Big Data is central to the strategic thinking of today’s innovators and business executives as companies are scrambling to figure out the secret to transforming Big Data to Big Insight and that Insight into Action. As many companies struggle with the emerging technologies and nascent capabilities to discover and curate massive quantities of highly dynamic data, new problems are emerging in the form of how to ask meaningful questions that leverage the “V’s” of large amounts of data (e.g. volume, variety, velocity, veracity). In the Business-to-Business space, these challenges are creating both significant opportunity and ominous new types of risk. This presentation discusses how companies are reacting to these changes and provide valuable insight into new ways of thinking in a world with overwhelming quantities of data.
In this presentation, Paul Ballew, D&B's Chief Data and Analytics Officer, explains the three levels of insight needed to gain an informed perspective for smarter decisions involving big data.
Marketing Data Renovators Guide: 10 Steps to Prime Your B2B Database for Anal...Shelly Lucas
What do a fixer-upper and your marketing database have in common? More than you think. Learn 10 clear steps for making your database analytics-ready in this e-book.
In this presentation, Paul Ballew, D&B's Chief Data and Analytics Officer, explains the three levels of insight needed to gain an informed perspective for smarter decisions involving big data.
Marketing Data Renovators Guide: 10 Steps to Prime Your B2B Database for Anal...Shelly Lucas
What do a fixer-upper and your marketing database have in common? More than you think. Learn 10 clear steps for making your database analytics-ready in this e-book.
In this presentation, learn how DNBi can help your business to prescreen and enable instant decisions to shorten the sales cycle, reduce credit holds and find upsell opportunities, and optimize and segment your portfolio to find the profile of your best customers.
Target Better, Nurture Better and Close Better. Learn how Dun & Bradstreet data within Oracle Cloud can help businesses grow relationships and revenue.
An enormous amount of valuable information is out there- waiting to be transformed into mission driving insights. But to excavate those insights, we must first assemble the right data science team.
The D&B U.S. Economic Health Tracker showed dogged improvement in April 2014. Small business health stabilized after a number months of decline. Although wintry weather took its toll in the Northeast and Midwest earlier in the year, small businesses continue to demonstrate strong on-time bill and credit-card payments. Meanwhile, an estimated 208,000 new jobs were created, driven by strong gains in the retail and manufacturing segments. Finally, the U.S. Business Health Index strengthened yet again in April, registering a 53.7-percent index value, the highest recorded level since the index began in December 2010. U.S. businesses show sustained balance sheet and financial health, based on the weighted average of D&B’s Viability Rating, Delinquency Predictor, and Total Loss Predictor. Overall, the American economic recovery remains a choppy one, albeit with signs of hope in specific sectors.
There is little arguing the benefits and disruptive potential of Big Data. However, many organizations have not fully embedded Big Data in their operations. In fact, our research shows that only 13% have achieved full-scale production for their Big Data implementations. The most troubling development is that most organizations are failing to benefit from their investments. Only 27% of respondents described their Big Data initiatives as “successful” and only 8% described them as “very successful”.
MIT report: How data analytics and machine learning reap competitive advantage.Nicolas Valenzuela
How Analytics and Machine Learning Help Organizations Reap Competitive Advantage
Produced MIT Technology Review, in Partnership with Google Analytics 360 Suite
This webinar was hosted by Gramener's CEO/Co-Founder, Anand S, and Ganes Kesari, Head of Analytics/Co-Founder on how data can help firms recover quickly throughout the recession and recovery period.
Who should watch this webinar :
Analytics Leaders, Business Leaders, CDOs, CTOs, etc.
Few takeaways :
-Which aspects of your company could benefit the most from a data-driven response?
-A strategy for identifying use cases that will provide the most value for the money.
How to use data in creative ways to uncover new market opportunities and customers.
Objectives :
-Data's utility in COVID situation
-How data science may assist you in navigating the recession
-Gramener's industry case studies to assist businesses in responding to COVID-19
Full Webinar: https://info.gramener.com/recession-proofing-your-business-with-data
To know more from industry leaders visit our official website: https://gramener.com/
MTBiz is for you if you are looking for contemporary information on business, economy and especially on banking industry of Bangladesh. You would also find periodical information on Global Economy and Commodity Markets.
Take a look at the stories and statistics behind some of Dun & Bradstreet’s most successful analytics projects with our enterprise analytics case study look book.
This case study describes how D&B's greater depth of contact data influenced a federal agency to choose D&B over competitors, even though D&B's offer was approximately $30,000 higher.
In this presentation, learn how DNBi can help your business to prescreen and enable instant decisions to shorten the sales cycle, reduce credit holds and find upsell opportunities, and optimize and segment your portfolio to find the profile of your best customers.
Target Better, Nurture Better and Close Better. Learn how Dun & Bradstreet data within Oracle Cloud can help businesses grow relationships and revenue.
An enormous amount of valuable information is out there- waiting to be transformed into mission driving insights. But to excavate those insights, we must first assemble the right data science team.
The D&B U.S. Economic Health Tracker showed dogged improvement in April 2014. Small business health stabilized after a number months of decline. Although wintry weather took its toll in the Northeast and Midwest earlier in the year, small businesses continue to demonstrate strong on-time bill and credit-card payments. Meanwhile, an estimated 208,000 new jobs were created, driven by strong gains in the retail and manufacturing segments. Finally, the U.S. Business Health Index strengthened yet again in April, registering a 53.7-percent index value, the highest recorded level since the index began in December 2010. U.S. businesses show sustained balance sheet and financial health, based on the weighted average of D&B’s Viability Rating, Delinquency Predictor, and Total Loss Predictor. Overall, the American economic recovery remains a choppy one, albeit with signs of hope in specific sectors.
There is little arguing the benefits and disruptive potential of Big Data. However, many organizations have not fully embedded Big Data in their operations. In fact, our research shows that only 13% have achieved full-scale production for their Big Data implementations. The most troubling development is that most organizations are failing to benefit from their investments. Only 27% of respondents described their Big Data initiatives as “successful” and only 8% described them as “very successful”.
MIT report: How data analytics and machine learning reap competitive advantage.Nicolas Valenzuela
How Analytics and Machine Learning Help Organizations Reap Competitive Advantage
Produced MIT Technology Review, in Partnership with Google Analytics 360 Suite
This webinar was hosted by Gramener's CEO/Co-Founder, Anand S, and Ganes Kesari, Head of Analytics/Co-Founder on how data can help firms recover quickly throughout the recession and recovery period.
Who should watch this webinar :
Analytics Leaders, Business Leaders, CDOs, CTOs, etc.
Few takeaways :
-Which aspects of your company could benefit the most from a data-driven response?
-A strategy for identifying use cases that will provide the most value for the money.
How to use data in creative ways to uncover new market opportunities and customers.
Objectives :
-Data's utility in COVID situation
-How data science may assist you in navigating the recession
-Gramener's industry case studies to assist businesses in responding to COVID-19
Full Webinar: https://info.gramener.com/recession-proofing-your-business-with-data
To know more from industry leaders visit our official website: https://gramener.com/
MTBiz is for you if you are looking for contemporary information on business, economy and especially on banking industry of Bangladesh. You would also find periodical information on Global Economy and Commodity Markets.
Take a look at the stories and statistics behind some of Dun & Bradstreet’s most successful analytics projects with our enterprise analytics case study look book.
This case study describes how D&B's greater depth of contact data influenced a federal agency to choose D&B over competitors, even though D&B's offer was approximately $30,000 higher.
This report highlights US economic performance via three key indices. The Small Business Health Index measures year-over-year small business performance through equally weighted payment patterns and credit use. U.S. Jobs Health combines Small Business Health Index industry data with BLS figures to forecast monthly nonfarm payroll employment. The U.S. Business Health Index provides a year-over-year equally weighted average of D&B’s Viability Score, Delinquency Predictor and Total Loss Predictor.
Based on proprietary data and analytic insight, this report gives Dun & Bradstreet's perspective on gloal business conditions for the first half of 2012.
This presentation explains how the enhanced D&B360 cloud connector for Oracle Eloqua improves sales and marketing effectiveness, as well as how to get started using it for your small business.
The small business sector started 2013 with a bang, as more businesses paid their bills on time and fewer relied on credit card debt. The improvements fueled a 3.2-point increase in D&B’s Small Business Health Index.
This slide deck gives an overview of findings from ZDNet's Big Data Priorities 2013 research study on the present state and future direction of analytics and big data in North America.
D&B Analysis | Flat Spot in US Economic Recovery (Fall 2012)Dun & Bradstreet
In this report, D&B confirms a flat spot in US economic recovery for the first half of 2012. Unfortunately, the second half of 2012 is likely to reflect the same.
70% of CRMs in Europe fail to meet business objectives. This infographic by D&B UK explains the factors behind these failings and how to address these issues to avoid pitfalls.
This report highlights US economic performance via three key indices. The Small Business Health Index measures year-over-year small business performance through equally weighted payment patterns and credit use. U.S. Jobs Health combines Small Business Health Index industry data with BLS figures to forecast monthly nonfarm payroll employment. The U.S. Business Health Index provides a year-over-year equally weighted average of D&B’s Viability Score, Delinquency Predictor and Total Loss Predictor.
Overall, index gains indicates small businesses may be emerging despite choppy economic waters. While we are cautiously optimistic for a stronger second half of the year, small business owners face a protracted economic recovery and the impact from the recent federal government shutdown.
This global economic outlook gives Dun & Bradstreet's perspective on global business conditions. Based on its proprietary data and analytic insight, the outlook reviews business conditions for 2012 and gives insight on what to expect for 2013.
D&B Briefing: The Economic & Political Situation in the Ukraine | 3/17/14Dun & Bradstreet
D&B has downgraded Ukraine’s country risk rating to DB6c (in our "very high risk" category) from its already poor score of DB6b (on a scale of 1-7, with 7 being the highest possible level of operational risk). The downgrade stems from the significant recent deterioration in the country’s business operating environment. This article gives more insight into the current situation in Ukraine and why their risk rating was downgraded.
While the overall index tracks with pre-recession performance, small businesses continue to struggle in key areas. A drop in the credit card utilization subcomponent, typically a bellwether for larger Index performance, is cause for concern. Nevertheless, a rise in the credit card delinquincy subcomponent hints that small businesses are steering their fiscal ships in the right direction. A few more months may reveal whether the small business sector is truly headed toward complete recovery.
The Small Business sector continues to slow and may have stalled. All sectors have been impacted, with the Automotive Index registering the largest decline. Financial pressure may be increasing as components have weakened, including the previously favorable rate of small business failures.
D&B’s Small Business Health Index declined nearly 2 points in May 2013, revealing continued challenges for the small business sector. The across-the-board decline brought the monthly Index below May 2012 levels, and marked the third consecutive decrease since March 2013.
Commemorating the launch of D&B's new US Economic Health Tracker, this deck was presented by D&B's Chief Data and Analytic Officer, Paul Ballew, on February 6, 2014. The new monthly report that looks at three leading macro indicators; small business health, total job growth and overall U.S. business health.
D&B's Global Outlook report outlines regional growth and projections, key risks and recommendations for North America and Mexico, Latin America, Europe, Central Asia, Asia Pacific, Middle East and North Africa, and Sub-Saharan Africa.
Everyone's talking about big data – getting our arms around it and putting it to work for us. This paper summarizes a panel discussion at the 2012 SAS Financial Services Executive Summit where industry leaders shared their ideas about big data and what their organizations are doing with it. Aditya Bhasin from Bank of America talked about how to extract more value from the data you already have, even if it's just a fraction of what's out there. Robert Kirkpatrick, who leads the UN Global Pulse initiative, talked about how data can help us better understand global economies and human welfare. Charles Thomas, a market research and analytics executive at USAA, described how his company is navigating the shift to more real-time and predictive analysis. Request the full whitepaper at: http://www.sas.com/reg/wp/corp/50060?&utm_source=NAFCUServices&utm_medium=landingpage&utm_campaign=SASwhitepaper82912. More info at: www.nafcu.org/sas
Sogeti on big data creating clarity - Report 1-4 on Big Data - Sogeti ViNTRick Bouter
Since 2005, when the term “Big Data” was launched, Big Data has become an increasingly topical theme. In terms of technological development and business adoption, the domain of Big Data has made powerful advances; and that is putting it mildly.
In this initial report on Big Data, the first of four, we give answers to questions concerning what exactly Big Data is, where it differs from existing data classification, how the transformative potential of Big Data can be estimated, and what the current situation (2012) is with regard to adoption and planning.
VINT attempts to create clarity in these developments by presenting experiences and visions in perspective: objectively and laced with examples. But not all answers, not by a long way, are readily available. Indeed, more questions will arise – about the roadmap, for example, that you wish to use for Big Data. Or about governance. Or about the way you may have to revamp your organization. About the privacy issues that Big Data raises, such as those involving social analytics. And about the structures that new algorithms and systems will probably bring us.
http://www.ict-books.com/books/inspiration-trends
Thinking Small: Bringing the Power of Big Data to the MassesFlutterbyBarb
Thinking Small: Bringing the Power of Big Data to the Masses via Adobe with the results of improved access to insights, better user experiences, and greater productivity in the enterprise.
Since 2005, when the term “Big Data” was launched, Big Data has become an increasingly topical theme. In terms of technological development and business adoption, the domain of Big Data has made powerful advances; and that is putting it mildly.
In this initial report on Big Data, the first of four, we give answers to questions concerning what exactly Big Data is, where it differs from existing data classification, how the transformative potential of Big Data can be estimated, and what the current situation (2012) is with regard to adoption and planning.
VINT attempts to create clarity in these developments by presenting experiences and visions in perspective: objectively and laced with examples. But not all answers, not by a long way, are readily available. Indeed, more questions will arise – about the roadmap, for example, that you wish to use for Big Data. Or about governance. Or about the way you may have to revamp your organization. About the privacy issues that Big Data raises, such as those involving social analytics. And about the structures that new algorithms and systems will probably bring us.
http://www.ict-books.com/books/inspiration-trends
Magenta advisory: Data Driven Decision Making –Is Your Organization Ready Fo...BearingPoint Finland
It’s nice to have loads of data. Nevertheless, many managers start to sweat when it comes to genuinely fact-based decision making. This study reveals the keys to leveraging big data successfully.
This white paper: Analyzes the big data revolution and the potential it offers organizations. Explores the critical talent needs and emerging talent gaps related to big data. Offers examples of organizations that are meeting this challenge head on. Recommends four steps HR and talent management professionals can take to bridge the talent gap.
In business, we need to make sure we are ahead of the
curve as this data revolution takes shape. With connected
technology putting our customers firmly in the driving
seat, there are clear challenges which will need to be
overcome.
How CIOs are thinking about big data and the major opportunities, challenges and threats they face in managing the analytics unstructured information. Based on a survey of Canadian IT leaders
D&B Optimizer – Dun & Bradstreet Account and Lead Data for SalesforceDun & Bradstreet
D&B Optimizer for Salesforce via Lightning Data delivers Live Business Identity - the information clarity and consistency you need to drive your sales and marketing initiatives forward with confidence. With D&B Optimizer, you maintain a high level of data quality and completeness so you can efficiently prioritize accounts based on critical data insights, align territories, segment markets, and identify and link companies in the same family tree to keep sales and marketing strategies on track.
https://www.dnb.com/products/marketing-sales/salesforce-data-management.html
✔ Automatically improves the account and lead data powering your Salesforce environment to accelerate sales with 80 fields of rich D&B firmographic attributes
✔ Refreshed every 15 days – 300- million business records - 30k sources - 190 countries - updated 5 million times a day
✔ Provides visual resolve/remove duplicate records to create one master record of data truth
✔ Identifies and links corporate relationships to uncover new opportunities and upsell/crosssell.
Do you have slow or late payments reported on your Dun & Bradstreet business credit file? These types of negative payment experiences can impact your business credit scores and ratings, which can affect your ability to get contracts, loans, investors, and more. We’ve created the infographic below to help business owners understand the importance of making timely payments to suppliers and other partners.
Learn how to build business credit, how credit scored are impacted, and how Dun & Bradstreet's Credit Builder can improve trade credit scores. See how businesses report their late payments, and how these signals can be interpreted by suppliers, partners and banks. Get advice on what steps businesses can take for business credit repair, and how companies can combat negative business credit signals.
For more information about how Dun & Bradstreet can help your business establish a strong business credit score, or how we can improve a struggling trade credit score, please visit our site:
http://www.dnb.com/products/finance-credit-risk/dnb-credit-products.html
Forrester Research surveyed over 500 B2B data strategy and management decision makers to discover their biggest challenges and what they are doing to overcome obstacles on their path to data activation.
Investments into CRM software are not paying off for companies who continue to foster data silos. Learn how impactful the right database management system can be for companies. See how companies are connecting disparate data silos with enterprise data management systems, and how this is driving business growth for them.
Review examples of companies who are seeing huge benefits from bringing disparate information together. See how integrating customer data into marketing and sales can drive profitable, fact based decisions in customer acquisition and targeted marketing.
Don't get left behind, see how implementing the right B2B data management strategy can improve your CRM system. For more information about how Dun & Bradstreet can help connect customer, marketing, and sales data, check out D&B Direct for Marketing:
http://www.dnb.com/products/master-data/dnb-direct/dnb-direct-for-marketing.html
Get more information about the Forrester Research on The B2B Data Activation Priority here:
http://www.dnb.com/marketing/media/b2b-data-activation-priority.html
D&B Spend Intelligence provides full visibility into corporate spending with customizable dashboards and actionable data. Quickly gain deeper insights into corporate spending to make better-informed decisions and capture greater opportunity.
Stay ahead of constantly changing contact data for suppliers and buyers. Provide up to date procurement Master Data so your Procurement and Finance team can enhance everyday business processes.
Review the fast rate of change of business relationship data on our infographic. The insights reveal why up-to-date Vendor Master Data provides deeper insights for Procurement teams. You will be shocked by how frequently vital business data shifts around the country in just 60 minutes.
Political Risk Could Undermine the Global Recovery. Review Dun & Bradstreet's research on global trade and the political risks that could impair global economic outlook. Dun & Bradstreet partners with international finance departments, World Bank Governance Indicator publications, and other global economic outlook experts to create comprehensive fiscal world view.
Annual Trends & Perspectives from B2B Buyers & Sellers
Review the current state of B2B sales and marketing and how these trends are affecting the buyers and sellers across B2B industries. Understand the challenges sales teams are facing and how customer centric marketing, coupled with targeted sales strategies, can contribute to sales acceleration.
D&B tools can shed light on effective account based marketing campaigns, and sales prospect research strategies. These sales acceleration tools are essential to emerging B2B sales approaches.
In today’s global marketplace, a number of factors make it difficult to act upon an effective global risk management process.
https://www.brighttalk.com/webcast/13997/280437
Taking an Analytical Approach to Sales AccelerationDun & Bradstreet
Taking a statistical approach to determining the right mix of qualifying criteria removes the guess work, delivers higher conversion rates and increased revenue. With the right business analytics tools, your marketing and sales teams will accelerate pipeline with meaningful insights. Waste less time on unlikely prospects with target market analysis and customer analysis.
Watch this SlideShare to understand how impactful our predictive sales analytics can be for sales and marketing alignment and customer acquisition.
How the CFO can Fuel Sales with Data InspirationDun & Bradstreet
Growth and profitability are driven by relationships. Finance and sales are increasingly compelled to work together to drive customer value and company profitability. Learn how together, with a data-inspired approach to collaboration, they can discover new ways to improve customer relationships, optimize risk and opportunity and build a long-term sustainable growth.
How Finance & Marketing Can Accelerate Growth with Data InspirationDun & Bradstreet
Traditionally, marketing has been in the driver’s seat when it comes to revenue growth, while finance tracked numbers back in the garage. With information that was siloed and hard to quantify, the revenue engine often failed to reach top speed. Learn how finance and marketing can work together to accelerate growth with data inspiration.
How Credit Departments Can Build Relationships and Drive GrowthDun & Bradstreet
As Finance organizations increasingly become drivers of growth, Credit departments can take a lead role in data strategy and management. With smart data on customers and prospects, Credit can be a powerful force in contributing to sales and identifying new business opportunities.
2017 Global Economic Outlook by Dun & BradstreetDun & Bradstreet
Learn from Dun & Bradstreet’s economists as they share our 2017 global economic outlook. Discover the top five economic game changers, take a look at the short-term economic outlook and view deep-dive analyses on featured countries.
The 4C’s of Master Data - The Fundamental Elements of Commercial RelationshipsDun & Bradstreet
Customer, vendor, partner and prospect are the fundamental elements of commercial relationships. To manage those entities, they need a common structure. Here are four ways to master your data.
Netsuite Webinar: Easy Data and Credit Management with Dun & BradstreetDun & Bradstreet
Learn about the importance of business relationship data and how our Netsuite solutions can help you obtain the insights necessary to streamline your data management and credit decisioning needs.
Embracing GenAI - A Strategic ImperativePeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
Biological screening of herbal drugs: Introduction and Need for
Phyto-Pharmacological Screening, New Strategies for evaluating
Natural Products, In vitro evaluation techniques for Antioxidants, Antimicrobial and Anticancer drugs. In vivo evaluation techniques
for Anti-inflammatory, Antiulcer, Anticancer, Wound healing, Antidiabetic, Hepatoprotective, Cardio protective, Diuretics and
Antifertility, Toxicity studies as per OECD guidelines
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Model Attribute Check Company Auto PropertyCeline George
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
A Strategic Approach: GenAI in EducationPeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
Unlocking the Value of Big Data (Innovation Summit 2014)
1. Big Data Innovation Summit:
Unlocking the Value of Big Data
Anthony J. Scriffignano, Ph.D
SVP Worldwide Data & Insight
Dun & Bradstreet
April 9, 2014
ダンアンドブラッドストリート
Headquarters location:
40° 44' 30.0192'' N
74° 21' 35.8128'' W
斯格非亚诺 博士 (安东尼)
2014年4月9日
2. 2
Clearly, Big Data is central to the strategic thinking of today’s innovators and
business executives. Companies are scrambling to figure out the secret to
transforming Big Data to Big Insight and that Insight into Action.
As many companies struggle with the emerging technologies and nascent
capabilities to discover and curate massive quantities of highly dynamic data, new
problems are emerging in the form of how to ask meaningful questions that
leverage the “V’s” of large amounts of data (e.g. volume, variety, velocity, veracity).
In the Business-to-Business space, these challenges are creating both significant
opportunity and ominous new types of risk.
In this session, D&B’s SVP of Worldwide Data & Insight, Dr. Anthony
Scriffignano, will discuss how companies are reacting to these changes and provide
valuable insight into new ways of thinking in a world with overwhelming quantities
of data.
Session abstract…
3. The imperative for transforming Big Data into Big
Insight is central to B2B evolution, allowing us to
turn insights into action
3
4. Our customers continue to ask more
difficult questions and expect innovation to
outpace their need
4
5. 5
1960 1970 1980 1990 2000 2010
Private fixed investment – IT
equipment & software has
become an increasingly
important component
Our response as an industry has been
predictable, but incomplete
6. Pope Benedict Inauguration
Sometimes, a picture is worth a
thousand words.
Pope Francis Inauguration
• What about the digital footprint of
all of the smartphones?
• What about the social networks
the crowd?
• What about the metadata in the
photos?
• What are the opportunity costs to
other activities?
• The largest corpus of data preceded
the event
• Most data created about the event
had significant, and asymmetric
latency
• The rate of “data decay” attributable
to the participants in the event is
significant
Lately, a thousand pictures are taken in
the time it takes to speak a single word!
The nature of Big Data itself is changing through
human and digital “learning”
7. 7
The fundamental
problem of
identifying and
understanding a
business is
something we do
well.
That problem is made much more complex when the
“crowd” is doubling and doubling in size.
“There will be a shortage of
talent necessary for
organizations to take
advantage of big data. By
2018, the United States alone
could face a shortage of
140,000 to 190,000 people
with deep analytical skills as
well as 1.5 million managers
and analysts with the know-
how to use the analysis of big
data to make effective
decisions.”
McKinsey & Global Institute Report
“ Big data: The next frontier for
innovation, competition, and
productivity” June, 2011
Business problems such as credit decisioning are
much more complex as the “crowd” is changing
8. 30 years ago we were in search of basic tools
8
• Lack of transactional data resulted in
surveys, surveys and more surveys
• Human and Digital latency was an
accepted part of the analytic landscape
• Storage and computing power were
severe limitations (remember the days
of megabytes or sharing a PC with
other team members?)
• Analytic methods – descriptive at best
• … fragmented views of the truth that
lacked foresight in most cases
9. 30 years later these issues have been
addressed, giving rise to others
• Transactional data overwhelming problem formulation, increased
reliance on tools vs. methods
• Storage and processing power – our head is now in the clouds
• Analytic capabilities that can allow us to filter, determine casualty
and be both prescriptive and proscriptive
• New capabilities to understand the character and quality of data
in ways that were never before possible
• …. However we are still struggling to get to a complete view,
determine causality and to transform our understanding into
foresight and action
9
10. • We all know that the world is changing
• We are aware that the rate of change is increasing at
an unprecedented rate
• We see new types of data, technologies, and behaviors
every day
The Operating Environment
• What has made us successful so far is insufficient
• We now have the ability to succeed… or fail, much faster
• The connectedness of information and the ways in which it is
changing is impacting the risk and opportunity space in ways
we are only beginning to understand
The Case for Change
The case for change is a compelling one
13. 13
Math Math Math MATH!It’s not just about MATH!
It’s about making
better business
decisions
Where to invest?
How do to
optimize sales &
marketing
investments?
How to target
better?
How to minimize
my risk?
How to manage
world class
supply chain?
13
15. Put simply, there are three levels of insight
required along a journey to informed perspective
I See You
Global Data
Completeness
I Know You
Multi-Lingual
Identity
Resolution
I Can Predict
Your Behavior
Predictive
Analytics
Transparent Relationships
Insight for Decisions
“I need integration of assets and
transactional data.”
“I need foundational
business insight.”
“I need predictive insights
on-demand.”
15
16. Leveraging new data sources provides a
complete transparency of a business relationship
which enables actionable insight
Complete
Transparency in
Business
Relationship
Propritary
Business
Activity
Signals
3rd Party
Business
Activity
Signals
Logistic –
Shipping &
Delivery
Spend &
Purchasing
Transaction
Data
Real Estate
Transactions
&
Ownership
Social Media
16
Innovating and expanding data
collection will result in:
Linking together relationships
between trading partners to see a
complete supply chain
Identifying the “heartbeat” of a
business, predicting its future
health, and rapidly seeing changes
Deeper insight based on signal
patterns to anticipate the future
behavior of a business
Understanding the true size of a
business in multiple dimensions,
including social influence beyond
its balance sheet
17. Traditional
Size Attributes
Number of
Employees
Sales
Revenue
New
Data Sources
Proprietary
Data Signals
Untraditional
Size ‘Proxies’
Data innovations are radically enhancing
our predictive analytic power, such as new models
for assessing size dimensions
Multi-dimensional Size Assessment
• Comprehensive
• Multi-faceted
• Contextual
• Representative
17
18. 0
1
2
3
4
5
6
7
8
9
10Marketing Composite Score
Total Loss Viability
Physical
Delinquency
Influential
Financial
MCS
Illustration
SIZE
RISK
3 SIZE Measurements
trending over time
+
3 RISK Measurements
=
1 POWERFUL Score
New strategies exist for risk-reward tradeoffs such
as multi-dimensional marketing attributions
18
19. Commercial signals and proxy are now added to
existing predictive attributes to provide deeper
insights and even more predictive analytics.
Signal & proxy sources
add significant
decisioning content on
small businesses with
limited or no traditional
predictive data footprint
20. Leveraging signals gives rise to the ability to
predict the likelihood a material change in a
company’s profile will occur in the next year
20
Advanced
Analytics
Activity Signals
Behavioral Trends
Event Frequencies
Changes in Traditional
Data Sources
Anticipatory
Analytics
Risk
Profile
Change
Opportunity
Profile
Change
21. Advanced analytics can identify businesses that
are poised for growth, and anticipate customers’
progression across the business lifecycle
Businesses can be
thought to have stages of ‘size’,
like caterpillars growing into butterflies
Starting up
Going Public
Growing Physically
and Financially
Going Global
Foresight into future needs enables
you to take the best action at the best time
Egg
Caterpillar
Molting Larva
Pupa
Emerging Adult
Adult
Engage Here
High probability of
growth in near future
Act Now
Indication a major business
transition lies ahead
21
22. Virtuous
Cycle
Teach &
Learn
Inform
Focus on Creating an Informed Perspective for Customers
The winning hand is to incorporate science
into workflows in a systematic way….
Develop
foundational
knowledge
Integrate
assets
including
Transactional
Data
Establish
complete
and intimate
knowledge of
customers and
prospects
Transform
insights
into action
22
23. With vast amounts of data come great
opportunity… and new types of risk
23
24. As we continue this work, we are also mindful about how
the nature of data is changing…
It is easier than ever to
start a new business –
geographic location,
existing infrastructure, and
physical customer
interaction are becoming
irrelevant.
…However, ALL OF THESE
ATTRIBUTES HELP
RESOLVE BUSINESS
IDENTITY.
As the ability to provide
“helpful” information
proliferates, the truth can get
lost.
As information is increasingly
unstructured or imbedded in
applications and private spaces,
the lines between what is public
and what is discernable are
blurred.
24
Source: USA Today
25. The Internet
• Just because it’s on the Internet doesn’t
make it true…
• Significant effort exists to manipulate what
we “find,” that capability can be exploited or
simply used with negligence
• Everything isn’t on the internet!
Veracity
• Repetition doesn’t necessarily mean truth
• Repetition doesn’t necessarily mean truth
• Bad news travels fast
• Bad guys are often “smarter” than good
guys
• Truth can only be measured against a source
of the “truth”
Latency
• Everything is not simultaneously true
• Newer information isn’t always more true
Relationship
•Correlation is not causation
25
In the above use-case, with millions of payment
experiences a week,
we were able to quickly identify and analyze a
suspicious pattern and take action
Not only on all related cases but also the “three ring
leaders”
Some thoughts on veracity…
26. 26
Some thoughts on volume…
• There are multiple considerations for Volume
• Moving from data in hand to discoverable data
• Discovery leads to curation and synthesis
• Multiple technologies are available from cloud to in-house, but must consider
existing footprint
• Consider the skillset of resources available
• Volume is dynamic
• Monotonicity
• Persistence
• Ubiquity
• Security and access
• Volume must also be considered as an opportunity cost
• More data requires different approaches to processing
• Big “O” considerations for prospecting and analytics
27. 27
Some thoughts on variety…
• There are multiple considerations for Variety
• The myth of “unstructured” data
• Disambiguation and entity extraction
• Neural networks and other methods for inferring ontology and relationship
• Deep learning, heuristics and automata
• Variety is constantly evolving
• New data types are being created out of necessity
• The “hidden” web and other sources of data
• The impact of language and orthography
• Evolution of encryption and transformations
• Variety leads to unique challenges for processing
• Measuring and sampling
• Bias introduced by different types of data
• Unknown “met” needs
29. “And now we welcome the new year,
full of things that have never been” –
Rainer Maria Rilke
We must embrace information that is rich, varied, and
full of opportunity and shift our focus from “hunting and
gathering” to new opportunities beyond just “Big Data”