- The document presents financial results for Aksigorta for Q3 2016 and year-to-date 2016, excluding results from mandatory traffic insurance (MTPL) and agriculture products.
- Key metrics like premium production, combined ratio, and net profit improved compared to the same period in 2015 when excluding MTPL and agriculture. The portfolio mix has also been rebalanced with a reduced focus on motor insurance.
- Guidance for full-year 2016 forecasts premium growth of 10-11% and a 1-2 percentage point improvement in combined ratio compared to 2015, excluding MTPL. Net profit is expected to be similar to 2015 levels.
- Aksigorta's financial results for the third quarter of 2016 are in line with its strategic plan excluding motor third party liability (MTPL) and agriculture products. Premium production grew 11% excluding these lines, compared to 9% market growth.
- The combined ratio was 97% excluding MTPL claims and terrorism claims, consistent with 2015. Net profit increased 7% excluding these lines.
- Guidance for 2016 forecasts 10-11% premium growth excluding MTPL, a 1-2 point improvement in combined ratio, and similar net profit to 2015, all excluding MTPL.
This document provides trade data for Egypt including exports, imports and trade balance for February 2018 and previous years. Some key highlights:
- Exports in February 2018 were $3 billion, a 10% increase from the previous year. Imports in January 2018 were $4.63 billion, a 13% decrease.
- The largest export categories in 2018 were engineering/electronics, chemicals and building materials. The largest import categories were chemicals, building materials and industrial equipment.
- Egypt's main export partners are the EU, Arab League and USA. Main import partners are the EU, China and USA.
- The trade balance deficit decreased 23% in January 2018 compared to the previous year, to $1.62
The document provides an interim financial report for the six months ended 31 December 2015. It includes financial highlights, a review of the interim period, segmental analysis, and divisional reviews for Supply Chain, Fleet Solutions, and Dealerships. Key figures presented include total revenue of R12.2 billion, operating profit of R883 million, and headline earnings per share of 159 cents. The results showed growth, though SG Coal reported poor performance that impacted the overall Supply Chain Africa segment. Acquisitions in the period included IN tIME and NLC.
Aksigorta cc presentation_2016_december_2016Aksigorta
This document provides an earnings call presentation summarizing Aksigorta's 2016 fourth quarter and full year financial results. Some key points:
- Aksigorta achieved a profitable growth in 2016, with 17% premium increase and 9% growth excluding MTPL. Net profit was 95 million TL excluding one-off items.
- Combined ratio improved to 98% in 2016 from 101% in 2015, excluding one-offs. UW profit was 138 million TL in 2016 excluding IBNR deferral.
- For 2017, Aksigorta expects 12-14% premium growth, a 1 percentage point improvement in combined ratio to 98%, and 8-10% growth in net profit to 95 million TL.
The 3Q14 earnings call presentation summarizes Magnesita's financial performance for the third quarter of 2014. Revenues increased 10% year-over-year to R$647 million driven by sales growth in both the steel and industrial segments. EBITDA grew 31% to R$100 million and net income improved from a loss of R$22 million to a loss of R$18 million compared to the prior year period. The company maintained a strong balance sheet with a net debt to EBITDA ratio of 2.1x.
Magnesita reported its 1Q16 results with consolidated revenues down 9% year-over-year to $247 million. Refractory solutions sales declined across all regions, with revenues down 15% to $713 million for the last twelve months. Gross margins increased to 34.1% in 1Q16 from 26.2% in 4Q15 due to cost reduction initiatives. EBITDA excluding other income/expenses was $49 million in 1Q16, up 70% from 4Q15. Working capital as a percentage of annualized quarterly sales was 27.2% in 1Q16.
- Aksigorta's financial results for the third quarter of 2016 are in line with its strategic plan excluding motor third party liability (MTPL) and agriculture products. Premium production grew 11% excluding these lines, compared to 9% market growth.
- The combined ratio was 97% excluding MTPL claims and terrorism claims, consistent with 2015. Net profit increased 7% excluding these lines.
- Guidance for 2016 forecasts 10-11% premium growth excluding MTPL, a 1-2 point improvement in combined ratio, and similar net profit to 2015, all excluding MTPL.
This document provides trade data for Egypt including exports, imports and trade balance for February 2018 and previous years. Some key highlights:
- Exports in February 2018 were $3 billion, a 10% increase from the previous year. Imports in January 2018 were $4.63 billion, a 13% decrease.
- The largest export categories in 2018 were engineering/electronics, chemicals and building materials. The largest import categories were chemicals, building materials and industrial equipment.
- Egypt's main export partners are the EU, Arab League and USA. Main import partners are the EU, China and USA.
- The trade balance deficit decreased 23% in January 2018 compared to the previous year, to $1.62
The document provides an interim financial report for the six months ended 31 December 2015. It includes financial highlights, a review of the interim period, segmental analysis, and divisional reviews for Supply Chain, Fleet Solutions, and Dealerships. Key figures presented include total revenue of R12.2 billion, operating profit of R883 million, and headline earnings per share of 159 cents. The results showed growth, though SG Coal reported poor performance that impacted the overall Supply Chain Africa segment. Acquisitions in the period included IN tIME and NLC.
Aksigorta cc presentation_2016_december_2016Aksigorta
This document provides an earnings call presentation summarizing Aksigorta's 2016 fourth quarter and full year financial results. Some key points:
- Aksigorta achieved a profitable growth in 2016, with 17% premium increase and 9% growth excluding MTPL. Net profit was 95 million TL excluding one-off items.
- Combined ratio improved to 98% in 2016 from 101% in 2015, excluding one-offs. UW profit was 138 million TL in 2016 excluding IBNR deferral.
- For 2017, Aksigorta expects 12-14% premium growth, a 1 percentage point improvement in combined ratio to 98%, and 8-10% growth in net profit to 95 million TL.
The 3Q14 earnings call presentation summarizes Magnesita's financial performance for the third quarter of 2014. Revenues increased 10% year-over-year to R$647 million driven by sales growth in both the steel and industrial segments. EBITDA grew 31% to R$100 million and net income improved from a loss of R$22 million to a loss of R$18 million compared to the prior year period. The company maintained a strong balance sheet with a net debt to EBITDA ratio of 2.1x.
Magnesita reported its 1Q16 results with consolidated revenues down 9% year-over-year to $247 million. Refractory solutions sales declined across all regions, with revenues down 15% to $713 million for the last twelve months. Gross margins increased to 34.1% in 1Q16 from 26.2% in 4Q15 due to cost reduction initiatives. EBITDA excluding other income/expenses was $49 million in 1Q16, up 70% from 4Q15. Working capital as a percentage of annualized quarterly sales was 27.2% in 1Q16.
OMV Group Report and Financial Statement - Q4 2016 and Full Year 2016OILWIRE
OMV Group Report and Financial Statement - Q4 2016 and Full Year 2016
The year 2016 was one of transformation for OMV. We have taken significant steps towards reshaping the portfolio of OMV and our total divestment efforts generated EUR 1.7 bn of proceeds. In Q4/16, we also increased our stake in four Exploration and Production Sharing Agreements in the Sirte Basin in Libya.
Through Group-wide cost reductions and efficiency efforts, OMV saved EUR 200 mn, EUR 100 mn ahead of target. OMV delivered a robust clean CCS EBIT of EUR 1,110 mn in 2016 supported by a strong Downstream result. The Group generated free cash flow after dividends, including non-controlling interest changes, of EUR 1.1 bn, EUR 1.7 bn higher than the previous year.
The Executive Board of OMV proposes to the Annual General Meeting a dividend per share of EUR 1.20
This document provides information about Egypt's non-petroleum foreign trade data. It notes that exports data is issued by the General Organization for Imports and Exports based on customs documents, while imports data comes electronically from Egyptian Customs. It also discusses the quality of the data sources and potential differences between exports and imports figures.
- Terna reported its consolidated financial results for fiscal year 2015, with total revenues increasing 4.3% to €2,082 million driven by growth in both regulated and non-regulated activities. EBITDA rose 3.2% to €1,539 million.
- Key highlights included record electricity demand of 315 TWh and a peak demand of 59.4 GW. Renewable energy sources accounted for 40% of total generation.
- Total capex was €1,103 million, with €834 million spent on network development and €201 million on maintenance. Net debt increased to €8,003 million due to acquisitions and dividend payments.
- Dürr reported strong order intake of €1.989 billion in the first half of 2016, up 10.8% compared to the first half of 2015, with a book-to-bill ratio of 1.2.
- Net profit increased 45.4% to €77.8 million in the first half due to higher gross margins and an improved financial result.
- Cash flow from operating activities was negative €84.6 million in the first half due to an increase in net working capital, particularly work in process balances.
Quarter 3 Motor Industry Review PresentationTeresa Noone
The Society of the Irish Motor Industry (SIMI), in association with DoneDeal, has released their Third Quarter Motor Industry Review for 2014. The Review was compiled by Economist Jim Power using data from Revenue, CSO, NVDF and RSA as well as SIMI and DoneDeal for the first three quarters of 2014 covering sales, job creation, fuel prices and vehicle safety. It also surveyed Motor Industry businesses on issues currently affecting them.
The document reports on Eucatex Group's 2Q15 results, highlighting a 3.8% increase in net revenue to R$264.8 million and a 14.7% improvement in recurring EBITDA to R$49.7 million. Exports saw strong growth of 44.8% in volume and 111.5% in net revenue. Financial data shows increases in net income and recurring net income of 148.1% and 59.9% respectively for the quarter.
Magnesita reported its financial results for the first quarter of 2015. Revenue increased 11% year-over-year to R$806 million due to growth in refractory solutions sales. Gross profit margin improved to 33.3% from 32.1% in the prior year. EBITDA excluding non-recurring items was R$142 million, up 37% compared to the first quarter of 2014. Net loss was R$27 million compared to a R$17 million loss in the first quarter last year. Capex totaled R$73 million for the quarter.
This presentation summarizes Triunfo Participações e Investimentos S.A.'s earnings results for the second quarter (2Q13) and first half (1H13) of 2013. Consolidated traffic volume increased 5.4% in 2Q13 and 4.3% in 1H13. Adjusted net revenue rose 23.5% in 2Q13 and 26.3% in 1H13. Adjusted EBITDA totaled R$103.0 million in 2Q13, up 16.0%, and R$252.2 million in 1H13, up 27.0%. Financial expenses increased significantly due to higher debt levels. Capex in 1H13 was led by the
Sales Increase 13% in Original Currency
Operating Income Rises 3% Compared to 2014 First Quarter
Reaffirms 2015 Guidance; Sales Expected to Reach $1,065 Million-$1,085 Million and
Full-Year EPS Expected to Reach $1.88-2.00
Terna reported its consolidated results for the first half of 2016. Revenues increased 3.8% to €1,040 million driven by higher regulated transmission activities. EBITDA rose 1.4% to €777 million and group net income increased 4.8% to €325 million. Total capex was €347 million, down from €439 million in 1H15. Net debt was €8.172 billion as of June 30, 2016. For the full year 2016, Terna expects EBITDA of approximately €1.53 billion, EPS of around €0.29, and capex of approximately €0.9 billion.
Terna reported its consolidated results for the first half of 2015. Revenues increased 5.5% to €1,002 million driven by growth in regulated transmission activities. Net profit was up 13.1% to €310 million due to cost control and lower taxes. Capex totaled €439 million, focusing on development projects to support grid infrastructure. Net debt was €6,876 million and key financial metrics were in line with targets.
SIMI/DoneDeal Motor Industry Review Q4 2016 Teresa Noone
Wednesday 1st February 2017, the Society of the Irish Motor Industry (SIMI) issued the official 171 car sales figures for January along with presenting their final SIMI/DoneDeal Quarterly Motor Industry Review of 2016. Alan Greene President of SIMI officially launched the report at the Clayton Hotel Dublin 4.
Car sales figures for the month of January show that 171 registrations are -1.7% (39,019) compared to January 2016 (39,722). Light Commercials are currently -2.4% (6,394) compared to January last year (6,555), while HGV (Heavy Goods Vehicle) registrations are -6.3% (456) for January in comparison to the same time last year (487).
The SIMI/DoneDeal Report highlights the strong economic performance of the Motor Industry last year, with growth in registration figures seen across all counties along with the upbeat nature of business confidence and investment reflected in commercial vehicles despite a softening of the market towards the latter half of 2016.
For more information visit www.simi.ie/quarterlyreview
FY2014 and 2015-2019 Strategic Plan (26 marzo 2015)Terna SpA
Terna presented its 2015-2019 strategic plan focused on free cash flow generation to drive sustainable shareholder returns. Key elements include capex discipline with €3.2 billion planned, optimization of non-regulated activities like interconnectors and services to contribute €1.4 billion in revenues, and opex savings of €30 million annually by 2019. The plan aims to reduce net debt starting in 2017/2018 and maintain a dividend of €0.20 per share in 2015 as a basis for future dividends.
The Irish Motor Industry - an Economic review Q2 2014Teresa Noone
The document provides an overview of the Irish motor industry in the first half of 2014. It notes that new car registrations increased 23.4% year-over-year in H1 2014. Employment in the motor trade is also up. However, the industry remains cautious about the recovery due to its fragility. The document also highlights issues like the aging car fleet in Ireland and the impact of budget 2015 on motoring taxes. In the first half of 2014 alone, the motor industry contributed over €629 million to the Irish exchequer.
Presentation by Economist Jim Power SIMI Quarter 3 Motor Industry Review & Ou...Teresa Noone
The Society of the Irish Motor Industry (SIMI) today launched the SIMI/DoneDeal 3rd Quarter Motor Industry Review at its National Retailers Conference in Killashee House Hotel, Naas Co Kildare. The report which was compiled by Economist Jim Power in association with DoneDeal provides key Industry information on 2015 up to the end of September and comments on the prospects for 2016.
SIMI DoneDeal Quarter 2 Motor Industry Review Presentation 2015Teresa Noone
The document provides an overview of the Q2 2015 motor industry review in Ireland. It summarizes key statistics on new car, commercial vehicle, and truck registrations which were up significantly in the first half of 2015 compared to the same period in 2014. It also reviews motor-related employment levels, economic forecasts, and summaries from DoneDeal on online motor advertising traffic and values. Overall the motor industry is seen to be performing strongly in line with the broader economic recovery in Ireland.
The document summarizes economic indicators in Iran from 2011 to mid-2016. It shows that Iran's manufacturing sector slowed in recent years, with the production index lower than 2011 levels. Oil production and exports reversed their downward trend in 2015-2016, growing 5.5% and 9.8% respectively, although remaining below pre-sanctions levels. The non-oil trade deficit improved, reaching a record low in 2015-2016 due to lower imports, though non-oil exports also declined from their 2014 peak.
Krish Group Launching Soon Plots in Bhiwadi Next to Honda Plant on Alwar Bypass Road. Krish is a Reputed Developer of Bhiwadi Area who has already delivered residential projects like Krish Vatika, Krish City Phase I/II/III, Krish Icon, Krish Harmony, and in comercial Krish Square, Krish Mall.
Now comes with the most awaited project in 25 Acres land next to North Gate of Honda Plant with Plots in Bhiwadi. Plot area is varying from 80 sq yd to 120 sq yd and Rate Rs.19,900 per Sq yd INNAGURAL DISC - Rs. 500/-.
Este documento describe los componentes básicos necesarios para programar y utilizar un microcontrolador, incluyendo una fuente de alimentación, señal de reinicio, señal de reloj y lenguajes de programación. Explica que los microcontroladores integran en un solo chip todos los circuitos necesarios como procesador, memoria y periféricos, a diferencia de los primeros microprocesadores que requerían componentes externos. También cubre diferentes formas de generar la señal de reloj como cristales de cuarzo, resonadores cerámicos y
OMV Group Report and Financial Statement - Q4 2016 and Full Year 2016OILWIRE
OMV Group Report and Financial Statement - Q4 2016 and Full Year 2016
The year 2016 was one of transformation for OMV. We have taken significant steps towards reshaping the portfolio of OMV and our total divestment efforts generated EUR 1.7 bn of proceeds. In Q4/16, we also increased our stake in four Exploration and Production Sharing Agreements in the Sirte Basin in Libya.
Through Group-wide cost reductions and efficiency efforts, OMV saved EUR 200 mn, EUR 100 mn ahead of target. OMV delivered a robust clean CCS EBIT of EUR 1,110 mn in 2016 supported by a strong Downstream result. The Group generated free cash flow after dividends, including non-controlling interest changes, of EUR 1.1 bn, EUR 1.7 bn higher than the previous year.
The Executive Board of OMV proposes to the Annual General Meeting a dividend per share of EUR 1.20
This document provides information about Egypt's non-petroleum foreign trade data. It notes that exports data is issued by the General Organization for Imports and Exports based on customs documents, while imports data comes electronically from Egyptian Customs. It also discusses the quality of the data sources and potential differences between exports and imports figures.
- Terna reported its consolidated financial results for fiscal year 2015, with total revenues increasing 4.3% to €2,082 million driven by growth in both regulated and non-regulated activities. EBITDA rose 3.2% to €1,539 million.
- Key highlights included record electricity demand of 315 TWh and a peak demand of 59.4 GW. Renewable energy sources accounted for 40% of total generation.
- Total capex was €1,103 million, with €834 million spent on network development and €201 million on maintenance. Net debt increased to €8,003 million due to acquisitions and dividend payments.
- Dürr reported strong order intake of €1.989 billion in the first half of 2016, up 10.8% compared to the first half of 2015, with a book-to-bill ratio of 1.2.
- Net profit increased 45.4% to €77.8 million in the first half due to higher gross margins and an improved financial result.
- Cash flow from operating activities was negative €84.6 million in the first half due to an increase in net working capital, particularly work in process balances.
Quarter 3 Motor Industry Review PresentationTeresa Noone
The Society of the Irish Motor Industry (SIMI), in association with DoneDeal, has released their Third Quarter Motor Industry Review for 2014. The Review was compiled by Economist Jim Power using data from Revenue, CSO, NVDF and RSA as well as SIMI and DoneDeal for the first three quarters of 2014 covering sales, job creation, fuel prices and vehicle safety. It also surveyed Motor Industry businesses on issues currently affecting them.
The document reports on Eucatex Group's 2Q15 results, highlighting a 3.8% increase in net revenue to R$264.8 million and a 14.7% improvement in recurring EBITDA to R$49.7 million. Exports saw strong growth of 44.8% in volume and 111.5% in net revenue. Financial data shows increases in net income and recurring net income of 148.1% and 59.9% respectively for the quarter.
Magnesita reported its financial results for the first quarter of 2015. Revenue increased 11% year-over-year to R$806 million due to growth in refractory solutions sales. Gross profit margin improved to 33.3% from 32.1% in the prior year. EBITDA excluding non-recurring items was R$142 million, up 37% compared to the first quarter of 2014. Net loss was R$27 million compared to a R$17 million loss in the first quarter last year. Capex totaled R$73 million for the quarter.
This presentation summarizes Triunfo Participações e Investimentos S.A.'s earnings results for the second quarter (2Q13) and first half (1H13) of 2013. Consolidated traffic volume increased 5.4% in 2Q13 and 4.3% in 1H13. Adjusted net revenue rose 23.5% in 2Q13 and 26.3% in 1H13. Adjusted EBITDA totaled R$103.0 million in 2Q13, up 16.0%, and R$252.2 million in 1H13, up 27.0%. Financial expenses increased significantly due to higher debt levels. Capex in 1H13 was led by the
Sales Increase 13% in Original Currency
Operating Income Rises 3% Compared to 2014 First Quarter
Reaffirms 2015 Guidance; Sales Expected to Reach $1,065 Million-$1,085 Million and
Full-Year EPS Expected to Reach $1.88-2.00
Terna reported its consolidated results for the first half of 2016. Revenues increased 3.8% to €1,040 million driven by higher regulated transmission activities. EBITDA rose 1.4% to €777 million and group net income increased 4.8% to €325 million. Total capex was €347 million, down from €439 million in 1H15. Net debt was €8.172 billion as of June 30, 2016. For the full year 2016, Terna expects EBITDA of approximately €1.53 billion, EPS of around €0.29, and capex of approximately €0.9 billion.
Terna reported its consolidated results for the first half of 2015. Revenues increased 5.5% to €1,002 million driven by growth in regulated transmission activities. Net profit was up 13.1% to €310 million due to cost control and lower taxes. Capex totaled €439 million, focusing on development projects to support grid infrastructure. Net debt was €6,876 million and key financial metrics were in line with targets.
SIMI/DoneDeal Motor Industry Review Q4 2016 Teresa Noone
Wednesday 1st February 2017, the Society of the Irish Motor Industry (SIMI) issued the official 171 car sales figures for January along with presenting their final SIMI/DoneDeal Quarterly Motor Industry Review of 2016. Alan Greene President of SIMI officially launched the report at the Clayton Hotel Dublin 4.
Car sales figures for the month of January show that 171 registrations are -1.7% (39,019) compared to January 2016 (39,722). Light Commercials are currently -2.4% (6,394) compared to January last year (6,555), while HGV (Heavy Goods Vehicle) registrations are -6.3% (456) for January in comparison to the same time last year (487).
The SIMI/DoneDeal Report highlights the strong economic performance of the Motor Industry last year, with growth in registration figures seen across all counties along with the upbeat nature of business confidence and investment reflected in commercial vehicles despite a softening of the market towards the latter half of 2016.
For more information visit www.simi.ie/quarterlyreview
FY2014 and 2015-2019 Strategic Plan (26 marzo 2015)Terna SpA
Terna presented its 2015-2019 strategic plan focused on free cash flow generation to drive sustainable shareholder returns. Key elements include capex discipline with €3.2 billion planned, optimization of non-regulated activities like interconnectors and services to contribute €1.4 billion in revenues, and opex savings of €30 million annually by 2019. The plan aims to reduce net debt starting in 2017/2018 and maintain a dividend of €0.20 per share in 2015 as a basis for future dividends.
The Irish Motor Industry - an Economic review Q2 2014Teresa Noone
The document provides an overview of the Irish motor industry in the first half of 2014. It notes that new car registrations increased 23.4% year-over-year in H1 2014. Employment in the motor trade is also up. However, the industry remains cautious about the recovery due to its fragility. The document also highlights issues like the aging car fleet in Ireland and the impact of budget 2015 on motoring taxes. In the first half of 2014 alone, the motor industry contributed over €629 million to the Irish exchequer.
Presentation by Economist Jim Power SIMI Quarter 3 Motor Industry Review & Ou...Teresa Noone
The Society of the Irish Motor Industry (SIMI) today launched the SIMI/DoneDeal 3rd Quarter Motor Industry Review at its National Retailers Conference in Killashee House Hotel, Naas Co Kildare. The report which was compiled by Economist Jim Power in association with DoneDeal provides key Industry information on 2015 up to the end of September and comments on the prospects for 2016.
SIMI DoneDeal Quarter 2 Motor Industry Review Presentation 2015Teresa Noone
The document provides an overview of the Q2 2015 motor industry review in Ireland. It summarizes key statistics on new car, commercial vehicle, and truck registrations which were up significantly in the first half of 2015 compared to the same period in 2014. It also reviews motor-related employment levels, economic forecasts, and summaries from DoneDeal on online motor advertising traffic and values. Overall the motor industry is seen to be performing strongly in line with the broader economic recovery in Ireland.
The document summarizes economic indicators in Iran from 2011 to mid-2016. It shows that Iran's manufacturing sector slowed in recent years, with the production index lower than 2011 levels. Oil production and exports reversed their downward trend in 2015-2016, growing 5.5% and 9.8% respectively, although remaining below pre-sanctions levels. The non-oil trade deficit improved, reaching a record low in 2015-2016 due to lower imports, though non-oil exports also declined from their 2014 peak.
Krish Group Launching Soon Plots in Bhiwadi Next to Honda Plant on Alwar Bypass Road. Krish is a Reputed Developer of Bhiwadi Area who has already delivered residential projects like Krish Vatika, Krish City Phase I/II/III, Krish Icon, Krish Harmony, and in comercial Krish Square, Krish Mall.
Now comes with the most awaited project in 25 Acres land next to North Gate of Honda Plant with Plots in Bhiwadi. Plot area is varying from 80 sq yd to 120 sq yd and Rate Rs.19,900 per Sq yd INNAGURAL DISC - Rs. 500/-.
Este documento describe los componentes básicos necesarios para programar y utilizar un microcontrolador, incluyendo una fuente de alimentación, señal de reinicio, señal de reloj y lenguajes de programación. Explica que los microcontroladores integran en un solo chip todos los circuitos necesarios como procesador, memoria y periféricos, a diferencia de los primeros microprocesadores que requerían componentes externos. También cubre diferentes formas de generar la señal de reloj como cristales de cuarzo, resonadores cerámicos y
O documento descreve a 45a reunião do Rotary Club de Vizela no ano rotário de 2014/2015. Vários membros do clube fizeram breves apresentações sobre assuntos como a assembleia distrital, tesouraria, protocolo, desenvolvimento do quadro social, universidade sénior e Rotary Foundation. O presidente Constantino Sá encerrou a reunião.
Este documento apresenta a programação completa de shows e apresentações culturais do FIG 2011, ocorrendo entre 14 e 23 de julho em diversos palcos. Haverá apresentações musicais de diversos estilos como forró, pop, erudita e manifestações culturais populares de Pernambuco.
Cuidar da saúde do trabalhador não pode ser apenas compreendida como lei, mais, sobretudo deve-se compreender que o trabalhador a partir do momento em que sai de casa para o trabalho dedicada 75% de sua vida ao mesmo.
Este documento proporciona información sobre precipitación, incluyendo su definición, formación, tipos, medición y análisis. Brevemente resume: 1) La precipitación se refiere a agua que cae de la atmósfera en forma de lluvia, nieve u otros tipos. 2) Se forma a través de la condensación de vapor de agua en gotas de agua en las nubes. 3) Los tipos incluyen lluvia, granizo y nieve, y su medición se realiza con pluviómetros.
Reunião nº 46 – Empreendedorismo no Sector Imobiliário por Agostinho Sousa– d...Rotary Clube Vizela
O documento descreve a 46a reunião do Rotary Club de Vizela no ano rotário de 2014/2015. A reunião contou com uma palestra sobre empreendedorismo no setor imobiliário por Agostinho Sousa, seguida de um debate. O presidente Constantino Sá encerrou a reunião agradecendo a apresentação de Agostinho Sousa.
Reunião nº 38 – Trabalho e Companheirismo – dia 18-03-2015Rotary Clube Vizela
O documento descreve a 38a reunião do Rotary Club de Vizela em 18 de março de 2015. A reunião incluiu saudações às bandeiras, momentos de protocolo e secretaria, palestras do presidente e vários membros, e foi encerrada pelo presidente Constantino Sá.
La hidrología estudia el agua en la Tierra, su existencia, distribución, propiedades físicas y químicas, e influencia en el medio ambiente y seres vivos. Es importante para el diseño de infraestructura hidráulica, actividades económicas como generación de energía e irrigación, y para entender eventos como inundaciones, sequías y cambio climático. También ayuda a proteger el medio ambiente mediante el control de la erosión y gestión de recursos hídricos.
El documento describe el sistema de competencia y el calendario del Torneo Feria Nacional San Marcos 2014 de basquetbol femenil. El torneo contará con dos grupos de cuatro equipos cada uno. Los primeros lugares de cada grupo avanzarán a la final mientras que los segundos lugares jugarán por el tercer puesto. El documento incluye el calendario con los partidos programados para cada jornada del sábado y domingo.
El documento describe las instalaciones y equipamiento requeridos para jugar voleibol, incluyendo las dimensiones del área de juego, las líneas de la cancha, la red, el balón y otros elementos. También detalla los requisitos para la composición de los equipos, sus ubicaciones, indumentaria, responsables y sustituciones. Por último, explica las reglas básicas para anotar puntos, ganar sets y partidos, así como situaciones de juego como saques, pases y faltas.
This document summarizes the financial results of Aksigorta for the second quarter of 2016. Excluding the MTPL product line, Aksigorta saw 13% growth in gross premiums written, a 3 percentage point improvement in combined ratio to 94%, and a 13% increase in net profit compared to the same period last year. Key metrics such as combined ratio, underwriting margin and net profit excluding MTPL continued to improve according to the strategic plan. The presentation provides details on financial results, balance sheet information, investment portfolio allocation and full year 2016 guidance.
The document summarizes Aksigorta's financial results for the first quarter of 2015. Key points include:
- Net loss of TL 140 million for Q1 2015 due to a TL 183 million adjustment to increase motor third-party liability (MTPL) claim provisions.
- Excluding MTPL, Q1 2015 net profit was TL 24 million and combined ratio was 97%.
- New regulations effective in 2015 required insurers to book incurred but not reported (IBNR) claims, significantly impacting MTPL provisions.
- Guidance for 2015 forecasts 9-12% gross written premium growth excluding MTPL, a 1-2 percentage point improvement in combined ratio also excluding MTPL, and over 50% growth
The document provides financial results for Aksigorta's first quarter of 2016 compared to the same period in 2015. Some key points:
- Excluding the mandatory traffic insurance (MTPL) product, gross written premiums grew 10% and net profit was stable at 23 million TL.
- The combined ratio excluding MTPL improved slightly to 95% from 97% due to a 2 percentage point decrease.
- Regulatory changes are expected to decrease MTPL prices while standardized pricing may be introduced. The Competition Board is investigating insurers for alleged anti-competitive practices regarding MTPL.
- For 2016, Aksigorta forecasts around 15% gross premium growth and a 1-2 percentage point combined ratio improvement excluding MTPL
Aksigorta - June 2015 - Conference Call PresentationAksigorta
This document provides an earnings call presentation for Aksigorta for the 2015 Q2 financial results. Some key points:
- Gross written premiums decreased 6% year-over-year excluding MTPL business and one-off claims.
- The combined ratio was 98% excluding MTPL and one-off claims, an improvement of 1 percentage point.
- Net profit was 45 million TL excluding MTPL and one-off claims, up 36% from the prior year.
- The non-motor business portfolio share increased to 55% of total premiums, up 9 percentage points.
- Guidance for the second half of 2015 forecasts a combined ratio of 94-95% and net profit of 60-65
SAP reported its third quarter and first nine months 2016 results. Total revenue for Q3 2016 increased 8% year-over-year to €5.4 billion, driven by strong growth in cloud subscriptions and support revenue of 28%. Cloud subscriptions and support backlog grew 45% year-over-year to €3.7 billion. Non-IFRS operating profit increased 1% to €1.6 billion for Q3 2016. SAP reiterated its full year 2016 outlook for cloud subscriptions and support revenue growth of 28-32% and non-IFRS operating profit of €6.05-6.15 billion.
Aksigorta's financial results for Q3 2015 were in line with its strategic plan. Excluding one-time claims and its mandatory traffic insurance (MTPL) business, gross written premiums declined 1% year-over-year for Q3 and year-to-date, while the combined ratio was around 98-99% and net profit was 70 million TL. For Q4 2015, excluding MTPL, the company expects gross written premiums to grow 8-10% year-over-year and the combined ratio to be around 92-93%, resulting in a 10-20% increase in net profit.
This document provides an earnings presentation for Aksigorta's 2018 first quarter results. Some key points:
- Premiums grew 17% in the overall market and 51% for Aksigorta, driven by growth in motor insurance.
- Aksigorta achieved a 94% combined ratio, 51 million TL in net profit (104% growth), and 61 million TL in underwriting profit (86% growth).
- The investment portfolio increased 6% to 1.574 billion TL, with an average yield of 15.5%.
- Guidance for 2018 forecasts 25-30% premium growth and 45-50% net profit growth for Aksigorta.
- Finmeccanica reported strong financial results for the first 9 months of 2015, with a 44.7% increase in EBITA to €745 million and a positive net result of €122 million compared to a net loss in the prior year.
- Most sectors performed well with improvements in orders, revenues, and profitability compared to the previous year. Notably, Selex ES and DRS showed significant increases in EBITA.
- The company reaffirmed its guidance for the full year with expectations to meet or exceed targets for orders, revenues, EBITA, free operating cash flow, and net debt.
This document provides an overview and results for HeidelbergCement for 2016. Key points include:
- Volumes increased across all business lines, with cement volumes up 3%, aggregates up 3%, and ready-mix up 1%. Operating EBITDA and income grew organically by 5% and 6% respectively.
- Results were mixed by region, with strong growth in North America offset by pressure in Southern Europe and weather impacts elsewhere. Integration of Italcementi assets is ongoing.
- An outlook for 2017 forecasts continued volume growth, with a focus on cost efficiency and improving profitability of recently acquired assets. Net debt is expected to remain below €9 billion.
- Leonardo delivered strong results in the first 9 months of 2016 despite challenging market conditions, with record new orders of €15.5 billion driven by the €7.95 billion Eurofighter contract for Kuwait.
- Profitability improved with net income more than doubling to €343 million, supported by lower financial expenses.
- The company expects continued good performance in the fourth quarter and remains on track to meet full-year guidance.
The document summarizes Generali Group's 1Q 2016 financial results. Key highlights include:
- Operating result decreased 12.3% to €1,163 million due to lower realized investment gains.
- Net result decreased 13.8% to €588 million, following the trend of the operating result.
- Shareholders' equity increased 5.8% to €24.9 billion due to higher unrealized gains and the quarter's result.
- Solvency II ratio (internal model view) was 188%, down from 202% at year-end 2015.
HeidelbergCement reported its 2015 full year results and 2016 outlook. Key points:
- 2015 was the best year since the financial crisis with EBITDA up 14% to €2.6 billion and group profit up 65% to €800 million.
- Net debt was reduced to €5.3 billion, significantly below the target of 2.5x leverage.
- The Italcementi acquisition remains on track with synergy potential increased to €400 million.
- Outlook for 2016 is for mid to high single digit organic growth in revenues, EBITDA, and operating income.
LafargeHolcim reported first quarter 2016 results with overall pricing up 2.1% from Q4 2015 excluding India. Synergies of CHF 104 million were realized, putting them on track to exceed the CHF 450 million target for 2016. The company expects to deliver at least high single digit like-for-like adjusted operating EBITDA growth in 2016.
4Q16/2016 Results Presentation - CPFL EnergiaCPFL RI
This document provides a summary of 4Q16 and full year 2016 results for CPFL Energia. Some key highlights include:
- Sales increased 6.8% in 4Q16 and decreased 3.3% excluding a new acquisition. Load decreased 3.3% excluding the acquisition.
- EBITDA decreased 15.7% in 4Q16 and 0.4% for the full year, driven by lower distribution results due to regulatory and market factors.
- Net income decreased 62.2% in 4Q16 and was flat for the full year, impacted by higher financial expenses from debt and exchange rate variations.
- The company maintained strong financial metrics with leverage of 3.21x net debt/
ASSA ABLOY Q1 presentation 27 april 2016ASSA ABLOY
In the first quarter of 2016, net sales amounted to SEK 15,891 M (15,252), an increase of 4%, of which 3% (5) was organic growth and 3% (3) was acquired growth.The operating income increased in line with sales and also improved by 4%.
Elringklinger - Conference Call Q1 2014 Presentation Company Spotlight
Group sales were up 15.3% in Q1 2014 compared to Q1 2013, with organic growth of 13.4%. EBIT increased 28.4% to EUR 42.1 million despite higher expenses. The exhaust abatement division performed strongly with sales up 9.7% and EBIT increasing to EUR 7.7 million. For 2014, the company expects overall car production to increase 2-3% worldwide and guides for sales growth of 5-7% and adjusted EBIT of EUR 160-165 million.
Entertainment Network Ltd: Stock Price & Q4 Results Of Entertainment Network ...hdfcsecurities1
Entertainment Network Limited: Check out the institutional research report of Q4 result of Entertainment Network Ltd. ENIL’s 4QFY18 was in-line but muted. Revenue declined 3.7% YoY owing to high base and cut in ad volumes.
Garmin reported its financial results for Q4 2015 and full year 2015. For Q4, revenue declined 3% to $781 million due to a 21% decline in auto revenue. However, fitness, outdoor, aviation and marine segments grew 11% combined. Gross and operating margins were 52.9% and 18.7% respectively. Pro forma EPS was $0.74. For the full year, revenue declined 2% to $2.8 billion while gross and operating margins declined slightly to 54.6% and 19.5% respectively. Pro forma EPS was $2.49. Garmin expects continued growth in fitness, outdoor, aviation and marine in 2016 and revenue to reach $2.82 billion with pro
Transnet reported a 1.7% increase in revenue to R62.2 billion for the year, driven by growth in rail containers, automotive, and petroleum volumes. EBITDA grew 2.6% to R26.3 billion, well above South Africa's GDP growth of 0.6% for the year. Total capital investment was R29.6 billion, with expected spend of R340-R380 billion over the next 10 years to fund infrastructure improvements. The company maintained an investment grade credit rating and contained operating expenses to 1% growth, well below inflation, through cost savings initiatives.
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21. Contact Information & Disclaimer
21
For further information please contact with;
(Mr.) Osman Akkoca, Financial Control Manager
(T) +90 216 280 88 88
investor.relations@aksigorta.com.tr
www.aksigorta.com.tr/en/yatirimci_iliskileri.php
Poligon Cad. Buyaka 2 Sitesi No:8, Kule:1, Kat:6 34771 Ümraniye İstanbul Türkiye
Disclaimer
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Although it is believed that the information and analysis are correct and expectations reflected in this document are reasonable, they may be affected by a
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