The document describes an acceleration account program that uses strategic transfers between checking, savings, and debt accounts to pay off loans and debts faster through increased principal payments while maintaining the same monthly payments. It works by constantly monitoring account balances and reserves to determine optimal transfer amounts and timing to eliminate years of payments and interest costs through mathematical modeling. Committing to consistently follow the software's recommendations can help individuals get out of debt faster.

5. GETTING
COMPLETE
OUT OF DEBT

6. Often we don't Have
The Road Map
How To Achieve
These Goals

13. The Software
Mathematically
Determine The
Fastest way to Zero

14. Using The
Acceleration Account Program
1. No Refinancing

15. Using The
Acceleration Account Program
1. No Refinancing
2. Min. Monthly Payment Will Stay The Same

16. Using The
Acceleration Account Program
1. No Refinancing
2. Min. Monthly Payment Will Stay The Same
3. Little To No change in Lifestyle

17. Using The
Acceleration Account Program
Committed To Getting Out Of Debt

18. Using The
Acceleration Account Program
Committed To Getting Out Of Debt
Consistently Follow The Sotfware

21. FINANCIAL INFORMATION SHEET
APPLICANT INFORMATION
Name: Address: Phone:
City State: Zip Code Cell Phone:
Lender: Mortgage Principal $ Start date:
Mortgage Balance: $ Term: Interest Rate: Payment: $
Line of credit Balance: $ Line of credit Limit: $ Savings Acc Balance $
E-mail:
INCOME INFORMATION
Name Amount Interval
EXPENSES*
* Utilities(gas electric phone cable internet) car insurance, health insurance, medicines, groceries etc.

23. ACCELERATION
ACCOUNT
PROGRAM

24. SAVINGS
ACCOUNT
Accelerating
Account

25. CHECKING SAVINGS
ACCOUNT ACCOUNT
Deposit Accelerating
Account
Account

26. HELOC
CHECKING SAVINGS
ACCOUNT ACCOUNT
CREDIT
Deposit
Account
Accelerating CARDS
Account

27. MORTGAGE
OTHER DEBTS

28. TOTAL PAYMENTS

29. JOHN & MARY DOE LOAN SUMMARY

30. JOHN & MARY DOE LOAN SUMMARY
$ 200,000 Principal Loan Amount
360 Months (30 Year Loan)

31. JOHN & MARY DOE LOAN SUMMARY
$ 200,000 Principal Loan Amount
360 Months (30 Year Loan)
6% Interest rate
$ 1,199.10 Monthly Payment

32. JOHN & MARY DOE LOAN SUMMARY
$ 200,000 Principal Loan Amount
360 Months (30 Year Loan)
6% Interest rate
$ 1,199.10 Monthly Payment
$ 431,676 Total Repayment

33. JOHN & MARY DOE LOAN SUMMARY
$ 200,000 Principal Loan Amount
360 Months (30 Year Loan)
6% Interest rate
$ 1,199.10 Monthly Payment
$ 431,676 Total Repayment
-$200,000 Principal Loan Amount

34. JOHN & MARY DOE LOAN SUMMARY
$ 200,000 Principal Loan Amount
360 Months (30 Year Loan)
6% Interest rate
$ 1,199.10 Monthly Payment
$ 431,676 Total Repayment
-$200,000 Principal Loan Amount
-$231,676 Total Interest Paid

35. Sample Loan: John and Mary Doe
$200,000 Principal Balance
6% Interest Rate
$1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1
Month 2
Year 1
Year 5
Year 10
Year 21

36. Sample Loan: John and Mary Doe
$200,000 Principal Balance
6% Interest Rate
$1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1 $199.10 $1,000
Month 2
Year 1
Year 5
Year 10
Year 21

37. Sample Loan: John and Mary Doe
$200,000 Principal Balance
6% Interest Rate
$1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1 $199.10 $1,000
Month 2 $200.10 $999.00
Year 1
Year 5
Year 10
Year 21

38. Sample Loan: John and Mary Doe
$200,000 Principal Balance
6% Interest Rate
$1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1 $199.10 $1,000
Month 2 $200.10 $999.00
Year 1 $210.33 $988.77 $197,543 $2,457 $14,389
Year 5
Year 10
Year 21

39. Sample Loan: John and Mary Doe
$200,000 Principal Balance
6% Interest Rate
$1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1 $199.10 $1,000
Month 2 $200.10 $999.00
Year 1 $210.33 $988.77 $197,543 $2,457 $14,389
Year 5
Year 10
Year 21

40. Sample Loan: John and Mary Doe
$200,000 Principal Balance
6% Interest Rate
$1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1 $199.10 $1,000
Month 2 $200.10 $999.00
Year 1 $210.33 $988.77 $197,543 $2,457 $14,389
Year 5 $267.22 $931.88 $186,108 $13,891 $71,946
Year 10
Year 21

41. Sample Loan: John and Mary Doe
$200,000 Principal Balance
6% Interest Rate
$1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1 $199.10 $1,000
Month 2 $200.10 $999.00
Year 1 $210.33 $988.77 $197,543 $2,457 $14,389
Year 5 $267.22 $931.88 $186,108 $13,891 $71,946
Year 10
Year 21

42. Sample Loan: John and Mary Doe
$200,000 Principal Balance
6% Interest Rate
$1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1 $199.10 $1,000
Month 2 $200.10 $999.00
Year 1 $210.33 $988.77 $197,543 $2,457 $14,389
Year 5 $267.22 $931.88 $186,108 $13,891 $71,946
Year 10 $360.44 $838.66 $167,371 $32,628 $143,891
Year 21 $696.23 $502.89 $100,573 $99,436 $300,947

43. THE
ACCELERATION A Financial Tool for
Managing a Mortgage
ACCOUNT Or
Consumer Debt
PROGRAM

44. THE
ACCELERATION
Uses Well-known
ACCOUNT Banking Tools &
Strategies
PROGRAM

45. THE
ACCELERATION
You Will Need A
ACCOUNT Checking & Savings
Account
PROGRAM

46. THE
ACCELERATION
Two Different Account
ACCOUNT Are Need For
Maximum Efficiency
PROGRAM

47. THE
ACCELERATION
ACCOUNT
PROGRAM

48. Checking
or
Savings
Account
Deposit
Account

49. Savings
Checking Account
Or
or Lines Of
Savings Credit
Account
Deposit Accelerating
Account Account

50. Tells You to move
When How much
Money To Move
The Money

51. What
Account to use

52. Optimal Balance For
High Reserve Line Funds Transfer CAR
R.V.
Strategic
Income Allocation HOME
Credit Cards
Minimum Reserve Minimum Reserve
Accelerating
Deposit Account
Account A.T.V

53. Optimal Balance For
High Reserve Line Funds Transfer CAR
R.V.
Strategic
Income Allocation HOME
Credit Cards
Minimum Reserve Minimum Reserve
Accelerating
Deposit Account
Account A.T.V

54. Transfer
Funds
Optimal Balance For
High Reserve Line Funds Transfer CAR
R.V.
HOME
Credit Cards
Minimum Reserve Minimum Reserve
Accelerating
Deposit Account
Account A.T.V

55. The Mathematical Engines that
Drive
The Acceleration Account Program
Constantly Monitor Available Reserves
Prompt Strategic Principal Only Payments

56. Transfer
Funds
Optimal Balance For
High Reserve Line Funds Transfer CAR
R.V.
HOME
Credit Cards
Minimum Reserve Minimum Reserve
Accelerating
Deposit Account
Account A.T.V

57. Sample Loan: John and Mary Doe
$ 5,000 Funds Transfer
$ 23,000 Saved
Eliminate 2 Years of Payments

58. MORTGAGE
DEBT DEBT
DEBT DEBT
DEBT DEBT

59. DEBT DEBT DEBT DEBT DEBT DEBT

60. Payoff Payoff Payoff
Scenarios Scenarios Scenarios
Payoff Payoff Payoff
Scenarios Scenarios Scenarios
Payoff Payoff Payoff
Scenarios Scenarios Scenarios

61. MORTGAGE
6.5% CAR
$226,183 LOAN R.V
CREDIT LOAN STUDENT
6.75% LOANS
CARDS 6%
$42,296 $27,753 FURNITURE 6.25%
7%
6.125% $24,530
$21,538
$4,309

62. MORTGAGE
6.5% CAR
$226,183 LOAN R.V
CREDIT LOAN STUDENT
6.75% LOANS
CARDS 6%
$42,296 $27,753 FURNITURE 6.25%
7%
6.125% $24,530
$21,538
$4,309

63. MORTGAGE
6.5% CAR
$226,183 LOAN R.V
CREDIT LOAN STUDENT
6.75% LOANS
CARDS 6%
$42,296 $27,753 FURNITURE 6.25%
7%
6.125% $24,530
$21,538
$4,309

64. THE
ACCELERATION
ACCOUNT
PROGRAM

65. Horizons – Financial Inc.
Direct: 239-283-9314
Free Financial
horizons08@live.com Analysis
Call us Or

66. Horizons – Financial Inc.
Direct: 239-283-9314
Free Financial
horizons08@live.com Analysis
Call us Or
http://www.horizons-financial.com E-mail us