CHOOSING BETWEEN TWO ROADS: The Transactional Loan Officer vs. The Mortgage ...Mortgage Coach
Check out this white paper for 2005...some things of changed but many things are the same
CHOOSING BETWEEN TWO ROADS: The Transactional Loan Officer vs. The Mortgage Planner
As the refi market winds down, loan officers must make a decision: How are they going to generate new business going forward?
Will they stay in the transactional trap of the average originator – or break through to new levels of respect, referrals and residual commissions by becoming mortgage planners?
The Modern Loan Officer DEFINED with Dave Savage and Kristen Messerli Mortgage Coach
Slides from our January 2018 Briefing - Watch the video below
The Modern Loan Officer DEFINED with Kristin Messerli and Dave Savage https://youtu.be/R7qiEmRPwME
We want loan officers to be... the MOST VALUABLE FINANCIAL ADVISOR to families and borrowers who want to achieve financial freedom.
Loan officers should be competing with CPAs, financial advisors, and Realtors to deliver the best advice experience and the best financial literacy education they’ve ever received.
CHOOSING BETWEEN TWO ROADS: The Transactional Loan Officer vs. The Mortgage ...Mortgage Coach
Check out this white paper for 2005...some things of changed but many things are the same
CHOOSING BETWEEN TWO ROADS: The Transactional Loan Officer vs. The Mortgage Planner
As the refi market winds down, loan officers must make a decision: How are they going to generate new business going forward?
Will they stay in the transactional trap of the average originator – or break through to new levels of respect, referrals and residual commissions by becoming mortgage planners?
The Modern Loan Officer DEFINED with Dave Savage and Kristen Messerli Mortgage Coach
Slides from our January 2018 Briefing - Watch the video below
The Modern Loan Officer DEFINED with Kristin Messerli and Dave Savage https://youtu.be/R7qiEmRPwME
We want loan officers to be... the MOST VALUABLE FINANCIAL ADVISOR to families and borrowers who want to achieve financial freedom.
Loan officers should be competing with CPAs, financial advisors, and Realtors to deliver the best advice experience and the best financial literacy education they’ve ever received.
How Social Networks Generate Leads 2009 For Mortgage ProfessionalsSocial Jack
Over 600,000 People will join a Facebook today - are they a potential customer for you?
Goto www.MYeReputation.com or call 877-592-6224 and ask for Dean or Briann to get more info on how you can get started for only $99 and have a distribution team working for your mortgage company!
You have new mortgage products to offer, so how do you get them in front of more people? Social Networks! What a better way to connect to your trusted contacts and their friends.
It is becoming the common place for generating connections and NEW business.
This Complimentary Online Workshop will provide an educational overview on the lowest cost-highest method of lead generation on the internet today.
Do you know how Social Networks generate leads and why they are the number one referral source currently available on the Web?
Dean DeLisle from Forward Progress, recently featured in Fox News, will be teaching this online class LIVE based on what companies are doing today to generate business in this crazy economy.
You will learn how companies are generating more leads than ever at a lower cost. We will use examples how companies are generating leads using Facebook, Twitter and LinkedIN.
-Are you getting enough Referrals now?
-Do you need more leads?
-Does your Social Network generate business for you?
-Are you not sure where to begin?
-Are you happy with your current cost per lead?
In less than one hour we will show you how mortgage companies are generating more business from Social Networks and why they work.
Understanding your mortgage options as a home buyer is the first step to home ownership. With millions of lenders that offer millions of solutions, who do you pick. In this presentation, we will help clear some of your options.
The Art of Homeownership – E Learning Platform 12 Disruptive Questions to Ask on The Initial Call
The purpose of these questions is to get the consumer to realize that there is a lot that they don’t know or haven’t thought about. Once they realize that, you regain control of the conversation and can focus on education, guidance and advice, as opposed to just talking about rate and cost.
Cindy Ertman's REFI scripts and email templateMortgage Coach
Cindy Ertman has closed over $200M in a single year and today's she's coaching top producers. Watch this interview to learn the scripts and email templates she's created with her clients to help optimize the REFI WAVE as a purchase first mortgage advisor.
How To Invest In Nonperforming Mortgages For Financial & Social Gain 5 12 2015Jorge Newbery
Jorge Newbery, Founder & CEO of American Homeowner Preservation, shares a primer on How To Invest in Nonperforming Mortgages for Financial & Social Gain
800-557-6821 This powerpoint shows how cashflow works when United First Financial 's Money Merge Account helps you pay off debts using credit card(s), savings and checking accounts as a virtual line of credit.
How Social Networks Generate Leads 2009 For Mortgage ProfessionalsSocial Jack
Over 600,000 People will join a Facebook today - are they a potential customer for you?
Goto www.MYeReputation.com or call 877-592-6224 and ask for Dean or Briann to get more info on how you can get started for only $99 and have a distribution team working for your mortgage company!
You have new mortgage products to offer, so how do you get them in front of more people? Social Networks! What a better way to connect to your trusted contacts and their friends.
It is becoming the common place for generating connections and NEW business.
This Complimentary Online Workshop will provide an educational overview on the lowest cost-highest method of lead generation on the internet today.
Do you know how Social Networks generate leads and why they are the number one referral source currently available on the Web?
Dean DeLisle from Forward Progress, recently featured in Fox News, will be teaching this online class LIVE based on what companies are doing today to generate business in this crazy economy.
You will learn how companies are generating more leads than ever at a lower cost. We will use examples how companies are generating leads using Facebook, Twitter and LinkedIN.
-Are you getting enough Referrals now?
-Do you need more leads?
-Does your Social Network generate business for you?
-Are you not sure where to begin?
-Are you happy with your current cost per lead?
In less than one hour we will show you how mortgage companies are generating more business from Social Networks and why they work.
Understanding your mortgage options as a home buyer is the first step to home ownership. With millions of lenders that offer millions of solutions, who do you pick. In this presentation, we will help clear some of your options.
The Art of Homeownership – E Learning Platform 12 Disruptive Questions to Ask on The Initial Call
The purpose of these questions is to get the consumer to realize that there is a lot that they don’t know or haven’t thought about. Once they realize that, you regain control of the conversation and can focus on education, guidance and advice, as opposed to just talking about rate and cost.
Cindy Ertman's REFI scripts and email templateMortgage Coach
Cindy Ertman has closed over $200M in a single year and today's she's coaching top producers. Watch this interview to learn the scripts and email templates she's created with her clients to help optimize the REFI WAVE as a purchase first mortgage advisor.
How To Invest In Nonperforming Mortgages For Financial & Social Gain 5 12 2015Jorge Newbery
Jorge Newbery, Founder & CEO of American Homeowner Preservation, shares a primer on How To Invest in Nonperforming Mortgages for Financial & Social Gain
800-557-6821 This powerpoint shows how cashflow works when United First Financial 's Money Merge Account helps you pay off debts using credit card(s), savings and checking accounts as a virtual line of credit.
I've been able to pay off $24,000 in principal in just 18 months and am on track to be completely out of debt in 13 years. Would you like to know how I'm doing it? See how this innovative software program along with personal coaching can help you get out of all debt in 1/2 to 1/3 the time without having to refinance, make bi-weekly payments and with little to no change in your standard of living. Use the money you save to build up your retirement portfolio, go on vacation or buy a second or investment property. Free analysis will tell you the exact month and day you can begin living your dreams of financial freedom!
Realtors - Leverage the Money Merge AccountKwikDebtPayoff
A briefing for real estate agents on how to use the Money Merge Account mortgage acceleration system to solidify their professional reputation with existing clients, develop a brushfire of referrals and earn extra commissions.
Realtors - Leverage the Money Merge AccountKwikDebtPayoff
A briefing for real estate agents on how to use the Money Merge Account mortgage acceleration system to solidify their professional reputation with existing clients, develop a brushfire of referrals and earn extra commissions.
Understanding Your Credit Report and ScoreSpringboard
Information about what’s on a credit report, how it gets there, how a credit score is calculated, and how to develop good financial habits. Understanding credit and knowing where you stand are vital to protecting yourself from predatory lending by unqualified or unscrupulous lenders offering costly or unstable loan products.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
3. Moving in the Right Direction Don Jorgensen, Skyler Witman Jonathan E. Bonnette, Matt Lovelady and John Washenko
4.
5. Our System teaches you to make every dollar you make either earn interest or cancel interest!
6. John and Rebecca Jones $238,700 in Debt at age 40 $121,855 Total Interest Saved with the Money Merge Account Conventional Program 40 years old 30 years to zero $247,764 in interest Money Merge Account TM System 40 years old 15.3 years to zero $125,878 in interest
7.
8.
9.
10. Bank Like a Bank Sounds simple, but it is millions of lines of codes and multiple math algorithms hard at work. Ever since banks opened their doors, they have relied on math and timing to make money work. Now it’s your turn to bank like a bank. CANCEL INTEREST Computes the optimal time to leverage money to pay off your debts and cancel interest.
11. How Would you Pay this off? $10,700 7% Installment Loan $4,800 12% Credit Card $8,000 9% Credit Card $20,000 7% Auto Loan $200,000 6% Mortgage 1 2 6 24 120
12.
13. Factorial Math Fair Isaac* reports the average consumer has 13 active creditors on their credit report. Over 6 BILLION * www.myFICO.com
14. John and Rebecca Jones Liability Structure Debt Amount Rate Payment Term Mortgage $200,000 6% $1199.10 360 Credit Card $8,000 9% $72.00 240 Credit Card $0 12% $0.00 240 Loan $10,700 7% $125.00 120 Auto Loan $20,000 5% $377.00 60 Income Structure Income Expense Discretionary $5,000 $4,800 $200
15. Making the Right Decision If you choose to override the system, it will immediately tell you what the impact of your emotional decision will be
16.
17.
18. Achieving Your Financial Goals Begins with Debt Elimination Let the UFIRST representative who introduced you to our powerful solution run a free analysis for you
![Chuck Price, Jr US Army (Ret) 719-238-1393 www.PriceFinancialStrategies.com [email_address]](https://image.slidesharecdn.com/V4MiniPresentation-123489560142-phpapp01/85/MMA-Mini-Presentation-1-320.jpg)
