This document provides a 10 step process for creating a "gold and diamond iced out" text effect in Photoshop. The steps include rasterizing text, adding clouds and glass filters to create a diamond texture, adjusting curves to enhance the diamonds, adding a golden border and bevel effect, adjusting colors to look more gold, and finally adding sparkles with a starburst brush. The full process transforms plain text into a metallic text style with embedded diamonds and sparkles meant to mimic a luxury "iced out" design.