This document discusses how energy fintech can help fund the transition to a low-carbon economy through the creation of new financial instruments and institutions. It proposes an energy credit obligation (ECO) that can be issued by energy service providers in exchange for prepayment, returned through future energy supply. Case studies show how ECOs deployed through "nondominium" structures could fund renewable projects while aligning stakeholder interests. Overall, energy fintech aims to make financing more aligned with energy economics rather than traditional dollar-denominated systems.
Energy Fintech - 21st C Funding for Energy StorageChrisJCook
Introducing the Energy Credit Obligation (ECO) as a long term funding instrument. Energy loans with a return in energy as a service delivered to the end user offer a complementary means to fund the transition to a low carbon economy.
Energy Fintech - 21st C Funding for Energy StorageChrisJCook
Introducing the Energy Credit Obligation (ECO) as a long term funding instrument. Energy loans with a return in energy as a service delivered to the end user offer a complementary means to fund the transition to a low carbon economy.
Financing energy storage – Masterclass By Green Investment GroupDavide Bonomi
This presentation was presented at the masterclass session during 11th Energy Storage World Forum in 2018, Berlin.
Financing energy storage – Masterclass by Green Investment Group takes a deep look on Grid Connected Battery Storage Systems and improving the revenue streams of this business model:
- Energy infrastructure transition
- Choosing the right business model
- Accessing new revenue streams
- Implementing PPA structure
If you’d like to get a deep industry insights and learn in person from energy storage professionals, join our next masterclass at https://energystorageforum.com/register
Can the blockchain help accelerate the energy transition in France and in Eur...Vincent Poizat
This memoir was written for my MSc in Digital Marketing. It describes how the blockchain could help our economies transition from fossil or nuke to renewable energies.
Financing energy storage - Masterclass By MACQUARIEDavide Bonomi
This presentation was presented at the masterclass session during 11th Energy Storage World Forum in 2018, Berlin.
Financing energy storage - Masterclass by Macqurie focuses on energy markets changes and how they affect corporations:
- Adoption of battery storage
- Typical revenue streams
- Frequency response
- DUoS & TRIADs
- Overlooking UK Capacity Market
If you’d like to get a deep industry insights and learn in person from energy storage professionals, join our next masterclass at https://energystorageforum.com/register
Renewable Energy - Alternative business models & funding structuresStuart Anderson
2014 All Energy presentation on alternative business models for Australia's renewable energy sector. How to leverage disruptive innovation in a changing industry
Financing energy storage – Masterclass By Green Investment GroupDavide Bonomi
This presentation was presented at the masterclass session during 11th Energy Storage World Forum in 2018, Berlin.
Financing energy storage – Masterclass by Green Investment Group takes a deep look on Grid Connected Battery Storage Systems and improving the revenue streams of this business model:
- Energy infrastructure transition
- Choosing the right business model
- Accessing new revenue streams
- Implementing PPA structure
If you’d like to get a deep industry insights and learn in person from energy storage professionals, join our next masterclass at https://energystorageforum.com/register
Can the blockchain help accelerate the energy transition in France and in Eur...Vincent Poizat
This memoir was written for my MSc in Digital Marketing. It describes how the blockchain could help our economies transition from fossil or nuke to renewable energies.
Financing energy storage - Masterclass By MACQUARIEDavide Bonomi
This presentation was presented at the masterclass session during 11th Energy Storage World Forum in 2018, Berlin.
Financing energy storage - Masterclass by Macqurie focuses on energy markets changes and how they affect corporations:
- Adoption of battery storage
- Typical revenue streams
- Frequency response
- DUoS & TRIADs
- Overlooking UK Capacity Market
If you’d like to get a deep industry insights and learn in person from energy storage professionals, join our next masterclass at https://energystorageforum.com/register
Renewable Energy - Alternative business models & funding structuresStuart Anderson
2014 All Energy presentation on alternative business models for Australia's renewable energy sector. How to leverage disruptive innovation in a changing industry
Implementing Net Metering in the Developing WorldRuchir Punjabi
Distributed Energy (www.de.energy) is a platform to match investors with renewable energy projects. We are always looking for ways to promote renewable energy growth in developing countries. This Powerpoint was prepared as a case study to promote the implementation of net metering in a particular country and examines its feasibility as an enabling policy and to what extent it is designed to foster private investment in renewable energy and broaden the nation’s energy mix. The case study examines and provides evidence to support the implementation of net metering and puts forward a convincing case from an economic, social and environmental standpoint. Country-specific references further indicate how net metering has helped respective countries achieve their energy targets and facilitated a transition towards clean energy.
Networked Energy: Energy independence for AlderneyCitizen Network
by Chris Cook and Marcus Saul, Island Power
As Research Fellows at the Institute for Strategy, Resilience and Security, at University College, London, Marcus Saul and Chris Cook researched and developed the Pacific Natural Grid resource resilience strategy.
Here they explain how Denmark has led the way in creating sustainable networks of community-based energy production and distribution.
This has been transformative for Denmark, enabling it to become independent from the oil and gas industry’s dominance. But it is also transformative for communities, who are now creating their own energy economies.
Many remote areas and islands (RAI) are deploying renewable energy (RE), some with ambitious plans to meet 100% of their electricity or even final energy needs with renewables. For most of them, roof-top PV systems offer clear advantages but most of their deployment potential still remains largely untapped. The setup of consistent prosumer policies can provide a means to achieve the islands’ objectives faster and with lower costs to society.
This report provides guidance to policy makers on the drivers, opportunities, challenges and implementation strategies of PV prosumer policies that can be considered within a comprehensive renewable energy strategy for RAI. It is based on the frameworks and methodologies developed on the IEA-RETD publications RE-PROSUMERS (2014) and REMOTE (2012).
The preliminary results were presented at the IRENA Island conference in Martinique in July 2015, see presentation slides.
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
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What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the what's app number of my personal pi vendor to trade with.
+12349014282
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the what'sapp number.
+12349014282
1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the what'sapp contact of my personal pi merchant to trade with.
+12349014282
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the what'sapp contact of my personal pi vendor
+12349014282
1. Fintech 2.0 – Energy Fintech: a New Green Deal
University of Strathclyde
Chris Cook, Senior Research Fellow
Institute for Strategy, Resilience &
Security, University College London
18 October 2019
2. About Me – Legal Designer & Developer
Forensic accounting – insolvency & fraud investigation
Regulation – markets & enterprises
Market & enterprise development
Networked market development
Research into resilience – institutions & instruments
3. Institutions & Instruments
Property & Money as Relationships
Rights & Obligations
Institutions as risk/cost/surplus/data/knowledge rules
Instruments as transactable objects
4. Market Paradigms
Market 1.0
Decentralised but disconnected; physical presence/trust
Market 2.0
Centralised but connected; presence/trust through
Middlemen
Market 3.0
Decentralised but connected; presence/trust on the
network
4
5. Definitions
Fintech
Financial (Law & Accounting) + Technology
(Communications and Data Recording) = FinTech
Financing
Short/Medium term, medium high risk/reward development
finance for new productive asset or enterprise
Funding
Long term, low risk/reward funding based on completed
asset or mature enterprise
5
6. Fintech 1.0
Number/Quantity - Notches
Description of value exchanged & Counter-party Identities
Encryption - grain of the wood (Nature's hash)
7. Fintech 1.0
Tally-as-Proof - receipt for past, not future utility eg energy use
Tally-as-Promise - prepay credit obligation to provide future
utility requires trust in promissor
Single Entry – the instrument IS the accounting record
Authentication – the grain of the wood is nature's encryption!
9. Fintech 2.0 – Instruments & Institutions
Equity
- Ownership shares in a Joint Stock Company
Debt
- obligation to pay money on a specified date or on demand
Derivatives
- obligation to deliver 'money's worth' on a specified date or on
demand
Institutions
- Treasuries/Central Banks, Clearing Houses, Exchanges,
Brokers, Dealers etc etc
- Risk intermediation (middlemen)
10. Fintech 3.0 – 1998 “NewClear”
Shared Market Transaction Registry – 1998 “Dot Com”
Whatever the instrument & however an exchange transaction is
negotiated or performed, it must always be legally binding
NewClear comprised three elements:
– Bilateral (P2P) online messaging/agreement
– Shared Database
– Market User Agreement
OilClear was the first instance, followed by MetalClear etc etc
11. Fintech 3.0 – Blockchain/Coins - 2008
Blockchain as Institution
- collective machine protocol for encrypted shared (triple entry)
transaction database
- authenticates electronic transactions – no 'double spend'
- But entire database is encrypted & replicated for every new
transaction
Coins as Instruments
- Proof of past value creation (eg Proof of Work/Stake)
- Subjective exchange value but no objective utility
12. Fintech 3.0 – Blockchain/Coins
Machine-centric, Transaction-centric & Time-less
Blockchain as Institution: Coin as Instrument
Dissociated from Reality
New protocols aim to link coins to the real economy
Smart contracts: Mattereum, Holochain, ChamaPesa
13. Energy Fintech - El Petro Coin
Petro is based on oil
- acceptability of currency is based on utility
- many different types & qualities of oil
- consumers use gas, oil products, energy services not oil
Petro is a Proof not a Promise
- Proof of payment 'backed' by oil reserves
- No obligation to deliver either oil or money
- Petro cannot be used instead of Dollar to pay for Venezuelan oil
14. Fintech 3.0 – Prepay Credit Instrument
Prepay credit instrument returnable in payment for
goods & services
Issued by supplier in exchange for value received
Issuer obligation is to accept credit instrument if & when
presented in payment for goods & services
Rate of Return - rate over time at which credit
instrument returnable to issuer in payment for services
Rate not fixed - depends on existence & amount of flow
16. New Green Deal – Financing Transition
Transition to a low carbon economy requires literally $
trillions of investment
Institutions & instruments which caused 2008 financial
market meltdown cannot fund the transition
Energy Fintech enables complementary financing and
funding for the transition
18. Energy Fintech - Resource Resilience
Since 1973 Denmark's GDP has doubled, energy use has been
stable and carbon fuel use declined
How?
Mandate - minimum carbon fuel input for a given output of
electricity, heat or power (Energy as Service)
Least energy cost policy; not Least DK (or €, $, £) Cost
Massive investment in renewables, heat, energy efficiency,
transport
Question: How did Denmark fund this Natural Grid?
Answer: Combination of local government funding and
guarantee of community cooperative debt finance.
19. Community Development - Beinn Ghrideag, Lewis
£14m project produces £900k pa net for local community projects
& up to £2m pa once equity/debt capital is repaid: identical private
development pays £54k pa to community
20. Energy Development - Capital Partnership
Wind-as-a-Service – instead of selling turbines to developers,
manufacturers supply turbine use for % production share
Solar-as-a-Service – instead of selling solar pv to developers,
manufacturers supply use of solar for % production share
Outcome
– Technology (IP) use swap for intrinsic value of energy flow
– Interests of community & manufacturer aligned
– Both share in development surplus
22. Energy Fintech - Pumping as a Service
James Watt steam engine much more efficient at pumping
water than Newcomen Atmospheric Engine
In exchange for use of the pump, miners agreed a share of
one third of coal savings
Smart Swap – Intellectual value exchanged for value of
carbon fuel savings at the retail price
Not pumps-as-a-commodity - Pumping-as-a-Service
24. Nondominium – How it Works
Production shares allocated to users & service providers
Balance of production allocated to Investor returns
No stakeholder has dominant rights, but each has veto
rights over matters which concern them
Custodian has right of final veto
25. Energy Fintech – Energy Credit Obligation (ECO)
ECO is
- Returnable in payment for energy supply
- Issued energy service provider (not bank) vs value received
ECO is not
- Debt - no right to demand money
- Derivative – no right to demand energy delivery
- Equity – no ownership right in respect of energy assets
ECO issuance, exchanged, cleared within Nondominium
26. Energy Fintech – Energy Loans
Producer
- sells energy forward and locks in price
- interest-free energy loan until credit returned vs supply
Consumer
- prepays for energy and locks in price
Investor
- energy-linked return on investment
27. Project Cost £1.3bn
Conventional funding:
25% Equity (11.25% pa), 75% debt (4%) = £1.2bn
Total Cost £2.5bn
Energy Fintech Funding
Capital Partnership 3yr Target @10%pa Target Return= £400k
Sell (say) 50 yrs net production to fund the project = £zero
Total Cost = £1.7bn (32% reduction)
Case Study - Swansea Tidal Lagoon Project
29. Iran Green Deal
Iran Population > 80m
Colossal reserves of oil & gas
Electricity US 3 cents per kWh
Gasoline US 29 cents per litre
Waste, subsidy, smuggling (Turkey = 9 x Iran price)
ECO Strategy
Fuel levies increase prices
Install solar, wind, mobility, cooling as a service
Efficiency & cost savings (eg battery storage)
Share surplus via Energy Dividend in ECOs to
consumers
ECO returnable in payment for power & transport utilities
30. Sark Grid Sark Tidal Resource
Guernsey
The Big Roussel
Sark
Sark Green Deal
31. Sark Population - < 500
Most expensive electricity in the world – Dark Skies
Diesel fuelled electricity - UK 66p (US 85 cents) per kWh
No cars – diesel tractors
Expensive Heating Oil/LPG heat & cooking
ECO Strategy
Maintain price at 66p /kWh
Install solar, wind, tidal, mobility as a service
Efficiency & cost savings (eg battery storage)
Share surplus via Energy Dividend in ECOs to
consumers
Sark ECO Case Study
32. Strategic Megatrends - Energy & Capital Intensity
Energy Intensity
Peak Affordable Oil – secular increase in energy intensity
of Production & fall in Energy Return on Energy Invested
Smart Energy – higher the $ oil/gas price more $ profit in
smart energy efficiency (Fifth Fuel) & renewables
“Stone Age did not end for lack of stones & Oil Age will not
end for lack of oil” - Zaki Yamani
Capital Intensity
Commodity market is capital intensive (infrastructure
funding; market/credit risk) but services are Capital Lite
32
33. Green Deal – Energy Fintech Outcomes
Independent of location/state denominated in energy, not £, $, €
Energy return (no interest/discount rate)
Banks cannot issue ECO, but provide banking-as-a-service eg
risk management & investment banking
Energy economics replaces dollar economics
Natural Grid replaces National Grids