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This document summarizes a pre-qualification interview for a home loan. It shows the applicant has $4,332 monthly income and $400 in credit card debt. Two potential home purchase scenarios are analyzed to see if the applicant's debt-to-income ratio qualifies them for the necessary financing. The first scenario is a $390,000 single family home, and the second is a $303,547 condo. Both scenarios explore using various down payment assistance programs to help cover closing costs and lower the applicant's monthly payment.


