The economic growth of any country depends, to a certain degree, on the ability of the country’s business community to maximize their growth potential. One of the biggest contributors from the business community of any nation, to the nation’s economic development, is the small and medium sized enterprise (SME) sector. Studies have shown that SMEs and indeed, large and multi-national organizations can improve their productive capacity by using the benefits of the Information and Communications Technology (ICT). This paper explores how the Small and Medium Sized Enterprises (SMEs) in the developing economies such as Nigeria can achieve their own growth through the adoption of information communication technology. This study relies on secondary data from various sources to examine the availability, accessibility and affordability to relevant ICT facilities and challenges facing SMEs in the use of information technology. The study recommends that agencies that regulate SMEs should formulate policies that will facilitate the adoption of ICT facilities by SMEs because of its potential in improving firms growth performance; SMEs owners should invest in ICT and its components because they have been proven to significantly influence organizational performance.
An information society is a society where the creation, distribution, use, integration and manipulation of information is a significant economic, political, and cultural activity. The aim of the information society is to gain competitive advantage internationally, through using information technology (IT) in a creative and productive way. The knowledge economy is its economic counterpart, whereby wealth is created through the economic exploitation of understanding. People who have the means to partake in this form of society are sometimes called digital citizens. This is one of many dozen labels that have been identified to suggest that humans are entering a new phase of society.
International Journal of Business and Management Invention (IJBMI)inventionjournals
International Journal of Business and Management Invention (IJBMI) is an international journal intended for professionals and researchers in all fields of Business and Management. IJBMI publishes research articles and reviews within the whole field Business and Management, new teaching methods, assessment, validation and the impact of new technologies and it will continue to provide information on the latest trends and developments in this ever-expanding subject. The publications of papers are selected through double peer reviewed to ensure originality, relevance, and readability. The articles published in our journal can be accessed online.
The Journal will bring together leading researchers, engineers and scientists in the domain of interest from around the world. Topics of interest for submission include, but are not limited to
An information society is a society where the creation, distribution, use, integration and manipulation of information is a significant economic, political, and cultural activity. The aim of the information society is to gain competitive advantage internationally, through using information technology (IT) in a creative and productive way. The knowledge economy is its economic counterpart, whereby wealth is created through the economic exploitation of understanding. People who have the means to partake in this form of society are sometimes called digital citizens. This is one of many dozen labels that have been identified to suggest that humans are entering a new phase of society.
International Journal of Business and Management Invention (IJBMI)inventionjournals
International Journal of Business and Management Invention (IJBMI) is an international journal intended for professionals and researchers in all fields of Business and Management. IJBMI publishes research articles and reviews within the whole field Business and Management, new teaching methods, assessment, validation and the impact of new technologies and it will continue to provide information on the latest trends and developments in this ever-expanding subject. The publications of papers are selected through double peer reviewed to ensure originality, relevance, and readability. The articles published in our journal can be accessed online.
The Journal will bring together leading researchers, engineers and scientists in the domain of interest from around the world. Topics of interest for submission include, but are not limited to
Includes summarized information on the ICT boom in India. The structure of the ICT industry in India, development in ICT sector, the current situation and upcoming technological trends, opportunities, effects of ICT development and the risks involved are discussed
Information and communications
technologies (ICTs) are different tools
and technologies to transmit information
and communicate with the community
(one to one or in groups). Through the
use of computers and interconnected
networks it provides a feasible and
accurate platform to increase the mobility
of information for different issues and
exchange of knowledge.
Adoption of Ict in the Tourism and Hospitality Sector In Zimbabwetheijes
The International Journal of Engineering & Science is aimed at providing a platform for researchers, engineers, scientists, or educators to publish their original research results, to exchange new ideas, to disseminate information in innovative designs, engineering experiences and technological skills. It is also the Journal's objective to promote engineering and technology education. All papers submitted to the Journal will be blind peer-reviewed. Only original articles will be published.
ROLE OF INFORMATION AND COMMUNICATION TECHNOLOGY (ICT) IN THE SURVIVAL OF SMA...ijmpict
This study is to examine the role of ICT in the survival of selected SMEsin Koforidua, Ghana The study employed descriptive technique to conduct the survey. Using a sample of 100 SMEs, an accidental sampling of a non-probability technique was used to gathered data and information. The study argues out that majority of the SMEs operators do use at least one ICT tool in supporting their operations within the New Juaben Municipality. The study revealed that ICT is good and helps business survival in difficult times and become competitive in support of literature reviewed. The study suggested that periodic training in the form of workshops and sensitization programs on the benefits and the use ICT resources in business growth strategies should be organized by National Board for Small-Scale Industries (NBSSI). SME operators, can also outsource their ICT delivery systems by engaging ICT consultants in order to avoid the problem of funding relating to the setting up of their own ICT system which usually requires huge initial capital outlay.The primary policy recommendation arising out of this is that applications for SMEs need to be developed using mobile phones.
Mediating and moderating factors affecting readiness to io t applications the...IJMIT JOURNAL
Although IOT seems to be the upcoming trend, it is still in its infancy; especially in the banking industry. There is a clear gap in literature, as only few studies identify factors affecting readiness to IOT applications in banks in general, and almost negligible investigations on mediating and moderating factors. Accordingly, this research aims to investigate the main factors that affect employees’ readiness to IOT applications, while highlighting the mediating and moderating factors in the Egyptian banking sector. The importance of Egypt stems from its high population and steady steps taken towards technology adoption. 479 valid questionnaires were distributed over HR employees in banks. Data collected was statistically analysed using Regression and SEM. Results showed a significant impact of ‘Security’, ‘Networking’, ‘Software Development’ and ‘Regulations’ on ‘readiness to IOT applications. Thus, the readiness acceptance level is high‘Security’ and ‘User Intention’ were proven to mediate the relationship between research variables and readiness to IOT applications, and only a partial moderation role was proven for ‘Efficiency’. The study contributes to increasing literature on IOT applications in general, and fills a gap on the Egyptian banking context in particular. Finally, it provides decision makers at banks with useful guidelines on how to optimally promote IOT applications among employees.
Challenges to the Implementation of Information Technology Risk Management an...theijes
The International Journal of Engineering & Science is aimed at providing a platform for researchers, engineers, scientists, or educators to publish their original research results, to exchange new ideas, to disseminate information in innovative designs, engineering experiences and technological skills. It is also the Journal's objective to promote engineering and technology education. All papers submitted to the Journal will be blind peer-reviewed. Only original articles will be published.
Implementing bigdata analytics for small and medium enterprise (SME) regional...iosrjce
IOSR Journal of Computer Engineering (IOSR-JCE) is a double blind peer reviewed International Journal that provides rapid publication (within a month) of articles in all areas of computer engineering and its applications. The journal welcomes publications of high quality papers on theoretical developments and practical applications in computer technology. Original research papers, state-of-the-art reviews, and high quality technical notes are invited for publications.
Today, a growing number of vehicles are equipped with communication devices to facilitate vehicle to vehicle and vehicle to infrastructure communication and increase the safety of passengers. A new type of network called Vehicular Network VANET provides us with the infrastructure for developing new systems to enhance drivers' and passengers' safety and comfort. Vehicular networks are special types of mobile ad hoc networks that are used to help drivers access necessary information. This paper provides an introduction to vehicular networks. Matthew N. O. Sadiku | Uwakwe C. Chukwu | Abayomi Ajayi-Majebi | Sarhan M. Musa "Vehicular Networking" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-6 , October 2021, URL: https://www.ijtsrd.com/papers/ijtsrd46451.pdf Paper URL : https://www.ijtsrd.com/engineering/electrical-engineering/46451/vehicular-networking/matthew-n-o-sadiku
World Congress on Information Technology 2014 - MéxicoWCIT 2014
The World Congress on Information Technology (WCIT), often referred to as the “Olympics” of the ICT Industry, is the biennial flagship event organized, since 1978, by the World Information Technology and Services Alliance (WITSA), the leading consortium of the ICT industry.
This year, Mexico will host the event for the first time in Latin America in alliance with the Federal and State Government of the country and with the IT Industry.
Management information system mordern perspectiveYekini Nureni
The objective of this book is to introduce students of Computer Sciences, Accountancy & Finance, Business Administration, Statistics and Food Technology, of Nigeria Polytechnics and Colleges of Technology to modern Management Information System and Its Application.
This book provides basic theoretical and practical information on all aspect of Management Information System for the departments mentioned. The contents of this book have no contradiction to Curriculum and Course Specification produced by the National Board for Technical Education (NBTE) UNESCO – Nigeria Project.
The book will be very useful for the readers of different categories as in undergraduate students of University, Polytechnics, Colleges of Education and Allied institutions in areas of computer science, management science and other related disciplines.
There is no doubt that this book will be very useful to all categories of readers. In case of any positive contrary or suggestion for improvement in the next edition of this book you may call 08094204341 or e-mail engryekini@yahoo.com.
Full text of the Philippine Digital Strategy 2011-2016, as presented by the Commission on Information and Communications Technology (CICT) on June 29, 2011
The Philosophy of Democracy Dividend Delivery: A Push for Government Revenue ...inventionjournals
Democracy more than any other form of government remains the most attractive option or phenomenon for the realization of the yearnings of the citizenry through what is commonly referred to as dividends of democracy. Since the return to democratic rule in 1999, Nigeria has continued to struggle with the delivery of democracy dividends; that is, social infrastructure, security, justice, equity, equal access to resources and power. The main impediments in the struggle being the twin diseases of corruption and insecurity. It is in this direction that this paper seeks to highlight the philosophy of democracy dividends delivery which is a driving force for government to generate revenue in order to enable her deliver the dividends. The methodology used for the study is the eclectic desk research approach. The paper concludes that democratic governments need to judiciously and prudently use the resources at their disposal to improve the quality of life of the citizens. In the same vein, fairness and accountability must be imbibed in order to usher in good and effective democratic governance. The study recommends among other recommendations that government should invest more in security than before in order to avert the boko haram scourge and other insecurity challenges.
A importância da avaliação quantitativa de agentes químicos na prevenção da s...inventionjournals
Este texto trata da importância da avaliação quantitativa de agentes químicos na prevecenção da saúde do trabalhador da indústria, busca identificar a necessidade desta avaliação e os beneficios que ela pode trazer ao trabalhador. O estudo foi realizado através de levantamento bibliográfico, onde descreve a avaliação quantitativa de agentes químicos, forma como se apresentam no ambiente de trabalho, sua classificação, tipos de amostragem, procedimentos e equipamentos utilizados na avaliação. Foram abordados quatro casos de trabalhadores expostos a agentes químicos: frentistas expostos ao benzeno, trabalhadores de uma fábrica de telhas expostos ao amianto, a responsabilidade dos profissionais que cuidam da saúdo do trabalhador em uma fábrica de baterias onde o trabalhador estava exposto a chumbo, a luta e morte de um trabalhador da extinta ―SUCAM‖ exposto ao inseticida Dicloro-difenil-tricloroetano - DDT. Em todos esses casos a avaliação quantitativa dos agentes químicos seria fundamental na prevenção da saúde do trabalhador, pois permitiria identificar a intensidade ou concentração do agente químico presente no ambiente de trabalho, indicando se os valores encontrados estavam acima ou abaixo dos limites de tolerância apresentados pela Norma Reulamentadora NR-15 e/ou ACGIH, além de permitir a antecipação do risco e fornecer subsídios para a prevenção.
Why Company Does Tax Avoidance? Evidence from a Manufacturing Company in Indo...inventionjournals
: The problem of this research is corporate social responsibility, profitability, independent Commissioners, and the ratio of Tobin q effect on tax avoidance. With the goal of obtaining empirical evidence whether corporate social responsibility, profitability, independent Commissioners, and the ratio of Tobin q effect on tax avoidance. The study sample as many as 34 companies manufacturing in the Jakarta Stock Exchange of 141 existing manufacturing companies The results Showed that CSR, profitability, independent Commissioners, and Tobin's q ratio has a significant effect on tax avoidance. While partially, independent directors, and Tobin's q ratio have no significant effect on tax avoidance, and tax avoidance Significantly Affects
A Study on Emerging Challenges & Opportunities for Indian Banking Sectorinventionjournals
Banking sector is treated as a backbone of a nation as it plays multifarious role for the all total growth of a developing country like India. The banking industry in India has a huge canvas of history, which covers the traditional banking Practices from the time of Britishers to the reforms period, nationalization to privatization of banks and now increasing numbers of foreign banks in India. Therefore, Banking in India has been through a long journey. Banking industry in India has also achieved a new height with the changing times. The use of technology has brought a revolution in the working style of the banks. Nevertheless, the fundamental aspects of banking i.e. trust and the confidence of the people on the institution remain the same. Here commercial banks cater to short and medium term financing requirements, while national level and state level financial institutions meet longer-term requirements. Banking industry in India has also achieved anew height with the changing times. Most of banks provide various services such as Mobile banking, SMS & Net banking and ATMs to their customers for their convenience. The use of technology has brought a revolution in the working style of the banks. Banking today has transformed into a technology intensive and customer friendly model with a focus inconvenience. However, changing dynamics of banking business also brings new kind of risk exposure.
Includes summarized information on the ICT boom in India. The structure of the ICT industry in India, development in ICT sector, the current situation and upcoming technological trends, opportunities, effects of ICT development and the risks involved are discussed
Information and communications
technologies (ICTs) are different tools
and technologies to transmit information
and communicate with the community
(one to one or in groups). Through the
use of computers and interconnected
networks it provides a feasible and
accurate platform to increase the mobility
of information for different issues and
exchange of knowledge.
Adoption of Ict in the Tourism and Hospitality Sector In Zimbabwetheijes
The International Journal of Engineering & Science is aimed at providing a platform for researchers, engineers, scientists, or educators to publish their original research results, to exchange new ideas, to disseminate information in innovative designs, engineering experiences and technological skills. It is also the Journal's objective to promote engineering and technology education. All papers submitted to the Journal will be blind peer-reviewed. Only original articles will be published.
ROLE OF INFORMATION AND COMMUNICATION TECHNOLOGY (ICT) IN THE SURVIVAL OF SMA...ijmpict
This study is to examine the role of ICT in the survival of selected SMEsin Koforidua, Ghana The study employed descriptive technique to conduct the survey. Using a sample of 100 SMEs, an accidental sampling of a non-probability technique was used to gathered data and information. The study argues out that majority of the SMEs operators do use at least one ICT tool in supporting their operations within the New Juaben Municipality. The study revealed that ICT is good and helps business survival in difficult times and become competitive in support of literature reviewed. The study suggested that periodic training in the form of workshops and sensitization programs on the benefits and the use ICT resources in business growth strategies should be organized by National Board for Small-Scale Industries (NBSSI). SME operators, can also outsource their ICT delivery systems by engaging ICT consultants in order to avoid the problem of funding relating to the setting up of their own ICT system which usually requires huge initial capital outlay.The primary policy recommendation arising out of this is that applications for SMEs need to be developed using mobile phones.
Mediating and moderating factors affecting readiness to io t applications the...IJMIT JOURNAL
Although IOT seems to be the upcoming trend, it is still in its infancy; especially in the banking industry. There is a clear gap in literature, as only few studies identify factors affecting readiness to IOT applications in banks in general, and almost negligible investigations on mediating and moderating factors. Accordingly, this research aims to investigate the main factors that affect employees’ readiness to IOT applications, while highlighting the mediating and moderating factors in the Egyptian banking sector. The importance of Egypt stems from its high population and steady steps taken towards technology adoption. 479 valid questionnaires were distributed over HR employees in banks. Data collected was statistically analysed using Regression and SEM. Results showed a significant impact of ‘Security’, ‘Networking’, ‘Software Development’ and ‘Regulations’ on ‘readiness to IOT applications. Thus, the readiness acceptance level is high‘Security’ and ‘User Intention’ were proven to mediate the relationship between research variables and readiness to IOT applications, and only a partial moderation role was proven for ‘Efficiency’. The study contributes to increasing literature on IOT applications in general, and fills a gap on the Egyptian banking context in particular. Finally, it provides decision makers at banks with useful guidelines on how to optimally promote IOT applications among employees.
Challenges to the Implementation of Information Technology Risk Management an...theijes
The International Journal of Engineering & Science is aimed at providing a platform for researchers, engineers, scientists, or educators to publish their original research results, to exchange new ideas, to disseminate information in innovative designs, engineering experiences and technological skills. It is also the Journal's objective to promote engineering and technology education. All papers submitted to the Journal will be blind peer-reviewed. Only original articles will be published.
Implementing bigdata analytics for small and medium enterprise (SME) regional...iosrjce
IOSR Journal of Computer Engineering (IOSR-JCE) is a double blind peer reviewed International Journal that provides rapid publication (within a month) of articles in all areas of computer engineering and its applications. The journal welcomes publications of high quality papers on theoretical developments and practical applications in computer technology. Original research papers, state-of-the-art reviews, and high quality technical notes are invited for publications.
Today, a growing number of vehicles are equipped with communication devices to facilitate vehicle to vehicle and vehicle to infrastructure communication and increase the safety of passengers. A new type of network called Vehicular Network VANET provides us with the infrastructure for developing new systems to enhance drivers' and passengers' safety and comfort. Vehicular networks are special types of mobile ad hoc networks that are used to help drivers access necessary information. This paper provides an introduction to vehicular networks. Matthew N. O. Sadiku | Uwakwe C. Chukwu | Abayomi Ajayi-Majebi | Sarhan M. Musa "Vehicular Networking" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-6 , October 2021, URL: https://www.ijtsrd.com/papers/ijtsrd46451.pdf Paper URL : https://www.ijtsrd.com/engineering/electrical-engineering/46451/vehicular-networking/matthew-n-o-sadiku
World Congress on Information Technology 2014 - MéxicoWCIT 2014
The World Congress on Information Technology (WCIT), often referred to as the “Olympics” of the ICT Industry, is the biennial flagship event organized, since 1978, by the World Information Technology and Services Alliance (WITSA), the leading consortium of the ICT industry.
This year, Mexico will host the event for the first time in Latin America in alliance with the Federal and State Government of the country and with the IT Industry.
Management information system mordern perspectiveYekini Nureni
The objective of this book is to introduce students of Computer Sciences, Accountancy & Finance, Business Administration, Statistics and Food Technology, of Nigeria Polytechnics and Colleges of Technology to modern Management Information System and Its Application.
This book provides basic theoretical and practical information on all aspect of Management Information System for the departments mentioned. The contents of this book have no contradiction to Curriculum and Course Specification produced by the National Board for Technical Education (NBTE) UNESCO – Nigeria Project.
The book will be very useful for the readers of different categories as in undergraduate students of University, Polytechnics, Colleges of Education and Allied institutions in areas of computer science, management science and other related disciplines.
There is no doubt that this book will be very useful to all categories of readers. In case of any positive contrary or suggestion for improvement in the next edition of this book you may call 08094204341 or e-mail engryekini@yahoo.com.
Full text of the Philippine Digital Strategy 2011-2016, as presented by the Commission on Information and Communications Technology (CICT) on June 29, 2011
The Philosophy of Democracy Dividend Delivery: A Push for Government Revenue ...inventionjournals
Democracy more than any other form of government remains the most attractive option or phenomenon for the realization of the yearnings of the citizenry through what is commonly referred to as dividends of democracy. Since the return to democratic rule in 1999, Nigeria has continued to struggle with the delivery of democracy dividends; that is, social infrastructure, security, justice, equity, equal access to resources and power. The main impediments in the struggle being the twin diseases of corruption and insecurity. It is in this direction that this paper seeks to highlight the philosophy of democracy dividends delivery which is a driving force for government to generate revenue in order to enable her deliver the dividends. The methodology used for the study is the eclectic desk research approach. The paper concludes that democratic governments need to judiciously and prudently use the resources at their disposal to improve the quality of life of the citizens. In the same vein, fairness and accountability must be imbibed in order to usher in good and effective democratic governance. The study recommends among other recommendations that government should invest more in security than before in order to avert the boko haram scourge and other insecurity challenges.
A importância da avaliação quantitativa de agentes químicos na prevenção da s...inventionjournals
Este texto trata da importância da avaliação quantitativa de agentes químicos na prevecenção da saúde do trabalhador da indústria, busca identificar a necessidade desta avaliação e os beneficios que ela pode trazer ao trabalhador. O estudo foi realizado através de levantamento bibliográfico, onde descreve a avaliação quantitativa de agentes químicos, forma como se apresentam no ambiente de trabalho, sua classificação, tipos de amostragem, procedimentos e equipamentos utilizados na avaliação. Foram abordados quatro casos de trabalhadores expostos a agentes químicos: frentistas expostos ao benzeno, trabalhadores de uma fábrica de telhas expostos ao amianto, a responsabilidade dos profissionais que cuidam da saúdo do trabalhador em uma fábrica de baterias onde o trabalhador estava exposto a chumbo, a luta e morte de um trabalhador da extinta ―SUCAM‖ exposto ao inseticida Dicloro-difenil-tricloroetano - DDT. Em todos esses casos a avaliação quantitativa dos agentes químicos seria fundamental na prevenção da saúde do trabalhador, pois permitiria identificar a intensidade ou concentração do agente químico presente no ambiente de trabalho, indicando se os valores encontrados estavam acima ou abaixo dos limites de tolerância apresentados pela Norma Reulamentadora NR-15 e/ou ACGIH, além de permitir a antecipação do risco e fornecer subsídios para a prevenção.
Why Company Does Tax Avoidance? Evidence from a Manufacturing Company in Indo...inventionjournals
: The problem of this research is corporate social responsibility, profitability, independent Commissioners, and the ratio of Tobin q effect on tax avoidance. With the goal of obtaining empirical evidence whether corporate social responsibility, profitability, independent Commissioners, and the ratio of Tobin q effect on tax avoidance. The study sample as many as 34 companies manufacturing in the Jakarta Stock Exchange of 141 existing manufacturing companies The results Showed that CSR, profitability, independent Commissioners, and Tobin's q ratio has a significant effect on tax avoidance. While partially, independent directors, and Tobin's q ratio have no significant effect on tax avoidance, and tax avoidance Significantly Affects
A Study on Emerging Challenges & Opportunities for Indian Banking Sectorinventionjournals
Banking sector is treated as a backbone of a nation as it plays multifarious role for the all total growth of a developing country like India. The banking industry in India has a huge canvas of history, which covers the traditional banking Practices from the time of Britishers to the reforms period, nationalization to privatization of banks and now increasing numbers of foreign banks in India. Therefore, Banking in India has been through a long journey. Banking industry in India has also achieved a new height with the changing times. The use of technology has brought a revolution in the working style of the banks. Nevertheless, the fundamental aspects of banking i.e. trust and the confidence of the people on the institution remain the same. Here commercial banks cater to short and medium term financing requirements, while national level and state level financial institutions meet longer-term requirements. Banking industry in India has also achieved anew height with the changing times. Most of banks provide various services such as Mobile banking, SMS & Net banking and ATMs to their customers for their convenience. The use of technology has brought a revolution in the working style of the banks. Banking today has transformed into a technology intensive and customer friendly model with a focus inconvenience. However, changing dynamics of banking business also brings new kind of risk exposure.
Coordination in Three-Level Supply Chain under Output and Demand Uncertaintyinventionjournals
Purpose: The purpose of this research is to designing a contract that can coordinate three -level supply chain with output and demand uncertainty. Design/methodology/approach: This paper focuses on three-level supply chain with a supplier, a manufacturer and a retailer. If the supplier and the manufacturer’s production is subject to random yield and the retailer faces uncertain demand, the existence of supply chain demonstrates doubled marginalizing lead to analyses of supply chain coordination and buyback contract. Findings: Although buyback contract cannot coordinate the three – level supply chain, it can improve the performance of supply chain. Therefore, we design the buyback-cost sharing contract from the perspective of risk sharing to coordination supply chain, and the profits of all members of the supply chain have been improved by Pareto. The numerical examples further to research the effects of demand and output uncertainty on supply chain performance. Originality/value: Comprehensively comparing risk-sharing contract and buyback contract is only presented in the supply chain.
Influence of Occupational Stress on Teachers' Performance in Public Secondary...inventionjournals
The cost of occupational stress has been very high in many organizations. Stress can undermine the achievement of goals, both for individuals and for organizations. Managers are in dilemma over what interventions need to be employed to minimize the cost associated with occupational stress on organizational performance. This study investigated the influence of occupational stress on performance of teachers in Nyeri South Sub-County, Nyeri County. This study employed descriptive survey research design. Data collection was undertaken using questionnaires which were issued to teachers and principals from 12 out of 34 schools. There was a total of 72 respondents, 12 were principals while the rest were other teachers. Stratified random sampling and simple random sampling was used to pick schools and teachers respectively. The data was analyzed using statistical packages for social sciences (SPSS). Descriptive statistics involving frequencies and percentages was used to explain the findings of the study. The study established that the teachers have many activities to carry out in the process of executing their main duty of teaching. These include preparing professional documents including: lesson plan, schemes of work, records of work and student progress record as well as administering, marking and analyzing examinations. In carrying out other duties other than teaching, some respondents indicated that they are not very comfortable, while others indicated that they are comfortable. Regarding interpersonal relationship majority felt that it was good but some indicated that it was bad and very bad in some cases. The study established that most of the resources were adequate or satisfactory but other resources were inadequate in some schools. Most respondents indicated that there were administrative factors that affect teachers negatively. Communication was either good or bad. The study also established that the academic performance of most of the schools in Nyeri south sub –county was average, with a few being above average while the rest were below average. The study specifically recommends that the government should ensure that they are enough teachers in schools to avoid work overload and that the various stakeholders should ensure that there are adequate resources to create a conducive environment. Team building and conflict resolution seminars and workshops should also be held to enhance good interpersonal relationships and those in administration should attend more seminars and workshops concerning administration including the principals, deputy principals and the heads of departments in the schools.
An Analysis of Three Distinct Levels of Studying Africa in International Poli...inventionjournals
The role and positions of Africa as a continent in international politics may be systematically studied on three distinct political levels. The focus of the study of Africa may fall on: a. the individual states within the continent; b. the continent may be sub-divided into five regional areas, each representing a focal point; or c. Africa as part of the international or global system. This article examines each of the levels.
Investigating the individual factors on purchasing the stock shareinventionjournals
The present paper investigates the effect of the individual factors on the individuals' intention and decision in relation to purchasing Tehran stock shares. The paper would evaluate the effect of the factors such as gender, working background, age, academic education level, field of study and on the individuals' intention and decision in relation to purchasing the stock share. One sample t-test is used to test the hypotheses. After the hypotheses test, it was recognized that there is a meaningful relationship between the individual factors and the individuals' intention and decision in relation to purchasing the stock shares. The variables of gender, working background, age, marital status, academic education level, field of study and have direct effect on individuals' intention and decision in relation to purchasing stock shares.
WORKERS’ PERSPECTIVE: BASIS OF SELECION AND JOINING A TRADE UNIONinventionjournals
Industrialization is the only key to economic development because it is the fundamental process to utilize the enormous available human assets and other physical & natural resources for the consistent advancement of a developing country, like India. Trade unions are nothing but a ―Pressure Group‖ (also known as Advocacy groups, interest groups, campaign groups, lobby groups, a protest group, or special interest groups), which exert a pressure and use various forms of advocacy on the management/ employers, or even on Govt. in order to influence policy, legislation, opinion, strategy, decisions etc. in favor of the workers/ employees. The aim of all pressure groups is to influence the people who actually have the Decision-making power (management, employer or Govt.). Trade Unionism is a by-product of rapid industrialization right from the colonial era. A trade union is nothing but a well organized group of working class employees for protecting, sustain, and enhanced the group members’ interests and benefits on the basis of unity of strength. Its main objective is to protect & protest its members from exploitation and enhance & advance the interests & benefits of them. They are the most appropriate organizations for complementary and improving the relations between the employer and the employees. India now has more than 84,650 registered trade unions along with an unaccounted number of unregistered trade unions speckled across a wide spectrum of Indian trade & industries. This paper tries to understand what the basic philosophy of an employee behind the selection of a particular trade union over the others.
The purpose of this study is to demonstrate the importance of employee engagement and commitment of employees as well as its relationship with employees intention to quit the frontline bank employees in Bandung. The method used is descriptive verification, with a sampling of the population through disproportionate stratified random sampling technique, whereas for data collection questionnaire and conducted engineering. The research subjects were also as the unit of analysis in this study is the frontline employee (teller and customer service) that serve common customers, where this position is vulnerable to turnover, while in fact they are the spearhead of which is connected to the customer's bank. Samples were randomly selected from the 24 banks that are used in this study. A total of 317 respondents participated. Data were analyzed using the Smart PLS 2.0. Linear regression analysis showed no significant linear relationship, strong, and negative between the level of employee engagement and commitment of the employees on the intention to stop level.
A Study on Consumer Behaviour towards Branded Garments am ong Male Shoppersinventionjournals
In the age of identity crisis and need for differentiation, everyone is after uniqueness; particularly h ow one wishes to appear. India is a global market for fashion garments and there is a cut throat competition exi sting among brands. Companies are rigorously working on identifying consumer buying behaviour, preferences, creating awareness, and a positive attitude towards their brands in order to grab larger portion of the market. Therefore, it is become necessary to study the consumer behaviour towards various branded men`s garments. T he study emphasis on how consumer evaluate branded garments on the basis of style, texture, price, colour, adv ertisement and celebrity endorsements, preferences towards branded garments and reasons for purchasing bran ded garments. The researcher has used descriptive research design, conducted study only with 150 respondents from two Engineering college, Bangalore. Statistical tools like measurement of central tendency, Chi-Square ar e used to test and analyse the collected data. Finally, it is revealed that irrespective of age and education levels respondents are buying branded garments to enhance their style, ant to protect their self-respect.
Analysis of energy efficiency of air conditioning systems for Industrial Proc...inventionjournals
The paper presents an analysis of energy efficiency in air conditioning systems in an industry of the Industrial Polo of Manaus (PIM). The air conditioning in the company is one of the responsible for the high consumption of electricity. The air conditioning within the company is fundamental and aims to control the temperature of a product, substance, environment or medium in production systems. Article's goal is to analyze the air conditioning system compared with direct expansion equipment (air) and indirect expansion condensation (water) to reduce consumption of electricity. The materials and methods used allowed the analysis of data of energy consumption and operating costs of the chillers screw and centrifugal. The results obtained were satisfactory according to the analysis of costs for both the old and current facilities, existing at the factory. According to these results the best option is the use of centrifugal Chillers because the payback time is lesser, also allows the reduction in 40% of the electricity costs
Reconstruction towards Model for Dispute Resolution of Islamic Business in In...inventionjournals
The presence of Act No. 3 of 2006 on the Amendment of Act No. 7 of 1989 for the Religious Courts, in principle, has brought great changes to the authority of the Religious Courts in Indonesia. One fundamental change is the expansion of the authority of religious courts to adjudicate disputes Islamic business. Indeed, the presence of Muslims religious courts competent to hear disputes based sharia, it should be welcomed since it is at once to accommodate the demands of the law for Indonesian Muslims in accordance with the demands of sound belief. Unfortunately, normative-procedural, Islamic business dispute resolution mechanisms in the religious court still adopts the model for dispute resolution that refers to the Dutch colonial law, such as BW, KUHD, HIR, and RBG. Of course, it contains philosophical values in the Dutch colonial products, it still adhered to secularism and liberalism which is contrary to the values of Islamic philosophy. It is necessary to do the reconstruction of Islamic business dispute resolution in Indonesia actually that relies purely on the basis of the mechanism of Islamic law. The Strategy that can be done to restructure the Islamic business paradigm of dispute resolution in Indonesia, namely the strengthening of institutions of non-litigation dispute resolution, such as the body of arbitration based on sharia. In order to regulation on body of sharia arbitration has the force in law, it is necessary to formalize the existence of religious courts decisions in the body of sharia arbitration, in the form of a court warrant. Thus, in order to the reconstruction on model for Islamic business of dispute resolution in Indonesia, is basically to restore the spirit of the relationship-based economy sharia law in Indonesia, which remains grounded to the pure Islamic faith.
The Effect of Social Media Marketing To Brand Loyalty (Case Study at the Univ...inventionjournals
Social media marketing is one medium that can be used to build and maintain brand loyalty. This study aims to determine the effect of campaigns advantageous offer, offer relevant contents, offer popular content, apprears on various platforms, offer applications on social media brand loyalty conducted at the University Budi Luhur, Jakarta. Data analysis used regression method with 325 respondents. The sampling technique used a proportional random sampling. Validity and reliability tests are used in testing instruments. The results of this study indicate that offer advantageous campaigns, offer relevant contents, offer popular content, apprears on various platforms, offer applications on social media has a significant influence on brand loyalty. The benefit of social media marketing is one of them as a customer relationship management. Suggestions for further research are able to use variables such as trust and service quality
The historical developments of systematic philosophy may be viewed as having passed through a number of phases depicted as (a) Greek classical periods; (b) mediaeval phase; (c) modern philosophy, and (d) contemporary systematic philosophy. Mediaeval philophy, which essentially a christian philosophy reflects and is founded upon Christian philosophy explainable in religious terms and concepts. This forms the subject of this article.
Social Innovation Applications And The Case Of UCCI (Uşak Chamber Of Commerce...inventionjournals
The importance of social innovation notion which has to consider social benefits in all innovative process and harmonize social entrepreneurship and innovation, rises day by day. Many of the businesses as they do not know the meaning of social innovation, they do not consider their operations as the part of social innovation. In this regard, based on the importance of social innovation the aim of this research is to determine if there is social entrepreneurship and social innovation applications and reveal what kind of social innovation work or activity is carried out in UCCI (Uşak Chamber of Commerce and Industry). In this study, case study method that is one of the qualitative research methods is used for exploratory research to analyze activities of UCCI within social innovation perspective. In the scope of research, UCCI has been examined under 7 categories according to the topics examined in Stanford Social Innovation Review Magazine 10th anniversary special edition (economic development, new products and services, supporting equality, health, employment, environment and poverty) which are said to be the subjects of nowadays’ social innovation works. As a result of this research, it is revealed that the practices of UCCI’s, which is in different categories, actually can be considered as social innovations. The fact that social innovation is quite a new concept, in this study necessity of supporting related projects for increasing social innovation practices is emphasized. Beside this, the importance on dissemination of social entrepreneurship is indicated in order to let social innovation to take place completely in businesses
Legal Status of Children Born by in vitro Fertilization Programs in Indonesiainventionjournals
The world statistics of infertile married couple is around 15 % while that in Indonesia is at the range of 12-15 %. Some methods have been devised to solve the problem; one of these is fertilization outside the womb or in vitro fertilization (IVF). In law, a child should be a subject of the law not an object. It’s very important to conduct a study that aims to determine the legality status and guarantee the civil rights of children born by in vitro fertilization. This is a normative legal research that focused on reviewing the rules of positive law through a legislative approach and conceptual approach. The study uses a qualitative analysis technique. The results showed that the status of a child born from an in vitro fertilization program is recognized if the situation complies with Article 2 (1) and Article 42 of the Marriage Act; that is considered as a legitimate child with the consequences of having a civil relationship with his/her parents and with the family of his/her parents. Whereas, a child born by an in vitro fertilization program through a surrogate mother or mother (the wife of legal husband) with sperms not originating from a legal husband, will be regarded as an illegitimate child, but still also get protection of his civil rights after the Constitutional Court Decision No. 46/PUU-VIII/2010. Thus every child born through in vitro fertilization program should be guarded with strict regulations
Contemporary Theory of Management: A Comparative Study on Quantitative Approa...inventionjournals
This study inspects the contemporary theories of management contextually quantitative approach, system approach and contingency approach since the comparison mode of the study, quantitative approach treaties with mathematical tools and methods use for managerial decision, system approach divulged the interaction and interrelationship from the contemplation of whole as a system and contingency designate not the specification or particular issues of management or organizationally but the basis on situation or contingent. This study is formulated on the historical data of the contemporary issues of management that find three streaming based on findings of the Management modern theories. By the descriptive type study of the theories, it has been tried to acquaint with the distinctive and related focuses on these theories.
The Role of Organizational Commitment as Mediator for Individual Characterist...inventionjournals
This study has the objectives to test and analyze the effect of individual characteristic and organizational culture toward organization commitment of employees at PT. Bank Bukopi n Tbk. Makassar Branch Office, also to analyze the direct and indirect effect toward employee’s performance. PT. Bank Bukopin Tbk. Makassar Branch Office is very attentive toward its employee’s individual characteristic with indicator locus of control and authoritarianism in several activities. The same goes for organizational culture variable with dominant indicator of individual initiative, by developing 5 (five) basic values which become the core of firm cultural development, that are 1) Profesionalism, 2) Respect Others, 3) Integrity, 4) Dedicated to Customer, and 5) Excellence which abbreviated as PRIDE which means being proud or having pride. Study unit of this paper is employees in PT Bank Bukopin Tbk Makassar Branch Office with population 280 employees. Respondent as sample in this study is 74 employees. Sample determination was using purposive sampling technique. Analysis method used to test hypotheses was variance -based Structural Equation Model (SEM) with Partial Least Square (PLS3) program. Result of this study revealed that there is effect of individual characteristic, organizational culture toward organization commitment. This study’s result also showed that there is direct and indirect effect of individual characteristic and organizational culture toward employee’s performance enhancement, which is mediated by organization commitment
Application of Servqual Method in Providing Services of Two Private Education...inventionjournals
In The Course Of This Article We Will Be Treated To Quality Management In Providing Educational Services, Showing The Five Dimensions Of Parasuraman , Using The Servqual Method , Demonstrating The Expectations Of Customers Regarding The Services Of The Industry Social Service Schools - ( Sesi ) " Dr. Francisco Garcia "And" Dr. Adalberto Ferreira Do Vale , " Which Could Serve As A Model For Other Institutions In The Same Segment . By Following , It Was Also Treated The Tangibility Dimensions , Reliability, Promptness , Empathy And Security Among These 22 Questions To Indicate Customer Satisfaction As The Expectation That The Method Shows The Results .
ROLE OF INFORMATION AND COMMUNICATION TECHNOLOGY (ICT) IN THE SURVIVAL OF SMA...ijmpict
This study is to examine the role of ICT in the survival of selected SMEsin Koforidua, Ghana The study employed descriptive technique to conduct the survey. Using a sample of 100 SMEs, an accidental sampling of a non-probability technique was used to gathered data and information. The study argues out that majority of the SMEs operators do use at least one ICT tool in supporting their operations within the New Juaben Municipality. The study revealed that ICT is good and helps business survival in difficult times and become competitive in support of literature reviewed. The study suggested that periodic training in the form of workshops and sensitization programs on the benefits and the use ICT resources in business growth strategies should be organized by National Board for Small-Scale Industries (NBSSI). SME operators, can also outsource their ICT delivery systems by engaging ICT consultants in order to avoid the problem of funding relating to the setting up of their own ICT system which usually requires huge initial capital outlay.The primary policy recommendation arising out of this is that applications for SMEs need to be developed using mobile phones.
Can ICT Reduce Poverty and Unemployment and Elevate Development Integrating M...Dr. Amarjeet Singh
Information and Communication Technology
(ICT) can boost the performance of people and improve
overall human capital for the alleviation of poverty in a
society. Today, ICT is considered as one of the major
sources of driving force for the overall economic
development integrating with Micro, Small and Medium
Enterprises (MSMEs). The e-Commerce has a great role in
achieving business performance in the emerging Asian
countries. However, MSMEs are experiencing more
challenges that prevent them from further increasing their
business. The earlier studies question to which extent
MSMEs have benefited from these businesses. Therefore,
the main purpose of this study is to demonstrate the
importance of ICT in developing MSMEs based on the
success stories of emerging Asian countries. This study
based on subjective/argumentative i.e., idea generation in
Information Systems (IS). The findings of the study reveal
that the MSMEs utilizing ICT can alleviate poverty and
unemployment. It also reveals that MSMEs with ICT and
e-Commerce can enhance employment and new job
creation that can contribute to the overall economic
development. This study is expected to extend for further
an empirical investigation broadly on the same issue to
validate the research results.
International Journal of Business and Management Invention (IJBMI)inventionjournals
International Journal of Business and Management Invention (IJBMI) is an international journal intended for professionals and researchers in all fields of Business and Management. IJBMI publishes research articles and reviews within the whole field Business and Management, new teaching methods, assessment, validation and the impact of new technologies and it will continue to provide information on the latest trends and developments in this ever-expanding subject. The publications of papers are selected through double peer reviewed to ensure originality, relevance, and readability. The articles published in our journal can be accessed online.
The Journal will bring together leading researchers, engineers and scientists in the domain of interest from around the world. Topics of interest for submission include, but are not limited to
RELEVANCE OF COMPUTER APPRECIATION/ICT TO THE CURRICULUM OF CERTIFICATE IN AU...Muhammad Muhammad Suleiman
Being A Text of Paper To Be Presented At Its 4-Days Final Phase of ASW Curriculum Review and Adaptation Meeting Held At Tahir Guest Palace, Kano, Organized By Society For Family Health, Between 27th To 30th April 2021
In the global business, there are producers as product sellers and consumers as product purchasers. These two people are interdependent; the business does not exist or successful if there is no one between them. Producers require consumers to purchase products to sell, so consumers require producers to satisfy their needs. Manufacturers sell goods at a market place, and when consumers want to buy their needs, they go to the market place. These have occurred hundreds or even thousands of years since the starting of business when technology not yet improved. When technology improved, affects the development business system. Currently, information technology is advancing very fast so that it is difficult to avoid it’s development. The advancement of information technology not only assist people’s life to become better every day but also support the global business.
As in the real world, the digital economy has also thrown up its share of shifting buzzwords. From ‘e-Commerce’ and ‘dot.com’ at the turn of the century, the last couple of years have thrown up ‘ICT’ as the all encompassing technology and for business the newest buzz is undoubtedly ‘outsourcing’. Rarely has a single trend impacted global business and industry these last few years as much as outsourcing or ‘off-shoring’ as it is referred to in the US. Coming along with the compulsions of globalisation mandated by the WTO agreements it has helped develop new markets, improved bottom lines, expanded the range of goods and services and pulled the planet together into a tighter-knit community. This opportunity of outsourcing from the perspective of developing economies is ICT services export.
MEDIATING AND MODERATING FACTORS AFFECTING READINESS TO IOT APPLICATIONS: THE...IJMIT JOURNAL
Although IOT seems to be the upcoming trend, it is still in its infancy; especially in the banking industry.
There is a clear gap in literature, as only few studies identify factors affecting readiness to IOT
applications in banks in general, and almost negligible investigations on mediating and moderating
factors. Accordingly, this research aims to investigate the main factors that affect employees’ readiness to
IOT applications, while highlighting the mediating and moderating factors in the Egyptian banking sector.
The importance of Egypt stems from its high population and steady steps taken towards technology
adoption. 479 valid questionnaires were distributed over HR employees in banks. Data collected was
statistically analysed using Regression and SEM. Results showed a significant impact of ‘Security’,
‘Networking’, ‘Software Development’ and ‘Regulations’ on ‘readiness to IOT applications. Thus, the
readiness acceptance level is high‘Security’ and ‘User Intention’ were proven to mediate the relationship
between research variables and readiness to IOT applications, and only a partial moderation role was
proven for ‘Efficiency’. The study contributes to increasing literature on IOT applications in general, and
fills a gap on the Egyptian banking context in particular. Finally, it provides decision makers at banks with
useful guidelines on how to optimally promote IOT applications among employees.
ENTREPRENEURIAL OPPORTUNITIES THROUGH INFORMATION TECHNOLOGY IN VOCATIONAL ED...IAEME Publication
Development on the Internet has led to the formation of Information Technology (IT) and IT has created various solutions for different sectors one among those is education. The educational sector has opened opportunities for entrepreneurship. Online learning has become a new trend in the constantly changing world and IT solutions have provided ways for it. Many such promising companies and startups have started coming up and a sector known as EdTech (a combination of education and technology which was made possible with the help of IT solutions) started growing up with billions invested in it around the globe. It is thus one of the fastest-growing sectors as it aims to make education feasible and accessible from any corner of the world. Vocational education as such is gaining more attendance in today’s world as there is a high demand for skilled and specialized people. Governments around the world are hugely investing in the skill development of their citizens. The purpose of this paper is to review the newly formed sector known as EdTech and analyze the role of Information Technology (IT) in creating opportunities for entrepreneurship. Further going on how in return entrepreneurship is transforming education (Sambamurthy, Bharadwaj, & Grover, 2003). A sample of 335 respondents has been surveyed to know the role and significance of information technology in creating Entrepreneurial opportunities in vocational education. Survey method and factor analysis are used to get the results. The study concludes that there are so many significant roles of information technology in creating Entrepreneurial opportunities in vocational education.
Empirical Study: Moroccan Information systems specificities for better IT Gov...INFOGAIN PUBLICATION
The spread of information systems (IS) use has become an essential criterion for judging today's overall development level of a country and its attractiveness for capital and investment. Many international rankings evaluate the performance of different countries at this level. And Morocco occupies a disappointing position compared to its potential. Paradoxically, Morocco is lagging behind, although in the telecom sector, it is ahead of many developing countries, Thus, in 2015, the index NRI (Networked Readiness Index), measuring the preparation of an economy to make effective use of new information technologies (IT) published by the World Economic Forum, ranks Morocco in the 87th place. Indeed, with the exception of large companies that have implemented a set of tools to automate the process, a large number of SMEs and SMIs are very late as far as IT use is concerned. It means that IS in Morocco is still unable to achieve business perspectives for benefits and processes optimization. The aim of this article is to understand the particularities of Moroccan IS to understand the week points to correct in order to govern well enterprise Information technologies.
Innovative ICT Solutions and Entrepreneurship Development in Rural Area Such ...RSIS International
The use of internet and information communication
technology (ICT) infrastructures is an essential aspect of
learning, this is why a lot of information on entrepreneurship
career choices are available online. However, the emerging
growth in the use of information and communication
technologies and services towards entrepreneurship development
is a challenge for efficient information dissemination and
learning especially in rural areas. This paper pointed out an area
in which MCIU can use Information and Communication
Technology (ICT) resources/infrastructure it possess for
entrepreneurship development and poverty alleviation in its
community. Thereby, encouraging social and economic growth,
and overcome the gap between urban and rural areas
entrepreneurship development. An online learning platform,
using video may contribute greatly in rural entrepreneurship
development such as MCIU community. Some examples of some
programmes like learning make over, headgear tying, bead
making, cake designing, etc online for a period of 4 to 6weeks
Similar to Challenges Facing the Adoption of Information Technology in the Management of Small and Medium Enterprises in Nigeria (19)
Hybrid optimization of pumped hydro system and solar- Engr. Abdul-Azeez.pdffxintegritypublishin
Advancements in technology unveil a myriad of electrical and electronic breakthroughs geared towards efficiently harnessing limited resources to meet human energy demands. The optimization of hybrid solar PV panels and pumped hydro energy supply systems plays a pivotal role in utilizing natural resources effectively. This initiative not only benefits humanity but also fosters environmental sustainability. The study investigated the design optimization of these hybrid systems, focusing on understanding solar radiation patterns, identifying geographical influences on solar radiation, formulating a mathematical model for system optimization, and determining the optimal configuration of PV panels and pumped hydro storage. Through a comparative analysis approach and eight weeks of data collection, the study addressed key research questions related to solar radiation patterns and optimal system design. The findings highlighted regions with heightened solar radiation levels, showcasing substantial potential for power generation and emphasizing the system's efficiency. Optimizing system design significantly boosted power generation, promoted renewable energy utilization, and enhanced energy storage capacity. The study underscored the benefits of optimizing hybrid solar PV panels and pumped hydro energy supply systems for sustainable energy usage. Optimizing the design of solar PV panels and pumped hydro energy supply systems as examined across diverse climatic conditions in a developing country, not only enhances power generation but also improves the integration of renewable energy sources and boosts energy storage capacities, particularly beneficial for less economically prosperous regions. Additionally, the study provides valuable insights for advancing energy research in economically viable areas. Recommendations included conducting site-specific assessments, utilizing advanced modeling tools, implementing regular maintenance protocols, and enhancing communication among system components.
Final project report on grocery store management system..pdfKamal Acharya
In today’s fast-changing business environment, it’s extremely important to be able to respond to client needs in the most effective and timely manner. If your customers wish to see your business online and have instant access to your products or services.
Online Grocery Store is an e-commerce website, which retails various grocery products. This project allows viewing various products available enables registered users to purchase desired products instantly using Paytm, UPI payment processor (Instant Pay) and also can place order by using Cash on Delivery (Pay Later) option. This project provides an easy access to Administrators and Managers to view orders placed using Pay Later and Instant Pay options.
In order to develop an e-commerce website, a number of Technologies must be studied and understood. These include multi-tiered architecture, server and client-side scripting techniques, implementation technologies, programming language (such as PHP, HTML, CSS, JavaScript) and MySQL relational databases. This is a project with the objective to develop a basic website where a consumer is provided with a shopping cart website and also to know about the technologies used to develop such a website.
This document will discuss each of the underlying technologies to create and implement an e- commerce website.
Water scarcity is the lack of fresh water resources to meet the standard water demand. There are two type of water scarcity. One is physical. The other is economic water scarcity.
Hierarchical Digital Twin of a Naval Power SystemKerry Sado
A hierarchical digital twin of a Naval DC power system has been developed and experimentally verified. Similar to other state-of-the-art digital twins, this technology creates a digital replica of the physical system executed in real-time or faster, which can modify hardware controls. However, its advantage stems from distributing computational efforts by utilizing a hierarchical structure composed of lower-level digital twin blocks and a higher-level system digital twin. Each digital twin block is associated with a physical subsystem of the hardware and communicates with a singular system digital twin, which creates a system-level response. By extracting information from each level of the hierarchy, power system controls of the hardware were reconfigured autonomously. This hierarchical digital twin development offers several advantages over other digital twins, particularly in the field of naval power systems. The hierarchical structure allows for greater computational efficiency and scalability while the ability to autonomously reconfigure hardware controls offers increased flexibility and responsiveness. The hierarchical decomposition and models utilized were well aligned with the physical twin, as indicated by the maximum deviations between the developed digital twin hierarchy and the hardware.
Welcome to WIPAC Monthly the magazine brought to you by the LinkedIn Group Water Industry Process Automation & Control.
In this month's edition, along with this month's industry news to celebrate the 13 years since the group was created we have articles including
A case study of the used of Advanced Process Control at the Wastewater Treatment works at Lleida in Spain
A look back on an article on smart wastewater networks in order to see how the industry has measured up in the interim around the adoption of Digital Transformation in the Water Industry.
CFD Simulation of By-pass Flow in a HRSG module by R&R Consult.pptxR&R Consult
CFD analysis is incredibly effective at solving mysteries and improving the performance of complex systems!
Here's a great example: At a large natural gas-fired power plant, where they use waste heat to generate steam and energy, they were puzzled that their boiler wasn't producing as much steam as expected.
R&R and Tetra Engineering Group Inc. were asked to solve the issue with reduced steam production.
An inspection had shown that a significant amount of hot flue gas was bypassing the boiler tubes, where the heat was supposed to be transferred.
R&R Consult conducted a CFD analysis, which revealed that 6.3% of the flue gas was bypassing the boiler tubes without transferring heat. The analysis also showed that the flue gas was instead being directed along the sides of the boiler and between the modules that were supposed to capture the heat. This was the cause of the reduced performance.
Based on our results, Tetra Engineering installed covering plates to reduce the bypass flow. This improved the boiler's performance and increased electricity production.
It is always satisfying when we can help solve complex challenges like this. Do your systems also need a check-up or optimization? Give us a call!
Work done in cooperation with James Malloy and David Moelling from Tetra Engineering.
More examples of our work https://www.r-r-consult.dk/en/cases-en/
Explore the innovative world of trenchless pipe repair with our comprehensive guide, "The Benefits and Techniques of Trenchless Pipe Repair." This document delves into the modern methods of repairing underground pipes without the need for extensive excavation, highlighting the numerous advantages and the latest techniques used in the industry.
Learn about the cost savings, reduced environmental impact, and minimal disruption associated with trenchless technology. Discover detailed explanations of popular techniques such as pipe bursting, cured-in-place pipe (CIPP) lining, and directional drilling. Understand how these methods can be applied to various types of infrastructure, from residential plumbing to large-scale municipal systems.
Ideal for homeowners, contractors, engineers, and anyone interested in modern plumbing solutions, this guide provides valuable insights into why trenchless pipe repair is becoming the preferred choice for pipe rehabilitation. Stay informed about the latest advancements and best practices in the field.
Immunizing Image Classifiers Against Localized Adversary Attacksgerogepatton
This paper addresses the vulnerability of deep learning models, particularly convolutional neural networks
(CNN)s, to adversarial attacks and presents a proactive training technique designed to counter them. We
introduce a novel volumization algorithm, which transforms 2D images into 3D volumetric representations.
When combined with 3D convolution and deep curriculum learning optimization (CLO), itsignificantly improves
the immunity of models against localized universal attacks by up to 40%. We evaluate our proposed approach
using contemporary CNN architectures and the modified Canadian Institute for Advanced Research (CIFAR-10
and CIFAR-100) and ImageNet Large Scale Visual Recognition Challenge (ILSVRC12) datasets, showcasing
accuracy improvements over previous techniques. The results indicate that the combination of the volumetric
input and curriculum learning holds significant promise for mitigating adversarial attacks without necessitating
adversary training.
Immunizing Image Classifiers Against Localized Adversary Attacks
Challenges Facing the Adoption of Information Technology in the Management of Small and Medium Enterprises in Nigeria
1. International Journal of Business and Management Invention
ISSN (Online): 2319 – 8028, ISSN (Print): 2319 – 801X
www.ijbmi.org || Volume 5 Issue 5 || May. 2016 || PP—71-77
www.ijbmi.org 71 | Page
Challenges Facing the Adoption of Information Technology in the
Management of Small and Medium Enterprises in Nigeria
Kolawole Shittu Adebisi1
Omotayo Ajibike Adekola2
1
General Studies Department, The Polytechnic, Ibadan, Oyo State, Nigeria.
2
Accountancy Department, The Polytechnic, Ibadan, Oyo State, Nigeria.
ABSTRACT: The economic growth of any country depends, to a certain degree, on the ability of the country’s
business community to maximize their growth potential. One of the biggest contributors from the business
community of any nation, to the nation’s economic development, is the small and medium sized enterprise
(SME) sector. Studies have shown that SMEs and indeed, large and multi-national organizations can improve
their productive capacity by using the benefits of the Information and Communications Technology (ICT). This
paper explores how the Small and Medium Sized Enterprises (SMEs) in the developing economies such as
Nigeria can achieve their own growth through the adoption of information communication technology. This
study relies on secondary data from various sources to examine the availability, accessibility and affordability
to relevant ICT facilities and challenges facing SMEs in the use of information technology. The study
recommends that agencies that regulate SMEs should formulate policies that will facilitate the adoption of ICT
facilities by SMEs because of its potential in improving firms growth performance; SMEs owners should invest
in ICT and its components because they have been proven to significantly influence organizational performance.
Keywords: Information and Communication Technology (ICT), Small and Medium Scale Enterprises (SMEs),
Adoption, Organisational performance.
I. Introduction
Rapid globalization and advances in Information and Communication Technology (ICT) has brought about
phenomenal improvements and great opportunities for developing countries to participate meaningfully in the
global digital economy. It is in Nigeria's national interest to harness potentials that exist in the information-
driven age through the deployment and exploitation of ICTs to facilitate socio-economic development. The
information age is one in which information and knowledge is key factor in enabling social and economic
growth (Moses, Theresa, Tonna and Moses, 2014). It is, therefore, imperative for Nigeria to facilitate the
development of information and knowledge based economy through the deployment, development and
exploitation of ICT. The impact of ICT affects all facets of the society and is used to meet real development
needs such as wealth creation, job creation, poverty reduction, economic growth and education. It provides the
unique opportunity to compete and participate in the global networked economy. ICT is a key factor in ensuring
sustainable development in today's information age. Developing an ICT roadmap will show clearly how ICT fits
into the national picture. In today's information age no nation can perform at its best without concrete, well-
thought-out and working ICT strategies. Countries therefore develop national ICT policies in recognition of the
enormous potential of ICT (Anga, 2014).
The Small Scale and Medium Sized Enterprises (SMEs) have been credited with enormous contribution to the
growth of the developed economies of the world. In the same vein, the Information and Communications
Technologies (ICT), and particularly the Internet have played their own part in those economies. The SMEs
provide the cornerstones on which any country’s economic growth and stability rests. The American economy,
the largest economy in the world, depends largely on the success of SMEs for “innovation, productivity, job
growth and stability” (Bhatnagar, 2003). The rapid transformation of the “Asian Tiger” countries of India,
Malaysia, Indonesia, Taiwan and Hong Kong, has also been hailed as proof that SMEs are major catalysts to
economic development. Their importance to any economy hinges on their ability to stimulate indigenous
entrepreneurship, to provide employment to a greater number of people; to mobilize and utilize domestic
savings and raw materials, to provide intermediate raw materials or semi-processed products to large-scale
enterprises, and to curtail rural-urban migration.
Of equal strategic importance is also the role of the SMEs in other developing countries like Nigeria. With a
Gross National Product (GNP) of some $41.2 billion and a World Bank estimated population of 170.9 million,
Nigeria is one of the largest economies in Africa (World Bank Report, 2014). This being the case, the economic
success or failure of Nigeria can affect not only the country but the whole of sub Sahara Africa. This is why any
effort geared towards understanding how the SMEs make use of emerging technologies in improving their
products and services which ultimately reflect on their growth potential is worthwhile.
2. Challenges Facing The Adoption Of Information Technology In The Management Of Small And..
www.ijbmi.org 72 | Page
II. Meaning and Nature of Information Technology
The term “Information technology” evolved in the 1970s. Its basic concept, however, can be traced to the World
War II alliance of the military and industry in the development of electronics, computers and information
theory. There have been varying opinions on the concept of information technology most of them revolving
around the same axis. Mitra (2002) present technology as something new as it drives change at an ever
increasing rate. It is often equated as being modern and holds out a panacea in which the future is invariably
better than the past. Information technology can be seen in the light of the following definitions.
- As the various technologies which are used in the creation, acquisition, storage, dissemination, retrieval,
manipulation and transmission of information (Woherem, 2001).
- As a means of processing data, gathering information, storing collected materials, accumulating knowledge
and expediting communication (Madon, 2000).
- As having a primary focus of collecting, organizing, storing retrieving, interpreting and using information.
Khalil (2003) conceptualizes information technology as the term that describes an organizations computing
and communications infrastructure, including computer systems, telecommunications, networks, and
multimedia software and hardware. He goes on to assert that information technologies are computer based
and operate on a convergence of the electronics and telecommunications devices.
Information technology is also seen as the use of electronic machines and programs for the processing, storage,
transfer and presentation of information. It encompasses many technologies such as computers, software,
networks and even telephone and fax machines. The purpose of IT is to facilitate the exchange and management
of information and has a lot of potentials for the information process component of any organization (Apulu and
Latham, 2011). Information technology according to Akunyili (2010) is a term which encompasses the notion of
the application of technologies to information handling (generation, storage, processing, retrieval, dissemination
etc).
Information technology is defined by the United Nations Development Programme (2007) as the study, design,
development, implementation, support or management of computer based information systems, particularly
software applications and computer hardware. Encompassing the computer and information industries,
information technology is the capability to electronically input process, store, output, transmit and receive data
and information including text, graphics, sound and video, as well as the ability to control machines of all kinds
electronically. Information technology is comprised of computers, networks, satellite communications, mobile
communications, robotics, videotext, cable television, electronic mail (E-mail), electronic games and automated
office equipment. The information industry consists of all computer communications and electronic related
organizations including hardware, software and services. Completing tasks using information technology,
results in rapid processing and information mobility as well as improved reliability and integrity of processed
information.
Udo, and Edoho, (2000) define IT as “Computer based information management systems allowing an
organisation to collect information from many different sources and develop a composite picture about its
customers, its market position in different market centers and its net exposure in those markets. In small and
medium enterprises, information technology is seen as the development, installation and implementation of
computer systems and applications. Information technology is concerned with the use of technology in
managing and processing information especially in organizations. In particular it deals with the use of electronic
computers and computer software of convert, store, protect, process, transmit and retrieve information. For that
reason, computer professionals are often called IT specialists or business process consultants and the division of
company or organization that deals with software technology is often called the IT department.
The Office of the Deputy Prime Minister, Department of Trade and Industry and Local Government Association
UK, ODPM (2005) defined information technology to include any equipment or interconnected system or
subsystem of equipment that is used in the creation, conversion or duplication of data or information. The term
includes but is not limited to, telecommunication, products, (such as telephones, information kiosks, and
transaction machines, World Wide Web sites and the office equipment such as copiers and fax machines.
All the above definitions of information technology share certain key characteristics which are outlined below.
- Information technology is a combination of two major components, computers and telecommunications.
- Information technology is a master tool for managing information in all its ramifications, i.e. creating
/generating, gathering, organizing, manipulating, storing , retrieving and dissemination
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- Information technology has the capability and versatility to impact and improve every field of endeavor and
form of organization by automating the use of information.
- Information technology carries with it the hallmarks of a modern day computer i.e. Speed, accuracy,
efficiency and productivity.
However, from the knowledge of the foregoing, and for the purpose of this research study, information
technology will be defined as the various technologies which are used in the acquisition, storage, organization,
manipulation and transmission of information to accumulate knowledge, ease and expedite planning, decision
making and controlling in an organization, while enhancing efficiency. On a last and crucial note, with regards
to the meaning of IT, there is the need to further stress the fact that IT is the merging of computing and
telecommunications technologies. For the full potential of information technology to be realized, these two
elements must come together. On their own, the powers of computers are immense, but limited. It is only when
communications is introduced that computers can be networked so that people can work together by sharing
data, documents and by sharing ideas mainly through electronic messages. Many believe that it is only when
two or more computers are networked that organizations can start appreciating the real power of the computer.
As Akomea-Bonsu and Sampong (2012) put it, “the personal computer has already had a huge effect on
business. But its greatest impact won’t be felt until the PCs inside and outside a company are intimately
connected”. What this implies is that, although an organization may own stand alone computers, such an
organization cannot be said to be proficient in IT until these computers are interconnected or networked,
allowing information to be exchanged within the organization with the utmost of ease.
III. Features of Small Scale Industry
Some of the features of Small Scale Industries in Nigeria are as follows:
(i) Low set up costs compared with large companies.
(ii) Reliance on local raw materials.
(iii) Employment generation.
(iv) Value added.
(v) Accelerating rural development and contribution to stemming urban migration and problems of congestion
in large cities.
(vi) Stimulating entrepreneurship especially in the country side.
(vii) Provide links between agriculture and industries.
(viii) Mobilising private savings and harnessing them for productive purposes.
(ix) Supplying parts and components for large-scale industries.
(x) Contribute to domestic capital formation (Anamekwe, 2001).
Some of the operational structural problems of SMEs in Nigeria were further outlined by Anamekwe (2001) as
follows:
(1) Management Problems
-all important entrepreneurial and operational decisions are taken by one person (sole owner).
-lack of formal training in management and production skills
(2) Financing- This constitutes major problem. Their low business credibility, poor management, inefficiencies,
limited collateral security, high risk of failure make it difficult for them to raise capital from usual sources
and often force them to secure loans at higher interest rates from other lenders.
(3) Most of them tend to be imitators rather than being innovators.
(4) Production of non-standardized products.
(5) Problem of marketing of products due to lack of awareness of market opportunities/skills.
(6) Most of them are concentrated in urban centers and could therefore not tap local advantages e.g. cheap
labour, access to primary products etc.
(7) Little access to/inability to apply new technologies e.g. computers.
It is clear from the foregoing that little or no access to modern technologies like the computers, Internet, in fact
ICT infrastructure as one of the fundamental problems of SMEs in Nigeria posed serious challenges to their
operations and overall service delivery to customers/clients. Empirical research on ground will prove or
invalidate this assertion.
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IV. Small and Medium Enterprises and ICT Usage
The usage of information technology is expected to be an important factor for competitive growth of SMEs in
global and regional markets. Growth of competitive pressure force SME to fight for new markets, new products
and new distribution channels. These environment movements can be faced just from those businesses that have
quality information systems support. The only competitive advantages companies and SME enjoy are their
process of innovation and ability to derive value from information as resource. As noted earlier, information
technology is the technology that is used to store, manipulate, distribute or create information. Furthermore, it is
claimed that through the use of information technology, SMEs can gain from developing capabilities for
managing, information intensive resources, enjoy reduced transaction costs, develop capacity for information
gathering and dissemination of international scale and gain access to rapid flow of information (Irefin, Abdul-
Azeez, and Tijani 2012). New business models and market configurations enabled by information technology,
including business process outsourcing, provide SMEs with access to new market and new sources of
competitive advantages.
SME usage of ICT ranges from basic technology such as radio and fixed lines to more advanced technology
such as email, e-commerce, and information processing systems. Using advanced ICT to improve business
processes falls into the category of e-business (UNDP, 2007).
However, not all SMEs need to use ICT to the same degree of complexity. The first ICT tool that most SMEs
adopt is having basic communications with a fixed line or mobile phone, whichever is more economical or most
convenient for the business. This allows the SMEs operators to communicate with its suppliers and customers
without having to pay a personal visit. After acquiring basic communication capabilities, the next ICT upgrade
is usually a PC with basic software. Even without Internet connectivity, SMEs can use PCs for basic word
processing, accounting, and other business practices. With the Internet, SMEs are able to use more advanced
communications capabilities such as email, file sharing, creating websites, and e-commerce. This may be
sufficient for most SMEs, especially those in service industries such as tourism. SMEs in manufacturing may
adopt more complex IT tools such as Enterprise Resource Planning (ERP) software or inventory management
software. SMEs may adopt the tools progressively or jump immediately to advanced ICT capabilities.
Like any firm, an SME decides which type of ICT products to adopt based on the concrete benefits they can
bring to its core business, the ICT capacity of its employees, and the financial resources available. Most people
are familiar with basic ICT such as fixed phone lines, mobile phones, fax, computers, and basic document
processing software – like Microsoft Office. Advanced communication technology, however, is more complex.
Advanced communication technology relies primarily on the Internet and the intranet, which allow people
within the firm to share files with each other over the same network. Having Internet connectivity enables firms
to do faster research, set up websites, conduct e-commerce, and set up video conferences. One of the most
revolutionizing developments in advanced communication technology is Voice over Internet Protocol
(VoIP).VoIP includes all types of voice communication transmitted through the Internet, whether it is between
computer and computer or in hybrid form between computer and regular phone. It competes directly with
traditional fixed line and mobile phone operators. Users only pay for their dial-up, broadband, or wireless
Internet connection. Most complex of all is advanced IT. It is often very expensive, sophisticated and takes more
time to implement by a firm. SMEs can sign up for one or all available services. In order to reduce costs, some
firms opt to outsource this component or use an Application Service Provider (ASP) that provides functional
software capabilities over the Internet.
Information and Communication Technology (ICT) can play a very important role because it can help SMEs
both create business opportunities and combat pressures from competition. Appropriate ICT can help SMEs cut
costs by improving their internal processes, improving their product through faster communication with their
customers, and better promoting and distributing their products through online presence. In fact, ICT has the
potential to improve the core business of SMEs in every step of the business process.
V. Factors Affecting ICT Adoption in Nigerian SMES
The importance of ICT in organizations whether it is service or manufacturing cannot be over emphasized. It is
also note worthy that the type and volume of product an organization produce determine the relevant ICT
facilities and the capital spent to adopt and make available to the workers to discharge their specialized duties.
The explosive growth of ICT as a strategic tool is needed by today’s organization in order to adopt new, more
powerful techniques to reduce inefficiencies and improve growth and development via commitment to work. In
order to understand the overall role of ICT at the organizational level, it is useful to begin by thinking about the
qualitative impacts of ICT application and use in organization’s production processes (Ajayi, 2002).
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Nigeria as a developing nation, the application and use of ICT in organizations is still very slow compare to
other African countries, this corroborate with the finding of Kolawole, Adeigbe, and Hilary (2014), noted and
concluded that most of organizations in Nigeria are Non-Intensive ICT users (that is, such organization of
course have some ICT facilities such computer, LAN, WAN, mobile and land phones) but could not afford
internet and VSAT which could give them access to the outside world. The reason according to Ojukwu, (2006)
is due to cost, fear of fraudulent practices and lack of facilities necessary for their operations. E-HOB has not
been firmly rooted in Nigeria due to the inability of many households to afford terminals and all accessories
required for effective connection, high capital investment required for its operations, low level of economic
development, ineffectiveness of Telecommunication service provider and epileptic supply of power supply”.
Kapurubandara and Lawson (2006) have categorized internal and external barriers that impede adoption of ICT
by SMEs in a developing country. The internal barriers include owner/manager characteristics, firm
characteristics, cost and return on investment, and external barriers include, infrastructure, social, cultural,
political, legal and regulatory. Lal (2007) investigated the adoption of ICT in SMEs in Nigeria and found that
one of the major factors inhibiting ICT diffusion and intensive utilization is poor physical infrastructure. In
developing countries some of the ICT challenges include legal and regulatory issues, weak ICT strategies, lack
of research and development, excessive reliance on foreign technology and ongoing weaknesses in ICT
implementation. Adebayo, Balogun and Kareem, (2013); Adenikinju, (2005); Sajuyigbe and Alabi (2012); Lal
(2007); Apulu and Emmanuel, (2011) and Apulu and Latham (2011) amongst others, identified more factors
that affect the adoption of ICT by SMEs in Nigeria. These factors include: lack of infrastructural facilities, lack
of funds, cost of implementation, lack of awareness, lack of appropriate government policies, lack of skills and
training, cultural factors, electricity constraints, corruption, low levels of education, illiteracy, lack of proper
information, and so on. Adenikinju (2005) advocates that problems relating to the SMEs sector in Nigeria and
its development have been handled inappropriately by the government and highlight problems such as
infrastructural and cultural factors, as acting against the effective development and exploitation of ICT in
Nigeria. Lal (2007) also pointed out that the major factors that affect the adoption of ICT are infrastructure, cost
of purchasing computer equipment, government support and management support respectively. Sajuyigbe and
Alabi (2012) asserted that lack of finance, lack of electricity, lack of computer skill personnel and lack of
government support are the major factors that hinder adoption of ICT by SMEs. Apulu and Emmanuel, (2011)
also found that characteristics of the firm and industry sector are contributory factors to the adoption and
exploitation of ICTs in SMEs.
In the work of Richard and Richard (2001), on ICT in Small-scale Enterprises in Africa (Botswana) noted that
the size of an industry influences ICT intensity within an organization. They further asserted that the intensity of
ICT in any organization is a function of the organizational annual turnover. Be that as it may, the status of
organizations in Nigeria need to be examined in respect to availability, accessibility and affordability of relevant
ICT facilities to different organization as regard to the size and what they produce/ or service render for the
entire public and the global world (Adebayo, Balogun and Kareem, 2013). It is possible to access what is
available and then can you really need to ask what the price of what you can access is. Thus availability, access
and affordability of ICT facilities by organizations are naturally the first steps to consider when discussing on
the application and use of ICT as a tool for industrial/ organizational and national development especially in
Nigeria. With a mix of visionary government ICT policy and profit-motivated private-sector competition,
eventually, the issue of affordability becomes less important even though availability and universal access to
ICT facilities are assured compared to what was obtainable in Nigeria 4-5 years ago when most SMEs in
Nigeria could not afford relevant ICT facilities
VI. Conclusion and Recommendations
The small-scale enterprises often target grassroots business and finance. They exist to provide much-needed
capital and impetus to small business groups. In so doing, they necessarily require the services of ICT. In any
case, it is generally believed that ICT facilities make work faster and better, speed up operations, eliminate
duplication and reduce paper work e.t.c. regrettably however; the SMEs in Nigeria betrayed an appalling lack of
ICT facilities, hence limited application of same. Expectedly, their services and operations were being hampered
due to this abysmally low ICT application. It is equally regrettable that this state of affairs exists in spite of a
National Policy on Information Technology.
Overall, however, lack of ICT infrastructure (due to poor funding and sundry reasons) seems to stand between
Nigeria SMEs and better services accruing from ICT. Based on its findings the study recommends as follows:
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a. Nigeria should strive to strongly position itself to meet up with the requirements of ICT infrastructure, with
specific reference to the SMEs. The present state in terms of ICT facilities is, to say the least, deplorable,
and the trend needs to be urgently reversed.
b. The SMEs and to, as a matter of necessity, equip themselves adequately with all ICT facilities, not just
basic office tools. For example, such relevant ICT gadgets as Internet facilities, video conferencing
facilities, facsimile, e-mail, telex, e.t.c.
c. Computers at all SMEs should necessarily be connected to the information super highway. In the same vein,
all SMEs should henceforth enjoy the services of Local Area Network (L.A.N.) in order to facilitate and
enhance communication from within and without.
d. The SMEs should urgently ensure that all or, at least, most of their staff henceforth have access to personal
or shared access to computers which have been hooked to the Internet.
e. Government should extend the hand of assistance to SMEs, particularly with a view to improving their
funding and financing capacity.
f. The energy sector needs to be urgently over-hauled to ensure constant and uninterrupted electricity supply,
lack of which greatly and severely hampers day-to-day operations of the SMEs (particularly ICT services).
g. The SMEs should train or engage the services of expert personnel to man their ICT facilities.
h. The National Policy on ICT should be amended to embrace government directly procuring or subsidizing
ICT facilities for SMEs.
Based on that, increasing the e-readiness of medium sized firms would require heavy investment in human
capital, to be complemented by raising awareness and upgrading levels and types of connectivity. For small
firms, priority should be directed to increasing awareness of the role of ICT, together with improving e-
infrastructure and human capital. It would be beneficial for small and medium firms to work in clusters in order
to benefit from economies of scale. There is a wide scope for public/private partnerships to raise the level of e-
readiness for small and medium enterprises in the economy. Such projects should be placed as priorities on the
development plan and donor support agenda.
A final point emerging from this study is that the SMEs are low on their e-readiness not only because of the low
level of their e-infrastructure, but because of the more serious barriers related to awareness and human capital.
By the same logic, SMEs development in general and their e-readiness in particular will be affected by
traditional old economy challenges such as financing issues, legal infrastructure, policy setting and the business
environment. One might then extend the micro e-readiness concept to include such old economy challenges that
will affect SME e-readiness. Given that the Information Society entails maintaining a smooth interaction
between “new” and “old” economy, as well as developing the “e” and the “non-e” components, a
comprehensive micro index for e-readiness is a challenge that is worth pursuing. This will be the subject of
future research.
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