BNY Mellon is a global investment company established in 1784. It provides investment management, investment services, and wealth management. In 2019, BNY Mellon reported revenues of $16.5 billion, net income of $4.4 billion, and assets under management of $1.9 trillion. It operates in over 35 countries and has over 51,000 employees. BNY Mellon faces competition from other large financial institutions but maintains a leading position in custody banking and asset servicing.

1. ANNUAL REPORT PRESENTATION
PRESENTED BY-
ARUNIAMA
ANJALI
ESWAR
NIKITA
SUBHADEEP

2. Company information
• BNY Mellon is a global Company that manages
and services assets for financial institution,
corporation and individual investors in 35
countries,
• Establishment year: 1784 by Alexander
Hanilton
• It is a first company listed on New York Stock
Exchange
• In India its representative office situated in
Mumbai, Pune, Chennai. (2007)
• Number of employee: 51,300 (2018)
Rank & Recognition:
• World largest Custody bank
• 6th largest Investment management firm
(worldwide)
• 7th largest wealth management firm in US
Business Segments

3. Linda Z. CookPartner
and Managing
Director
Chief Information
Officer
Joseph Echevarria
(non-executive
chairman)
CEO ( Interim) Senthil Kumar
Chief Risk Officer
What they do
• Investment service
• Investment Management
• Wealth Management
Mission: To help their client
and to manage their financial
assets throughout the investment
lifecycle
Vission:Improving life through
Inclusion, Innovation& Investment
International
Operation
• Europe ($1.9 B)
• Middle East
Africa($3.8)
• Asia Pacific
Region($1.2 )
• Brazil ($ 2.2)

4. ANNUAL GENERAL MEETING
2020 AGM held on April 2020 at 9 am
• election of directors & nominee
• Decision on NO “poison pill”(stockholders’
rights plan)
• Effective measure to rectify the loses incurred
due to Covid-19
Organizational Model
First line Management
….
Second line
management
Third line
management
• KPMG LLP, the independent registered public accounting firm that audited BNY Mellon’s
2018
• They conduct the audit in accordance with the standards of the PCAOB

5. HR POLICY
• Recruitment Policies
• Attendance and leave
policy
• Performance Evaluation
• Insurance Policy
• Termination Policy
• Employee Relation
Policy
EXPECTED EMPLOYEE BENEFITS

6. CORPORATE SOCIAL RESPONSIBILITY
Ethics and transparency
Operational Reliability
Stakeholder Engagement
Talent Management
• CSR Governance
• Environmental
Manager
Strategy
Workhouse
Planning
Operational
Efficiency and
effectiveness
Market,
Sustainability

7. STAKEHOLDER ENGAGEMENT FOCUS
SHAREHOLDER
Interaction
Annual and Quarterly
Reports Webcasts and
conference calls Financial
Service Conferences
Proxy Voting Annual
meeting
CLIENTS
Interaction
Direct meetings
Conference advisory
boards
Client conferences
Client satisfaction
survey.
EMPLOYEES
Interaction
EMPLOYEES Direct
meetings with managers
Performance
Management
&Development programs
Town Halls and Affinity
COMMUNITIES
Interaction
Direct meetings with local
leaders Board
membership
Financial support (grants,
spons.)Employee
volunteering.
REGULATORS
Interaction
Ongoing advisory
dialogue.
Advocacy of policy
priorities

8. NAME OF DIRECTOR Dinesh Deo, Sudhish Panicker
COMPANY’S TRADING ACTIVITIES Investment service(including asset and issuer
servicing),Treasury services, Clearance and collateral
management, and Asset and Wealth management
FUTURE PROSPECTS Global growth slowing, but no sign of recession,
Moderate equity returns
FINANCIAL EVENT AFTER THE DATE OF BALANCE
SHEET
No changes but can face a problem because of Covid
19
SIGNIFICANT CHANGE IN FIXED ASSET 2018=5864
2019=4830
DIRECTOR REPORT

9. STRAINGTH WEAKNESS
OPPORTUNITY THREATS
1. Presence in more than 36 countries &
serving more than 100 markets
Across the world with approximately 47800
employees worldwide.
2. Largest deposit bank in the world & the
worlds largest custody bank
3 .A leading US cash management provider
1 Dividend yield & payout ratio (TTM)
are low when compared with industry
scores
2 Much of the revenue comes from
custodian & investment management
services, high dependence in these
areas.
1 Expansion in Latin American countries
will improve the revenues of the bank
2 Service expansion with Touch stone
investment will help in growth in mutual
fund area & advisory services.
1 US regulatory changes affecting the
bank
2 Changes in status of US pension
plans/science will affect in the bank
3 Slowing US economy has a
significant impact.

10.  Management of BNY Mellon is responsible for establishing and maintaining
adequate internal control over financial reporting for BNY Mellon.
 BNY Mellon’s management, including its principal executive officer and
principal financial officer, has assessed the effectiveness of BNY Mellon’s.
 BNY Mellon’s management is responsible for maintaining effective internal
control over financial reporting and included in the accompanying report.
 Mellon’s internal control over financial reporting based on their audit.
 Their audit of internal control assessing the risk that a material weakness exists,
and testing and evaluating the design and operating effectiveness of internal
control based on the assessed risk.
Management report of BNY

11. WORK OF BNY MANAGEMENT
INVETMENT SERVICES
BNY Mellon is an investments company. We provide investment management, investment services
and wealth management that help institutions and individuals succeed in markets all over the
world.
INVESTMENT MANAGEMENT
BNY Mellon is one of the world’s 10 largest investment managers. We combine the scale of a full-
service investment firm with the focused expertise of autonomous investment boutiques, each with
its own style, strategy and management.
WEALTH MANAGEMENT
BNY combine institutional-quality investment management with private banking and estate
planning to create complete wealth solutions. BNY help individuals and families to grow and
preserve wealth over market cycles and across generations.

12. Competition Analysis
BNY
Mellon
Jpmorgan
Chase
and Co
Bank Of
America
Corporati
on
Citigroup
inc
Credit
Suisse
Group
Ag
Credit
Suisse
Ag
Orix
Corp
Wells
Fargo
and
Company
Morgan
Stanley
Rev Y/Y 18.31% 9.54% -17.49% 7.32% 7.48% 143.18% -13.26% -6.08% 27.21%
18.31%
9.54%
-17.49%
7.32% 7.48%
143.18%
-13.26% -6.08%
27.21%
-40.00%
-20.00%
0.00%
20.00%
40.00%
60.00%
80.00%
100.00%
120.00%
140.00%
160.00%
REVENUEGROWTH(Y/Y)
COMPANY NAME
COMPETITION ANALYSIS

13. Stakeholder in BNY Mellon

14. Financial Analysis
Profit & Loss Statement
Margins in 2019
𝑷𝑩𝑻 𝒎𝒂𝒓𝒈𝒊𝒏
=
𝟓𝟓𝟖𝟕
𝟏𝟔𝟒𝟔𝟐
∗ 𝟏𝟎𝟎
= 𝟑𝟑. 𝟗𝟑%
𝑷𝑨𝑻 𝑴𝒂𝒓𝒈𝒊𝒏
=
𝟒𝟒𝟔𝟕
𝟏𝟔𝟒𝟔𝟐
∗ 𝟏𝟎𝟎
= 𝟐𝟕. 𝟏𝟑%
𝑵𝒆𝒕 𝑷𝒓𝒐𝒇𝒊𝒕 𝑴𝒂𝒓𝒈𝒊𝒏
=
𝟒𝟐𝟕𝟐
𝟏𝟔𝟒𝟔𝟐
∗ 𝟏𝟎𝟎
= 𝟐𝟓. 𝟗𝟓%

15. Financial Analysis
Balance Sheet

16. Financial Analysis
Balance Sheet Cont..

17. Financial Analysis
Cash Flow Statement
Particulars 2019 2018 2017
1. Net Income $4441 $4254 $4114
2. Net Cash from operating activities $96 $5996 $4667
3. Net Cash from investment activities $(10548) $3299 $(32705)
4. Net Cash from Financial activities $9459 $(8098) $26778
5. Cash and due from banks and restricted cash at end of
the year
$7627 $8258 $7133
6. Supplemental disclosure
6.1. Interest paid $4400 $2711 $1033
6.2. Income tax paid $989 $983 $498
6.3. Income tax refunded $669 $175 $20
Change in trading assets and
liabilities become $(5167)
from $(547)
Amount in millions

18. Financial Analysis
Share Holders Return of last 5 years

19. Financial AnalysisRatio Analysis
2019 20172018
2016 20152019 20172018

20. NOTES TO ACCOUNT• In February 2016, the Financial
Accounting Standards Board
(“FASB”) issued an ASU, Leases.
• The Company adopted this
guidance on Jan. 1, 2019 using the
alternative transition method on a
prospective basis
• On Nov. 8, 2019, BNY Mellon,
completed the sale of their
interests in PIN(Promontory
Inter-financial Network).
• On Jan. 2, 2018, BNY Mellon
completed the sale of
CenterSquare Investment
Management. Goodwill was
removed from the consolidated
balance sheet
• ENY’s loan portfolio consists of
three portfolio segments:
commercial, lease financings
and mortgages.
• They manage their portfolio at
the class level, which consists of
six classes.
LOAN 2019 2018
Domestic
Commercial $1,442 $1,949
Commercial real estate 5,575 4,787
Financial institutions 4,852 5,091
Lease financings 537 706
Wealth management loans and mortages
16,050 15,843
Other residential mortgages 494 594
Overdrafts 524 1,550
Other 1,167 1,181
Margin loans 11,907 13,343
TOTAL Domestic $42,548 $45,044
Foreign
Commercial 347 183
Commercial real estate 7-
Financial institutions 7626 6492
Lease financings 576 551
Wealth management loans and mortages 140 122
Other (primarily overdrafts) 2230 4031
Margin loans 1479 141
TOTAL Foreign 12405 11520
TOTAL LOAN $54,953 $56,564