The document discusses key aspects of sustainability for global financial services organizations. It highlights that corporate sustainability focuses on creating long-term shareholder value by managing opportunities and risks from sustainability trends. Top-performing financial services firms recognize sustainability as a guiding principle and engage stakeholders. Leaders integrate sustainability into core processes and offer sustainable financial products.
This slide show presents an overview of the Evaluation Toolbox, a freely accessible online resource to help organisations design and evaluate community engagement and behaviour change projects.
The Show me the Change conference was held over 4-6 May 2010 in Melbourne. Over 170 people attended the Open Space conference on the topic of evaluation of behaviour change. This is the participant feedback from this event. The survey response rate was close to 50%. Thanks to all those who responded to the survey!
The NCS delivers carbon accounting and carbon management courses both online and through face to face workshops. The NCS developed Australia's first accredited short course in carbon accounting, and Australia's first Diploma of Carbon Management
Inflectica Technologies a web development company provides professional services of: web application development, ecommerce website design and programming, dedicated teams of web developers with high quality, affordable cost and timely delivery.
An overview of how to undertake a problem tree analysis as part of the formative evaluation of a project's design. This is taken from the Evaluation Toolbox www.evaluationtoolbox.net.au
Profitable Green Strategies for Small Enterpriseschrisyalonis
This 2010 slide presentation was presented to an SBA development center group by Chris Yalonis. It covers the business case for sustainability in small businesses.
Measuring the Blended Value of Corporate Social Responsibility and Social Ent...Karim Harji
Presentation to the Canadian Evaluation Society Annual Conference, Ottawa, June 2, 2009
Innovative evaluation methods and tools are emerging in the fields of corporate social responsibility (CSR) and social enterprise. The focus of these innovations is the measurement of the “blended value” (financial, social and environmental) that is created by CSR and social enterprise, which is of interest to social investors, “philanthrocapitalists” and governments.
This panel will summarize findings-in-process from ongoing applications in these spheres in Ontario, Ghana and other developing-world settings. There are advantages and challenges in applying “blended value” approaches that the presenters will examine. The panelists will also discuss the implications of these findings for the theory and practice of evaluation.
This slide show presents an overview of the Evaluation Toolbox, a freely accessible online resource to help organisations design and evaluate community engagement and behaviour change projects.
The Show me the Change conference was held over 4-6 May 2010 in Melbourne. Over 170 people attended the Open Space conference on the topic of evaluation of behaviour change. This is the participant feedback from this event. The survey response rate was close to 50%. Thanks to all those who responded to the survey!
The NCS delivers carbon accounting and carbon management courses both online and through face to face workshops. The NCS developed Australia's first accredited short course in carbon accounting, and Australia's first Diploma of Carbon Management
Inflectica Technologies a web development company provides professional services of: web application development, ecommerce website design and programming, dedicated teams of web developers with high quality, affordable cost and timely delivery.
An overview of how to undertake a problem tree analysis as part of the formative evaluation of a project's design. This is taken from the Evaluation Toolbox www.evaluationtoolbox.net.au
Profitable Green Strategies for Small Enterpriseschrisyalonis
This 2010 slide presentation was presented to an SBA development center group by Chris Yalonis. It covers the business case for sustainability in small businesses.
Measuring the Blended Value of Corporate Social Responsibility and Social Ent...Karim Harji
Presentation to the Canadian Evaluation Society Annual Conference, Ottawa, June 2, 2009
Innovative evaluation methods and tools are emerging in the fields of corporate social responsibility (CSR) and social enterprise. The focus of these innovations is the measurement of the “blended value” (financial, social and environmental) that is created by CSR and social enterprise, which is of interest to social investors, “philanthrocapitalists” and governments.
This panel will summarize findings-in-process from ongoing applications in these spheres in Ontario, Ghana and other developing-world settings. There are advantages and challenges in applying “blended value” approaches that the presenters will examine. The panelists will also discuss the implications of these findings for the theory and practice of evaluation.
Measuring social impact nyu presentation (1)Nerissa Clarke
Summary of my research findings on Social Return of Investment (SROI) metrics: What makes a "socially responsible" company? How do we measure it? What can we learn from the measurement systems that already exist? How can we get businesses to care about maximizing social impact?
Safety 2012 producing a sustainability report session 654FayFeeney
Presentation delivered at the ASSE 2012 Professional Development Conference. Not for commercial use. Please email fay@riskforgood.com with any questions.
Capital Flows and Socially Responsible Investing in Sustainable BrandsSustainable Brands
Presentation on socially responsible business investment, topics including: research, trends, history, screening, and analysis.
Learn more about Sustainable Business & Design at: http://sustainablelifemedia.com
Mr. Eiichiro Adachi, Research Chief, Head of ESG Research Center, The Japan Research Institute, Limited, Japan
Mr. Adachi is research chief and head of the ESG research center at The Japan Research Institute Limited, which was founded in 1989 and is sponsored by companies in the Sumitomo group. He is now engaged in ESG screening of listed Japanese companies for socially responsible investment products of UBS Global Asset Management, Sumitomo Trust and Banking Co., Ltd, STB Asset Management Co., Ltd and Daiwa Asset Management Co. Ltd. He is also a project manager of research works regarding environmental finance and CSR that several ministries entrusted and one of the national experts among Japanese delegation to ISO/ Social Responsibility Standards (ISO26000) Working Group.
Impact / legacy evaluation and management in mega events projects with focus ...Mauricio Rodrigues
Paper presented at The 5th International Doctoral Consortium
on Intellectual Capital Management / World Conference on Intellectual Capital for Communities - Eight Edition
Co-organised by:
- European Chair on Intellectual Capital Management
- University Paris-Sud
- World Bank
World Bank Paris Office - 2012
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Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
Unit 8 - Information and Communication Technology (Paper I).pdfThiyagu K
This slides describes the basic concepts of ICT, basics of Email, Emerging Technology and Digital Initiatives in Education. This presentations aligns with the UGC Paper I syllabus.
Read| The latest issue of The Challenger is here! We are thrilled to announce that our school paper has qualified for the NATIONAL SCHOOLS PRESS CONFERENCE (NSPC) 2024. Thank you for your unwavering support and trust. Dive into the stories that made us stand out!
Biological screening of herbal drugs: Introduction and Need for
Phyto-Pharmacological Screening, New Strategies for evaluating
Natural Products, In vitro evaluation techniques for Antioxidants, Antimicrobial and Anticancer drugs. In vivo evaluation techniques
for Anti-inflammatory, Antiulcer, Anticancer, Wound healing, Antidiabetic, Hepatoprotective, Cardio protective, Diuretics and
Antifertility, Toxicity studies as per OECD guidelines
Introduction to AI for Nonprofits with Tapp NetworkTechSoup
Dive into the world of AI! Experts Jon Hill and Tareq Monaur will guide you through AI's role in enhancing nonprofit websites and basic marketing strategies, making it easy to understand and apply.
Model Attribute Check Company Auto PropertyCeline George
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
A Strategic Approach: GenAI in EducationPeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
Safalta Digital marketing institute in Noida, provide complete applications that encompass a huge range of virtual advertising and marketing additives, which includes search engine optimization, virtual communication advertising, pay-per-click on marketing, content material advertising, internet analytics, and greater. These university courses are designed for students who possess a comprehensive understanding of virtual marketing strategies and attributes.Safalta Digital Marketing Institute in Noida is a first choice for young individuals or students who are looking to start their careers in the field of digital advertising. The institute gives specialized courses designed and certification.
for beginners, providing thorough training in areas such as SEO, digital communication marketing, and PPC training in Noida. After finishing the program, students receive the certifications recognised by top different universitie, setting a strong foundation for a successful career in digital marketing.
Normal Labour/ Stages of Labour/ Mechanism of LabourWasim Ak
Normal labor is also termed spontaneous labor, defined as the natural physiological process through which the fetus, placenta, and membranes are expelled from the uterus through the birth canal at term (37 to 42 weeks
Normal Labour/ Stages of Labour/ Mechanism of Labour
Bhert
1. Known knowns,
Known unknowns & Unknown unknowns
The pillars are dense clouds of gas in the Eagle Nebula, a star nursery in the constellation Serpens, near Sagittarius. They were made famous by a
dramatic 1995 Hubble Space Telescope image (inset). http://news.nationalgeographic.com/news/2007/12/photogalleries/space-
pictures/photo4.html
3. Fish notice water last
sustainability = sustainable development =
progress with risk/costs controlled
www.gapminder.org - dollar street
4. Sustainable Development of the Organisation
Sustainable Development
is a whole of system concept:
Your Organisation
in the context of everything else
3 Global financial services - "Sustainability - The way forward", January 2010
5. Mudmap for children – what about organisations?
4 Global financial services - "Sustainability - The way forward", January 2010
6. Everything else shapes your value creation capabilities
Global Sustainability Trends
Economic Environmental Social
• Regulations • Climate Change
• Population growth
• Access to Capital • Scarcity of natural
• Ageing population
• Access to Information resources
• • Scarcity of skilled workforce
• Disintermediation Access to natural resources
• • Urbanization
• Innovation speed Soil, water and air pollution
• • Healthcare costs
• Ageing Infrastructure Biodiversity
• • …
• … …
Impact on value chains within / across sectors
Framework for SAM Corporate Sustainability Assessment
Source: SAM Research
5 Global financial services - "Sustainability - The way forward", January 2010
7. Have a good overview of your organisation…..
Economic Criteria Revenues
- Corporate governance
- Risk & crisis management Earnings
- Customer relationship management
- etc.
Costs Return on
Invested Capital
SAM Fair Value
Environmental Criteria Invested
Investments
- Operational eco-efficiency Capital
- Climate strategy
- Product stewardship
- etc.
Capital Structure
Weighted Ave.
Social Criteria Cost of Capital
- Human capital development
- Stakeholder engagement Cost of Capital
- Supply chain management
- etc.
6 Global financial services - "Sustainability - The way forward", January 2010
8. Outperformance from Sustainability
Description
Scope: DJSI Participants
Time frame: 2001-2008 (8 years)
Geography: Developed markets
Sustainability metric: SAM Sustainability score
Statistical method: Portfolio back-testing
Restrictions: Size, sector, region,
neutrality
• SAM’s sustainability data predictive power for stock-selection, reflected in the positive
information ratio (0.5) of the portfolio consisting of sustainability leaders
• Added value generated by selecting sustainability leaders and avoiding sustainability laggards
• Value creation consistent and stable for the entire time period
7 Global financial services - "Sustainability - The way forward", January 2010
9. Seize opportunity & minimise risk
Corporate sustainability ...
... is a business approach to create long-term shareholder value by seizing
the opportunities and managing the risks that stem from sustainability trends
and challenges.
Sustainability investing ...
... is a long-term investment approach that integrates economic,
environmental, and social considerations in the selection and retention of
investments.
The aim of sustainability investing is creating alpha
8 Global financial services - "Sustainability - The way forward", January 2010
10. Performance Vanguard Sustainable Leaders International Fund
Inception November 2001, performance up to December 2009
2 Years 3 Years 4 Years 5 Years 6 Years 7 Years 8 Years Inception
12 mths p.a. p.a. p.a. p.a. p.a. p.a. p.a. p.a.
4%
2%
0%
-2%
-4%
Gross Fund Performance
MSCI ex Australia
-6%
Excess Return
-8%
-10%
-12%
-14%
9 Global financial services - "Sustainability - The way forward", January 2010
11. Global financial services: Restoring trust paramount to value creation
• Leadership, integrity
• Corporate strategy based on multi-stakeholder approach
• Balance between financial innovation, profit and risks
• Accountability for direct & indirect impact of business
• Key relational capital:
• Customer
• Employees
• Society
10 Global financial services - "Sustainability - The way forward", January 2010
12. Global financial services – Key characteristics of leaders
• Leading Global financial services
recognize corporate sustainability as
guiding business principle
• Global financial services in Australia
started earlier than peers in integrating
sustainability into their core business
processes
• Multi-stakeholder engagement crucial to
corporate strategy
11 Global financial services - "Sustainability - The way forward", January 2010
13. Global financial services – Majority lagging
Regional average of total corporate sustainability score, based on SAM sustainability assessment data 2009; number of companies 208
(banks & diversified financial services); maximum score = 100
average maximum
100
80
60
40
20
0
6% 33% 35% 33% 3%
Australia Asia Europe North America South America
12 Global financial services - "Sustainability - The way forward", January 2010
14. Global financial services: Restoring confidence paramount
Business case financial services (selected criteria out of 22 criteria)
Challenges Quantifying prepardeness
• Leadership, integrity • Codes of conduct, compliance
• Corporate strategy based on • Customer relationship
multi-stakeholder approach management
• Accountability for direct & • Climate change governance
indirect impact of business
• Environmental/climate change
• Relational capital: related financial products
• Customer
• Talent attraction & retention
• Employees
• Code of ethics in investments
• Society
13 Global financial services - "Sustainability - The way forward", January 2010
15. Global financial services – Top 10 in of corporate sustainability
As of December 2009: Australia: 6%, Asia: 33%, Europe: 35%, North America: 33%, South America 3%
Based on SAM sustainability assessment 2009; out of 208 companies, in alphabetical order
• Australia & New Zealand Banking Group (leading company)
• Banco Bilbao Vizcaya Argentaria
• Banco Bradesco
• Banco Santander
• Barclays
• Credit Suisse Group
• Itau Unibanco Holding
• National Australia Bank
• Nedbank Group
• Westpac Banking
14 Global financial services - "Sustainability - The way forward", January 2010
16. Codes of conduct – Australia and South America leading
Regional average score, based on SAM sustainability assessment data 2009; number of companies 208 (banks & diversified financial
services); maximum score = 100
average maximum
100
80
60
40
20
0
6% 33% 35% 33% 3%
Australia Asia Europe North America South America
15 Global financial services - "Sustainability - The way forward", January 2010
17. Codes of conduct: Reporting on adherence
Majority of companies not reporting publicly on breaches
% of companies within a region
Detailed reporting
100%
Reporting on certain areas
90% Only vague information available
No
80%
Not known & no answer
70%
60%
50%
40%
30%
20%
10% Source: SAM sustainability
assessment data 2009
0%
Australia Asia Europe North America South America
16 Global financial services - "Sustainability - The way forward", January 2010
18. Codes of conduct: Reporting on adherence in practice
ANZ Banking Group’s approach
Source: anz.com
17 Global financial services - "Sustainability - The way forward", January 2010
19. Customer Relationship Management: Asia, North America lagging
Regional average score, based on SAM sustainability assessment data 2009; number of companies 208 (banks & diversified financial
services); maximum score = 100
average maximum
100
80
60
40
20
0
6% 33% 35% 33% 3%
Australia Asia Europe North America South America
18 Global financial services - "Sustainability - The way forward", January 2010
20. Why customer relationship matters
Source: Differentiating Your Bank From the Competition, Michael HinshawManaging Partner, MCorp, 2006
19 Global financial services - "Sustainability - The way forward", January 2010
21. Customer relationship management – key characteristics of
leading companies
• Independent department in charge of customer complaints
• Focus on customer complaints handling
• Taking complaints as input for product enhancement
• Measures for customer in distressed situations, e.g. due to severe
economic conditions, natural catastrophies
• Integrated CRM systems, i.e. independent of contact point – best
service delivered to customer
20 Global financial services - "Sustainability - The way forward", January 2010
22. Climate change governance – Leading companies in Australia
Regional average score, based on SAM sustainability assessment data 2009; number of companies 208 (banks & diversified financial
services); maximum score = 100
average maximum
100
80
60
40
20
0
6% 33% 35% 33% 3%
Australia Asia Europe North America South America
21 Global financial services - "Sustainability - The way forward", January 2010
23. Climate change governance – South America advanced
Historical comparison only for banks
Climate Change Governance
Regional average of 73 companies 2007 - 2009
70
60
2007 2008 2009
50
40
30
20
10
0
10% 10% 52% 22% 4%
Australia Asia Europe North America South America
Source: SAM sustainability data 2007 - 2009
22 Global financial services - "Sustainability - The way forward", January 2010
24. Climate change governance - Key characteristics of leading
companies
• Management framework, e.g. member of executive management
responsible to promote climate change, regular review of climate
strategy
• Fundamental research related to climate change, e.g. estimates on
costs to mitigate, adapt to climate change at company, sector level
• Climate change aspects integrated in risk management tools, such as
• Due diligence processes impacting pricing
• Integration in company, valuation
• Sensitivity analysis of lending/investment portfolios related to
carbon, water
• Database/information system on carbon credit price, extreme weather
events, tools to evaluate carbon exposure
23 Global financial services - "Sustainability - The way forward", January 2010
25. Climate change – Business opportunities recognized
Regional average score, based on SAM sustainability assessment data 2009; number of companies 208 (banks & diversified financial
services); maximum score = 100
average maximum
100
80
60
40
20
0
6% 33% 35% 33% 3%
Australia Asia Europe North America South America
24 Global financial services - "Sustainability - The way forward", January 2010
26. Talent attraction & retention – Focus on non-financial metrics
in % of companies within a region
100% External perception metrics
Environmental metrics
90%
Social metrics
80% Internal Financial Metrics
External Financial Metrics
70% Not known & no answers
60%
50%
40%
30%
20%
10%
Source: SAM sustainability
0% assessment data 2009
Australia Asia Europe North America South America
25 Global financial services - "Sustainability - The way forward", January 2010
27. Areas covered – GMO addressed in Australia, Europe
in % of companies within a region Defence sector
Human rights
100%
Animal testing
GMO
90%
Fair trade
80% other
No such policies
70% Not known & no answer
60%
50%
40%
30%
20%
10%
Source: SAM sustainability
0% assessment data 2009
Australia Asia Europe North America South America
26 Global financial services - "Sustainability - The way forward", January 2010
28. Code of ethics in investment/financing decisions
Regional average score, based on SAM sustainability assessment data 2009; number of companies 208 (banks & diversified financial
services); maximum score = 100
average maximum
100
80
60
40
20
0
6% 33% 35% 33% 3%
Australia Asia Europe North America South America
27 Global financial services - "Sustainability - The way forward", January 2010
29. Global financial services: The sustainable way forward –
Trustworthy & fair business partner
• Demonstrate leadership and integrity
• Balance between financial innovation, profit and risks
• Corporate strategy based on multi-stakeholder approach
• Accountability for direct & indirect impact of business
• Strong relationship with:
• Customer
• Employees
• Society
28 Global financial services - "Sustainability - The way forward", January 2010
30. Business opportunities – Mortgages beyond green
29 Global financial services - "Sustainability - The way forward", January 2010
31. Innovation in Agri-business
Source: www.rabobank.com
30 Global financial services - "Sustainability - The way forward", January 2010