This document provides an overview of ING Funds Berhad, a Malaysian asset management company that is part of the global financial group ING. It discusses ING Funds' product offerings such as the ING Cash Plus and ING Principal Protected Income funds, which provide returns from investments in high quality short-term money market instruments while ensuring safety of capital. The document also highlights ING Funds' strengths such as a wide distribution network, a track record of product innovation, and access to global investment resources through its parent company ING.

1. ING Funds – Global Investment Management, Local Presence Valerie Low Corporate Business Manager Cash Management Solutions Prepared for Company Name Safety, Liquidity, Yield & Convenience

4. ING ranks No. 19 in the Top 25 European Financial Institutions 139.0 95.0 66.2 47.7 40.8 39.6 39.5 36.2 35.9 35.5 30.7 29.3 28.7 28.7 26.4 22.5 21.5 18.5 18.3 14.0 12.4 36.5 38.4 37.9 39.3 Top 25 European Financial Institutions by market capitalisation (in EUR billion) Source: MSCI Bloomberg 31 December 2009

5. ING Investment Management (ING IM) All figures are represented in US Dollars. Global Size, Scale, Presence

7. ING IM Ranks Among the Top Global Investment Managers 0.2

10. ING Funds Distinctive Strengths Product Innovator Global investment management, local presence Licensed to offer of global and local unit trust funds and discretionary mandates. Established position in the market Top 10 private sector unit trust management company. Recognised as leader in retail product innovation. Multi-Channel Balanced Distribution 1,500 tied agents, 12 IUTA Bank Partners As of 31 Dec 2009

11. Overview of ING Funds Total AUM = RM3.202 billion Strong retail distribution presence: 1,500 agents 12 IUTA Bank Partners 24 Collection Centres 9 Regional Offices AUM as at 17 Feb 2010 and includes unit trust funds and discretionary mandates.

12. Global Resources & Support Combined Research and Portfolio Management Global & Local Expertise For Your Assets Enhancement ING Funds Berhad 7 Investment Professionals ING IM Europe ING IM Americas ING IM Asia Pacific • Investment Professionals • Investment Strategies • Research • Development • Client Service Professionals • Proximity to clients • Knowledge local market conditions • Local product offering • Strong alliance with distribution channels Client Our global expertise at your doorstep Global and Regional Local • Investment Professionals • Investment Strategies • Research • Development • Client Service Professionals • Proximity to clients • • Local product offering • Strong alliance with distribution channels Client Our global expertise at your doorstep Global and Regional Local As of 30 Sept 2009

14. Cash Management Solutions “A Treasurer’s Dream” Safety, Liquidity, Yield & Convenience

18. ING Cash Plus

19. What is ING Cash Plus? The ING Cash Plus is a short term fixed income fund that provides a high level of capital security and liquidity, whilst generating enhanced returns to provide monthly regular income streams, for short term cash investments.

20. Short Term Fixed Income (Up to 50%) Yields Money Market Instruments (50 -100%) Liquidity Safety, Liquidity & Yields Benefits of ING Cash Plus MGS - Risk Free Cagamas - AAA Corporate Bonds - AAA Corporate Bonds - AA Average Double AA Credit Rated Portfolio Overall < 1 yr Weighted Average Maturity Active Management for Yield Enhancement Portfolio Asset Allocations

21. What Does ING Cash Plus Invest In? ING Cash Plus invests between 50 – 100% in a diversified portfolio of high quality money market instruments *Source: Banks/Bond Pricing Agency as at 31 st March 2010 3.50 2.65 2.55 - P1/MARC1 Commercial Papers 2.63 2.54 - - Risk Free BA 2.65 2.56 - - Risk Free NCD 2.45 2.39 2.31 - Risk Free Placement/ FD 2.40 2.30 2.25 - Risk Free Treasury/ BNM Bills - - - 2.08 Risk Free O/N Placement 6 Months 3 Months 1 Month O/N Ratings Indicative Yields*

22. What Does ING Cash Plus Invest In? ING Cash Plus invests up to 50% in a diversified portfolio of high quality short term fixed income instruments *Source: Bond Pricing Agency (Previously Bondweb) as at 31 st March 2010 3.63 3.20 2.85 AAA Corporate Bonds 2.98 2.50 2.30 Risk Free M’sian Gov’t Securities 3.25 2.83 2.60 AAA Cagamas Bonds Indicative Yields* Rating 3.04 6 Months AA1 3.99 3.55 Corporate Bonds 2 Year 1 Year

23. ING Cash Plus – Enhanced Yields * Source: Banks as at 31 st March 2010 ** Rates are indicative only. 2.60 – 2.80 1.56 O/N 2.60 – 2.80 1.62 1 week Target Return** 2.60 – 2.80 2.60 – 2.80 2.60 – 2.80 Tax Exempted ING Cash Plus p.a 2.06 1.76 1.69 After Tax Fixed Deposit* p.a After Tax Money Market* p.a Tenor 12-Mth 6-Mth 1-Mth

26. Client Electronic Account Management System

27. ING Cash Plus - Fund Profile * Rates are indicative only. Maybank 1 Month Fixed Deposit rate Comparative Benchmarks Targeted annual yield: 2.60 – 2.80%* Income yield Low : Overall portfolio with AA credit rating Credit risk Low : Overall short weighted < 1 year duration Market risk Regular Monthly Distribution Income Distribution Cash/Money Market : 50% - 100% Bonds : 0 – 50% Asset Allocations Short Term Fixed Income Fund Type

28. ING Principal Protected Income

29. ING Principal Protected Income Fund The ING Principal Protected Income Fund is short-term money markets and bank deposits fund that provides daily tax exempt income whilst providing high liquidity.

30. What Does ING Principal Protected Income Invest In? ING Principal Protected Income invests 100% in a diversified portfolio of high quality money market instruments. *Source: Banks as at 31 st March 2010 These instruments are not subject to mark-to-market valuations risks 2.63 2.54 - - Risk Free BA 2.65 2.56 - - Risk Free NCD 2.45 2.39 2.31 - Risk Free Placement/FD 2.40 2.30 2.25 - Risk Free Treasury/ BNM Bills - - - 2.08 Risk Free O/N Placement 6 Months 3 Months 1 Month O/N Ratings Indicative Yields*

31. ING Principal Protected Income – Enhanced Yield * Source: Banks as at 31 st March 2010 ** Rates are indicative only. 1.70 – 1.90 1.56 O/N 1.70 – 1.90 1.62 1 week 1.70 – 1.90 1.63 2 week Target Return** 1.70 – 1.90 Tax Exempted ING Principal Protected Income p.a* 1.69 After Tax Money Market *p.a Tenor 1-Mth

33. ING Principal Protected Income - Fund Profile * Rates are indicative only. Maybank 1 Month Fixed Deposit rate Comparative Benchmarks Targeted annual yield: 1.70 – 1.90%* Income yield Risk Free Credit risk Low : Overall short weighted < 1 year duration Market risk Regular Daily Distribution Income Distribution Short-term money market & Bank deposits instruments Asset Allocations Money Market Fund Fund Type

35. Disclaimer The information contained in this document is intended only for use during this presentation and should not be disseminated or distributed to parties outside this presentation. ING Funds accepts no liability whatsoever with respect to the use of this document or its contents. The information and opinions contained in this presentation are based on information obtained from public sources believed to be reliable and made in good faith. No representation or warranty, express or implied is made by ING Funds as to the accuracy, completeness or correctness of such information and opinion. This presentation shall not be reproduced, distributed or published either in part or in total without prior written consent of ING Funds. Please read and understand the contents of the Fund’s latest prospectus and the Deed (which shall be available upon request) before investing in the Fund. ING Funds Berhad Local Compliance Officer 12 th Floor, Menara ING 12 th Floor, Menara ING 84 Jalan Raj Chulan 84 Jalan Raja Chulan 50200 Kuala Lumpur 50200 Kuala Lumpur T: +603 21701888 F: +603 27153800 T: +603 21701856 F: +603 27153800 E: investorservices.com.my E: LornaSasoy.Santos@ing.com.my