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A Comparative Analysis on Investment Portfolio of Business & Service Class Investors of HSBC InvestDirect in Ludhiana   Presented by- SupriyaNayyar
Historical background of the group  ,[object Object]
Aimed to finance the growing trade between Europe, India & China.
By 1880s, the bank was acting as banker to Hong Kong Government.
It is also participated in the management of British government accounts in China, Japan, Penang & Singapore.,[object Object]
Headquarters in  London.
HSBC’s international network comprises over 9500 offices in 76 countries & territories in Europe, the Asia-Pacific region, the Americas, the Middle East & Africa. ,[object Object]
HSBC Group in India ,[object Object]
It has 47 branches & 170 ATMs across 26 cities.
It has over 34,000 employees in its Banking, Investment Banking & Capital Markets.
With Asset Management, 2 Global IT development centres & 6 Global resourcing operations in the country.,[object Object]
HSBC acquired 43.85% of InvestSmart from E*TRADE Mauritius Ltd.
 HSBC has accepted shares to Public shareholders equivalent to 20.65% of InvestSmart’s capital.
Thus, it has completed its acquisition of 93.86%  of IL&FS for a consideration of US$296.4 million.,[object Object]
PRODUCT PROFILE All the products of IL&FS can be broadly divided into the following two categories: ,[object Object]
Advisory Services.
Other services.,[object Object]
Smart Invest
Smart Trade,[object Object]
Other Services Online services. Research and Financial Analysis. Value added services.
Organisational Members ,[object Object]
Mr. AvdhootDeshpande	                Head - Equity   and Capital Markets
Mr. Vipul Shah	                                    Head - NBFC
Mr. Dharmen shah	                          Vice President - Institutional Equity
Mr. JaideepAnand	                                       Senior Vice President - Institutional Sales & Dealing
Mr. C. Diwakar	                 Chief Information Officer
Mr. K. Venkatesh	               Head – Distribution,[object Object]
SWOT ANALYSIS Strengths:- Customization. Expertise. Unique Features. Research Agency. Extensive reach. Brand image. Competitive pricing. Weaknesses:- Expensive Products. Tedious Procedures. Fund Transfer. Attrition.
Continued………. Opportunities:- Right Time to Investors to re-enter into market. Huge untapped Markets. Increasing number of Graduates. Increase Tie-ups for Fund Transfer. Threats:- Stiff Competition. Increasing awareness of Mutual Funds & ULIPS.
RATIO ANALYSIS Current Ratio
Quick Ratio
Return on Total Assets
Net Profit Ratio
Debt-Equity Ratio
 Investment Portfolio Investment is a commitment of funds made in the expectation of some positive rate of return. The Investment needs of an Investor:- Capital Preservation. Wealth Generation. Tax Savings. Income. Future Uncertainty. Retirement Planning.
Investment Planning It helps in deciding upon the right Investment strategy. It is a balance of three components:- Liquidity. Risk Tolerance. Return.
Types of Investment
Portfolio Management ,[object Object]
An Optimal Portfolio provides the highest possible utility, given the constraints imposed by the opportunity set and efficiency frontier.
Beta measures the risk associated with Individual Portfolio in relation to the Market Portfolio.,[object Object]
Investment Pyramid
PMS by HSBC iPreserve:- ,[object Object]
The Primary objective of iPreserve is to manage investments in Mutual Funds, encompassing both debt as well as equity schemes.
It takes care of complete execution of the investment and monitoring on investor’s behalf.,[object Object]
It aims at creating long-term wealth through judicious stock selection and asset allocation.,[object Object]
Adding Scrips
Scrip wise split of Portfolio Holdings
Realized Gains Report
Title A Comparative Analysis on Investment Portfolio of Business & Service Class Investors of HSBC InvestDirect in Ludhiana.
Objectives To study the demographical factors affected the choice of Portfolio of Investors. To identify the purpose of investment & extent of financial literacy of Investors. To know the most preferred Investment avenues of Investors. To find out the Risk Tolerance limit of Investors.
Research Methodology ,[object Object],“A Comparative Analysis on Investment Portfolio of Business & Service Class Investors of HSBC Invest Direct in Ludhiana”. ,[object Object],Descriptive Research Design. ,[object Object],Primary Research:- Questionnaires & Telephonic Interviews.
[object Object]
Sample:- The Business & Service class Investors of HSBC InvestDirect in Ludhiana. ,[object Object],Those Business & Service class Investors using PM Services of HSBC InvestDirect. ,[object Object],50- Business Class Investors 50- Service Class Investors.
[object Object]
Sampling Technique:- Simple Random Sampling & Convenience Sampling Techniques.,[object Object]
Fig 4.1:- The Investors’ Demographic Profile (Gender)
Fig.4.2:- The Age Group of Investors.
Fig. 4.3:- The Marital Status of Investors.
Fig. 4.4:- The Investors are having Dependents.
Fig.4.6:- Monthly Flow of Income of Investors.

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