College Degree for $0 1. How to complete a US
Bachelor’s/ Associate
Degree Simply & Affordably
PADMA SUBRAMANIAN
FRUGALDEGREE.COM
This eBook excerpt contains Copyrighted material and is made available to you for
personal use only. It may not be reproduced or copied in any form.
All information has been provided after extensive research. Since a lot depends on
reader’s individual circumstance, the reader agrees to perform their own due diligence
before embarking on any recommendation. The reader further agrees not to hold the
author, or TEJATE LLC liable for any use of techniques or methodologies suggested in
this eBook.
Note: FrugalDegree.com provides assistance with completing an affordable college
education, but does not directly award any college degrees or college credits.
© 2012 FRUGALDEGREE.COM (A division of Tejate LLC) Page 1
2. Overview
Almost everyone I’ve met wants to have a good education, and a college degree from a
reputable institution. A college degree provides respect and recognition in all walks of
life, be it the workplace or local community. It also means that the college graduate is
able to have a good career and afford a comfortable lifestyle. Therefore, despite the
rising cost of college, no one can dispute the fact that a college degree adds status and a
good foundation for one’s life.
But can everyone of us afford college? People are alarmed at the high cost of a college
education in the US today. I’ve seen numerous people who are crying out for a relief
from the impossibly high price tag of a good college education. Earlier, many parents
would simply take a loan for their child’s college. But in the present economy, loans are
fewer than ever before. Also, with the job situations, pay cuts and company cost cutting,
most parents are either unable to afford it or are not sure if their child will have the
means to pay them back after graduation.
In any case, it is my firm belief that college education “must” be affordable, even for
those who are able to somehow endure the higher price tags. Why should anyone have
to spend thousands and thousands of dollars on a US college degree? Even online
colleges are just too expensive, so are the really good fulltime time or parttime colleges
and degrees.
I’m here to tell you that it is possible to get a good college degree for a very affordable
cost. This book is the result of my own personal experiences in getting an affordable US
college education, combined with years and years of research into colleges and courses
all across the United States.
Since you are reading this guide, it is clear that you or someone you know needs to earn
a college degree affordably. By far, flexible colleges are the most cost effective and
quickest means to earning an accredited US college degree.
© 2012 FRUGALDEGREE.COM (A division of Tejate LLC) Page 2
3. Is a Flexible College right for you?
Flexible colleges are great for a number of reasons:
They are inexpensive (especially in comparison to the many colleges across the
United States that charge tens of thousands of dollars, even excluding the cost of
room and board)
They are all accredited and mostly public universities that award degrees which are
equivalent in reputation and course content to that of many other accredited US
colleges and universities
© 2012 FRUGALDEGREE.COM (A division of Tejate LLC) Page 3
4. The degree can be completed sooner. This is because flexible colleges allow a variety
of means to earning college level credits. The options include writing college level
exams, transferring prior courses, credits for work experience and so on.Taking the
above factors into consideration, flexible colleges are generally suitable for students
in many circumstances, as follows:
• A young adult who has completed high school
• A young adult with some previously completed college courses/ credits
• A working adult without a college degree, or with a degree in a different field
• A working (or non-working) adult with an Associate degree who is pursuing a
Bachelors degree
• Adults whose personal situations require extensive travel (for work or family
reasons). For these students too, flexible colleges are a blessing, as there are no
specific location or time constraints to pursuing a degree from a flexible college
(and you still get to attend local or online classes wherever you live)
© 2012 FRUGALDEGREE.COM (A division of Tejate LLC) Page 4
5. Cheap/ Affordable/ Flexible Colleges
There are a handful of flexible colleges that have been carefully selected for their
affordability, flexibility, convenience and degree specialties.
These flexible colleges are:
Empire State College, Saratoga Springs, NY
Excelsior College, Albany, NY
Charter Oak State College, New Britain, CT
Granite State College, Concord, NH
Thomas Edison State College, Trenton, NJ
Union Institute & University, Cincinnati, OH
WGU (Western Governors University), Salt Lake City, UT
SUNY Ulster, Ulster, NY
Note: all these colleges are fully accredited
FOR MORE DETAILS ON FRUGAL/ FLEXIBLE
COLLEGES, AND THE FULL VERSION OF THIS
EBOOK, GO TO FRUGALDEGREE.COM.
© 2012 FRUGALDEGREE.COM (A division of Tejate LLC) Page 5