This document summarizes the professional experience and qualifications of Manoj Pon Spurgeon S. He has over 5 years of experience in banking and financial services in roles involving credit analysis, sales, marketing, and relationship management. He has worked at YES Bank, HDFC Bank, and ICICI Bank. Currently he manages a portfolio of Rs. 45 crore and has experience generating business leads and managing teams. Manoj holds an MBA in financial management and a BE in electronics and communications. His areas of interest include financial services, sales and marketing.

1. Date of Birth: 3rd
October 1988 ( 26 years)
To undertake challenging jobs, making a positive contribution to the working organization
using my skills and to strive for professional excellence.
Key Skills and Interest: Business Development, Financial Analysis and Planning, Relationship Management,
Team Management, Sales and Marketing.
Work Experience: (2.9 Years)
Roles: Financial analysis/ Credit : Balance Sheet, P&L analysis, Ratios Comparisons, Industry analysis and Credit
Appraisal.
Sales/ Marketing: Direct/ Cold Calls, Leads follow-up, DSAs, Relationship, Team Management, Organize
Business Meets & trainings and Product trainings to branches.
YES Bank – Assistant Manager
(5 Months) Designation: Relationship Manager
Responsibilities: 1. Role of giving Working Capital loans to SMEs under the department – EBB.
2. Generating leads by direct calls, Branch Leads, cold calls, Customer visits through
appointments.
3. To handle operations like Sales, Credit and Relationship management.
4. Analysis of the financial statements of enterprises and proposing the Limits.
5. Team management through DSAs, Connectors and Branch team.
HDFC Bank – Deputy Manager (E 2)
(1 Year) Designation: Relationship Manager
Responsibilities: 1. Role of giving Working Capital loans to SMEs under the department –Commodities Finance.
2. Generating leads by direct calls, Branch Leads, cold calls, Customer visits through
appointments.
3. To handle operations like Sales, Credit and Relationship management.
4. Analysis of the financial statements of enterprises and proposing the Limits.
5. Team management and in-Charge for South Tamilnadu.
Attainments: 1. Presently Handling a Portfolio of 45 crores with 6 customers.
2. Had disbursed 19 crores for a Public Ltd Company.
3. Started from the Scratch in Tuticorin region for working Capital.
4. Have organized Four regional Business organization meeting in Alankulam, Tenkasi,
Tirunelveli and Madurai regions and have generated 40 Possible doable leads for Pledge and Working capital.
ICICI Bank – Assistant development Manager (ADM I)
(1 year 5 Months) Designation: Solution Manager
Responsibilities: 1. Role of giving Business loans (OD/CC) to SMEs under the department -Enterprise credit.
2. To generate leads by direct calls/visits, cold calls, Customer visits through appointments.
3. To handle operations like Relationship management and Sale of the financial products.
4. Analysis of the financial statements given by the enterprises.
5. Team management and monitoring.
Manoj Pon Spurgeon S
Cell No: (+91) 960 027 7654
Email: psmspurgeon@gmail.com
E-75, 10th
cross Street, Maharajanagar,
Tirunelveli 627 011

2. Attainments: 1. Have Generated around 50 possible leads to the company.
2. Ranked in the Top 20th
in Pan India – RBC Guru Contest.
3. Best SM of Madurai Region with Highest disbursements for FY 2012-2013
4. Ranked as top 22nd
in Pan India for – RBC Black Challenge.
5. Have visited more than 300 Customers and have organized one ‘Mela’ with Forex Team.
6. In-Charge for more than 15 Branches in Madurai Region and have done periodic visits.
Education:
2010:2012 M.B.A- Financial Management CGPA 7.1
Electives: Security Analysis and Portfolio Management, Project Analysis and Finance, Financial
Services, Business Taxation, Financial Derivatives.
Key area/s of interest: Sales and Marketing, Financial Services, Forex.
2006:2010 B.E – Electronics & Communications 67%
Arulmigu Kalasalingam College of Engineering, Srivilliputtur - Affiliated to Anna University,
Chennai
Electives: Computer networks, Power Electronics, Satellite communication, Mobile
Communication, Fiber Optics and Television.
Key area/s of interest: Computer Networks, Fiber Optics.
2006 State Board- Maths and Biology Stream 83%
Rose Mary Matric. Hr. Sec. School, Tirunelveli.
2004 English Matriculation Board 86%Rose Mary Matric. Hr. Sec. School, Tirunelveli.
Key Academic Projects, Assignments and Awards:
M.B.A:
• Analysis of Determinants of Social and Environmental disclosures in Websites of Indian Companies – PG
Project
A Research project on how Voluntary CSR disclosures in websites affect the companies and the CSR parameters
that companies usually concentrate on. The benefits and disadvantages of that were analyzed.
• Ten week summer internship at Bajaj Auto Limited, a leading Automobile manufacturer
A Market Survey on Bike Customers, Local Mechanics and Auto Consultants, and Analysis
• Research on Customer perception of Non Verbal Communication of Sales Staff on effective sales
Survey was conducted in Chennai silks in cross-cut road, Coimbatore.
• Mini Project in MIS systems used in Geojit BNP Paribas, Ramnagar Branch, Coimbatore
Studied about the ERP systems and CRM systems, they use for Trading and Customer Relationship respectively.
B.E:
• One week Summer In-plant training at Keltron Controls, Kerala
Areas covered were, Control and instrumentation, Pneumatic Business, Mechanical fabrication, Project for
physically disabled and Quality assurance.
• A Pipeline implementation of OFDM transmission on reconfigurable platform – UG Project
It’s the implementation of 802.11b/g (WLAN) using wireless networks.
Positions held/Special Achievements:
• Runners of AV MIX in Tiecoons 2K11 in Jamal Institute of Management and also a Participant in HR GAME in
Tiecoons 2K11.
• Completed National Stock Exchange Certified Capital Market Professional (NCCMP) course offered by NSE.
• Professional Guitarist “PRESIDENT” of college cultural team during Final year UG.
• FIRST Prize in “Instruments Playing” in Eglence ‘09, an intra-college competition.
• SECOND Prize in “Instruments Playing” in “Jaycees”, an intercollege competition.
• Part of the college team participated in “VIJAY TV EQ 2”, NIT and VIT cultural fest.
• Co-Organizer in Intra-college events like Tamil Mandram and Eglence ’09.
.
Hobbies and Interests:
• Guitarist and Musician.

3. • Driving and Cooking.
• Blogging – www.sportsxpress.in.
Additional Information:
• Have Passport and Driving license for 2 and 4 wheelers.
• Language competencies include English and Tamil and can read Hindi.
References:
Academic:
Mr P Varadharajan,
Assistant Professor,
PSG Institute of Management,
9443506047
sktrajan@rediffmail.com
Professional:
Mr A Allwin Martin Joseph
Manager (P.B.Division),
State Bank of India,
Tuticorin Branch,
9445863326
a.allwin@sbi.co.in
Mr.J.Immanuel
Manager
Axis Bank Limited,
Palayamkottai Branch,
9585520951,
immanuel.j@axisbank.com