Here are some questions I would ask PhilHealth to evaluate its reliability: - What medical services and procedures are covered by the plan? Are there any exclusions I should be aware of? - How much will my monthly premiums be? Will they increase over time? - What hospitals and healthcare providers accept PhilHealth in my area? Is there a wide network? - What is the process for filing a claim? How long does it typically take to get reimbursed? - What is the appeals process if a claim is denied? - Does the plan have lifetime or annual coverage limits I need to be aware of? - What is the process for changing plans or canceling coverage if I

1. Consumer
Health:
Quackery

2. Activity 10: MAGIC BRACELET
a. What is being sold by
the poster?
b. What does it guarantee?
c. Will you buy it? Make a
comparative chart that
lists reasons for buying
and reasons for declining
this product
Reflection Questions

3. Quackery
Quackery, a form of a health fraud, is any advertisement, promotion,
or sale of products and services that have not been scientifically proven
safe and effective (Meeks, et al, 2011). It is being operated by a quack. A
quack is an individual that has little or no professional qualifications to
practice medicine. He/She also pretentiously uses meaningless medical
jargon and relies on scare tactics, paranoid accusations, and quick fixes.
There are three major characteristics of health quackery (Schaler &
Carroll, undated). First, it is a big business. A huge amount of money is
spent on fraudulent health products and services. Second, it multiplies and
spreads fast. Lastly, it thrives on individuals who are diagnosed with
illnesses that are known to have no cure.

4. Activity 11: QUACK, QUACK!
1. Study the posters.
2. Identify the three forms of
quackery. Write the answers in
your notebook.

5. Activity 11: QUACK, QUACK!
QUACKERY

6. Three forms of quackery:
a. Medical quackery
includes cures, treatments, and remedies of various health conditions
that are drugless or bloodless in nature.
b. Nutrition quackery
involves promotion of food fads and other nutritional practices that
claim to be all-natural. These are believed to have beneficial properties of
multiple plants in one product.
c. Device quackery
makes use of miraculous gadgets (such as dials, gauges, electrodes,
magnets, and blinkers) that are believed to cure certain health conditions

7. Activity 12: MORE QUACKS!
Complete the table by writing other examples of medical,
nutrition, and device quackery.
Medical Device Nutrition

8. Activity 13: BRAINSTORM
Why do
people
fall for
quckery?
1. Form groups of five members.
Assign numbers 1 to 5 for each
member.
2. Each person is given two
minutes to answer this
question: Why do people easily
fall for quackery?
3. After everyone has written the
answers, discuss the possible
factors that affect people’s
vulnerability to quackery.

9. Activity 14: A BAD QUACK
List down possible dangers of quackery to a person’s physical
and psychological well-being.
Physical Psychological

10. Activity 15: FIGHT THE QUACK!
In 2-3 paragraphs,
answer the following
question on a piece of paper:
As a Grade 10 student,
how can you protect your
family and yourself from
quackery?

11. Activity 16: TOP FIVE
1. Study the poster.
2. List five questions that
you will ask the source
about the product.
Will you buy the product? Why or why not?

12. Activity 17: YOUR CHECKLIST
Complete the criteria below by supplying the missing letters.
Use the descriptions as your guide.
When evaluating health information and products, you must check
for:
1. This tells about the source and recency of the information.
o Who or what is the source of the information/product?
o Is the source qualified?
o Is the information updated?
C _ _ D _ B _ _ _ T Y

13. Activity 17: YOUR CHECKLIST
2. This tells about the accuracy, disclaimer, and completeness of
information. o Is it complete and correct?
o Does it have scientific basis?
o Does it state the limitations, purpose, scope, authority and
currency of the information?
o Does it have labels that contain the directions for use and storage,
expiration date and warnings?
_ _ N T _ _ T

14. Activity 17: YOUR CHECKLIST
3. This tells about the purpose and caveat of the information
o What is the pupose of giving the information/product?
o Is it for marketing purposes?
o Is it for selling products or for disseminating information?
D _ S C _ _ S _ R

15. Activity 17: YOUR CHECKLIST
4. This tells about the feedback mechanism and means of
information exchange between the source and the consumer.
o Can the consumer offer comments and suggestions?
o Is it possible to ask questions?
I N _ _ R _ CT _ _ _ T Y

16. Activity 18: GUARANTEED SERVICE
1. Answer the questions.
a. What are the things that you
look for in a doctor?
b. What are the things that you
look for in a hospital?
2. Write your list of characteristics
in your notebook. Prepare to
share in class.
I am looking for a doctor
that…

17. Activity 18: GUARANTEED SERVICE
“Health insurance should cover standard risks of illness and injury for family
members.” (Meeks, et al., 2011). There are two types of expenses involved in health
insurance: covered expense and exclusion. Covered expense refers to the coverage of
medical services that can be paid by the company issuing the health insurance. On the
other hand, exclusions are specific services that are not paid by the issuer.
Forms of health insurance are not all the same. It is important to study the plan
before availing it. Here are some actions that may be taken to evaluate a health
insurance (Meeks, et al., 2011):
1. Obtain and read carefully a copy of the health insurance plan.
2. Ask questions of representatives from the health insurance plan.
3. Shop around for other options.
4. Choose plans that give the most comprehensive coverage at the most affordable
price.

18. Activity 19: MY PhilHealth
Suppose you are employed and about to be enrolled in Philhealth.
How will you evaluate its reliability?
What questions will you ask the company? Write them on a piece of paper.