This document discusses disruptive technology trends for 2015-2016. Some of the key trends highlighted include:
1. Social media becoming part of a digitally transformed ecosystem and key hub for customer experiences.
2. The future of search and SEM lying outside of Google, with messaging apps becoming the new social media.
3. The Internet of Things growing to over 40 billion connected devices by 2020 and wearables still needing killer apps.
4. Mobile payments gaining traction through services like Apple Pay and loyalty programs.
5. The sharing economy centered around renting and borrowing on demand through services like Uber.