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TYPES OF
ATM’s IN
INDIA
http://www.bankersindia.in/types-atm-india/
Presented by:
Rashmi Pandey
On the basis of site:
On site ATM -within the premises of bank
Off site ATM - Outside the bank premises
Worksite ATM-Is located within the premises of an
organization and is generally meant only for the
employees of the organization.
White Label ATM
ATM Provided by NBFC (Non Banking Financial Company)
To increase financial inclusion & geographical reach of the ATMs
Cash deposit facility is not there
BTI PAYMENTS TATA
COMMUNICAT
IONS
PAYMENT SOL.
HITACHI
PAYMENT
SERVICES
MUTHOOT
FINANCE
AGS
TRANSACT
TECH.
VAKRANGEE
LTD.
Brown Label ATM
ATM are those Automated Teller Machines where hardware and the
lease of the ATM machine is owned by a service provider but cash
management and connectivity to banking networks is provided by a
sponsor bank .
SBI INDIAN BANK BOI ICICI & YES
BANK
AXIS BANK PNB
Micro ATMs
Card swipe machines
Fingerprint scanner
Point of sale terminals
Cash in remote locations
Portable
Cost of development is less
Connectivity through GSM
Can travel from village to village
Other ATM’s
Green Label ATM: ATM Provided for Agricultural Transaction
Orange Label ATM: ATM Provided for Share Transactions
Yellow Label ATM: ATM provided for E-commerce
Pink Label ATM: ATM for women banking
Mobile ATM: refers to an ATM that moves in various areas for the
customers. Few private banks have introduced ATM on wheels.
Cash Dispenser: Allows only cash withdrawals, balance enquiry and
mini statement requests, cash dispenser(CD)
THANK-YOU

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Types of ATMs in the world and their features

  • 2. On the basis of site: On site ATM -within the premises of bank Off site ATM - Outside the bank premises Worksite ATM-Is located within the premises of an organization and is generally meant only for the employees of the organization.
  • 3. White Label ATM ATM Provided by NBFC (Non Banking Financial Company) To increase financial inclusion & geographical reach of the ATMs Cash deposit facility is not there BTI PAYMENTS TATA COMMUNICAT IONS PAYMENT SOL. HITACHI PAYMENT SERVICES MUTHOOT FINANCE AGS TRANSACT TECH. VAKRANGEE LTD.
  • 4. Brown Label ATM ATM are those Automated Teller Machines where hardware and the lease of the ATM machine is owned by a service provider but cash management and connectivity to banking networks is provided by a sponsor bank . SBI INDIAN BANK BOI ICICI & YES BANK AXIS BANK PNB
  • 5. Micro ATMs Card swipe machines Fingerprint scanner Point of sale terminals Cash in remote locations Portable Cost of development is less Connectivity through GSM Can travel from village to village
  • 6. Other ATM’s Green Label ATM: ATM Provided for Agricultural Transaction Orange Label ATM: ATM Provided for Share Transactions Yellow Label ATM: ATM provided for E-commerce Pink Label ATM: ATM for women banking Mobile ATM: refers to an ATM that moves in various areas for the customers. Few private banks have introduced ATM on wheels. Cash Dispenser: Allows only cash withdrawals, balance enquiry and mini statement requests, cash dispenser(CD)