All information, data, and material contained, presented, or provided on is for educational purposes only.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners.
It is not to be construed or intended as providing legal advice.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
17 U.S. Code § 107 - Limitations on exclusive rights: Fair use
Notwithstanding the provisions of sections 106 and 106A, the fair use of a copyrighted work, including such use by reproduction in copies or phonorecords or by any other means specified by that section, for purposes such as criticism, comment, news reporting, teaching (including multiple copies for classroom use), scholarship, or research, is not an infringement of copyright.
This white paper provides guidance for how to adopt an Intelligence-Driven Security strategy that delivers three essential capabilities: visibility, analysis, and action.
How close is your organization to being breached | Safe SecurityRahul Tyagi
Traditional methods are certainly limited in
their capabilities and this is easily proven by
the multitude of breaches businesses were a
victim of, across the globe. The 2020 Q3 Data
Breach QuickView Report revealed that the
number of records exposed in 2020 has
increased to 36 billion globally. The report
stated that there were 2,953 publicly
reported breaches in the first three quarters
of 2020 itself! 2020 is already named the
“worst year on record” by the end of Q2 in
terms of the total number of records
exposed. With the growing sophistication of
cyber-attacks and global damages related
to cybercrime reaching $6 trillion by 2021, we
need a solution that simplifies
cybersecurity.
To know more about breach probability visit : www.safe.security
Shaping Your Future in Banking Cybersecurity Dawn Yankeelov
Designed for bankers, this cybersecurity policy presentation given via partnership with the BSG Financial Group explains where the industry should pay attention and what is next. It was presented on Jan. 24, 2017.
This white paper provides guidance for how to adopt an Intelligence-Driven Security strategy that delivers three essential capabilities: visibility, analysis, and action.
How close is your organization to being breached | Safe SecurityRahul Tyagi
Traditional methods are certainly limited in
their capabilities and this is easily proven by
the multitude of breaches businesses were a
victim of, across the globe. The 2020 Q3 Data
Breach QuickView Report revealed that the
number of records exposed in 2020 has
increased to 36 billion globally. The report
stated that there were 2,953 publicly
reported breaches in the first three quarters
of 2020 itself! 2020 is already named the
“worst year on record” by the end of Q2 in
terms of the total number of records
exposed. With the growing sophistication of
cyber-attacks and global damages related
to cybercrime reaching $6 trillion by 2021, we
need a solution that simplifies
cybersecurity.
To know more about breach probability visit : www.safe.security
Shaping Your Future in Banking Cybersecurity Dawn Yankeelov
Designed for bankers, this cybersecurity policy presentation given via partnership with the BSG Financial Group explains where the industry should pay attention and what is next. It was presented on Jan. 24, 2017.
With malware attacks growing more sophisticated, swift, and dangerous by the day — and billions of dollars spent to combat them — surprisingly few organizations have a grip on the problem. Only 20 percent of security professionals surveyed by Information Security Media Group (ISMG) rated their incident response program “very effective.” Nearly two-thirds struggle to detect APTs, limiting their ability to defend today’s most pernicious threats. In addition, more than 60 percent struggle with the speed of detection, and more than 40 percent struggle with the accuracy of detection. Those shortcomings give attackers more time to steal data and embed their malware deeper into targeted systems. For the latest threat intelligence reports, visit https://www.fireeye.com/current-threats/threat-intelligence-reports.html.
Whitepaper | Cyber resilience in the age of digital transformationNexon Asia Pacific
We are living in an always-on world using different communications devices, systems and networks. As privacy and protecting one’s identity is becoming increasingly important, the task of protecting these devices, systems and networks from cyber attack is no longer an option, it is a necessity.
White paper cyber risk appetite defining and understanding risk in the moder...balejandre
Managing risk is a balancing act for organizations of all sizes and disciplines. While some organizations take on too much risk, others arguably do not take on enough. Complicating this equation is the emergence of cyber as one of the most impactful sources of risk in the modern enterprise
Executive Summary of the 2016 Scalar Security StudyScalar Decisions
Executive Summary of the 2016 Scalar Security Study, The Cyber Security Readiness of Canadian Organizations, published February 2016. The full report can be downloaded at: scalar.ca/security-study-2016/
How to Establish a Cyber Security Readiness ProgramMatt Moneypenny
On August 23rd, Etactics, ABA Insurance Services, and Risk Compliance Group teamed up to host a free webinar – “How to Establish a Cyber Security Readiness Program”.
Each day, more users store confidential data in the cloud. According to Gartner, Inc., the world’s leading research and advisory company, the world will store 50 times the amount of confidential data in 2020 than they do now. This increase in usage has lead to an increase in cybercrime, that’s expected to cost $6 trillion in damages by 2021. But how do you stop all of this?
The three companies provided the insight necessary to those who attended to begin establishing a cyber security readiness program of their own.
Cyber-security is the number one technology issue in the C-suite and Board Room. No wonder that many senior executives are asking what they can be doing to stem the tide of cyber-attacks on their firms.
IT Executive Guide to Security IntelligencethinkASG
Transitioning from log management and SIEM to comprehensive security intelligence.
This white paper discusses the increasing need for organizations to maintain comprehensive and cost-effective information security, and describes the integrated set of solutions provided by the IBM QRadar Security Intelligence Platform designed to help achieve total security intelligence.
Cyber Security Planning: Preparing for a Data BreachFletcher Media
Presented by Clark Insurance in Portland, Maine, this two hour seminar featured lead panelists in the privacy security business.
This presentation reviews all aspects of a data breach from preparation, discovery, plan implementation, cyber insurance, crisis communication and PR policies and protocols.
Created by Mark Fullbright, Certified Identity Theft Risk Management Specialist™ (CITRMS) as a free service for consumers to protect themselves from business scams. Stay Safe, Stay Secure
Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
Compiled and designed by Mark Fullbright , Certified Identity Theft Risk Management Specialist™ (CITRMS) as a free service for businesses to protect themselves and reduce their exposure to identity theft. Stay Safe, Stay Secure
With malware attacks growing more sophisticated, swift, and dangerous by the day — and billions of dollars spent to combat them — surprisingly few organizations have a grip on the problem. Only 20 percent of security professionals surveyed by Information Security Media Group (ISMG) rated their incident response program “very effective.” Nearly two-thirds struggle to detect APTs, limiting their ability to defend today’s most pernicious threats. In addition, more than 60 percent struggle with the speed of detection, and more than 40 percent struggle with the accuracy of detection. Those shortcomings give attackers more time to steal data and embed their malware deeper into targeted systems. For the latest threat intelligence reports, visit https://www.fireeye.com/current-threats/threat-intelligence-reports.html.
Whitepaper | Cyber resilience in the age of digital transformationNexon Asia Pacific
We are living in an always-on world using different communications devices, systems and networks. As privacy and protecting one’s identity is becoming increasingly important, the task of protecting these devices, systems and networks from cyber attack is no longer an option, it is a necessity.
White paper cyber risk appetite defining and understanding risk in the moder...balejandre
Managing risk is a balancing act for organizations of all sizes and disciplines. While some organizations take on too much risk, others arguably do not take on enough. Complicating this equation is the emergence of cyber as one of the most impactful sources of risk in the modern enterprise
Executive Summary of the 2016 Scalar Security StudyScalar Decisions
Executive Summary of the 2016 Scalar Security Study, The Cyber Security Readiness of Canadian Organizations, published February 2016. The full report can be downloaded at: scalar.ca/security-study-2016/
How to Establish a Cyber Security Readiness ProgramMatt Moneypenny
On August 23rd, Etactics, ABA Insurance Services, and Risk Compliance Group teamed up to host a free webinar – “How to Establish a Cyber Security Readiness Program”.
Each day, more users store confidential data in the cloud. According to Gartner, Inc., the world’s leading research and advisory company, the world will store 50 times the amount of confidential data in 2020 than they do now. This increase in usage has lead to an increase in cybercrime, that’s expected to cost $6 trillion in damages by 2021. But how do you stop all of this?
The three companies provided the insight necessary to those who attended to begin establishing a cyber security readiness program of their own.
Cyber-security is the number one technology issue in the C-suite and Board Room. No wonder that many senior executives are asking what they can be doing to stem the tide of cyber-attacks on their firms.
IT Executive Guide to Security IntelligencethinkASG
Transitioning from log management and SIEM to comprehensive security intelligence.
This white paper discusses the increasing need for organizations to maintain comprehensive and cost-effective information security, and describes the integrated set of solutions provided by the IBM QRadar Security Intelligence Platform designed to help achieve total security intelligence.
Cyber Security Planning: Preparing for a Data BreachFletcher Media
Presented by Clark Insurance in Portland, Maine, this two hour seminar featured lead panelists in the privacy security business.
This presentation reviews all aspects of a data breach from preparation, discovery, plan implementation, cyber insurance, crisis communication and PR policies and protocols.
Created by Mark Fullbright, Certified Identity Theft Risk Management Specialist™ (CITRMS) as a free service for consumers to protect themselves from business scams. Stay Safe, Stay Secure
Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
Compiled and designed by Mark Fullbright , Certified Identity Theft Risk Management Specialist™ (CITRMS) as a free service for businesses to protect themselves and reduce their exposure to identity theft. Stay Safe, Stay Secure
Compiled and designed by Mark Fullbright , Certified Identity Theft Risk Management Specialist™ (CITRMS) as a free service for consumers to assist families with protecting the deceased from identity theft.
Stay Safe, Stay Secure
*Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
Small Businesses: Tips to Avoiding Fraudulent Chargebacks- Mark - Fullbright
Compiled and designed by Mark Fullbright , Certified Identity Theft Risk Management Specialist™ (CITRMS) as a free guide for merchants to protect themselves online & POS and to reduce their exposure to chargebacks and losses due to fraud.
• Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
Cybersecurity risk assessments help organizations identify.pdfTheWalkerGroup1
Cybersecurity risk assessments help organizations identify, manage and mitigate all forms of cyber risk. It is a critical component of any comprehensive data protection strategy.
Security - intelligence - maturity-model-ciso-whitepaperCMR WORLD TECH
A Time of Great Risk: The Time Between Compromise and Mitigation
In most organizations today, threat detection is based on various security sensors that attempt to look for anomalous behavior or for known signatures of malicious activity. These sensors include firewalls, intrusion detection/prevention systems (IDS/IPS), application gateways, anti- virus/anti-malware, endpoint protection, and more. They operate at and provide visibility into all layers of the IT stack.
In today's digital age, the threat of ransomware and data breaches is a growing concern for individuals and businesses. Ransomware is a type of malicious software that blocks access to a computer system or encrypts valuable data until a ransom is paid. Data breaches occur when unauthorized individuals gain access to sensitive information, often resulting in financial loss and reputational damage. Recent high-profile ransomware attacks have targeted organizations in various sectors, emphasizing the need for robust cybersecurity measures. The impact of these attacks can be devastating, leading to significant financial losses and disruptions in services. To prevent ransomware attacks, regular data backups, robust cybersecurity measures, employee training, and the use of cybersecurity tools and technologies are essential. Cybersecurity awareness and training play a crucial role in mitigating risks, and organizations must be prepared to respond effectively to an attack. Understanding cyber attack statistics and trends helps in staying informed and adapting defenses. Collaboration between government, law enforcement, and the private sector is vital in combating cybercrime through information sharing, legislation, and enforcement efforts. It is crucial for individuals and organizations to stay vigilant, implement preventive measures, and leverage advanced security technologies to protect against evolving cyber threats.
Insuring your future: Cybersecurity and the insurance industryAccenture Insurance
How are insurance companies faring when it comes to protecting their assets and their customers from fraud, malware, cyber attacks and a host of other security breaches? The question is important. Insurance companies hold a vast amount of data
including personally identifiable information, personal health information, credit card and bank account data, and trade secrets (their own and sometimes their clients’). Insurers
have a very distributed model for servicing, increasing the risk across the value chain. Aging legacy systems complicate matters even more.
We are living in a world where cyber security is a top priority for .pdfgalagirishp
We are living in a world where cyber security is a top priority for all governments and
businesses. In fact, last week the United States announced cyber security as its biggest. James
Clapper, the Director of National Intelligence, says that “the world is applying digital
technologies faster than our ability to understand the security implications and mitigate potential
risks.” Hackers are able to get ahead of governments because they are applying technology faster
than many can understand it.
(http://ca.reuters.com/article/technologyNews/idCABRE92B0LS20130312)
These attackers are persistent, and it is important to be aware of the methods used by hackers as
it is an important step towards defending sensitive company data.
When a hacker strikes, the cost to a company could potentially be millions of dollars. Not only
will it affect the bottom line, but hard-earned reputations can be compromised or destroyed.
It is important to recognize the differences between the different kinds of cyber threats: external
and internal. An external, or outsider threat is much trickier to pinpoint. It can be “from someone
that does not have authorized access to the data and has no formal relationship to the company.”
They could be from someone who is actively targeting the company, or accidentally from
someone who found a lost mobile device.
Internal threats are likely to come from an authorized individual that has easy access to sensitive
corporate data as part of their day-to-day duties. This could be anyone working within the
company or acting as a third party representative. The Global Knowledge Blog states that
insiders have a much greater advantage because they have means, motive, and opportunity,
whereas outsiders most often only have a motive.
(http://globalknowledgeblog.com/technology/security/hacking-cybercrime/insider-vs-outsider-
threats/)
When focusing on internal threats, we have made a digital security check list:
Implement an Intrusion Detection System (IDS). These systems act like security cameras
watching a network. They react to suspicious activity by logging off suspect users, or in some
cases, they might reprogram firewalls to snag a possible intrusion.
Implement a log management platform that will centralize all the logs and correlate to find
threats and alert on them.
Stay proactive with Identity Management systems that will monitor high risk or suspicious user
activity by detecting and correcting situations that are out of compliance or present a security
risk.
Be aware of who has keys and access codes to vulnerable information. Monitor the activity
when these spaces are accessed, authorized, or not.
Create safety policies for when employees with these security privileges leave the company or
are terminated. This will reduce the risk of theft due to careless behaviour, or break-ins from
disgruntled employees.
Get employees involved with the security procedures of the company. As a team, you can work
to strengthen your digital security pr.
Under cyber attack: EY's Global information security survey 2013EY
Under cyber-attack, EY's 16th annual Global Information Security Survey 2013 tracks the level of awareness and action by companies in response to cyber threats and canvases the opinion of over 1,900 senior executives globally. This year’s results show that as companies continue to invest heavily to protect themselves against cyber-attacks, the number of security breaches is on the rise and it is no longer of question of if, but when, a company will be the target of an attack.
For further information, visit: http://www.ey.com/GL/en/Services/Advisory/Cyber-security
Intelligence-Driven Fraud Prevention
This RSA white paper discusses the need for new, intelligence-based approaches to manage fraud across digital channels.
Cyber-criminals are assaulting every part of the enterprise. But not all cyber-attacks are created equal. In the minds of senior executives, the greatest danger of cyber-attacks is damage to the reputation of the firm with its customers.
2016 Scalar Security Study Executive Summarypatmisasi
Executive Summary of the 2016 Scalar Security Study. The study examines the cyber security readiness of Canadian organizations and the trends in dealing with growing cyber threats.
We surveyed 650+ IT and IT security practitioners in Canada , and found that organizations are experiencing an average of 40 cyber attacks per year and only 37% of organizations believe they are winning the cyber security war. We looked at average spend, cost of attacks, and technologies that are yielding the highest ROI. We also provide recommendations on how you can benchmark your own security posture and what you can do to improve.
Read the following whitepaper to learn:
1. The top 5 vulnerabilities for most data breaches in the Retail industry
2. Where do most attackers come from? And what motivates them?
3. The 3 essential parts of a security strategy to protect from intrusions
Mobile Security: 5 Steps to Mobile Risk ManagementDMIMarketing
Hundreds of companies, and the most demanding Federal agencies rely on DMI for Mobile Security services and solutions. And with more than 500,000 devices under management, we know how to do it right.
Now we’ve distilled 9 years of Mobile Security best practices into a white paper you can download. The paper lays out a smart, sensible approach to managing mobile risk without unnecessary cost and business disruption.
Please be our guest and check out the white paper. You’ll learn:
How to identify and protect against the threats that matter the most
What to do about “the hottest new technologies”
How to get the most protection for the least cost and disruption
The key differences and similarities between Mobile and traditional cybersecurity
- See more at: http://dminc.com/solutions/enterprise-mobility-services/mobilesecuritywp/#sthash.yTptNZRw.dpuf
Risk & Advisory Services: Quarterly Risk Advisor Nov. 2015CBIZ, Inc.
In this issue: The Top 4 Risks Facing Your Company, Enhance your Organization's Cybersecurity Strategy and 5 Mistakes to Avoid When Business Continuity Planning.
Cybersecurity - you are being targeted -Keyven Lewis, CMIT SOLUTIONSRandall Chase
cybersecurity - You Are Being Targeted
Business executive with high-level management and hands-on analytical skill sets and over 27 years of professional experience in technical solutions and service offering development and implementation, organizational strategies for efficiency, cost controls, and bottom-line profitability, multi-million dollar enterprise-wide client engagements, compliance with schedule, budget, and quality requirements, hiring and leadership of high-performance IT employees.
Keyven Lewis, CMIT SOLUTIONS- Cybersecurity - You Are Being Targeted.
An overview to help SMB owners understand the dynamics (exp. the who, the why, and the how) of cybersecurity as it relates to their business.
This report solely belongs to Symantec. Credit is due to all original authors and no financial gain was made from the report, Simply sharing for educational purposes,
The FBI is the lead federal agency for investigating malicious cyber activity by criminals, nation-state adversaries, and terrorists. To fulfill this mission, the FBI often develops resources to enhance operations and collaboration. One such resource is the FBI’s Internet Crime Complaint Center (IC3) which provides the public with a trustworthy and convenient mechanism for reporting information concerning suspected Internet-facilitated criminal activity. At the end of every year, the IC3 collates information collected into an annual report.
Credit is due to all original authors and no financial gain was made from the blog, Simply sharing an interesting story for educational purposes,
This guide aims to help journalists understand their rights at protests and avoid arrest when reporting on these events. It summarizes the legal landscape and provides strategies and tools to help journalists avoid incidents with police and navigate them successfully should they arise. Credit RCFP.Org
Credit is due to all original authors and no financial gain was made from the blog, Simply sharing an interesting story for educational purposes,
Verizon Publishes 2020 Data Breach Investigation Report (DBIR) With Insights From Thousands of Confirmed Breaches. Verizon's 2020 Data Breach Investigations Report (DBIR) is the most extensive yet, with 81 contributing organizations, and more than 32,000 incidents analyzed (of which 3,950 were confirmed breaches). Credit:Verizon
Credit is due to all original authors and no financial gain was made from the report, Simply sharing an interesting story for educational purposes,
A Resource Guide to theU.S. Foreign Corrupt Practices Act
Credit is due to all original authors and no financial gain was made from the report, Simply sharing an interesting story for educational purposes,
The FTC takes in reports from consumers about problems they experience in the marketplace. The reportsare stored in the Consumer Sentinel Network (Sentinel), a secure online database available only to lawenforcement. While the FTC does not intervene in individual consumer disputes, its law enforcementpartners – whether they are down the street, across the nation, or around the world – can use informationin the database to spot trends, identify questionable business practices and targets, and enforce the law.
Credit is due to all original authors and no financial gain was made from the report, Simply sharing an interesting story for educational purposes,
Below is a list of consumer reporting companies updated for 2019.1 Consumer reporting companies collect information and provide reports to other companies about you. These companies use these reports to inform decisions about providing you with credit, employment, residential rental housing, insurance, and in other decision making situations. The list below includes the three nationwide consumer reporting companies and several other reporting companies that focus on certain market areas and consumer segments. The list gives you tips so you can determine which of these companies may be important to you. It also makes it easier for you to take advantage of your legal rights to (1) obtain the information in your consumer reports, and (2) dispute suspected inaccuracies in your reports with companies as needed.
Advisory to Financial Institutions on Illicit Financial Schemes and Methods R...- Mark - Fullbright
Transnational criminal organizations (TCOs), foreign fentanyl suppliers, and Internet purchasers located in the United States engage in the trafficking of fentanyl, fentanyl analogues, and other synthetic opioids and the subsequent laundering of the proceeds from such illegal sales.
The mission of the IC3 is to provide the public with a reliable and convenient reporting mechanism to submit information to the FBI concerning suspected Internet-facilitated criminal activity, and to develop effective alliances with industry partners. Information is analyzed and disseminated for investigative and intelligence purposes, for law enforcement, and for public awareness.
Credit is due to all original authors and no financial gain was made from the report, Simply sharing an interesting story for educational purposes,
This report is built upon analysis of 41,686 security incidents, of which 2,013 were confirmed data breaches. We will take a look at how results are changing (or not) over the years as well as digging into the overall threat landscape and the actors, actions, and assets that are present in breaches. Windows into the most common pairs of threat actions and affected assets also are provided.
The Federal Trade Commission (FTC or Commission) is an independent U.S. law enforcement agency charged with protecting consumers and enhancing competition across broad sectors of the economy. The FTC’s primary legal authority comes from Section 5 of the Federal Trade Commission Act, which prohibits unfair or deceptive practices in the marketplace. The FTC also has authority to enforce a variety of sector specific laws, including the Truth in Lending Act, the CAN-SPAM Act, the Children’s Online Privacy Protection Act, the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, and the Telemarketing and Consumer Fraud and Abuse Prevention Act. This broad authority allows the Commission
to address a wide array of practices affecting consumers, including those that emerge with the development of new technologies and business models.
Sentinel sorts consumer reports into 29 top categories. Appendices B1 – B3 describe the categories,providing details, and three year figures. To reflect marketplace changes, new categories or subcategories are created or deleted over time.The Consumer Sentinel Network Data Book excludes the National Do Not Call Registry. A separate report about these complaint statistics is available at: https://www.ftc.gov/reports/national-do-not-call-registry-data-book-fiscal-year-2018. The Sentinel Data Book also excludes reports about unsolicited commercial email.Consumers can report as much or as little detail as they wish when they file a report. For the Sentinel Data Book graphics, percentages are based on the total number of Sentinel fraud, identity theft, and other report types in 2018 in which consumers provided the information displayed on each chart.Reports to Sentinel sometimes indicate money was lost, and sometimes indicate no money was lost.Often, people make these reports after they experience something problematic in the marketplace,avoid losing any money, and wish to alert others. Except where otherwise stated, numbers are based on reports both from people who indicated a loss and people who did not.Calculations of dollar amounts lost are based on reports in which consumers indicated they lost between $1 and $999,999. Prior to 2017, reported “amount paid” included values of $0 to $999,999.States and Metropolitan Areas are ranked based on the number of reports per 100,000 population.State rankings are based on 2017 U.S. Census population estimates (Annual Estimates of the Resident Population: April 1, 2010 to July 1, 2017). Metropolitan Area rankings are based on 2016 U.S. Census population estimates (Annual Estimates of the Resident Population: April 1, 2010 to July 1, 2016).This Sentinel Data Book identifies Metropolitan Areas (Metropolitan and Micropolitan Statistical Areas)with a population of 100,000 or more except where otherwise noted. Metropolitan areas are defined by Office of Management and Budget Bulletin No. 15-01, “Revised Delineations of Metropolitan Statistical Areas, Micropolitan Statistical Areas, and Combined Statistical Areas, and Guidance on Uses of the Delineations of These Areas” (July 15, 2015). Numbers change over time. The Sentinel Data Book sorts consumer reports by year, based on the date of the consumer’s report. Some data contributors transfer their complaints to Sentinel after the end of the calendar year, and new data providers often contribute reports from prior years. As a result, the total number of reports for 2018 will likely change during the next few months, and totals from previous years may differ from prior Consumer Sentinel Network Data Books. The most up to date information can be found online at ftc.gov/data
A credit score is a three -digit number that predicts how likely you are to pay back a loan on time, based on information from your credit reports.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only. - Medical identity theft has existed in various forms for decades, but it was in 2006 that World Privacy Forum published the first major report about the crime. The report called for medical data breach notification laws and more research about medical identity theft and its impacts. Since that time, medical data breach notification laws have been enacted, and other progress has been made, particularly in the quality of consumer complaint datasets gathered around identity theft, including medical forms of the crime. This report uses new data arising from consumer medical identity theft complaint reporting and medical data breach reporting to analyze and document the geography of medical identity theft and its growth patterns. The report also discusses new aspects of consumer harm resulting from the crime that the data has brought to light
The FTC takes in reports from consumers about problems they experience in the marketplace. The reports are stored in the Consumer Sentinel Network (Sentinel), a secure online database available only to law enforcement. While the FTC does not intervene in individual consumer disputes, its law enforcement partners – whether they are down the street, across the nation, or around the world – can use information in the database to spot trends, identify questionable business practices and targets, and enforce the law.
Since 1997, Sentinel has collected tens of millions of reports from consumers about fraud, identity theft, and other consumer protection topics. During 2017, Sentinel received nearly 2.7 million consumer reports, which the FTC has sorted into 30 top categories. The 2017 Consumer Sentinel Network Data Book (Sentinel Data Book) has a vibrant new look, and a lot more information about what consumers told us last year. You'll know more about how much money people lost in the aggregate, the median amount they paid, and what frauds were most costly. And you'll know much more about complaints of identity theft, fraud, and other types of problems in each state, too. The Sentinel Data Book is based on unverified reports filed by consumers. The data is not based on a consumer survey. Sentinel has a five-year data retention policy, with reports older than five years purged biannually.
This guide addresses the steps to take once a
breach has occured. For advice on implementing a
plan to protect consumers’ personal information, to
prevent breaches and unauthorized access, check
out the FTC’s Protecting Personal Information: A
Guide for Business and Start with Security: A Guide
for Business.
*Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
Consumer Sentinel Network Data Book for January 2016 - December 2016- Mark - Fullbright
FTC Consumer Sentinel Network Law enforcement's source for consumer complaints.
All information, data, and material contained, presented, or provided on is for educational purposes only.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners.
It is not to be construed or intended as providing legal advice.
All information, data, and material contained, presented, or provided on is for educational purposes only.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners.
It is not to be construed or intended as providing legal advice.
Read| The latest issue of The Challenger is here! We are thrilled to announce that our school paper has qualified for the NATIONAL SCHOOLS PRESS CONFERENCE (NSPC) 2024. Thank you for your unwavering support and trust. Dive into the stories that made us stand out!
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
We all have good and bad thoughts from time to time and situation to situation. We are bombarded daily with spiraling thoughts(both negative and positive) creating all-consuming feel , making us difficult to manage with associated suffering. Good thoughts are like our Mob Signal (Positive thought) amidst noise(negative thought) in the atmosphere. Negative thoughts like noise outweigh positive thoughts. These thoughts often create unwanted confusion, trouble, stress and frustration in our mind as well as chaos in our physical world. Negative thoughts are also known as “distorted thinking”.
Unit 8 - Information and Communication Technology (Paper I).pdfThiyagu K
This slides describes the basic concepts of ICT, basics of Email, Emerging Technology and Digital Initiatives in Education. This presentations aligns with the UGC Paper I syllabus.
Instructions for Submissions thorugh G- Classroom.pptxJheel Barad
This presentation provides a briefing on how to upload submissions and documents in Google Classroom. It was prepared as part of an orientation for new Sainik School in-service teacher trainees. As a training officer, my goal is to ensure that you are comfortable and proficient with this essential tool for managing assignments and fostering student engagement.
Students, digital devices and success - Andreas Schleicher - 27 May 2024..pptxEduSkills OECD
Andreas Schleicher presents at the OECD webinar ‘Digital devices in schools: detrimental distraction or secret to success?’ on 27 May 2024. The presentation was based on findings from PISA 2022 results and the webinar helped launch the PISA in Focus ‘Managing screen time: How to protect and equip students against distraction’ https://www.oecd-ilibrary.org/education/managing-screen-time_7c225af4-en and the OECD Education Policy Perspective ‘Students, digital devices and success’ can be found here - https://oe.cd/il/5yV
The Art Pastor's Guide to Sabbath | Steve ThomasonSteve Thomason
What is the purpose of the Sabbath Law in the Torah. It is interesting to compare how the context of the law shifts from Exodus to Deuteronomy. Who gets to rest, and why?
The Art Pastor's Guide to Sabbath | Steve Thomason
Before the Breach: Using threat intelligence to stop attackers in their tracks
1. Before the breach
Using threat intelligence to stop attackers in their tracks
IBM Global Technology Services
White Paper
Managed Security Services
2. 2 Before the breach
Data breaches happen. They happen to big companies
and small companies, government agencies and nonprofit
organizations, hospitals and hotels. They happen every day,
everywhere and under virtually every kind of circumstance
you can imagine. And there’s no reason to believe that they’re
going to stop happening anytime soon.
Organized criminals, hacktivists, governments and adversaries
are compelled by financial gain, strategic advantage and
notoriety to attack your most valuable assets. Their operations
are often well funded and businesslike. Attackers patiently
evaluate targets based on potential effort and reward. They
use social media and other entry points to track down people
with access, take advantage of trust and exploit them as
vulnerabilities. At the same time, negligent employees can
inadvertently put the business at risk as the result of simple
human error.
IBM’s global monitoring operations and analysts have
determined that the average company experienced more than
91 million security events in 2013 (see Figure 1)—a 12 percent
increase over 2012. That reflects the continued worldwide
growth of data, networks, applications and the new technology
and innovations they support. It also reflects a growing number
of targets for potential attacks.1
Figure 1. Security intelligence makes it possible to reduce the millions of security events detected annually in any one of our clients’ systems to an average of 16,900
attacks—and under 110 incidents—in a single organization over the course of a year.
Security events, attacks and incidents for 2013
Security events
Annual 91,765,453
Monthly 7,647,121
Weekly 1,764,720
Security attacks
Annual 16,856
Monthly 1,405
Weekly 324
Security incidents
Annual 109
Monthly 9
Weekly 2
Security Intelligence
Correlation and analytics tools
Security Intelligence
IBM security analysts
3. IBM Global Technology Services 3
The damage can be severe
If consumers lose faith in a company’s ability to keep their
personal data safe, that company can ultimately lose customers.
In some cases, they can lose intellectual property. And they
most certainly stand to lose money. By one estimate, the
average cost of a single breach is more than $3.5 million.2
Taking the cost factor one step further, it’s also estimated that
each lost data record costs companies an average of $145.3 In
other words:
• A major retailer with millions of leaked credit cards
could face more than $1 billion in direct costs,
including fines.
• A university that leaked 40,000 records could suffer over
$5.4 million in losses.
Unfortunately, security investments—and approaches—of the
past may fail to protect against the highly sophisticated attacks
we’re seeing today. As a result, more severe security breaches
are taking place more often—and gaining more negative
attention in the media. In fact, public reaction to these breaches
has led 61 percent of organizations to say that data theft and
cybercrime are the greatest threats to their reputation.4
The sobering truth is, threats and attacker strategies are
advancing at a pace that most enterprises are unable to
match. What’s more, sophisticated attackers can continue to
steal valuable data for months—or even years—before they’re
even detected.
Know your enemy
When it comes to sophisticated attacks, there’s little doubt
that the attacker has the advantage. Because while you’re busy
trying to deploy your limited resources in defense of whatever
attacks may come your way, attackers have the “luxury” of
being able to zero in on a specific target or set of targets. They
can choose to devote all their energy and resources to finding
your vulnerabilities and exploiting them.
We all know that to protect your organization’s data, you need
to have the right security strategy, technology, policies, and
operations in place. But it’s become increasingly clear that
access to the right information and intelligence may be the
most important thing you need to help level the playing field
against today’s attackers. With up-to-date intelligence about
current and future threats, and a real understanding of how
well your security strategy stands up to these threats, you’re
in a better position to manage your defenses, reduce risk and
make smarter investments.
Threat intelligence transforms the technical analysis required
to identify the symptoms of an attack—such as malware and
security events—into an understanding of who the attackers
are and what their motives and capabilities may be. Armed
with that information, you can gain the insight necessary to
develop a proactive stance that makes it more difficult for
attackers to succeed.
4. 4 Before the breach
In other words, you can use information about the threats
themselves to help manage risk. Taking advantage of threat
intelligence to help prioritize your security controls can help
you identify the latest attacks more quickly and increase the
speed with which you’re able to respond to an incident.
Where should you start?
If your organization is like most others today, you’ve probably
got at least a basic security strategy in place—along with at
least some defensive measures designed to keep outsiders out.
But there are lots of ways to look at IT security and plenty
of areas that can be of particular concern, making it virtually
impossible to gather information on everything going in and
out of your organization. So before you start thinking seriously
about threat intelligence, you need to set your priorities. A
good way to start is by answering the following questions:
• Which assets do you need to protect most? Customer data?
Intellectual property? Financial and personal profiles of
your organization’s leaders?
• Where in your organization would a security incident be
likely to do the most damage?
• What kind of attack would hurt you the most?
It’s no coincidence that these are the very same questions
an attacker might ask about you. That’s precisely why
understanding attackers and their motivations is so critical to
protecting your assets.
Next, you need to determine where you are now on the
IT security continuum and where you want to end up. For
example, just about every organization today maintains some
type of process for handling security-related software updates.
But you may not be doing much in the way of vulnerability
assessment, possibly because you don’t have the resources—in
terms of time, budget or people—to identify your exposures or
set priorities for eliminating them.
Or, if you’re already on board with assessing and prioritizing
your vulnerabilities, you may also have a SIEM (security
information and event management) system in place. You do?
Then what are you doing with the monitoring data you’re
collecting? Do you know which specific types of events should
be cause for further investigation? You can improve your
chances of detecting possible problems if you combine your
SIEM findings with threat intelligence on the actors, tactics,
tools and practices that are mostly likely to hurt
your organization.
This is the type of intelligence that can allow you to spot the
signs that an attack may be under way. And armed with that
evidence, you can begin to take action well before an actual
breach occurs.
Events, attacks and incidents defined
Security event: An event on a system or network detected by a
security device or application.
Security attack: A security event that has been identified
by correlation and analytics tools as malicious activity that
is attempting to collect, disrupt, deny, degrade or destroy
information system resources or the information itself.
Security incident: An attack or security event that has been
reviewed by security analysts and deemed worthy of
deeper investigation.
5. IBM Global Technology Services 5
Set priorities that make sense for
your situation
It’s likely that your cyber security priorities will mirror many
of the threats currently facing your particular industry. Recent
reports show that the same five industries have topped the list
of those struck by the most incidents over the past two years,5
with the same two continuing to hold the top spots (see
Figure 2). Those two accounted for nearly half of each
year’s security incidents among the data collected. The only
difference is that they swapped places in 2013. It’s likely that
these two industries will continue to battle for the number one
target spot in the years to come, since a breach in either one
can result in both major business disruption and big paydays
for successful cyber criminals.
Figure 2. The finance and manufacturing industries continue to offer attackers the most significant potential payoff.6
Retail and
wholesale
26.5% 23.8%
20.9% 21.7%
2012 2013
18.7% 18.6%
7.3% 6.2%
6.6% 5.8%
Finance and insurance
Manufacturing
Information and
communication
Health
and social
services
Retail and
wholesale
Finance and insurance
Manufacturing
Information and
communication
Health
and social
services
Incident rates across monitored industries
6. 6 Before the breach
Moving down the list, the two industries occupying fourth
and fifth place have also swapped places—although together
they accounted for 12 percent of the incidents in 2013,
compared to 14 percent in 2012. Both the retail and health
services industries deal directly with consumers, meaning
they both have high visibility and access to a huge number of
potential victims.
To see what it means to set priorities for threat intelligence,
here’s a look at how companies in those top five industries
might go about setting theirs.
In the finance and insurance industry—where business
is all about handling sensitive customer and financial data—
governance and compliance issues play a dominant role
in determining security priorities. But threat intelligence
priorities need to go beyond a “checking the boxes”
mentality, which tends to focus on avoiding intrusions by
patching software and servers, enforcing identity and access
management policies and other similar programs. A sensible
approach to developing threat intelligence priorities for the
finance and insurance industry might include:
• Access to current insight into known threats and attack
techniques that target financial businesses
• Monitoring access to tangible asset data for evidence of
anomalies that might indicate fraud or criminal activity,
and increasing the priority of alerts correlated to known
threat techniques
• Regular and proactive assessments of security risks—
including analysis of high-value resources for vulnerability
to known and emerging attack techniques—and
identification of highest priority issues, to help focus risk
mitigation efforts
In the manufacturing industry intellectual property
remains the prized catch for attackers. Product designs,
manufacturing details and business plans for developing and
marketing everything from next-generation consumer devices
to government-funded aerospace programs are the big targets
here. And breaches could result in serious consequences for
both the companies involved and public safety. The threat of
industrial espionage also makes it important for manufacturers
to understand the role that insiders might play as potential
attackers, which means their priorities could include:
• Tracking types and sources of email that’s been blocked
or alerted by email security solutions for correlation with
known attackers or threat techniques, such as advanced
spearphishing attempts
• Reviewing security assessments of issues discovered in
product development and fabrication systems to determine
which gaps may be exploitable by known and emerging
high-priority threats
• Penetration testing access to internal file sharing systems,
looking for lapses in control that are known to be targeted
by threat actors, or for unusual access patterns that could
indicate internal threats
In the information and communication industry, which
includes social media, it’s become increasingly difficult to
rein in the exchange of sensitive information across systems,
often making the systems themselves the conduit for attacks.
While attackers regularly hide in plain sight, they can also
hack their way into internal media networks and gain access to
7. IBM Global Technology Services 7
critical financial market data, where they could wreak havoc—
undetected—in a matter of minutes. Threat intelligence
priorities for information and communication organizations
might include:
• Correlating detected activity in mission-critical networks
with known adversaries or attack techniques that pose
a threat to communications systems, their users, or the
business-critical processes that depend on them
• Watching for anomalies in social media usage such
as unusual access to legitimate accounts or activity
inconsistent with normal account use, which might indicate
account takeover or other exploitations of social media
• Content monitoring to detect the compromise of legitimate
web properties to propagate “drive by” malware downloads,
or to discover integrated third party services—such as
advertising content—which could be used or hijacked to
deliver threat payloads
In the retail industry, major security breaches dominated the
news in late 2013, revealing the theft of over 110 million credit
card records and shining a light on the vulnerability of credit
card data. What’s more, those incidents resulted in serious
financial and public trust issues for several major retailers.
Because credit cards have become a hot commodity on the
black market—and their value will likely keep them there for
a long time—retailers have an urgent need to know as much
as possible about the identity and motives of their attackers.
Therefore, a retailer’s priorities could likely include:
• Regularly assessing payment processing systems for
evidence of vulnerabilities known to be targeted by threat
actors and emerging attack techniques, and hardening those
systems against the ongoing evolution of attacks revealed by
threat actor intelligence
• Performing regular gap analysis on payment card industry
(PCI) compliance activities to determine whether there are
patterns that correspond to known threat activity and merit
further exploration
• Employing ongoing threat analysis services to help identify
potential threats before an attack can take place
In the health and social services industry, complex
compliance issues, many of which deal with patient and client
privacy, are major security concerns. Security breaches could
also disrupt the proper functioning of medical technology.
Moving on from there, it’s easy to see how a breach could
compromise an entire healthcare facility and potentially
threaten critical care technology—which could lead to loss of
lives. These are some of the reasons why threat intelligence
priorities in this industry might include:
• Active vulnerability scanning and assessment informed by
the latest insight into threat activity for systems handling
confidential patent and client data
• Regular penetration testing for systems running life-support
and medication delivery technologies for
assessment of known or emerging threats to health
and safety
• Investigating SIEM attack data relating to private patient
and client records for identification of activity correlated to
recognized health, safety or patient/client privacy threats
8. 8 Before the breach
Penetration testing with a passion
When it comes to setting priorities for threat intelligence—in
virtually any industry—you’re likely to find that penetration
testing plays an important role. Penetration testing certainly
isn’t a new idea. But you might want to consider some new
ways to approach it.
As we’ve seen over the past few years, attackers are
continually becoming more sophisticated, developing new
techniques and finding new ways to exploit their targets. That
means you need to become more creative in developing your
penetration testing plans.
First, you and your testing personnel should determine the
scope of a realistic test. While most organizations are reluctant
to allow a penetration test to disrupt operational systems,
attackers rarely share that concern. But system disruption
may not be the goal of an attacker who prizes stealth in order
to remain hidden—and effective—for as long as possible. A
truly effective test doesn’t need to threaten the availability
or integrity of business-critical resources. It should, however,
reflect an understanding of what an attacker would regard as
the most valuable prizes in your organization. Focus on these
assets and you’re likely achieve truly actionable results.
With that in mind, you probably need to update your image
of the “typical” attacker. Today’s attackers are smart, detail-oriented
and highly committed to achieving their goals. They’ve
broadened their repertoires, going beyond perimeter attacks
to include spear phishing, social engineering and even on-site
visits, all in the quest for access to an organization’s data.
These people are passionate about what they’re doing—which
means you need to be equally passionate about finding ways
to stop them. Make sure that your penetration testers
are driven by the same desire to “break things” as today’s
hackers, who revel in the challenge of getting past your
security measures.
Second, ask your testers to try getting past your own users.
Encourage them to send out fake emails and see how many
takers they get—or how many users spot the potential scam.
Give them your company phone directory and let them pose
as members of your IT team, calling employees and asking for
their passwords. Or tell them to try gaining access to secure
areas by posing as employees or repair crews. The idea is not
to embarrass people or point fingers, but to get an honest view
of where you may have weak spots.
And finally, remember that if at first they don’t succeed at
getting what they want, many attackers will simply try again by
taking a different approach. So make sure that your testers do
the same thing and work all the angles—not just email, or only
an on-premises visit, but both, as in a coordinated attack. You
may be surprised by what you learn about your vulnerabilities.
Still, that’s a lot better than being surprised by a breach.
9. IBM Global Technology Services 9
Conduct your own incident investigation
You can learn a lot about your vulnerabilities by carrying out
your own incident investigation. In fact, you don’t even need
to have a “real” incident to gain valuable insight into the
types of vulnerabilities you may be facing. Take advantage
of penetration testing to discover software or configuration
defects that wouldn’t necessarily show up in a vulnerability
assessment that’s looking only for known issues. Penetration
testing also lets you gain insight into how a human element
might exploit aspects of your security measures. As a result, you
can identify gaps in your ability to protect critical assets and see
exactly what kind of intrusions your systems can withstand.
The journey from compliance to threat management
A large international insurance company with over 50,000
employees and more than 900 locations has made
considerable progress along its IT security journey over
the years. After starting out with basic security audits and
compliance activities, and later incorporating a threat- and risk-focused
approach, the company is now integrating security into
its business strategy.
But it’s taken some serious thought and effort to make
that happen.
A few years ago the company became concerned about a
growing problem. They recognized that both internal and
external actors could leverage any number of sophisticated
attacks against its people, processes and technology. And
if successful, those attacks could result in records theft,
business disruption, customer dissatisfaction, lost revenue,
fraud and a devaluation of the company’s brand.
It turned out that the company’s continued use of its earlier
security model—which had been designed for compliance, not
threat detection—was at the root of the problem. The security
system was reporting over 51 million events per hour, which
required a manual, resource-intensive process to resolve.
Not surprisingly, that led to delays in log collection, reporting
and analysis. It ended up taking five full days from the time an
attack was first detected until the security analysis could be
completed. Needless to say, a lot of damage could occur in five
days if any of those events were found to be serious threats.
That was when the company asked IBM to help improve the
situation. Together they worked to create a new security
model focused on threat detection instead of compliance.
By developing a new use case-driven tool, they were able to
reduce the “noise” generated by so many events. They also
shortened the time it took from the moment an attack was
detected until action could be taken. Now, instead of taking
five days, the entire process is completed in a single day. In
addition, they instituted a closed-loop process for incident
follow-though and closure. And they began to produce trend
information and metrics on relevant threats.
The company has found that shifting their focus from audits
and compliance to threats and risk required putting the right
structures in place to support their new approach and then
putting their security and IT teams in a position to support
those structures. Finally, they discovered that visibility is key
to successful threat management and risk mitigation—which
is what’s now allowing them to measure their performance
against business priorities.
10. 10 Before the breach
Develop a strategy for targeting
today’s threats
With a security team that’s primed to hunt for attacks and
breaches by collecting security-relevant data from multiple
sources—and that’s got insight into the practices and tactics
of your known adversaries—you can access the information
you need to recognize evidence of threats before they surface.
And by deploying security intelligence technologies that let
you correlate those insights with malicious activity in real
time, you can take action to thwart serious threats before they
impact your business. You can also take advantage of new
and more sophisticated sources of external threat intelligence
and expertise—along with a set of newly emerging analytics
capabilities and tools—to augment your own knowhow.
Why act now?
The truth is, your business may be just a keystroke or credit
card swipe away from being in the headlines. And that’s just the
first reason. Here are a few more:
• Criminals will not relent: Once you’re a target, criminals
will spend as much time trying to break into your
enterprise as you spend on your core business. If you
don’t have visibility into attacks as they happen, the
criminals will succeed.
• Every business is affected: In the past, banks were among
the primary targets of cyber criminals. Today, diverse
actors move with lightning speed to steal tangible assets,
intellectual property, customer information and confidential
data across all sectors.
• Your perimeter may already have been breached: Recent
attacks demonstrate that victims were compromised for
months before they discovered it. Assuming that you have
already been breached is today’s prudent security posture.
Security intelligence technologies let you
take action to thwart serious threats before
they impact your business.
11. IBM Global Technology Services 11
Why IBM Security?
Traditional security defenses are no match for today’s
unrelenting, well-funded attackers. And disruptive
technologies are continuing to introduce new vulnerabilities
to exploit. To stop attackers—regardless of how advanced or
persistent they are—organizations must accelerate their ability
to limit new risk and take advantage of intelligence to gain
insight into attackers’ approaches and motives.
IBM’s advanced cyber threat intelligence services provide
that insight. Monitoring our worldwide security operations
centers allows us to collect information on billions of security
events that occur daily. But that’s just the beginning. We then
combine that information with our technology partners’ threat
analyses to deliver the kind of meaningful data that can help
you improve your security strategy.
IBM security experts have the industry knowledge to
understand which threats are most applicable to you. And
they coordinate with IBM managed and professional security
services to provide you with the guidance you need to build a
stronger security posture.
For more information
To learn more about how IBM can help you protect your
organization from cyber threats and strengthen your IT
security, contact your IBM representative or IBM Business
Partner, or visit this website:
ibm.com/services/security
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