Payback period (PP) is the number of years it takes for a company to recover its original investment in a project, when net cash flow equals zero. In the calculation of the payback period, the cash flows of the project must first be estimated. The payback period is then a simple calculation.
Payback period (PP) is the number of years it takes for a company to recover its original investment in a project, when net cash flow equals zero. In the calculation of the payback period, the cash flows of the project must first be estimated. The payback period is then a simple calculation.
Net present value (NPV) is the difference between the present value of cash inflows and the present value of cash outflows over a period of time. It may be positive, zero or negative.
NPV is used in capital budgeting and investment planning to analyze the profitability of a projected investment or project.
Also known as sophisticated technique for capital budgeting exercise.
It accounts for time value of money by using discounted cash flows in the calculation.
This pdf is only to learn payback, timevalue of money and IIr
and there example are also given by me to easy to lean there example if any doute then contact me...
What is the 'Time Value of Money - TVM'
The time value of money (TVM) is the idea that money available at the present time is worth more than the same amount in the future due to its potential earning capacity. This core principle of finance holds that, provided money can earn interest, any amount of money is worth more the sooner it is received. TVM is also referred to as present discounted value.
BREAKING DOWN 'Time Value of Money - TVM'
Money deposited in a savings account earns a certain interest rate. Rational investors prefer to receive money today rather than the same amount of money in the future because of money's potential to grow in value over a given period of time. Money earning an interest rate is said to be compounding in value.
BREAKING DOWN 'Compound Interest'
Compound Interest Formula
Compound interest is calculated by multiplying the principal amount by one plus the annual interest rate raised to the number of compound periods minus one.The total initial amount of the loan is then subtracted from the resulting value.
Describes in detail the steps involved in the calculation of Internal Rate of Return. Useful to students of Under graduate, post graduate and professional course students pursuing course in finance
A project budget is the total sum of money allocated for the particular purpose of the project for a specific period of time.
A succesful project must meet four success criteria:
the project’s scope is delivered on schedule,
it is delivered within budget
meets the quality expectations of the donor
meets the quality expectations of the beneficiaries.
Defining, executing, controlling and updating the budget are the major steps of budget management. There are different essentials of budgeting: Integration of Holistic Cost Analysis
Balancing cost and quality
Dynamic Resource Allocation and Contingency Planning
Interdisciplinary Collaboration and Stakeholder Engagement
Ethical Considerations in Resource Allocation
Incorporating Technological Innovation
Driving Innovation and Sustainability
Longitudinal Impact Assessment
Continuous monitoring and evaluation
Effective project budgeting is essential for the successful execution of any project.
The budgeting process should be dynamic and adaptive, allowing for adjustments as the project progresses and unforeseen challenges arise.
Budgeting is not just a mere financial exercise; it also promotes accountability, transparency, and effective communication among project stakeholders.
In conclusion, a well-planned and managed project budget is the foundation for achieving project goals, maximizing resource utilization, and delivering value and outcomes.
Stanford CS 007-06 (2018): Personal Finance for Engineers / DebtAdam Nash
These are the slides from the 6th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar focuses on compounding, mortgages, auto loans, student loans, credit cards and credit scores.
Stanford CS 007-06: Personal Finance for Engineers / All About DebtAdam Nash
These are the slides from the 6th session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on October 31, 2017. This seminar covers compounding, debt, credit scores, amortization & strategies to pay off debt.
Net present value (NPV) is the difference between the present value of cash inflows and the present value of cash outflows over a period of time. It may be positive, zero or negative.
NPV is used in capital budgeting and investment planning to analyze the profitability of a projected investment or project.
Also known as sophisticated technique for capital budgeting exercise.
It accounts for time value of money by using discounted cash flows in the calculation.
This pdf is only to learn payback, timevalue of money and IIr
and there example are also given by me to easy to lean there example if any doute then contact me...
What is the 'Time Value of Money - TVM'
The time value of money (TVM) is the idea that money available at the present time is worth more than the same amount in the future due to its potential earning capacity. This core principle of finance holds that, provided money can earn interest, any amount of money is worth more the sooner it is received. TVM is also referred to as present discounted value.
BREAKING DOWN 'Time Value of Money - TVM'
Money deposited in a savings account earns a certain interest rate. Rational investors prefer to receive money today rather than the same amount of money in the future because of money's potential to grow in value over a given period of time. Money earning an interest rate is said to be compounding in value.
BREAKING DOWN 'Compound Interest'
Compound Interest Formula
Compound interest is calculated by multiplying the principal amount by one plus the annual interest rate raised to the number of compound periods minus one.The total initial amount of the loan is then subtracted from the resulting value.
Describes in detail the steps involved in the calculation of Internal Rate of Return. Useful to students of Under graduate, post graduate and professional course students pursuing course in finance
A project budget is the total sum of money allocated for the particular purpose of the project for a specific period of time.
A succesful project must meet four success criteria:
the project’s scope is delivered on schedule,
it is delivered within budget
meets the quality expectations of the donor
meets the quality expectations of the beneficiaries.
Defining, executing, controlling and updating the budget are the major steps of budget management. There are different essentials of budgeting: Integration of Holistic Cost Analysis
Balancing cost and quality
Dynamic Resource Allocation and Contingency Planning
Interdisciplinary Collaboration and Stakeholder Engagement
Ethical Considerations in Resource Allocation
Incorporating Technological Innovation
Driving Innovation and Sustainability
Longitudinal Impact Assessment
Continuous monitoring and evaluation
Effective project budgeting is essential for the successful execution of any project.
The budgeting process should be dynamic and adaptive, allowing for adjustments as the project progresses and unforeseen challenges arise.
Budgeting is not just a mere financial exercise; it also promotes accountability, transparency, and effective communication among project stakeholders.
In conclusion, a well-planned and managed project budget is the foundation for achieving project goals, maximizing resource utilization, and delivering value and outcomes.
Stanford CS 007-06 (2018): Personal Finance for Engineers / DebtAdam Nash
These are the slides from the 6th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar focuses on compounding, mortgages, auto loans, student loans, credit cards and credit scores.
Stanford CS 007-06: Personal Finance for Engineers / All About DebtAdam Nash
These are the slides from the 6th session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on October 31, 2017. This seminar covers compounding, debt, credit scores, amortization & strategies to pay off debt.
Stanford CS 007-06 (2020): Personal Finance for Engineers / DebtAdam Nash
These are the slides from the 6th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar focuses on compounding, mortgages, auto loans, student loans, credit cards and credit scores.
Stanford CS 007-06 (2019): Personal Finance for Engineers / DebtAdam Nash
These are the slides from the 6th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar focuses on compounding, mortgages, auto loans, student loans, credit cards and credit scores.
Stanford CS 007-06 (2021): Personal Finance for Engineers / DebtAdam Nash
These are the slides from the 6th session of the Stanford University class, CS 007 "Personal Finance for Engineers" on October 26, 2021. This seminar focuses on compounding, mortgages, auto loans, student loans, credit cards and credit scores.
Principles of engineering economics, concept on Micro and macro analysis, problem solving and decision making
concept of simple and compound interest,interest formula for: single payment, equal payment and uniform gradient series.Nominal and effective interest rates, deferred annuities, capitalized cost.Present worth, annual equivalent , capitalized and rate of return methods , Minimum Cost analysis and break even analysis
Demystifying Mortgages - It's a Money ThingTim McAlpine
It’s a Money Thing is a collection of effective and affordable financial education content designed to engage and teach young adults while setting your credit union apart. These presentations and other elements are all customizable with your credit union's logo. Check out Currency Marketing at currencymarketing.ca/money-thing for more information.
Hello everyone! I am thrilled to present my latest portfolio on LinkedIn, marking the culmination of my architectural journey thus far. Over the span of five years, I've been fortunate to acquire a wealth of knowledge under the guidance of esteemed professors and industry mentors. From rigorous academic pursuits to practical engagements, each experience has contributed to my growth and refinement as an architecture student. This portfolio not only showcases my projects but also underscores my attention to detail and to innovative architecture as a profession.
Unleash Your Inner Demon with the "Let's Summon Demons" T-Shirt. Calling all fans of dark humor and edgy fashion! The "Let's Summon Demons" t-shirt is a unique way to express yourself and turn heads.
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You could be a professional graphic designer and still make mistakes. There is always the possibility of human error. On the other hand if you’re not a designer, the chances of making some common graphic design mistakes are even higher. Because you don’t know what you don’t know. That’s where this blog comes in. To make your job easier and help you create better designs, we have put together a list of common graphic design mistakes that you need to avoid.
7 Alternatives to Bullet Points in PowerPointAlvis Oh
So you tried all the ways to beautify your bullet points on your pitch deck but it just got way uglier. These points are supposed to be memorable and leave a lasting impression on your audience. With these tips, you'll no longer have to spend so much time thinking how you should present your pointers.
White wonder, Work developed by Eva TschoppMansi Shah
White Wonder by Eva Tschopp
A tale about our culture around the use of fertilizers and pesticides visiting small farms around Ahmedabad in Matar and Shilaj.
Between Filth and Fortune- Urban Cattle Foraging Realities by Devi S Nair, An...Mansi Shah
This study examines cattle rearing in urban and rural settings, focusing on milk production and consumption. By exploring a case in Ahmedabad, it highlights the challenges and processes in dairy farming across different environments, emphasising the need for sustainable practices and the essential role of milk in daily consumption.
Expert Accessory Dwelling Unit (ADU) Drafting ServicesResDraft
Whether you’re looking to create a guest house, a rental unit, or a private retreat, our experienced team will design a space that complements your existing home and maximizes your investment. We provide personalized, comprehensive expert accessory dwelling unit (ADU)drafting solutions tailored to your needs, ensuring a seamless process from concept to completion.
Transforming Brand Perception and Boosting Profitabilityaaryangarg12
In today's digital era, the dynamics of brand perception, consumer behavior, and profitability have been profoundly reshaped by the synergy of branding, social media, and website design. This research paper investigates the transformative power of these elements in influencing how individuals perceive brands and products and how this transformation can be harnessed to drive sales and profitability for businesses.
Through an exploration of brand psychology and consumer behavior, this study sheds light on the intricate ways in which effective branding strategies, strategic social media engagement, and user-centric website design contribute to altering consumers' perceptions. We delve into the principles that underlie successful brand transformations, examining how visual identity, messaging, and storytelling can captivate and resonate with target audiences.
Methodologically, this research employs a comprehensive approach, combining qualitative and quantitative analyses. Real-world case studies illustrate the impact of branding, social media campaigns, and website redesigns on consumer perception, sales figures, and profitability. We assess the various metrics, including brand awareness, customer engagement, conversion rates, and revenue growth, to measure the effectiveness of these strategies.
The results underscore the pivotal role of cohesive branding, social media influence, and website usability in shaping positive brand perceptions, influencing consumer decisions, and ultimately bolstering sales and profitability. This paper provides actionable insights and strategic recommendations for businesses seeking to leverage branding, social media, and website design as potent tools to enhance their market position and financial success.
4. What is amortization
• Amortization refers to the reduction of a debt
over time by paying the same amount each
period, usually monthly. With amortization,
the payment amount consists of both
principal repayment and interest on the debt.
Principal is the loan balance that is still
outstanding.
5. How does it work?
• As more principal is repaid, less interest is
due on the principal balance. Over time,
the interest portion of each monthly
payment declines and the principal
repayment portion increases. Amortization
is most commonly encountered by the
general public when dealing with either
mortgage or car loans but (in accounting) it
can also refer to the periodic reduction in
value of any intangible asset over time.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17. Amortization Formula
• R =
𝑃𝑖
1−(1+𝑖)^−𝑛
• R = Repayments, Pi = Principal
• i =
𝑟 (𝑟𝑎𝑡𝑒)
𝑚 (𝑁𝑢𝑚𝑏𝑒𝑟 𝑜𝑓 𝑡𝑖𝑚𝑒𝑠 𝑡ℎ𝑒 𝑝𝑎𝑦𝑚𝑒𝑛𝑡 𝑖𝑠 𝑚𝑎𝑑𝑒 𝑖𝑛 𝑎 𝑦𝑒𝑎𝑟)
• n = m(Number of times the payment is made in a year) x t (number of years)
18. Amortization Example
• Find the monthly payment needed to amortize a loan of $225 000 at 3.25% for 30
years
R =
𝑃𝑖
1−(1+𝑖)^−𝑛 , R = Repayments, i =
0.0325
12
, n = 12x 30 = 360
R =
225000 𝑥
0.0325
12
1−(1+
0.0325
12
)^−360
=
609.375
1−0.37768979
= $979.0257
•
