Resumen, análisis y perspectivas sobre la situación macroeconómica y financiera de España así como sobre las expectativas relacionadas con la actividad de inversión.
Resumen, análisis y perspectivas sobre la situación macroeconómica y financiera de España así como sobre las expectativas relacionadas con la actividad de inversión.
Metodologia PBL și ghidul de aplicare în Învățământul Profesional și Tehnic - VET PBL METHODOLOGY & E-GUIDE
Prezentare realizată de Partenerul Italian: Centro Studi Villa Montesca, Italia, tradusă/adaptată de Partenerul Român: Colegiul Tehnic “Matei Basarab”, Caracal, România, în cadrul Proiectului European
Yourvid YESdigital / 2012-1ES1-LEO05-49498
http://youyesdigital.eu/
(VET – Vocational Education and Training)
Applications and Service Offering - BrochureSohail_farooq
BankingBook Analytics (BBA) specializes in design and development of best practice risk and capital management applications using Machine Learning and advanced statistical techniques.
Our clients include: banks, specialized lending institutions, credit unions, insurance companies and asset managers.
How Alternative Credit Data Provides Lift in Your PortfolioExperian
What is alternative data and how does it differ from traditional credit data?
How can alternative data be used to maximize your portfolio?
Learn how to leverage this new data set to maximize profits in your business. We’ll cover the latest findings in lender and consumer perspectives on alternative credit data and ways to use alternative credit data across the customer lifecycle giving you a deeper view of the consumer.
1. Robert A. Creech, CCE
Arlington Heights, IL 60005
847.590.1524
robert.creech@usa.net
linkedin.com/in/bobcreech72
SUMMARY
Credit and Finance professional, recognized by the National Association of Credit
Management, with extensive experience in corporate finance and financial markets. Primary
expertise is in credit and financial analysis, augmented by additional skills in advanced software
applications. Superb relationship builder and communicator after years of interaction with senior
management, brokers, and officers of customer accounts. Six Sigma Green Belt trained Veteran.
Credit/Risk Analysis Financial Statement Analysis Credit Scoring
Query Systems Financial Applications Software Spreadsheets
Collections Electronic Futures Trading Index Options Trading
PROFESSIONAL EXPERIENCE
Independent Financial Markets Trader, Arlington Heights, IL, 2010-Present
• Evaluated cyclicality in financial markets through technical analysis of price trends.
• Traded index options, often in combination transactions. Also traded exchange traded
funds and individual stocks.
Independent Consultant, Credit and Financial Analysis
Federal Deposit Insurance Corporation, Donlen Corporation, Bank of America,
Schaumburg, Northbrook, Chicago, IL, 2008-2010
Insurer of banking deposits and manager of receiverships, Vehicle Fleet Management Company
and International Commercial Bank. Bank of America sales $74 billion.
• Reviewed financial information for the FDIC to determine soundness of assets held by
insured institutions.
• Increased revenue opportunities by performing analysis of customer financial statements
using Moody’s Risk Analyst software to target business prospects.
• Reduced risk by performing loan covenant compliance calculations.
• Refined corporate credit scoring model by including Excel VLOOKUP table to
accurately indicate the credit score extracted from financial data.
• Implemented spreadsheet system to target necessary credit file revisions.
Sr. Credit Analyst
Yaskawa Electric America, Inc., Waukegan, IL, 2005-2008
Global manufacturer of automation devices and motion control systems. $3.8 billion in sales.
Reported to Credit Manager and Finance VP. Geographic responsibility for North America.
• Designed spreadsheet system to assess trends in financial statements for both domestic
and foreign accounts.
• Developed Risk Scoring Model to assign Risk Class for all accounts in receivables
portfolio.
• Introduced a monthly “Watch List” to report status of high-risk accounts to Management.
• Targeted accounts for credit limit review and for rapid follow-up on collections using
SAP software.
• Increased sales opportunities through the use of security instruments such as bank letters
of credit and corporate guarantees.
Page 1 of 3 Résumé for Robert A. Creech
2. Credit & Treasury Analyst
ValuePart, Inc., Vernon Hills, IL, 2003-2005
North American after-market heavy equipment parts distributor.
Reported to Credit Director and Chief Financial Officer. Responsible for credit analysis and
collections for entire customer base.
• Strengthened credit arrangements by thorough analysis of financial, trade, and banking
information.
• Cut DSO (Days Sales Outstanding) and over-60-day past-due receivables in half.
• Reported monthly department performance to management.
• Reduced deductions and claims outstanding by rapid follow up with depot personnel.
Independent Consultant, Credit and Financial Analysis
ALCOA, Sony Electronics, Inc., Chicago, IL, 2002-2003
Global primary metals and electronics firms. ALCOA sales $18 billion. Sony, $76 billion.
• Scored credit lines with eCredit software to determine risk class.
• Documented data supporting open credit arrangements to management to reduce risk.
Independent Financial Markets Trader, Arlington Heights, IL, 2001-2002
• Electronically day-traded mini S&P stock-index futures contracts.
Sr. Credit Analyst
RR Donnelley & Sons Company, Chicago, IL, 1998-2001
Integrated communications services provider. $10 billion in sales.
Reported to VP-Credit. Managed regional credit and collections for Magazine and Merchandise
Media business units.
• Scored credit lines with eCredit software to determine risk class.
• Aided cash applications for a major account through use of Excel Pivot Tables to match
remittances with invoices.
• Queried data warehouse using Business Objects and PeopleSoft software to enhance
reporting of credit performance to management.
• Visited major accounts with sales on regular basis to increase sales and improve DSO.
• Mentored and trained junior analysts and collections staff.
APPLICATIONS SOFTWARE REVIEW
• PeopleSoft and SAP receivables software
• Business Objects data warehouse query system
• eCredit Decision Desktop credit scoring system
• Moody’s Risk Analyst
• Microsoft (Excel, Word, Outlook, PowerPoint, Access)
EDUCATION
M.B.A. in Finance, DePaul University, Chicago, IL
B.S. Degree in Business Administration, Virginia Tech, Blacksburg, VA
HONORS
• Certified Credit Executive (CCE) designation, National Association of Credit
Management.
Page 2 of 3 Résumé for Robert A. Creech
3. • Delta Mu Delta Honorary Business Fraternity, Kellstadt Graduate School of Business,
DePaul University. Membership awarded for superior academic achievement.
Page 3 of 3 Résumé for Robert A. Creech