Vera Bradley implemented an integrated payment processing solution from Paymetric to enable secure online payments. The solution included XiPay On-Demand for payment acceptance and integration, XiSecure On-Demand for tokenization, and a CNBS Web AR solution. This allowed Vera Bradley to launch a B2B payment portal, automate accounts receivable, reduce PCI compliance scope and costs, and provide customers with secure online payment options.
How To Avoid PCI Pitfalls in Keeping Your SAP® System Compliant and SecurePaymetric, Inc.
Many companies find it challenging to keep sensitive card data out of their SAP® systems.
View this presentation to learn how you can leverage Paymetric's XiIntercept for SAP® to prevent card data from ever entering your SAP environment - minimizing PCI Compliance scope and reducing the risk of a data breach.
For more information, visit www.paymetric.com.
The document discusses secure payment integration solutions for SAP. It provides an overview of Paymetric as an award-winning payment processor and describes the challenges of accepting electronic payments within SAP systems, including limited functionality, PCI compliance, and high costs. The document outlines Paymetric's solutions that securely integrate payments into SAP, including credit card processing, accounts receivable payments, tokenization for sensitive data, and reconciliation reporting.
From Bad to Worse: How to Stay Protected from a Mega Data BreachPaymetric, Inc.
Data breaches are hitting the news now more than ever before and the trend is getting nothing but worse. View our presentation to learn how deep a breach can go, common misconceptions and best practice solutions to keep your SAP-based business protected.
Don't Handle Sensitive Data. Create A Tokenization Layer Around Your Enterprise.Paymetric, Inc.
This document discusses creating a tokenization layer around an enterprise to securely handle sensitive data. It describes how tokenization solutions can help companies qualify for SAQ-A for PCI compliance by outsourcing all cardholder data functions and not storing, processing, or transmitting cardholder data on premises. The document recommends consulting with an acquirer or QSA to confirm that a tokenization solution would achieve SAQ-A requirements.
Accepting electronic payments through payment card processing in SAP offers advantages like accelerated cash flow and reduced costs compared to paper-based transactions. While SAP provides basic payment card functionality, ensuring continuous functionality between SAP components and external payment processors can be complex. Developing custom interfaces is resource-intensive, while certified third-party solutions like Paymetric's streamline implementation and ongoing compliance. The document discusses key considerations for payment card processing in SAP and how Paymetric's solution addresses limitations to provide an integrated payment processing service.
To swipe or not to swipe payment card processing in sapSunando Ghosh
This document discusses credit card processing in SAP. It provides an introduction to credit card terminology and SAP's capabilities and limitations for credit card processing. It discusses the gap in SAP's native payment card processing and the use of the SAP Payment Card Interface to bridge this gap. The document outlines the options of building custom programs or using third-party solutions to interface SAP with payment processors and clearing houses. It highlights best practices for credit card security and encryption.
The document discusses different types of policies for managing personal data, including specific policies over individual resources, access control policies, and data handling policies. It also describes authorizations that define how personal data can be used and obligations that specify actions that must be taken, such as deleting data. The document provides an example of how policies from a data controller and data subject's preferences can be matched to generate a single sticky policy.
The document discusses IBM Payments Gateway, a solution that provides secure online payment processing capabilities. It offers a variety of payment options, global acceptance of over 170 payment methods across 70 countries, and centralized payment management. The solution provides security through encryption of payment data in a PCI-compliant vault and tokenization. It also offers automated reconciliation, reporting and settlement to streamline payment processing. Case studies demonstrate how the solution has supported increased online sales, digital wallet services, and processing of transportation tolls and fees.
How To Avoid PCI Pitfalls in Keeping Your SAP® System Compliant and SecurePaymetric, Inc.
Many companies find it challenging to keep sensitive card data out of their SAP® systems.
View this presentation to learn how you can leverage Paymetric's XiIntercept for SAP® to prevent card data from ever entering your SAP environment - minimizing PCI Compliance scope and reducing the risk of a data breach.
For more information, visit www.paymetric.com.
The document discusses secure payment integration solutions for SAP. It provides an overview of Paymetric as an award-winning payment processor and describes the challenges of accepting electronic payments within SAP systems, including limited functionality, PCI compliance, and high costs. The document outlines Paymetric's solutions that securely integrate payments into SAP, including credit card processing, accounts receivable payments, tokenization for sensitive data, and reconciliation reporting.
From Bad to Worse: How to Stay Protected from a Mega Data BreachPaymetric, Inc.
Data breaches are hitting the news now more than ever before and the trend is getting nothing but worse. View our presentation to learn how deep a breach can go, common misconceptions and best practice solutions to keep your SAP-based business protected.
Don't Handle Sensitive Data. Create A Tokenization Layer Around Your Enterprise.Paymetric, Inc.
This document discusses creating a tokenization layer around an enterprise to securely handle sensitive data. It describes how tokenization solutions can help companies qualify for SAQ-A for PCI compliance by outsourcing all cardholder data functions and not storing, processing, or transmitting cardholder data on premises. The document recommends consulting with an acquirer or QSA to confirm that a tokenization solution would achieve SAQ-A requirements.
Accepting electronic payments through payment card processing in SAP offers advantages like accelerated cash flow and reduced costs compared to paper-based transactions. While SAP provides basic payment card functionality, ensuring continuous functionality between SAP components and external payment processors can be complex. Developing custom interfaces is resource-intensive, while certified third-party solutions like Paymetric's streamline implementation and ongoing compliance. The document discusses key considerations for payment card processing in SAP and how Paymetric's solution addresses limitations to provide an integrated payment processing service.
To swipe or not to swipe payment card processing in sapSunando Ghosh
This document discusses credit card processing in SAP. It provides an introduction to credit card terminology and SAP's capabilities and limitations for credit card processing. It discusses the gap in SAP's native payment card processing and the use of the SAP Payment Card Interface to bridge this gap. The document outlines the options of building custom programs or using third-party solutions to interface SAP with payment processors and clearing houses. It highlights best practices for credit card security and encryption.
The document discusses different types of policies for managing personal data, including specific policies over individual resources, access control policies, and data handling policies. It also describes authorizations that define how personal data can be used and obligations that specify actions that must be taken, such as deleting data. The document provides an example of how policies from a data controller and data subject's preferences can be matched to generate a single sticky policy.
The document discusses IBM Payments Gateway, a solution that provides secure online payment processing capabilities. It offers a variety of payment options, global acceptance of over 170 payment methods across 70 countries, and centralized payment management. The solution provides security through encryption of payment data in a PCI-compliant vault and tokenization. It also offers automated reconciliation, reporting and settlement to streamline payment processing. Case studies demonstrate how the solution has supported increased online sales, digital wallet services, and processing of transportation tolls and fees.
Payliance offers an industry partner program that provides integrated payment and recovery solutions. The program offers benefits like PCI scope minimization, multiple payment methods through a single gateway, branded marketing materials, and an extremely competitive revenue share. Partners gain access to Payliance's portfolio of over 30,000 merchants across industries and can offer their clients a total payment solution with competitive pricing, electronic check guarantee, custom reporting, and an integrated payment recovery process.
E financing and settlement with my sapRichard Page
The document discusses the Orbian e-financing and payment system, a joint venture between Citigroup, DCE, and SAP. The Orbian system allows buyers and suppliers to conduct electronic business transactions and payments using "Orbian Credits", which offer benefits over traditional cash-based payments by improving liquidity and payment terms for both parties. SAP has integrated the Orbian process into its financial software, enabling automated payment processing and reconciliation within the SAP system. The system aims to improve organizational productivity, performance and profits through streamlined electronic financing and settlement of business transactions.
Grow your software product offering with the CardConnect technology stack. This is an overview of Enterprise program, Bolt API & CoPilot Management Tools.
Please contact me at asmith@cardconnectsolutions.com or 619.990.8133 if you have any questions.
Aaron Smith
Vantiv offers payment processing solutions for ecommerce businesses, including core payment processing along with value-added services. Their solutions help businesses drive revenue, manage risks, and gain insights from analytics and reporting. Vantiv provides fraud prevention tools, account updating to maximize authorization approvals, and ensures reliable payment acceptance across devices and currencies.
This document provides an overview of SafexPay's white label payment gateway proposal. It discusses SafexPay's team experience, technology platform, certifications, and the services it offers including a payment gateway, wallet platform, payout platform, and business app. It also covers transaction flows, integration types, security features, settlement processes, payment methods, modules, risk management, and advanced features. The document highlights advantages for white label partners, merchants, and WL partners in working with SafexPay and why SafexPay is a good choice due to its scalable and configurable platform, multi-channel capabilities, and focus on innovation.
- CounterBooks is an online retail accounting system created by an accounting firm for retailers.
- It provides benefits like reduced costs and improved management reporting compared to traditional accounting methods.
- The document demonstrates CounterBooks' features through case studies of retailers that use the system and screenshots of its daily reconciliation functionality.
Peter Afanasiev - Architecture of online PaymentsCiklum Ukraine
Payment Service Providers
Merchant Payment Systems
General architecture of a Payment System
Know-hows:
Payment queues with MSSQL Broker
Adapter Polymorphism
Tracing in Service Oriented World
Dynamic configuration editor with ASP.Net MVC
The document describes DirecPay, a payment gateway service provided by TimesofMoney that offers online payment solutions for merchants across India. It provides safe and cost effective payment options like net banking, debit cards, credit cards, and mobile payments on a secure platform. DirecPay allows merchants to securely receive payments from customers in various ways like online purchases, service payments, or bill collections. It has integrated solutions for ecommerce, interactive voice response, mobile payments, value added services like digital wallets, reporting and analytics tools.
This document discusses fraud detection and access risk management. It describes how manual fraud detection processes are inefficient and lack visibility. It promotes the SAP Access Control and SAP Fraud Management solutions which use rules, roles, workflow automation and real-time risk analysis to more efficiently monitor for fraud, access violations and financial exposure. Case studies show how these solutions have helped organizations identify millions of dollars in executed separations of duties violations and suspicious transactions.
This document summarizes a payment processing company called CardConnect. It outlines their focus on simple, secure and PCI compliant payment solutions. They provide a powerful platform that includes real-time reporting and next-day funding. Their solutions include patented tokenization and point-to-point encryption for security, as well as business intelligence reporting and interchange management to lower costs. They support over 70,000 organizations in processing billions of dollars in transactions each year.
Software Monetization for the Software Business InishTech
Smart Software Licensing can be the key to enabling agile business models in the software business. This presentation looks at how product management and sales and marketing can take ownership and control their monetization more effectives.
How a Payment Factory can help reduce the cost of your ERP cloud migrationKyriba Corporation
This document discusses how a payment hub can help reduce costs associated with an ERP cloud migration. It introduces Kyriba's payment hub capabilities, including global bank connectivity, a payment format library, and real-time fraud detection. Case studies are presented showing how Kyriba's solutions accelerated implementations and reduced costs for companies migrating multiple ERP systems to a single ERP or to the cloud. The presentation concludes with an overview of steps to plan and deploy a payment hub.
Corporate Prepaid - Can you system deliver? | Prepaid Summit Europe Milan 2014Ixaris Systems
Ixaris provides a payments platform that allows banks to quickly deploy configurable prepaid applications for corporate customers without extensive IT projects. The platform includes templates for common prepaid use cases like purchasing, rewards, and travel. Case studies describe how the platform helped a travel company reduce fees and a brewery give customers control over their rewards program. The document argues that to succeed against non-bank competitors, banks need to rapidly deliver customized solutions to corporate clients through a reusable platform like Ixaris.
The document discusses Kyriba Payments Network, a new payment factory solution. It addresses challenges companies face with payments including security, compliance, visibility, efficiency and cost control. Kyriba Payments Network provides features like formats as a service, connectivity as a service, fraud management, bank account management, netting, payment builder and supply chain finance to help companies address these challenges. The solution aims to help companies centralize payment processes on a secure cloud platform.
SafexPay unique product offerings are advanced Integration API for best success ratios, Dynamic Currency Conversion (DCC), Push Response Technology, Dynamic Switching, Retry options, Advanced Analytics, Recurring Payments, Multiple Currency Options, Omni-Channel Offering, E-Wallet M-commerce etc. SafexPay aims to build digital payments businesses and platforms- Encompassing payment gateways, payment aggregation (through a PSP setup), mobile wallets , White-Label Solutions as well as to provide value added services in the payments domain to consumers, merchants, banks and financial institutions across the globe
5 Common Misconceptions About Payments in the CloudPaymetric, Inc.
Do you know the difference between cloud, hosted and on-premise payment solutions?
View this presentation to learn the differences and to discover the truth behind common cloud misconceptions.
For more information, please visit www.paymetric.com.
Vera Bradley aims to expand in 2015 through various promotional activities. These include raising awareness of Vera Bradley's social responsibility through charitable events, offering deals and discounts via social media, and increasing promotion at Dillard's stores through trunk shows and in-store events. Key events include a 5K run to benefit the Going Green campaign and the use of hanging "tree mobiles" at a Dillard's location to promote the campaign. Customers will receive punch cards for using hashtags on social media to earn discounts. New product lines like printed leggings will help diversify Vera Bradley's offerings. The budget for these promotional activities is $15,000.
The Vera Bradley digital marketing campaign aims to raise awareness of the brand through social media, a mobile app, and search engine marketing. The goals are to increase followers on social media platforms like Instagram, create a mobile app for easy purchases and promotions, and raise website clicks through search engine keywords. The target audience is busy women ages 20-50. Tactics include holding social media contests every other month and developing a mobile app. The $145,500 budget will be allocated to SEM, social media contests, and app development. Success will be measured by increases in social media followers, app downloads, and website clicks per day over one year.
Payliance offers an industry partner program that provides integrated payment and recovery solutions. The program offers benefits like PCI scope minimization, multiple payment methods through a single gateway, branded marketing materials, and an extremely competitive revenue share. Partners gain access to Payliance's portfolio of over 30,000 merchants across industries and can offer their clients a total payment solution with competitive pricing, electronic check guarantee, custom reporting, and an integrated payment recovery process.
E financing and settlement with my sapRichard Page
The document discusses the Orbian e-financing and payment system, a joint venture between Citigroup, DCE, and SAP. The Orbian system allows buyers and suppliers to conduct electronic business transactions and payments using "Orbian Credits", which offer benefits over traditional cash-based payments by improving liquidity and payment terms for both parties. SAP has integrated the Orbian process into its financial software, enabling automated payment processing and reconciliation within the SAP system. The system aims to improve organizational productivity, performance and profits through streamlined electronic financing and settlement of business transactions.
Grow your software product offering with the CardConnect technology stack. This is an overview of Enterprise program, Bolt API & CoPilot Management Tools.
Please contact me at asmith@cardconnectsolutions.com or 619.990.8133 if you have any questions.
Aaron Smith
Vantiv offers payment processing solutions for ecommerce businesses, including core payment processing along with value-added services. Their solutions help businesses drive revenue, manage risks, and gain insights from analytics and reporting. Vantiv provides fraud prevention tools, account updating to maximize authorization approvals, and ensures reliable payment acceptance across devices and currencies.
This document provides an overview of SafexPay's white label payment gateway proposal. It discusses SafexPay's team experience, technology platform, certifications, and the services it offers including a payment gateway, wallet platform, payout platform, and business app. It also covers transaction flows, integration types, security features, settlement processes, payment methods, modules, risk management, and advanced features. The document highlights advantages for white label partners, merchants, and WL partners in working with SafexPay and why SafexPay is a good choice due to its scalable and configurable platform, multi-channel capabilities, and focus on innovation.
- CounterBooks is an online retail accounting system created by an accounting firm for retailers.
- It provides benefits like reduced costs and improved management reporting compared to traditional accounting methods.
- The document demonstrates CounterBooks' features through case studies of retailers that use the system and screenshots of its daily reconciliation functionality.
Peter Afanasiev - Architecture of online PaymentsCiklum Ukraine
Payment Service Providers
Merchant Payment Systems
General architecture of a Payment System
Know-hows:
Payment queues with MSSQL Broker
Adapter Polymorphism
Tracing in Service Oriented World
Dynamic configuration editor with ASP.Net MVC
The document describes DirecPay, a payment gateway service provided by TimesofMoney that offers online payment solutions for merchants across India. It provides safe and cost effective payment options like net banking, debit cards, credit cards, and mobile payments on a secure platform. DirecPay allows merchants to securely receive payments from customers in various ways like online purchases, service payments, or bill collections. It has integrated solutions for ecommerce, interactive voice response, mobile payments, value added services like digital wallets, reporting and analytics tools.
This document discusses fraud detection and access risk management. It describes how manual fraud detection processes are inefficient and lack visibility. It promotes the SAP Access Control and SAP Fraud Management solutions which use rules, roles, workflow automation and real-time risk analysis to more efficiently monitor for fraud, access violations and financial exposure. Case studies show how these solutions have helped organizations identify millions of dollars in executed separations of duties violations and suspicious transactions.
This document summarizes a payment processing company called CardConnect. It outlines their focus on simple, secure and PCI compliant payment solutions. They provide a powerful platform that includes real-time reporting and next-day funding. Their solutions include patented tokenization and point-to-point encryption for security, as well as business intelligence reporting and interchange management to lower costs. They support over 70,000 organizations in processing billions of dollars in transactions each year.
Software Monetization for the Software Business InishTech
Smart Software Licensing can be the key to enabling agile business models in the software business. This presentation looks at how product management and sales and marketing can take ownership and control their monetization more effectives.
How a Payment Factory can help reduce the cost of your ERP cloud migrationKyriba Corporation
This document discusses how a payment hub can help reduce costs associated with an ERP cloud migration. It introduces Kyriba's payment hub capabilities, including global bank connectivity, a payment format library, and real-time fraud detection. Case studies are presented showing how Kyriba's solutions accelerated implementations and reduced costs for companies migrating multiple ERP systems to a single ERP or to the cloud. The presentation concludes with an overview of steps to plan and deploy a payment hub.
Corporate Prepaid - Can you system deliver? | Prepaid Summit Europe Milan 2014Ixaris Systems
Ixaris provides a payments platform that allows banks to quickly deploy configurable prepaid applications for corporate customers without extensive IT projects. The platform includes templates for common prepaid use cases like purchasing, rewards, and travel. Case studies describe how the platform helped a travel company reduce fees and a brewery give customers control over their rewards program. The document argues that to succeed against non-bank competitors, banks need to rapidly deliver customized solutions to corporate clients through a reusable platform like Ixaris.
The document discusses Kyriba Payments Network, a new payment factory solution. It addresses challenges companies face with payments including security, compliance, visibility, efficiency and cost control. Kyriba Payments Network provides features like formats as a service, connectivity as a service, fraud management, bank account management, netting, payment builder and supply chain finance to help companies address these challenges. The solution aims to help companies centralize payment processes on a secure cloud platform.
SafexPay unique product offerings are advanced Integration API for best success ratios, Dynamic Currency Conversion (DCC), Push Response Technology, Dynamic Switching, Retry options, Advanced Analytics, Recurring Payments, Multiple Currency Options, Omni-Channel Offering, E-Wallet M-commerce etc. SafexPay aims to build digital payments businesses and platforms- Encompassing payment gateways, payment aggregation (through a PSP setup), mobile wallets , White-Label Solutions as well as to provide value added services in the payments domain to consumers, merchants, banks and financial institutions across the globe
5 Common Misconceptions About Payments in the CloudPaymetric, Inc.
Do you know the difference between cloud, hosted and on-premise payment solutions?
View this presentation to learn the differences and to discover the truth behind common cloud misconceptions.
For more information, please visit www.paymetric.com.
Vera Bradley aims to expand in 2015 through various promotional activities. These include raising awareness of Vera Bradley's social responsibility through charitable events, offering deals and discounts via social media, and increasing promotion at Dillard's stores through trunk shows and in-store events. Key events include a 5K run to benefit the Going Green campaign and the use of hanging "tree mobiles" at a Dillard's location to promote the campaign. Customers will receive punch cards for using hashtags on social media to earn discounts. New product lines like printed leggings will help diversify Vera Bradley's offerings. The budget for these promotional activities is $15,000.
The Vera Bradley digital marketing campaign aims to raise awareness of the brand through social media, a mobile app, and search engine marketing. The goals are to increase followers on social media platforms like Instagram, create a mobile app for easy purchases and promotions, and raise website clicks through search engine keywords. The target audience is busy women ages 20-50. Tactics include holding social media contests every other month and developing a mobile app. The $145,500 budget will be allocated to SEM, social media contests, and app development. Success will be measured by increases in social media followers, app downloads, and website clicks per day over one year.
10 Steps To Secure and PCI Compliant Credit Card Processing In Oracle Receiva...amadhireddy
With the recent tightening of credit markets, companies are increasingly moving toward credit cards as the preferred receipt method. This helps companies transfer substantial part of credit risk to card issuer. However, processing of credit cards requires compliance with security standards, fraud prevention guidelines and often Purchase Card Industry Guidelines. This session will highlight the 10 things to know while implementing a credit card receipt model and how Oracle helps security and compliance. Learning Objectives: 1. Learn the credit card industry guidelines for security and compliance and industry operating model 2. Know how Oracle stores credit card data and the patches required for advanced security 3.Understand the zero-touch credit card processing features offered by Oracle Receivables and Payments 4.Case Study on how VeriSign Inc integrated its web stores with Oracle Payments and key lessons 5.Learn how Advanced Collections could be integrated with Payments for real-time credit card authorizations.
The document analyzes strategies for reversing declining demand at Vera Bradley. It finds the company's traditional products no longer attract new customers. It recommends Vera Bradley expand into Asia Pacific markets and use customized marketing to target career women. Specifically, it suggests partnering with retailers to enter new regions and creating a VIP list of local influencers to promote the brand through social media. This targeted approach could help Vera Bradley differentiate itself and produce higher growth.
The document summarizes the roles and functions of the Department of Information, Public Relations, Culture, Sports, Tourism, Museums and Archives in NWFP (North-West Frontier Province), Pakistan. It details the department's objectives in areas like information, public relations, archives, libraries, archaeology, museums, sports, arts, tourism and its attached directorates. It also provides organizational structure, manpower details, budget allocations and scope for privatization within the department.
The document outlines the staff and goals of the Bulldog Security Team at a school. It lists three campus security officers - Officer Rich Enloe, Officer Sherri Wash, and Officer Richard Peters. Their goal is to help students succeed and follow rules to create a positive learning environment. The document provides guidance to staff on security procedures like using written hall passes and locking personal property. It stresses the importance of communication by notifying officers immediately of any problems, stolen items, fights or potential issues.
This document presents a draft public-private partnership (PPP) framework for Khyber Pakhtunkhwa province in Pakistan. It outlines the need for a PPP framework to promote private sector investment in tourism infrastructure and services. The framework proposes a comprehensive institutional structure and legal/policy regime to implement PPP projects across multiple sectors, including tourism. It also discusses developing a pipeline of viable PPP projects to attract private investors. The overall goal is to mobilize private capital for development while improving efficiency through private sector participation.
This document provides a performance evaluation report for the Khyber Pakhtunkhwa Reform Agenda from January to December 2014. It outlines 9 tourism-related activities and initiatives to promote tourism and increase revenue. It also describes the establishment of sports stadiums in each tehsil headquarters and Jawan Markaz youth centers in districts. Key initiatives include developing boat cruises on the Indus River, opening new tourist destinations like Supat Lake, and constructing resorts in Gabeen and Kumrat valleys. Metrics such as number of visitors and gross/net revenue are identified to monitor the outcomes of each activity. Progress has been made in approving construction plans and budgets, though some projects remain not operational or installed due to delays
Rice is the main crop grown through subsistence farming in India. Rice growing requires a warm, wet climate with heavy rainfall during the monsoon season and temperatures above 24°C year-round. These small, family-run farms have very small field sizes, use little technology, and require significant manual labor. Soil bunds and a nearby water source are also needed to retain water in the flooded rice paddies.
The document discusses the archaeological site of Hochdorf, Germany, which contains evidence from multiple time periods. A notable discovery was a 550 BC princely grave of a 40-year-old chieftain buried on a bronze couch within a burial mound and stone circle, surrounded by objects possibly used for feasting ceremonies. The site provides insights into cultural and trade networks during the Late Hallstatt period through material remains and burial practices.
The document proposes developing water sports tourism facilities at Khanpur Lake in Khyber Pakhtunkhwa, Pakistan. The project would include purchasing water scooters, rescue boats, setting up food stalls and toilets, and building jetties. The total estimated cost is 10 million Pakistani rupees, with 5 million allocated for 2013-2014 and the remainder in following years. The project aims to boost tourism by providing recreational activities and opportunities for local businesses. It is expected to launch in December 2013 and be self-sustaining within two to three years.
Pc i festival traditional events 2014-15 50mhayat alishah
1. The document is a proposal for an umbrella scheme with an estimated cost of Rs. 50 million over two years to hold various traditional, local, national, and international events in Khyber Pakhtunkhwa to promote tourism.
2. The events proposed include traditional festivals like Broghal and Kalash festivals, local food festivals, reviving train safaris, and national competitions like polo and exhibitions to promote the culture and tourism of Khyber Pakhtunkhwa.
3. The proposal provides budgets and details of individual sub-schemes and events to be held under the umbrella scheme with the goal of increasing domestic tourism and economic opportunities in Khyber Pakhtunkhwa.
Regional variations in burial practices emerged in Neolithic Britain, with long barrows common in southern England and stone chambers in western Britain. Burial mounds were often located prominently overlooking settlements. Collective burials containing disarticulated remains suggested excarnation. Later, megalithic tombs with stone passages and chambers covered by mounds appeared in Ireland, Wales, Scotland. Beaker burials around 4700 years ago featured crouched inhumations under round barrows. Wealthier Bronze Age burials from around 4200 years ago contained continental-style grave goods indicating a warrior elite.
La Unión Europea ha acordado un embargo petrolero contra Rusia en respuesta a la invasión de Ucrania. El embargo prohibirá las importaciones marítimas de petróleo ruso a la UE y pondrá fin a las entregas a través de oleoductos dentro de seis meses. Esta medida forma parte de un sexto paquete de sanciones de la UE destinadas a aumentar la presión económica sobre Moscú y privar al Kremlin de fondos para financiar su guerra.
Sage Pay is the UK's largest independent payment service provider that processes over 60 million transactions worth £4 billion per year. As a level 1 PCI compliant provider, Sage Pay offers various payment solutions to help merchants become and stay PCI compliant by reducing the scope of merchants' own PCI validation requirements. Sage Pay's all-inclusive online payments packages provide fraud screening and risk management tools along with 24/7 customer support.
Opus Technologies focuses on shaping the future of payments and banking technologies. With over 800 employees globally and 26+ years of experience, Opus combines deep technology expertise in areas like payments, cards, and banking with unmatched domain expertise. Opus partners with both startups and Fortune 500 companies to help them drive digital transformation and innovation through AI-first and cloud-first approaches.
Payment Processing powered by the Sage Exchange module gives Sage
300 ERP customers the benefit t of comprehensive business management
coupled with credit card processing. Studies show that more and
more purchases are being made with credit cards each year, and vendors
accepting credit cards increase their sales by 15 to 50 percent. Sage ERP
Accpac customers can take full advantage of this opportunity with the
ease and efficiency offered by fully integrated payment processing.
Indonesian e-Commerce requires Scalability, Reliability and Security to Achi...Sutedjo Tjahjadi
Datacomm Cloud Business (cloud.datacomm.co.id) participated in idEA (Indonesian ecommerce Association) workshop to discuss how the platform, infrastructure and security to impact end user experience.
This presentation explains about credit card processing, most important features of credit card processing, payment card industry data security standard (PCI DSS), application programming interface (API), API advatages and Paynet Systems latest iPhone credit card processing application names "Credit Card Machine".
This document describes a career opportunity with Clearent, a fast-growing payment processor. The position offers unlimited earning potential through signing bonuses up to $5,000 per deal and lifetime vested residuals. Benefits include health, dental and 401k. Clearent aims to be the most recommended and trusted processor through transparent pricing with no hidden fees, next day funding, and responsive 24/7 support.
This document describes a career opportunity with Clearent, a fast-growing payment processor. The position offers unlimited earning potential through signing bonuses up to $5,000 per deal and lifetime vested residuals. Benefits include health, dental and 401k. Clearent aims to be the most recommended and trusted processor through transparent pricing with no hidden fees, next day funding, and responsive 24/7 support.
This document provides an overview of SafexPay's digital payment services and platform. It outlines SafexPay's incorporation, team experience, and certified platform. It describes SafexPay's transaction flows, integration types, APIs, security features, settlement flows, payment methods, reporting, and merchant portal. It also covers advanced features like risk management, user access control, and chargeback management. Finally, it discusses why SafexPay is a scalable, configurable, multi-currency payment solution focused on mobile and app-based payments.
Third Wave's Credit Card Processing solution for SAP Business One allows businesses to easily and securely accept credit card payments from customers. The solution is certified under the Payment Application Data Security Standards and integrates seamlessly within SAP Business One. It features include authorizing and settling multiple credit cards in a single transaction, reauthorizing partial payments, and processing credit card transactions with a couple clicks. Businesses can also preauthorize and batch payments to submit in a single daily transaction to save time. As a PA DSS certified solution, Credit Card Processing provides a safe and secure payment option as part of a company's PCI compliance program.
Payscape Advisors has provided quality payment solutions to thousands of merchants since 1990. They offer competitive transaction processing rates and support for point-of-sale equipment and software. Their multi-lingual customer service team is available 24/7 to assist merchants. Payscape Advisors provides a complete line of products and services including credit card, debit card, EBT processing, checks, ATMs, POS equipment, merchant cash advances, and online tools to help businesses succeed and process transactions. Why go to multiple companies when Payscape Advisors can meet all your payment processing needs with powerful products and superior service?
Axxiome Group offers consulting services and develops mobile solutions for financial institutions. They specialize in areas like core banking, payments, and loan origination using Sybase and SAP technologies. Their mobile offerings include apps for bank employees and customers that allow activities like account access, payments, and loan origination from mobile devices. They provide mobile banking apps integrated with core banking systems and use Sybase Unwired Platform and Afaria for mobile device management.
Rupeepower is a leading credit origination platform company in India founded in 2012 with 90 employees based in multiple cities. The platform called CreditOn is used by some of India's largest banks and NBFCs for consumer and SME loan origination, and has facilitated over $3 billion in loans to date. CreditOn provides an omni-channel acquisition system, instant decisioning, digital KYC, credit assessment, loan CRM and management for a digital lending experience. The platform helps improve efficiency, decision quality and turnaround times for lenders.
Payment Processing powered by the Sage Exchange module gives Sage 300 ERP users the benefit of comprehensive business management coupled with credit card processing. Studies show that more and more purchases are being made with credit cards. Explore the
efficiency offered by a fully integrated payment processing system.
A systematic approach to pci compliance using rsa archerSubhajit Bhuiya
This document summarizes an RSA Archer webcast on PCI compliance management. It discusses the business challenges of PCI compliance, including the proliferation of credit cards and numerous entry points for credit card data theft. It outlines RSA Archer's PCI compliance management process and how its pre-configured solution provides benefits like efficiency, visibility, and scalability. It demonstrates the PCI compliance component layout in RSA Archer and how organizations can define cardholder data environments, capture evidence, and report on compliance. It provides an example of how one organization improved compliance measurement by consolidating work in RSA Archer.
Credit card tokenization is an efficient way to handle your company's payment processing needs without having to make any sweeping changes to your current business.
Big Bazaar is a retail chain of over 214 hypermarkets across India and is part of the Future Group. It utilizes an information system implemented in 2005 using SAP to manage technology, data, supply chains, e-commerce, and customer information. This system provides benefits like inventory control, performance tracking, centralized management, and faster customer checkout. It also allows management of salary administration and revenue reports while providing customers with loyalty programs and easy payments. Potential disadvantages include job losses due to computerization and reliability issues in case of network or power failures.
Atom Payment Solution Presentation by at Mr Shaival Shah eTailing India
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Similar to Vera Bradley Chooses Paymetric to Automate Their Payment Processing Needs (20)
Vera Bradley Chooses Paymetric to Automate Their Payment Processing Needs
1. A Stitch Above: How Vera Bradley Optimizes and Automates
Their Payment Processing Needs
60 Minutes
Todd Shinabarger-Vera Bradley
Gerald Schlechter-CNBS
Integrated and Secure Payment Processing
Eric Bushman-Paymetric, Inc.
2. SPEAKER OVERVIEW
Todd Shinabarger, Sr. Dir., Corporate & Indirect Channel Systems,
Vera Bradley
Gerald Schlechter, Co-Founder & President,
CNBS
Eric Bushman, VP Solutions Engineering,
Paymetric, Inc.
2 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
3. AGENDA
Company Background
Business Case
Implementation Goals
Solution Overview & Benefits
Key Learnings
Implementation Results
On-Going Challenges
Why Paymetric?
3 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
4. ABOUT PAYMETRIC
Paymetric is the leading provider of integrated and secure payment processing and
tokenization solutions that enable companies to streamline the order-to-cash process,
reduce the scope and financial burden of achieving PCI compliance, and improve return on
electronic payment acceptance.
Founded in 1998
75 Employees
Privately Held – Austin Ventures and
Palomar Portfolio Company
500+ Enterprise Customers
Some familiar Paymetric AFS Customers:
Oakley Burton Cutter & Buck
UnderArmour Vera Bradley Ballet Makers
KNG Movado Fossil
4 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
5. PAYMETRIC AND SAP®
Paymetric is the Center of Excellence for Electronic Payment Processing in SAP®
• Paymetric is the first partner to receive Powered by
Netweaver certification for PI content and Enterprise
Service EBPP Bundle for payment card processing
• Paymetric is the first payment integration service
embedded in SAP Business ByDesign.
• Paymetric is the only payment integration expert
invited to build a micro-community in SAP Software
Developer Network
PAYMETRIC IS THE ONLY EPAYMENT INTEGRATION EXPERT TO WIN THE
SAP® PINNACLE AWARD – AND WE DID IT THREE TIMES! (2002, 2008, 2009)
5 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
6. AWARD-WINNING COMPANY
2002 2002 SAP Pinnacle Awards Winner
ERP INNOVATION AND DEVELOPMENT
2008 SAP Pinnacle Awards Winner
ENTERPRISE SERVICES ORIENTED ARCHITECTURE (eSOA)
2009 SAP Pinnacle Awards Winner
THOUGHT LEADERSHIP (SSP) FOR CREDIT CARD TOKENIZATION SOLUTION DEVELOPMENT
2010, 2011 and 2012: TAG Top 40
MOST INNOVATIVE COMPANIES IN GEORGIA
2010 Info Security Awards
GLOBAL EXCELLENCE IN TOKENIZATION
2011 Info Security Awards
MANAGEMENT TEAM OF THE YEAR
6 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
7. PAYMETRIC CUSTOMERS
Cross-Market &
Industry
Cross-Geography
7 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
8. VERA BRADLEY OVERVIEW
Founded in 1982 by two women who realized a
need for feminine-looking luggage
Global retailer specializing in patterned handbags,
luggage and accessories
Products are sold at 70 corporate-owned stores and at over 3500
independent retailers, ranging from small gift shops to department
stores
Corporate headquarters located in Fort Wayne, Indiana
Publicly held company – (NASDAQ: VRA)
8 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
9. ABOUT VERA BRADLEY
Paymetric Customer Since 2012 – other AFS clients recommended
Paymetric to Vera Bradley
SAP ECC 6.0, Enhancement Pack 4
All Card Not Present (CNP)
Approximately 10,000 Transactions Per Month
Processor: Chase Paymentech Salem
Paymetric XiPay™ On-Demand
Payment Card Acceptance and Integration Solution
Enhanced Reporting
Receivables Management
Auto AR & Web AR
Security: XiSecure™ On-Demand (Tokenization)
Data Intercept for SAP
Data Intercept for eCommerce
9 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
10. BUSINESS CASE BACKGROUND
& IMPLEMENTATION GOALS
Driving force: Preparing to launch B2B payment environment
Determined online payment processing and tokenization were key features to
include
Goal: Allow online payment processing through new B2B portal in
a secure environment that would be PCI compliant
PCI concerns- never allowed customer credit card data in SAP
Automate Accounts Receivable for both internal and external payment
processing
Tokenize customer credit card information to reduce risk
10 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
11. SOLUTION OVERVIEW
XiPay™ On-Demand enables XiSecure™ On-Demand Data Intercept ensures that card-
companies to manage, accept and eliminates the transmission and holder data never enters enterprise
integrate virtually every type of electronic storage of sensitive cardholder data. payment acceptance systems.
payment in any enterprise system.
11 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
12. BENEFITS OF XiPAY™ ON-DEMAND
Multiple Integration Technologies
High Availability
Performance and Scalability
Basic Reporting
Certifications
SAP Enterprise Services Interface
SAP Cross Application – Payment Card Interface
Visa PCI Compliant Service Provider
Multi-Client Architecture
All system maintenance and backups performed by Paymetric
All system patches and upgrades performed by Paymetric
12 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
13. BENEFITS OF XiSECURE™ ON-DEMAND
Reduced scope and cost of a PCI DSS Audit
Tokenization is affordable
Reduced cost of achieving and maintaining compliance
No Storage of Cardholder Data
Accelerate time to PCI compliance
Increased security
Increased brand protection
Works in any Enterprise payment acceptance system
All Key Management and Key Rotation activities performed off-premise
Paymetric
External storage of sensitive data means there is “nothing to steal” in the
Merchant’s internal systems
13 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
15. CNBS Web AR Solution
SAP add-on to enable real-time payments to ECC from the web
Requires no interfaces or any data synchronization
Customer logs-on to Web Site via Web User ID (or SSO)
List of Open AR Documents
Customer selects – items to pay (partial payment possible)
PCI compliant payments of Open AR Document via Paymetric
Selection of used Credit Cards possible (only Token stored)
PDF Statements and PDF Invoices can be enabled
Mobile compatible via jQuery for iOS and Android devices
15 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
16. PAIN POINTS WE ADDRESS
Eliminates Costs:
Collection agent
Collection agency
Mailing statements & invoices (slow, inefficient and expensive)
Customer Advantages:
24/7 self-service options
Pay one invoice or multiple invoices
Partial payments
Credits
Real-time Integration with SAP
PCI Compliance
16 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
17. CNBS Web AR Solution –
Customer Reference: Vera Bradley
17 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
18. LIVE DEMO
18 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
19. PAYMETRIC SOLUTION BENEFITS
D R I V E A U T O M A T I O N : Eliminate manual and maverick processes and unlock the full value of
accepting electronic payments by integrating authorization and settlement capabilities within existing
enterprise system and application workflows. Protect against unauthorized shipments and improve
accuracy of revenue recognition by accounting for split orders.
R E D U C E C O S T S : Eliminate capital investment for software licenses and leverage Paymetric’s
SaaS subscription model. Reduce DSO and bad debt by extending electronic payment acceptance
options to customers. Lower interchange costs by providing Level 3 data to your processor.
L E V E R A G E S A A S : Reduce your liability for managing an on-premise payment applications.
Paymetric shoulders the burden of on-going maintenance including; semi-annual association releases,
processor certifications and new payment types or currencies.
I M P R O V E S E C U R I T Y : With Paymetric’s award-winning tokenization solution, XiSecure On-
Demand, card numbers are never stored intact — anywhere, making it impossible for hackers to
reassemble them through decryption or reverse engineering. This increased security allows companies
to preserve their brand without the worry of unexpected fees, fines or legal costs associated with a data
breach.
A C H I E V E C O M P L I A N C E : Maintain compliance with the PCI DSS and federal and state data
breach notification laws. Leverage tokenization technology to minimize the cost and scope of achieving
PCI DSS compliance and provide your company safe harbor from federal and state data breach
notification laws.
19 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
20. VALUE ADDED SOLUTIONS
Enhanced Reporting Level 3 Processing Receivables Management
The Enhanced Reporting The Level 3 Processing The Receivables Management
DESCRIPTION
solution is an expanded library of solution provides Line-item or solution enables acceptance of
reports and performance metrics Invoice-level detail required to credit card payments against
that pinpoints where adjustments qualify merchants for a 1% open accounting documents for:
can be made to enhance reduction of their interchange
payment acceptance processes. rate. This data can be used for • One-off transactions
billing, payment, disputes and • Recurring Transactions
reconciliations. • Down Payments
• Prepaid Payments
• Deposits
• Analyze Trends • 1% Reduction of Interchange • Accelerates Working Capital
• Lower Transaction Costs • Increased Efficiencies • Reduces DSO
BENEFITS
• Maximize Performance • Increased Customer Satisfaction • Offers New Payment Method
• Enhance Efficiency Level 1
2.70%
Interchange Rate
• Lowers Interchange Rates
Level 2
1.90%
Interchange Rate
• Lowers Collection Costs
Level 3
1.70%
Interchange Rate
• Lowers Bad Debt
• Reduces Risk
Card Associations Incent Suppliers with Reduced
Rates for Providing Line-Item Detail (up to 100 bps) • Improves Customer Satisfaction
20 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
21. KEY LEARNINGS
Came in with a specific need, walked away with a much more
powerful solution
Empowered employees
Did not implement ACH in the beginning
Would have been less expensive and easier to implement when Vera
Bradley’s team was focused on the project early on
Current credit card processing platform does not support ACH
Choose one that works across the board
21 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
22. IMPLEMENTATION RESULTS
Over 1500 of customers use new B2B system
Exceeded goal of 40% adoption rate in first year
Empowers individual retailers
50% pay their bill regularly using a credit card
Web AR solution enables customers to view and choose which invoices
they want to pay
Stores token for each credit card- customers do not have to enter CC
information each time
Simplified Reconciliation
Auto AR process vastly reduces time and effort for monthly payment
process for customers on terms
Decreased Costs
Reduced Risk
22 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
23. ON-GOING CHALLENGES
Considering tokenization for B2C website
Challenges to implement on Japanese eCommerce site
Possible to bring tokenization to the retail (in-store) environment in
the future?
Challenge in reconciling data inside of SAP
23 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
24. WHY PAYMETRIC?
Did not look at other companies
Started talks with Paymetric in 2006
Based on Paymetric’s reputation as an industry leader and number
of reputable customers
Received recommendations from other AFS companies using
Paymetric:
Under Armour
Burton Snowboards
Fossil
24 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
25. WHY PAYMETRIC?
Performance Over 500 of the world’s most respected brands have leveraged
Paymetric solutions over the past decade.
Expertise Paymetric employees have hundreds of years of combined
experience in the payments industry and ERP landscape.
Paymetric has been the recipient of many awards recognizing the
Credibility accomplishments of the company and our solutions.
Innovation Paymetric is consistently first to market with cutting edge solutions
that help companies grow their business and increase security.
Value On-demand model makes it affordable to experience the benefits
of integrated payment card processing and tokenization.
Service 24 x 7 support includes incident and problem resolution, access to
publications and best practices and so much more.
25 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
26. Questions
?
Eric Bushman Todd Shinabarger Gerald Schlechter
Paymetric Vera Bradley CNBS
ebushman@paymetric.com tshinabarger@verabradley.com gerald.schlechter@cnbssoftware.com
26 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing
27. 27 Trusted Solutions. Securely Integrated.
Integrated and Secure Payment Processing Footer text goes here - Paymetric Confidential