200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment Principal Interest Balance Equity Paid Month 1 $199.10 $1,000 Month 2 $200.10 $999.00 Year 1 Year 5 Year 10 Year 21
  • 38. Sample Loan: John and Mary Doe $200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment Principal Interest Balance Equity Paid Month 1 $199.10 $1,000 Month 2 $200.10 $999.00 Year 1 $210.33 $988.77 $197,543 $2,457 $14,389 Year 5 Year 10 Year 21
  • 39. Sample Loan: John and Mary Doe $200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment Principal Interest Balance Equity Paid Month 1 $199.10 $1,000 Month 2 $200.10 $999.00 Year 1 $210.33 $988.77 $197,543 $2,457 $14,389 Year 5 Year 10 Year 21
  • 40. Sample Loan: John and Mary Doe $200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment Principal Interest Balance Equity Paid Month 1 $199.10 $1,000 Month 2 $200.10 $999.00 Year 1 $210.33 $988.77 $197,543 $2,457 $14,389 Year 5 $267.22 $931.88 $186,108 $13,891 $71,946 Year 10 Year 21
  • 41. Sample Loan: John and Mary Doe $200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment Principal Interest Balance Equity Paid Month 1 $199.10 $1,000 Month 2 $200.10 $999.00 Year 1 $210.33 $988.77 $197,543 $2,457 $14,389 Year 5 $267.22 $931.88 $186,108 $13,891 $71,946 Year 10 Year 21
  • 42. Sample Loan: John and Mary Doe $200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment Principal Interest Balance Equity Paid Month 1 $199.10 $1,000 Month 2 $200.10 $999.00 Year 1 $210.33 $988.77 $197,543 $2,457 $14,389 Year 5 $267.22 $931.88 $186,108 $13,891 $71,946 Year 10 $360.44 $838.66 $167,371 $32,628 $143,891 Year 21 $696.23 $502.89 $100,573 $99,436 $300,947
  • 43. THE ACCELERATION A Financial Tool for Managing a Mortgage ACCOUNT Or Consumer Debt PROGRAM
  • 44. THE ACCELERATION Uses Well-known ACCOUNT Banking Tools & Strategies PROGRAM
  • 45. THE ACCELERATION You Will Need A ACCOUNT Checking & Savings Account PROGRAM
  • 46. THE ACCELERATION Two Different Account ACCOUNT Are Need For Maximum Efficiency PROGRAM
  • 49. Savings Checking Account Or or Lines Of Savings Credit Account Deposit Accelerating Account Account
  • 50. Tells You to move When How much Money To Move The Money
  • 52. Optimal Balance For High Reserve Line Funds Transfer CAR R.V. Strategic Income Allocation HOME Credit Cards Minimum Reserve Minimum Reserve Accelerating Deposit Account Account A.T.V
  • 53. Optimal Balance For High Reserve Line Funds Transfer CAR R.V. Strategic Income Allocation HOME Credit Cards Minimum Reserve Minimum Reserve Accelerating Deposit Account Account A.T.V
  • 54. Transfer Funds Optimal Balance For High Reserve Line Funds Transfer CAR R.V. HOME Credit Cards Minimum Reserve Minimum Reserve Accelerating Deposit Account Account A.T.V
  • 55. The Mathematical Engines that Drive The Acceleration Account Program Constantly Monitor Available Reserves Prompt Strategic Principal Only Payments
  • 56. Transfer Funds Optimal Balance For High Reserve Line Funds Transfer CAR R.V. HOME Credit Cards Minimum Reserve Minimum Reserve Accelerating Deposit Account Account A.T.V
  • 57. Sample Loan: John and Mary Doe $ 5,000 Funds Transfer $ 23,000 Saved Eliminate 2 Years of Payments
  • 58. MORTGAGE DEBT DEBT DEBT DEBT DEBT DEBT
  • 59. DEBT DEBT DEBT DEBT DEBT DEBT
  • 60. Payoff Payoff Payoff Scenarios Scenarios Scenarios Payoff Payoff Payoff Scenarios Scenarios Scenarios Payoff Payoff Payoff Scenarios Scenarios Scenarios
  • 61. MORTGAGE 6.5% CAR $226,183 LOAN R.V CREDIT LOAN STUDENT 6.75% LOANS CARDS 6% $42,296 $27,753 FURNITURE 6.25% 7% 6.125% $24,530 $21,538 $4,309
  • 62. MORTGAGE 6.5% CAR $226,183 LOAN R.V CREDIT LOAN STUDENT 6.75% LOANS CARDS 6% $42,296 $27,753 FURNITURE 6.25% 7% 6.125% $24,530 $21,538 $4,309
  • 63. MORTGAGE 6.5% CAR $226,183 LOAN R.V CREDIT LOAN STUDENT 6.75% LOANS CARDS 6% $42,296 $27,753 FURNITURE 6.25% 7% 6.125% $24,530 $21,538 $4,309
  • 65. Horizons – Financial Inc. Direct: 239-283-9314 Free Financial horizons08@live.com Analysis Call us Or
  • 66. Horizons – Financial Inc. Direct: 239-283-9314 Free Financial horizons08@live.com Analysis Call us Or http://www.horizons-financial.com E-mail us

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