Baby George V is the Chief Manager of Credit Monitoring at the Zonal Office of Federal Bank Ltd in New Delhi. He has over 40 years of experience in banking across 8 states in India. He holds an MBA and B.Com and is a Certified Associate of the Indian Institute of Bankers. He has worked as the Branch Head for 9 branches over 28 years and handles credit processing and foreign exchange operations. He specializes in change management, people management, financial acumen, and interpersonal skills. Currently, he is the Vertical Head of Credit Monitoring for the New Delhi Zone overseeing 120 branches. He is set to retire on August 31, 2015.