This document provides a summary of Balaji Manivannan's career experience in software testing, business analysis, and project management for banking solutions, with a focus on Islamic banking products. He has over 9 years of experience in these fields working on projects in Oman and other countries. Currently, he works as a Test Lead for the Central Bank of Oman, leading testing for various internal solution implementations.

1. Balaji Manivannan CISA, PMP®
Contact: +968 9393 8086; +91 98848 33131 Email: manivannanbalaji@gmail.com
CAREER SYNOPSIS
• Around 9 years of Software Test consulting, Business Analysis and Project Management
experience across various Core Banking (Conventional and Islamic) and other banking related
solution implementations.
• Working as a PMO Test Lead, with Central Bank of Oman – Muscat, since June 2012, handling
various in-house solution implementations, to ensure vendor’s product alignment with CBO’s
business requirements across all stages of implementation.
• Have a strong understanding of Islamic Banking Products. Certified, CIMA Diploma in Islamic
Finance (CDIF), and Advanced Diploma in Islamic Finance (ADIF), from CIMA, UK.
Currently, preparing for CIPA – Certified Islamic Professional Accountant conducted by
AAOIFI.
• Worked for – Bank Muscat and Al Hilal – Core Banking Implementation projects through
Maveric systems limited.
• Experience in whole Process/Business life cycle testing of Conventional and Islamic banking
concepts.
• Has implemented some of the PRINCE 2 best practices in various deliverables of the projects
involved, to streamline the process
Education &
Credentials
IT Project Lifecycle Value-Added Skill set
ADIF – Advanced Diploma in
Islamic Finance, CIMA, UK
CIMA Diploma in Islamic Finance
– CDIF, CIMA, UK
Requirements Analysis / Scoping /
Vendor Management
Building Knowledge
Repository
Certified Information Systems
Auditor – CISA, ISACA
Test Planning & Scheduling Nurturing Leadership
PMI’s Certified PMP Risk Analysis & Mitigation Global Exposure
Certified PRINCE 2 Practitioner Test Execution & Monitoring Client Relations &
Presentations
ISEB Certified Software Testing
Professional
Rollout/Support
BE, MBA Stakeholder Communication &
Management
BUSINESS ANALYSIS & QUALITY ASSURANCE / TESTING ACCOUNTABILITIES
• Requirements gathering from client/business and knowledge transfer to team members.
• Taking part in vendor proposal evaluation.
• Reviewing of Project Schedule, Functional Specification Documents, Report Design documents
and other key project related documents as submitted by vendors for their completeness and
relevance.

2. • Conducting GAP analysis to find a best fit between the as-is business process and the product
chosen to be implemented, by providing business process reengineering suggestions to the
business departments as and when needed.
• In-depth Systems Interface testing giving utmost importance to typical touch points which acts
as a bridge between two given systems.
• Preparing High level functional scenarios and test conditions based on the Business
requirements
• Reviewing of Scenarios and Test cases created by the team members
• Preparation of traceability matrix and Run (Execution) plan for phased test execution.
• Proactively managing all aspects of Defect Management, facilitating vendor with proper
understanding of defects and tracking till its closure.
• Testing life cycle of banking products. Exposure to Various Test Management Tools like HP
Quality Center, Ezee Test.
• Designed Security Matrix in order to provide need based access to various modules business
teams only need based access to various modules of systems implemented in CBO.
CAREER PROGRESSION
CENTRAL BANK OF OMAN, MUSCAT, OMAN | TEST LEAD | SINCE JUNE 2012
The Central Bank of Oman (CBO) is the single integrated regulator of Oman's financial services industry
and responsible for maintaining the internal and external value of the national currency. Within CBO,
PMO’s role is to ensure software solution implementations related to different internal Business
departments are delivered to the satisfaction of all stakeholders by following matured set of guidelines
for each stage of a project.
As a “Test Lead” working within Project Management Office (PMO), play an active role in all phases of
the software test lifecycle (STLC) from vendor management, Requirement & Gap analysis,
Comprehensive Test Design for both SIT and UAT, Test Execution and Defect Management, for the
following projects, ensuring Business Requirements have been met.
• Banking Oversight and Reporting Systems (BORS) [On-going project] – CBO as a regulator is
implementing Vizor product for its member institutions (banks) to submit periodic returns and to
generate financial reports based on those returns.
• Currency Management System (CMS) [On-going project] – CBO as a currency regulator for the
country is implementing Vault Management System (VMS) of G & D to track the entire life
cycle of currencies right from procurement to destruction/recycling.
• E-Business Suite – To ease its internal operations CBO implemented Oracle E-Business Suite
covering modules like payroll, Oracle Time & Labour, Performance Management, Employee
Self-service, Manage Self-service and Compensation work bench was implemented.
INFOSYS CONSULTING | ASSOCIATE CONSULTANT – ISLAMIC PRODUCT DEVELOPMENT | JAN 2012 – MAY 2012
• Was recruited to be part of their R&D team for building CBS for their Islamic clients as I was
having prior experience in Islamic Financial Products and its structure.
• Was Part of a core team working towards meeting the client requirements of prospective client.

3. • Made presentations to the core team on Islamic Products like Mudaraba, Ijarah and Murabaha.
• Peer reviewed the business solutions to be proposed to the Client and gave constructive
suggestions.
ATTRA INFOTECH | SENIOR TEST ANALYST | APR 2011 – JAN 2012.
Migration from VisionPLUS 8.27 to VisionPLUS 8.39
Client: AYCAP – Ayudhya Capital Services
Description:
Bank of Ayudhya Public Company Limited, the fifth largest bank in Thailand in terms of deposits, assets
and loans, was planning to migrate its core account receivable platform VisionPLUS as well as fraud
detection software and behavior scoring system from CSC datacenter in Melbourne, Australia to Bank of
Ayudhya (BAY) datacenter in Bangkok, Thailand by March 2012. The core receivable platform will be
migrated from the current VisionPLUS release of v8.23 to the VisionPLUS release v8.37
Responsibilities:
• Understanding VisionPLUS system, the Loan parameter setups and assisting the testing team in
finalizing the scenarios under which a Loan rescheduling can be initiated in a credit card
scenario and covering the life cycle of loan rescheduling.
• Preparation of Detailed Test Plan (DTP), for Loans – Rescheduling and sharing with the
business leads.
COGNIZANT TECHNOLOGY SOLUTIONS | PRODUCT SPECIALIST | JUNE 2010 – APRIL 2011
ATS/LH Rollout for JP and AU
Client: Credit Suisse, Singapore
Description:
This project for Credit Suisse aims at automating the Front end deal capturing process for Japan and
Australia by implementing ATS, which can price and capture forex and Precious Metals trades
electronically and channel it to Temenos (T24) system. Together with ATS a position management
systems called Light House has been implemented in order to manage the position created from the
trades booked in ATS.
Responsibilities:
• Leading a 12 member team and interacting with the client for all project related activities.

4. • Taking care of the testing engagement right from design through execution and closure
• Responsible for End to End process and deliverables related to the assignment
MAVERIC SYSTEMS | SENIOR TEST ENGINEER | JUNE 2007 – MAY 2010
BM - User Acceptance Testing (UAT) - Core Banking Implementation
Client: Bank Muscat, Muscat
Description:
With assets worth over USD 8.5 billion, Bank Muscat is the largest bank in Oman, having a strong
presence in Corporate Banking, Consumer Banking, Investment Banking, Treasury, Private Banking,
Project Finance and Asset Management. Bank Muscat has migrated from legacy system called MIE to
the new customized Core Banking Solutions -Temenos (T24).
Responsibilities:
• Understanding the Retail Asset module that covers Personal, Car and Educational Loans.
• Involved in discussion with the development team for better understanding of application and
transactional flow
• Preparation of High level functional scenarios and test conditions based on the Business
requirements
• Reviewing of Scenarios and Test cases prepared by the team, preparation of traceability matrix
and preparation of Run plan for phased execution
• Training of branch users on Retail Loans area and resolving the production issues by co-
ordinating with development team
• Preparing the training hand-outs on Retail Loans module for the client to be used for training the
Bank Employees and played an active role in Training branch users on retail assets.
• Analysis of NPA and classification for Retail Loan accounts
• Data migration testing for corporate module
Al Hilal - User Acceptance Testing (UAT) -Core Banking Implementation
Client: Al Hilal Bank (UAE)
Description:
Al Hilal Bank is one of the leading financial institutions in the Middle East which functions in
accordance with the principles of Islamic Banking. Al Hilal Bank chose T24 as the IT solution to
automate their core banking and loan management systems. Corporate Assets group covered all the
corporate banking operations in Al Hilal Bank that includes products like Murabaha, Mudaraba, and
Ijara. Execution was completed in 4 rounds. An Integrated UAT was also conducted before the Business
Simulation.

5. Responsibilities:
• Understanding the application-T24 (Corporate Assets module) and its functionalities.
• Execution of scripts according to the run chart.
• Defect management, raising defects and tracking it till its closure.
• Adhoc testing of the applications after execution of the documented scripts.
• Testing of the entire life cycle of Islamic Retail Loan products (Murabaha, Mudaraba and Ijara)
right from sanctioning through closure.
• Coordinating with the module lead in Consolidation of Scripts executed & Defects raised for
daily reporting purposes.
PERSONAL INFO
Date of Birth : 26 August 1983
Passport Number : Z2387886
Nationality : Indian
Marital Status : Married

6. Responsibilities:
• Understanding the application-T24 (Corporate Assets module) and its functionalities.
• Execution of scripts according to the run chart.
• Defect management, raising defects and tracking it till its closure.
• Adhoc testing of the applications after execution of the documented scripts.
• Testing of the entire life cycle of Islamic Retail Loan products (Murabaha, Mudaraba and Ijara)
right from sanctioning through closure.
• Coordinating with the module lead in Consolidation of Scripts executed & Defects raised for
daily reporting purposes.
PERSONAL INFO
Date of Birth : 26 August 1983
Passport Number : Z2387886
Nationality : Indian
Marital Status : Married