The document outlines the importance of electronic identification (eid) for secure virtual identities in digital workflows, emphasizing the need for transformation from physical to digital identities for user authentication. It describes the services offered by id providers, including single sign-on and online contract execution, while highlighting the role of financial institutions in leveraging AML-compliant customer data. The consulting approach of ppi consulting includes comprehensive support from concept development to implementation and further development of digital services.

1. © PPI AG
l l
Electronic identification - digital identities
The PPI consulting approach

2. © PPI AG
l l
Electronic identification (eID) – digital identities
Increasing digitalisation requires virtual identities that prevent media disruptions in electronic workflows and
ensure a secure identification of persons.
• The transformation of the physical identity of a person into a digital user authentication is the basis for using an eID.
• ID providers carry out this transformation based on approved legitimation procedures (such as VideoIdent) and enable
various services:
 Single sign-on at multiple online portals
 Online contract conclusions by means of qualified electronic (remote) signatures
 Verification of personal data (such as age, address)
 AML-compliant legitimation for the KYC process
Physische Identität Ausweisdokument Prüfung Bestätigung Elektronische Identität
Financial institutions have a large pool of AML-compliant customer data, which gives them
the opportunity to open up new lines of business as ID providers.
Electronic identification - digital identities

3. © PPI AG
l l
PPI services portfolio – continuous support right up to go-live
Electronic identification - digital identities 3
Consulting Concept development Implementation Further development
• Development of a suitable
business model
• Elaboration of advantages
and disadvantages
• Selection of potential
cooperation partners from
PPI longlist
• Recommendation for
actions
• Definition of use cases
(such as SSO, eSignature,
legitimation)
• Roadmap of prioritised use
cases
• Discussion of the concept
with relevant stakeholders
• Professional and technical
support with the
implementation
• Test management/test
execution
• Agile project management
• Roll-out management
• Optimisation of the
customer experience via
Customer Journey
Management
• Selection and
implementation of
additional use cases and
features
Chance: financial institutions act as ID providers.

4. © PPI AG
l l
Referenz – ID-Provider-Anbindung
4
Electronic identification - digital identities
Solution
• Conducting a preliminary study
• Analysing possible options for
integration into the system
environment
• Requirements analysis
• Discussing specifications with
involved parties
• Defining use cases
• Creating user stories
• Implementing the digitalisation
strategy by means of new
digital services
• Connecting an ID provider for
bilateral exchange of personal
data
• Integrating a single sign-on
solution into online banking
and other product portals
Customer goals PPI services
• Assumption of the product
owner role
• Moderation of workshops (incl.
preparation and follow-up)
• Contribution of professional
expertise and product ideas
• Business analysis and concept
creation
Automobile bank

5. © PPI AG
l l
Reference – ID broker connection and business model expansion
5
Electronic identification - digital identities
Solution
• Conducting preliminary studies
• Analysing interfaces for
external partner connections
• Defining the product roadmap
• Agile implementation of
prioritised features
• Enabling secure, consistent
and disruption-free customer
journeys within an existing
ecological system
• Providing trust services and
managing digital identities
• Connecting an identity broker
as strategic partner for high
market penetration
Customer goals PPI services
• Assumption of product
responsibility
− Prioritisation and
adjustment of business
requirements for the
developer team
− Moderation of requirement
workshops (incl. preparation
and follow-up)
− Creation of user stories
• Business analysis and concept
creation IT service provider for
retail banks