Annotated Bibliography - Blockchain & Cryptocurrencies Hamza Ali Dr. Potts ENG 102 11/28/2017 Blockchain & Cryptocurrencies I chose this topic because blockchain & cryptocurrencies is a subject of a great interest to me. Very little is known about the capability of blockchain technology. Most people are familiar about cryptocurrencies such as Bitcoin but hardly know anything about blockchain. Blockchain will disrupt the way we all live. Because I’m a marketing major, and I like to keep up with new technologies, I can see the potential of Blockchain and cryptocurrencies. I also like to invest and already have invested in a couple cryptocurrencies. There are more than a hundred cryptocurrencies with similar and/or different features. Bitcoin was just the beginning. Other applications are being built upon blockchain that will revolutionize not only our financial system but also integrates most industries. Retailing is one industry that will be disrupted by blockchain. The supply chain management process will be less expensive and takes less time as result. The music industry is another example that will also be disrupted by blockchain. Artist can sell their content directly to consumers. There are no intermediates like the record labeling companies. Special platforms are being developed to enable artists to connect with the consumers directly and make more money as result. One of the things that I’ve struggled with is keeping up with all the new changes that happen to Blockchain and cryptocurrencies. As I was researching this topic, Bitcoin’ value kept going up from $4000 before I even started this project to $9600 as I’m writing these words. It’s almost impossible to keep track of all these changes. Some have called it a bubble while many have described it as a way to restore value; just like gold, there is a limited amount of Bitcoins. Both experts and critics agree on the fact that cryptocurrencies is a huge deal. For some it’s a failure and to others is a success. Government can’t regulate it or interfere with it, and criminals on the other hand use it as a way to transfer their illegal and trackable money. Although these acts are not common, they still exist. Some countries have find a way to regulate, monetary, and integrate cryptocurrencies in their economy and embrace other blockchain applications as well. Japan is currently responsible for 50% of Bitcoin trade. Germany has regulated cryptocurrencies too. Many shops now accept Bitcoin, Ethereum, and LightCoin. These are considered the most traded cryptocurrencies because of their market cap. Another thing is the repetitious information in most of the sources I found. Some sources don’t even predict or claim things about the technology. They remain informative. In fact, most of the sources I researched had some type of disclaimer warranty. Some were clearly obvious that they take no responsibility with respect to the accuracy as things keep evolving, and when it comes to investing, t.

1. Annotated Bibliography - Blockchain & Cryptocurrencies
Hamza Ali
Dr. Potts
ENG 102
11/28/2017
Blockchain & Cryptocurrencies
I chose this topic because blockchain & cryptocurrencies is
a subject of a great interest to me. Very little is known about
the capability of blockchain technology. Most people are
familiar about cryptocurrencies such as Bitcoin but hardly know
anything about blockchain. Blockchain will disrupt the way we
all live.
Because I’m a marketing major, and I like to keep up with new
technologies, I can see the potential of Blockchain and
cryptocurrencies. I also like to invest and already have invested
in a couple cryptocurrencies. There are more than a hundred
cryptocurrencies with similar and/or different features. Bitcoin
was just the beginning.
Other applications are being built upon blockchain that will
revolutionize not only our financial system but also integrates
most industries. Retailing is one industry that will be disrupted
by blockchain. The supply chain management process will be
less expensive and takes less time as result. The music industry
is another example that will also be disrupted by blockchain.
Artist can sell their content directly to consumers. There are no
intermediates like the record labeling companies. Special
platforms are being developed to enable artists to connect with
the consumers directly and make more money as result.
One of the things that I’ve struggled with is keeping up with all
the new changes that happen to Blockchain and
cryptocurrencies. As I was researching this topic, Bitcoin’ value
kept going up from $4000 before I even started this project to

2. $9600 as I’m writing these words. It’s almost impossible to
keep track of all these changes. Some have called it a bubble
while many have described it as a way to restore value; just like
gold, there is a limited amount of Bitcoins. Both experts and
critics agree on the fact that cryptocurrencies is a huge deal. For
some it’s a failure and to others is a success. Government can’t
regulate it or interfere with it, and criminals on the other hand
use it as a way to transfer their illegal and trackable money.
Although these acts are not common, they still exist.
Some countries have find a way to regulate, monetary, and
integrate cryptocurrencies in their economy and embrace other
blockchain applications as well. Japan is currently responsible
for 50% of Bitcoin trade. Germany has regulated
cryptocurrencies too. Many shops now accept Bitcoin,
Ethereum, and LightCoin. These are considered the most traded
cryptocurrencies because of their market cap.
Another thing is the repetitious information in most of the
sources I found. Some sources don’t even predict or claim
things about the technology. They remain informative. In fact,
most of the sources I researched had some type of disclaimer
warranty. Some were clearly obvious that they take no
responsibility with respect to the accuracy as things keep
evolving, and when it comes to investing, they don’t give any
legal opinion. Most of the controversy I found were not about
Blockchain, they were all about Bitcoin and other
cryptocurrencies. Almost everyone agrees about the great
potential of Blockchain, even critics such as James Rickards
and Jamie Dimon don’t deny the fact that Blockchain is
revolutionary.
A Beginner's Guide to Blockchain Technology. CoinDesk,
www.coindesk.com/information/.
CoinDesk is a company founded in May 2013 after two
years of Bitcoin’s invention. The company specializes in

3. researching, analyzing and most importantly educating and
informing global communities about Blockchain technology.
According to CoinDesk, they employ the “largest group of
independent journalists dedicated to covering the blockchain
ecosystem” (CoinDesk, 2017).
The information in this website is always updated, and it’s
intended to wide variety of audience. Basically, there is literally
everything to know about Blockchain and Bitcoin in this cite.
The information is also relevant to my topic in many aspect and
contains more information than other sources. Unfortunately,
there seems to be no affiliations or sponsors to the website
despite its work in this field. No doubt, all of the information in
this CoinDesk is accurate, reliable and very informative. There
is no propaganda or any intention that don’t serve the purpose.
Blockchain & Beyond. 1.0 version, Cellabz, 2015.
It’s not entirely clear what Cellabz is, however, the firm have
published a pretty interesting and definitely helpful book that
relates directly to my topic. According to their website “we
build innovation labs, combining blockchain and emerging
technologies. We design & deploy projects with high-impact
potential, constantly working on the ground to learn from the
best and expend our ecosystem. We work with high-level talents
from universities, startups, makerspaces and companies around
the world”.
Although their paper was published in November 2015 before
the most incredible recent news with Blockchain &
Cryptocurrencies like (Bitcoin & Ethereum), the paper still
answers many of the technical questions I’ve proposed, and it
also provides many interesting and potential side of Blockchain
and what other applications can be developed beside the
financial ones. There are very interesting and great information
in this book with amazing visual explanation.
The information in this academic paper was very relevant to my
topic. Almost all of the information relates to my topic and was
intended to audience just like me. I would be most certainly

4. comfortable to use this pare as a source in my research paper.
unfortunately, it’s very difficult to gather information on the
author, publication or any affiliations with Cellabz. This lack of
information doesn’t prove the paper authority.
However, most of the information is accurate can be easily
identified. Most of the information is supported by evidence.
There are few spelling mistakes such as the one I left out in the
previous quote, I believe he meant (expand).
The purpose of the paper is clear and obvious. The team
working on it wanted to make sense of this emerging
technology. Most the information are facts and very similar to
what most sources say. There are no political or any radical
view in this paper. The paper is completely based on factual
information.
Buck, Jon. “Bitcoin Price Hits $10,000.” The Cointelegraph,
Cointelegraph,
28 Nov. 2017, 2:40, cointelegraph.com/news/bitcoin-price-hits-
10000.
Jon Jacob is an International Sales Consultant for Questa Labs
in India. He’s been fascinated by Bitcoin and Blockchain
technology since he first heard about it in 2012. Born in the US,
he’s became interested in new technology, culture, and palak
paneer, which makes him qualified to talk on the matter. His
article was published on November 22, 2017. This is a very
timely article. The article is also relevant, and it relates to my
topic because it features most of the major changes that
occurred in the past year. The author said that by now, a future
of some regulated laws are inevitable. It’s accurate and
supported by many evidence, charts, and recent news. The
information simply exists because to inform.
Cheng, Evelyn. “Bitcoin could 'easily' reach $40,000 by the end
of 2018, hedge
fund legend Novogratz says.” CNBC, CNBC, 27 Nov. 2017,
www.cnbc.com/2017/11/27/bitcoin-could-easily-reach-40000-

5. by-the-end-of-2018-novogratz.html.
This article is very recent. It was published in November 27,
2017, which makes the information quite timely. Evelyn Cheng
has a bachelor degree in journalism. She currently works as a
staff writer at CNBC.com covering the U.S and Chinese daily
market activities. She held internships with several news outlets
including The New York Times Shanghai Bureau and Metro
New York. She seem knowledgeable about business topics. All
of her contact information are easy to access. According to the
article, "What's different about these coins than other
commodities ... there is no supply response here," Novogratz
said. "So it's a speculator's dream in that as buying happens
there's no new supply response that comes up (Cheng, 2017).
This is pretty relevant and relates straight to my question.
Novogratz consider cryptos as a special commodities. Unlike
regular commodities, they are different because some of these
cryptocurrencies’ supply is limited, and that will drive the value
and price of these coins to go up. Also, this article was meant to
inform and encourage people to reconsider their position with
regards to cryptocurrencies. Its purpose was not to make claims
but rather provides factual information supported with recent
evidence. Billionaire Michael Novogratz has been getting quite
attention recently. The accuracy of his predictions and
correctness of his information has been proven multiple times to
be true. At first, he predicted that bitcoin will hit $10000 by the
end of this year and it he was right. But now, he’s saying that it
will go to $40,000 by the end of 2018 in this article.
Crosby, Michael, et al. BlockChain Technology Beyond Bitcoin.
Sutardja Center
for Entrepreneurship & Technology Technical Report, 16 Oct.
2015.
BlockChain Technology: Beyond Bitcoin perhaps is the most
useful paper with regard the team and rich information in the
paper. The paper aims to describe blockchain technology and
some compelling specific applications in the financial and

6. non-financial sector. The paper was published in October 2015.
Many authors or experts have contributed from many giant
companies in this research. The paper is published by Sutardja
Center for Entrepreneurship & Technology Technical Report;
led by professor Ikhlaq Sidhu at UC Berkeley. As far as the
authority of the paper, I really think it authentic.
The information is exactly relevant to my topic. There are
answers to my questions and even more. They are very accurate
and informative, and there seem to be no propaganda, opinions,
or any errors in this research paper. I would really be
comfortable to use this paper as a source in my research.
Cheng, Evelyn. “Jamie Dimon is betting big on the technology
behind 'fraud'
bitcoin.” CNBC, CNBC, 16 Oct. 2017,
www.cnbc.com/2017/10/16/jpmorgans-dimon-betting-on-
blockchain-even-as-he-calls-bitcoin-stupid.html.
This interview was aired on October 16, 2017. CNBC was
conducting an interview with JPMorgan CEO, Jamie Dimon,
and he called Bitcoin and Cryptocurrencies to be a fraud while
he admitted the great potential of Blockchain technology and
how it can change businesses.
Although this source is relevant to my topic, it was not
quite appropriate, but I chose to go with it because it sparked a
huge controversy that still goes on. In fact, just in these couple
months, Bitcoin value has gone to over $8000 per 1 BitCoin.
With regards to the accuracy of the information said in this
interview, the information from CEO Jamie Dimon came from
his honest opinion, but was hardly supported by evidence. He
seemed to not know a lot when it comes to the technology as
whole or didn’t really want to believe in it. His purpose didn’t
seem as propaganda and he was clear that he care less about this
emerging cryptocurrency.
Don Tapscott. TED. “How the blockchain is changing money
and business | Don

7. Tapscott” Online video clip. YouTube. YouTube, 16 Sep 2016.
Web. 27 Nov 2017.
Published on September 16, 2016, this TED talk is not
considered as very timely, but that does not matter much
because the purpose of the talk is to inform a wide range of
audience about the history of the technology and how it
operates. The talk is purely informative. It’s perhaps the best
source when it comes to simplifying and make understand and
grasp the whole potential of blockchain. It’s very accurate and
supported by multiple evidences and illustrations.
Don Tapscott is a business executive, author, and
consultant and speaker. Tapscott specializes in business
strategy, organizational transformation and the role of
technology in business and society, which makes him the best
and most qualified to answer the technical part of my question
about blockchain and how it can intergrades to the society. This
man is a cyclopedia about the subject.
This TED talk video answers all of my questions and explain
very clearly the decentralization aspect of blockchain. All the
visuals supported in the videos makes it entertain. All in all,
this source have satisfied all of my TRAAP criteria.
Damodaran, Aswath. “The Bitcoin Boom: Asset, Currency,
Commodity or
Collectible?” Blogger, Aswath Damodaran, 24 Oct. 2017,
aswathdamodaran.blogspot.com/2017/10/the-bitcoin-boom-
asset-currency.html.
This article was published in a private blog on October 24, 2017
by Aswath Damodaran. He is a Professor of Finance at the Stern
School of Business at NYU. There are no sponsors or any
affiliations mentioned anywhere. His article does not entirely
relate to my topic, but it shows if whether bitcoin is a currency
or a commodity based on the definition of each and how each
one operates in the real world. In Damodaran opinion, bitcoin is
entirely something different. The information exists to show the

8. author's opinion on cryptocurrencies, bitcoin in particular and
to report some facts as well. It’s hard to tell if this article is
accurate or not because the authors gives three possible
scenarios of what bitcoin might be as the events unfold. He
even said that he would be lying if he said he knew which
scenario will unfold. However, the information is still important
and relevant to my topic because it gives realistic views of what
bitcoin might be and that answers a portion of my research
question.
Gupta, Manav. Blockchain for Dummies. IBM Limited Edition
ed., Wiley & Sons
Canada, Limited, John, 2017.
Blockchain for Dummies is quite useful source. It was published
in 2017 by John Wiley & Sons, Inc. The company markets its
products to professionals, consumers, instructors, researchers,
and practitioners in scientific, technical, medical, and scholarly
fields. The company is known for publishing For Dummies
series. The author of Blockchain for Dummies published by
IBM, Manav Gupta, works as IBM Distinguished Engineer,
CTO, Cloud in Canada IBM. These affiliations give the book
more authority. There are a variety of other sources but this one
seemed more relevant because it intended for the majority of the
people who have no idea about Blockchain. This book explains
it very clearly with visual pictures too.
As far as the accuracy and purpose of this book, the tone is not
biased, emotional or opinion. The information is supported by
evidence and very entertaining and informative at the same
time.
Lovink, Geert. Social media abyss: critical internet cultures and
the force of
negation. Polity, 2016.
The book was published in 2016 by Polity Press in the UK. The
publisher’s Headquarters is located in Cambridge, United
Kingdom and was established back in 1984. This timeliness and

9. authority of this book is actually great and current to my topic.
I would definitely be comfortable to use the book as source
because not only it answers some parts of my research question
but also argues the social trust side towards this technology,
which what I’m totally interested in.
Social media abyss is good and very critical of the new norms
with our current digital society. Geert Lovink is the founder and
director of the Institute of Network Cultures at the Amsterdam
University of Applied Sciences, Professor of Media Theory at
the European Graduate School and author of Networks Without
a Cause. He held multiples position and has been affiliated with
multiple institutions.
The author of this book has also many other books. Lovink
background in analyzing social media is outstanding, but in this
book, Social Media Abyss, Lovink devoted only one chapter to
explain and talk what Blockchain and Cryptocurrency; Bitcoin.
Regardless of the lack of information that relates to my topic,
his tone was not biased and the amount of sources he used in his
book increase his accuracy.
The accuracy of this book makes its purpose to teach and inform
because there seem to be no biased at all by the author except to
what’s good to all of us as societies.
Lucas, Matt. The difference between Bitcoin and blockchain for
business.
Blockchain Unleashed: IBM Blockchain Blog, IBM, 12 Nov.
2017,
www.ibm.com/blogs/blockchain/2017/05/the-difference-
between-bitcoin-and-blockchain-for-business/.
This article was published in May 9, 2017 by Matt Lucas.
Matt Lucas is part of IBM’s global blockchain enablement team.
His article is very current and was published in the IBM
website. He’s the CTO of the European Office division of IBM
Industry Platform. Mr. Lucas job is to help informing clients to
understand and apply blockchain technologies. He also works
closely with emerging blockchain fabrics such as Hyperledger

10. and Ethereum.
As far as the timeliness of this article, there is hardly
nothing recent as this one, and because the information in the
source is adopted by IBM, I really think this gives the source
more quality and authority.
Lucas article is quite relevant to my topic. I would not
hesitate to use the information he mentioned because they are so
recent that makes the matter even more interesting. The
language and tone was definitely appropriate. He was very
informative and accurate as he wrote the article.
However, the author didn’t mention his opinion. He tried
to be informative as much as possible. The good thing about
this article is that there was an educational video attached to the
article to simplify to viewers how Blockchain differs from
Bitcoin.
Lansiti, Marco, and Karim R. Lakhani. The Truth About
Blockchain. Harvard
Business Review, 17 Feb. 2017, hbr.org/2017/01/the-truth-
about-blockchain.
The article was published very recently in the Harvard Business
Review. Marco Lansiti is a Professor of Business
Administration at Harvard Business School. He heads the
Technology and Operations Management Unit and also the
Digital Initiative. Karim Lakhani is a “Professor of Business
Administration and the Dorothy and Michael Hintze Fellow at
Harvard Business School. He is also the founding director of the
Harvard Innovation Science Laboratory” (Lansiti & Lakhani,
2017).
As far as the accuracy of the information, they seemed accurate
enough and very appropriate. I was confident about choosing
this article among many others because it was targeting business
and how Blockchain can be beneficial to their business.
According to the article, “no matter what the context, there’s a
strong possibility that blockchain will affect your business. The
very big question is when” (Lansiti & Lakhani, 2017).

11. Their purpose I believe was obvious. The authors expressed
their point of views and opinions to inform businesses with
factual information; away from political reasons and more
towards economical reason. The main tone was to warn the
business community and allow them to grasp the huge
technology that will disrupt their businesses if they don’t act.
McElroy, Wendy. “Fedcoin: The U.S. Will Issue E-Currency
That You Will Use.”
Bitcoin.com, 12 Jan. 2017, news.bitcoin.com/fedcoin-u-s-issue-
e-currency/.
The article was published in January 12, 2017. It’s not the most
recent article but still very relevant to my topic. Wendy
McElroy is a “Canadian individualist anarchist and individualist
feminist. She was a co-founder of the Voluntaryist magazine
and modern movement in 1982, and has authored over a dozen
books, scripted dozens of documentaries, worked several years
for FOX News and written hundreds of articles in periodicals
ranging from scholarly journals to Penthouse. She has been a
vocal defender of WikiLeaks and its head Julian Assange.”
the article Fedcoin will be built on the same principles as
bitcoin. It would use blockchain technology, however, unlike
bitcoin, fedcoin will be packed by the Federal Reserve and will
be trackable to prevent any illegal activities. Blockchain is the
key factor here, which makes this article relevant to my topic.
The article proves that governments cannot ignore the potential
impact of blockchain technology. Most of the information is
accurate and has been reported before. This is a scholarly article
and is very well written. It shows different point of views and
serves a clear purpose.
Mccullough, Keith. “Hedgeye Risk Management | Rickards:
'Bitcoin is a Ponzi
Scheme'.” Hedgeye, 19 Oct. 2017,
app.hedgeye.com/insights/62797-rickards-bitcoin-is-a-ponzi-
scheme.

12. In this interview James Rickards agrees with Jamie Dimon.
Rickards is the author of many books; most notably is Currency
Wars, the New York Times bestseller. This interview is very
current and relates to my topic. In this interview Rickards get to
say what he couldn’t tell us in his book Currency Wars, and
that’s way I want to use this source for my research paper.
The interview took place in Hedgeye TV channel, not quite
popular. When it comes to the accuracy of the source, it seemed
that Rickards was very confident that Bitcoin is a “Ponzi
Scheme” and that it’s only a matter of a time until people find
out.
James Rickards is known for his work, but he’s not only an
author. He’s also a lawyer and a regular commentator on
finance. He’s also known for making predictions about the the
global financial state.
No one can tell if Rickards is right or wrong because he didn’t
support any evidence in this interview. It was just his opinion.
For me, I find difficult to determine Rickards’ true purpose and
intentions of whether he’s trying to be objective and give honest
opinion or whether he’s following some agenda.
Nakamoto, Satoshi. Bitcoin: A Peer-to-Peer Electronic Cash
System. 2009.
Https://Bitcoin.org/Bitcoin.pdf.
This paper was published by same announces man, Satoshi
Nakamoto. Almost nothing is known about this man and if
weather he a one individual or many people. However, this
paper was published to the public to be the first to introduce
Blockchain & Bitcoin in great details and how it can function
with other non-financial applications as well.
The paper was also allowed by the U.S. government to be
revealed to the public, which makes the information it contains
absolutely accurate. The paper was very technical facts about
the technology and also had easy information for the public to
capture.

13. Olick, Diana. “Bitcoin is finally buying into US real estate.”
CNBC, CNBC, 16 Oct.
2017,www.cnbc.com/2017/10/16/bitcoin-is-finally-buying-into-
us-real-estate.html.
Diana Olick is a CNBC Real Estate Reporter. She’s the author
of the Realty Check on CNBC.com. This blog won the Gracie
Award in 2015. She also joins NBC for her outstanding real
estate experience. Diana was the first to report about spending
Bitcoin to buy real estate. According to her, the first home
buyer to accept Bitcoin was in Texas and the reason why is
because to them, Bitcoin is just like a currency. Likewise, the
dollar, Bitcoin has a value and an exchange rate. The buyer
intended to hold Bitcoin as its value increase. This news is
recently published in October 16, 2017. This is not as recent as
other sources, but it’s not been reported anywhere else. The
information is quite accurate because an interview was
conducted and recorded. CNBC specialize on reporting world’s
business news, which increases the sources authority. In this
source, younger millennial is said to be the majority of
cryptocurrencies users and trader. Its purpose is to tell us to
what degree people are comfortable to use cryptocurrencies as a
currency. This is why I found this source to be very helpful and
very relevant to my topic.
Petrasic, Kevin, and Matthew Bornfreund. Beyond Bitcoin: The
blockchain
revolution in financial services. White & Case LLP, 2016.
Kevin Petrasic is a banking partner in the Washington, DC
office of White & Case LLP. He’s also the head of the Firm's
Global Financial Institutions Advisory practice. He has
extensive experience with bank regulatory and many other
things. Matthew Bornfreund has experience in bank and
financial institution clients. He’s also a part of the Financial
Institutions Advisory practice group in White & Case. In this
publication, White & Case aims to give their clients general
information and other also other interested persons. According

14. to White & Case, “It is not, and does not attempt to be,
comprehensive in nature. Due to the general nature of its
content, it should not be regarded as legal advice” (Petrasic and
Bornfreund. 8, 2017).
The firm’s paper was released recently and it talks about all the
changes that can happen to our current financial system and
most importantly how blockchain has the potential to to
transform business. Not only the current and timely but it also
so relevant. The firm’s paper is intended to busness, which
makes suggest they consider the Blockchain. I’ve considered
other sources but this one seeme good to me to use in my paper.
I would say because it’s published by a financial and law firm,
this gives the paper a little credential. Not surprisingly, there
are no authors or affiliations. However, the accuracy of the
information and the evidence supported in this magazine is very
reliable. It seemed out of free and out of emotion and very
factual. It was also persuasive and totally on purpose to my
topic.
Rickards, James. Currency Wars. Penguin Group, 2011.
Currency wars was published back in 2011, which makes
the book less relevant to my topic because in 2011 very little
was known about Blockchain or Bitcoin. The book has the
principles with regard to the digital aspect of our current
financial system but not the virtual currency like Bitcoin. Just
recently, Rickards mentioned in an interview that he’s not
worried about bitcoin to be one of “The Making of the Next
Global Crisis”. I wouldn’t call this book to be a major source.
The author is qualified to write about the subject, but the book
doesn’t answer any of my questions. Penguin Group published
this book, which gives the book even more authority. Most of
the information are accurate but seem to be a little biased. The
information appears to be objective but hardly relates to my
topic.
Upadhyay, Rakesh. “Price Analysis, November 25: Bitcoin,

15. Ethereum, Bitcoin
Cash, Ripple, Litecoin, Dash.” The Cointelegraph,
Cointelegraph, 25 Nov. 2017,cointelegraph.com/news/price-
analysis-november-25-bitcoin-ethereum-bitcoin-cash-ripple-
litecoin-dash.
This online article was published on November 25, 2017. It’s
considered timely because the information was reported after a
lot of changes with blockchain and cryptocurrencies. Although
this article talks very little about blockchain, it mentions many
of the cryptocurrencies demand and value. It’s still considered a
relevant source to my topic, and I would be totally comfortable
using this article as source.
Rakesh Upadhyay is a professional trader. He’s also
contributing author for hacked.com, oilprice.com, and
exchangerates.org.uk. He might not seem quite qualified, but
he’s definitely knowledgeable about cryptocurrencies and its
exchange rate. He specializes on forecasting the value of these
cryptos relative to the dollar. Most of the information are
accurate. They are supported by factual evidence and can be
easily verified. He maintains to be informative not opinionated
or persuasive.
Young, Joseph. “Bitcoin is an Economic Miracle: Cambridge
Professor.” The
Cointelegraph, Cointelegraph, 28 Nov.
2017,cointelegraph.com/news/bitcoin-is-an-economic-miracle-
cambridge-professor.
This article was published today on November 28, 2017. The
article relates to my topic directly and extensively talk about
blockchain side. This source is very relevant and very important
to my topic because there are no other sources that mention the
potential impact of blockchain on the society. The purpose of
the information is to inform people about not only the societal
impact but also the economic impact. Joseph Young is a web
developer and designer and a writer. He's worked as a
researcher for a number of venture capital firms and as a

16. freelancer designer for resorts and corporations in Korea and
the Philippines. Because he’s a developer, he is qualified to talk
about the topic.
17