Bank Mandiri has established a 3 pillar framework to implement sustainable finance and become a sustainability champion in Indonesia in accordance with regulations. The framework focuses on sustainable banking through green and social financing, sustainable operations through reducing emissions and empowering communities, and sustainability beyond banking through research and strengthening governance. Bank Mandiri aims to achieve net zero operational emissions by 2030 and has provided over Rp 228 trillion in green financing. Challenges in transition financing include developing clear definitions, transparency, innovative products, government support, and mitigating social impacts.