The document is a research paper that aims to identify key drivers of disruptive innovation in products and services. It provides a literature review on disruptive innovation and identifies 20 potential drivers to be tested, such as competition, shifting consumer tastes, technology changes, and mass customization. Surveys were administered to academics, IT professionals, and manufacturers to rate the drivers. Factor analysis was conducted on the responses and regression analysis showed that competition, changes in market trends, and sustainability were the most commonly identified drivers of disruptive innovation across the surveyed industries.