This document outlines guidelines for an affordable housing partnership scheme in India. The key points are:
1) The scheme aims to promote public-private partnerships to realize affordable housing for all through stimulus of economic activities and employment generation.
2) It provides central government assistance to states for projects that set aside at least 25% of units for very low-income households and limit unit sizes and prices based on income levels.
3) The guidelines modify existing urban renewal programs to incentivize land assembly and provision of infrastructure for affordable housing projects targeting a total of 10 lakh new affordable units across India.
The policy outlines several objectives around reducing housing shortages, promoting affordable housing construction, and involving private developers. It discusses five models of affordable housing development on land owned by private developers or acquired by the government. It provides details on eligibility requirements for developers and beneficiaries, incentives for developers, and pricing limits for affordable housing units.
This document discusses various approaches to providing affordable rental housing in India. It begins by defining different types of affordable housing such as ownership housing, social rented housing, and intermediate housing. It then discusses challenges around providing affordable housing given rapid urbanization and poverty levels in India. The document outlines several government initiatives and programs to promote affordable housing. It also examines issues around developing affordable housing and strategies to increase housing supply such as using government land banks and increasing floor space index. The document analyzes rental housing models and case studies from other countries and within India to provide affordable rental options.
A Policy Guide to Rental Housing in Developing Countries. Quick Policy Guide ...Oswar Mungkasa
This document provides an overview of rental housing in developing countries. It discusses that while hundreds of millions live in rental housing, governments have largely neglected the rental sector. It notes that rental housing takes many forms, from penthouses to slums, and is provided by both private and public landlords. The document also highlights common myths about rental housing, such as the notions that everyone prefers homeownership and that renting is inequitable. It argues that a healthy rental sector should be an integral part of a well-functioning housing system.
Rajasthan jan awas yojana | Affordable Housingahuda gurgaon
It is a general phenomenon that large number of people migrate from rural and sub urban areas to urban centers and such migrants face the biggest problem of shelter. With the increase in cost of land, building materials, labour and infrastructure, the availability of shelter is becoming out of the reach of most of them. Therefore, positive encouragement to create housing stock particularly for EWS/LIG segment of the society in urban areas has become necessary. Various studies conducted by various agencies of Government of India show that more than 85% of housing shortage is in the EWS/LIG category. Hence the role and intervention of the State Government is very important to fulfill the requirement of housing shortage in urban areas.
Policy intervention is needed to bridge the gap in housing demand and supply in urban areas. The State Government has accorded high priority to achieve the goal of providing adequate and affordable housing to all. By policy interventions the price of dwelling units for EWS/LIG segment has been controlled by extending various incentives and time bound approvals to private developers. Various provisions included in the policy intend to create housing stock for this segment in a big way. It also aims to utilize precious urban land to its maximum potential so as to cut down the price of dwelling units.
Various initiatives recently taken by Government of India, especially “Housing for All Mission” have also been considered while framing this policy so that the financial incentives extended to EWS/LIG segment in slum and non-slum areas could be availed of by such eligible beneficiaries.
Additional
Public Private Partnership in Affordable HousingJIT KUMAR GUPTA
Presentation is an attempt to showcase the need and methods of promoting public sector involvement in the Housing to achieve the goal of housing for all by 2022
The Shyama Prasad Mukherji Rurban Mission aims to develop rural growth clusters with a population of 25,000-50,000 people in plain areas and 5,000-15,000 people in desert, hilly or tribal areas. These clusters, consisting of geographically contiguous gram panchayats, will be developed by providing economic opportunities, skills training, entrepreneurship development and infrastructure amenities to create 300 clusters of "smart villages" across India by 2019-20. The government has allocated over Rs. 5,000 crore for this mission to drive rural development through economic, social and infrastructure growth in rural areas.
National housing & habitat policy priyankPriyank Jain
The document summarizes the salient features of India's National Housing and Habitat Policy. It discusses key points such as:
- The goal of the policy is to provide affordable housing for all, with a focus on urban poor. It promotes public-private partnerships and involvement of various stakeholders.
- Important initiatives include the Jawaharlal Nehru National Urban Renewal Mission, Interest Subsidy Scheme for Housing the Urban Poor, and Affordable Housing in Partnership program.
- The policy emphasizes security of tenure, basic services and entitlements for scheduled castes, tribes, backward classes and minorities within urban poor communities.
- Moving forward, it recommends boosting social housing programs and
The RAY (Rajiv Awas Yojana) aims to make India slum-free by providing basic amenities and decent shelter to all citizens. Its vision is of inclusive cities where no one lives in slums. Its mission is to encourage states to address slums through formalization, redevelopment, and preventing future slum growth. A two-step implementation strategy involves preparing Slum Free City Plans of Action on a whole city basis, and then detailed project reports for redevelopment or relocation of whole slums.
The policy outlines several objectives around reducing housing shortages, promoting affordable housing construction, and involving private developers. It discusses five models of affordable housing development on land owned by private developers or acquired by the government. It provides details on eligibility requirements for developers and beneficiaries, incentives for developers, and pricing limits for affordable housing units.
This document discusses various approaches to providing affordable rental housing in India. It begins by defining different types of affordable housing such as ownership housing, social rented housing, and intermediate housing. It then discusses challenges around providing affordable housing given rapid urbanization and poverty levels in India. The document outlines several government initiatives and programs to promote affordable housing. It also examines issues around developing affordable housing and strategies to increase housing supply such as using government land banks and increasing floor space index. The document analyzes rental housing models and case studies from other countries and within India to provide affordable rental options.
A Policy Guide to Rental Housing in Developing Countries. Quick Policy Guide ...Oswar Mungkasa
This document provides an overview of rental housing in developing countries. It discusses that while hundreds of millions live in rental housing, governments have largely neglected the rental sector. It notes that rental housing takes many forms, from penthouses to slums, and is provided by both private and public landlords. The document also highlights common myths about rental housing, such as the notions that everyone prefers homeownership and that renting is inequitable. It argues that a healthy rental sector should be an integral part of a well-functioning housing system.
Rajasthan jan awas yojana | Affordable Housingahuda gurgaon
It is a general phenomenon that large number of people migrate from rural and sub urban areas to urban centers and such migrants face the biggest problem of shelter. With the increase in cost of land, building materials, labour and infrastructure, the availability of shelter is becoming out of the reach of most of them. Therefore, positive encouragement to create housing stock particularly for EWS/LIG segment of the society in urban areas has become necessary. Various studies conducted by various agencies of Government of India show that more than 85% of housing shortage is in the EWS/LIG category. Hence the role and intervention of the State Government is very important to fulfill the requirement of housing shortage in urban areas.
Policy intervention is needed to bridge the gap in housing demand and supply in urban areas. The State Government has accorded high priority to achieve the goal of providing adequate and affordable housing to all. By policy interventions the price of dwelling units for EWS/LIG segment has been controlled by extending various incentives and time bound approvals to private developers. Various provisions included in the policy intend to create housing stock for this segment in a big way. It also aims to utilize precious urban land to its maximum potential so as to cut down the price of dwelling units.
Various initiatives recently taken by Government of India, especially “Housing for All Mission” have also been considered while framing this policy so that the financial incentives extended to EWS/LIG segment in slum and non-slum areas could be availed of by such eligible beneficiaries.
Additional
Public Private Partnership in Affordable HousingJIT KUMAR GUPTA
Presentation is an attempt to showcase the need and methods of promoting public sector involvement in the Housing to achieve the goal of housing for all by 2022
The Shyama Prasad Mukherji Rurban Mission aims to develop rural growth clusters with a population of 25,000-50,000 people in plain areas and 5,000-15,000 people in desert, hilly or tribal areas. These clusters, consisting of geographically contiguous gram panchayats, will be developed by providing economic opportunities, skills training, entrepreneurship development and infrastructure amenities to create 300 clusters of "smart villages" across India by 2019-20. The government has allocated over Rs. 5,000 crore for this mission to drive rural development through economic, social and infrastructure growth in rural areas.
National housing & habitat policy priyankPriyank Jain
The document summarizes the salient features of India's National Housing and Habitat Policy. It discusses key points such as:
- The goal of the policy is to provide affordable housing for all, with a focus on urban poor. It promotes public-private partnerships and involvement of various stakeholders.
- Important initiatives include the Jawaharlal Nehru National Urban Renewal Mission, Interest Subsidy Scheme for Housing the Urban Poor, and Affordable Housing in Partnership program.
- The policy emphasizes security of tenure, basic services and entitlements for scheduled castes, tribes, backward classes and minorities within urban poor communities.
- Moving forward, it recommends boosting social housing programs and
The RAY (Rajiv Awas Yojana) aims to make India slum-free by providing basic amenities and decent shelter to all citizens. Its vision is of inclusive cities where no one lives in slums. Its mission is to encourage states to address slums through formalization, redevelopment, and preventing future slum growth. A two-step implementation strategy involves preparing Slum Free City Plans of Action on a whole city basis, and then detailed project reports for redevelopment or relocation of whole slums.
AREA OF SCHEME MINIMUM 5 ACRE, MAXIMUM 100 ACRES.
MINIMUM 60% AREA SHALL BE USED FOR AFFORDABLE HOUSING & CARPET AREA OF DWELLING UNIT SHALL NOT EXCEED 75 SQM.
40% AREA MAY BE UTILIZED FOR HIG, COMMERCIAL, INSTITUTIONAL,
RECREATIONAL & COMMUNITY FACILITIES.
MINIMUM 20% HOUSES SHALL BE PROVIDED FOR EWS & UG AGAINST HIG UNITS BUT NOT COMPULSARY IN AN EXCLUSIVE AFFORDABLE HOUSING SCHEME.
CEILING COST OF AFFORDABLE HOUSE IN NCR-RS.3000 PER SQ. FT., METRO CITIES-RS.2800 PER SQ.FT. & TOWNS-RS.2500 PER SQ.FT. ON SUPER BUILD UP AREA (TO BE REVISED BASED ON COST INDEX)
AFFORDABLE HOUSING POLICY, SCHEME AT VARIOUS LEVELS, ISSUES, HUBS,
APPROACH, PUSH-PULL FACTORS, CASE STUDIES
Follow on Instagram: @conceptive_architects
Cop19 uhnp - part II urban and housing national policyalex482
The document outlines Mexico's National Urban and Housing Policy, which aims to provide dignified living conditions through sustainable development. The policy focuses on six key areas: 1) developing a new model of smart, sustainable urban development that improves quality of life; 2) promoting dignified, sustainable housing; 3) establishing sustainable mobility; 4) effective land management; 5) regional sustainable development and territorial planning; and 6) reducing disaster risks. Various strategies are proposed under each area, such as prioritizing public transport, strengthening local government capacity, and preventing settlements in high-risk zones.
This document is the Republic Act No. 7279, also known as the Urban Development and Housing Act of 1992. It aims to provide a comprehensive and continuing urban development and housing program through cooperation between the government and private sector. Some key points:
- It defines terms related to affordable housing, blighted areas, socialized housing, and more.
- It covers lands in urban and urbanizable areas that are suitable for socialized housing programs.
- It establishes guidelines for acquiring lands, prioritizing government and idle lands, and disposing lands for socialized housing.
- It provides for the registration of qualified beneficiaries and incentives to encourage private sector participation in socialized housing.
Housing Policies and Programs - Indian and InternationalJIT KUMAR GUPTA
The document discusses two housing models: the Haryana model of affordable rental housing in India and the Singapore public housing model.
The Haryana model aims to provide affordable rental housing for low-income workers by having private developers set aside 15% of units in new projects for the housing board to purchase and rent out below market rate. It establishes a management system to select tenants and maintain the units.
The Singapore model is recognized globally for its public housing system that has resulted in 80% homeownership. Key factors are state ownership of land leased to the housing agency HDB, limiting ownership to subsidized units, using compulsory savings accounts to fund mortgages, allowing resale of units after 5 years to
The document discusses India's Pradhan Mantri Awas Yojana (PMAY) affordable housing program. It is being implemented in 3 phases from 2015-2022 to provide housing to the urban poor. Affordable housing is defined as housing that costs 30% or less of a household's income. Various policies and programs to promote affordable housing in India are discussed, including issues around housing shortage, rising slum populations, and the high costs associated with providing housing for all.
This document provides an overview of affordable housing in India. It discusses the growth of the Indian real estate industry and defines key terms like affordable housing. It also identifies several demand drivers for affordable housing in India like urbanization and rising income levels leading to a growing middle class. The document notes constraints on the supply of affordable housing like high land costs and lack of financing options for low-income groups. It distinguishes between low-cost and affordable housing and suggests that affordable housing requires basic amenities while low-cost focuses only on minimal housing.
- Launched in 2015, the Pradhan Mantri Awas Yojana (Urban) aims to provide housing for all in urban areas by 2022.
- It has 4 components and will be implemented in phases over cities and towns across the country.
- The scheme utilizes a mission mode approach and provides central assistance to implementing agencies through states and union territories.
- An analysis of the scheme found some best practices across states in areas like technology usage and implementation processes, but also identified some challenges around land issues, participation of the private sector, and funding.
IRJET- Strategies for Providing Housing to all by 2022IRJET Journal
This document discusses strategies for providing housing to all in India by 2022 as declared by the Prime Minister, with a focus on Mumbai's slum rehabilitation efforts. It discusses several strategies and lessons learned from Mumbai's experience:
1) Redevelopment is seen as a better option for densely packed slums in Mumbai compared to in-situ upgrades, as it allows for higher density development through incentives like increased Floor Space Index.
2) However, redevelopment projects face many conflicts and delays due to the many agencies involved, which increases costs. Financing is also challenging due to lack of collateral and high risks of default.
3) A combination of strategies may be needed, including redevelopment in some areas
Rollits Planning Focus - General Election Special (April 2015)Pat Coyle
The upcoming General Election is set to be one of the most keenly contested political battles for some time. The political parties have now published their Manifestos to varying degrees of fanfare. Within this Newsletter we have sought to set out some of the main planning and development policies contained within each Manifesto.
Affordable housing is a dream come true for middle class section. Concept of affordable housing is like a windfall for all those who are yearning for their own house. With maximum number of people having their own house prosperity of India will be multi fold.
The document discusses India's national housing policy, which aims to ensure affordable housing for all citizens. It identifies key objectives like assisting the homeless and vulnerable with shelter, expanding infrastructure, and promoting equitable land distribution. The policy covers rural and urban housing, infrastructure development, financing, and encourages public-private partnerships and community involvement to increase housing supply. It also establishes roles for central, state and local governments as well as private developers in achieving its goals.
Write up is an attempt to define and decipher , policy adopted by Singapore for providing housing in the island. Policy defines the system adopted in the island with land ownership vesting with state, houses being construct by Housing Development Board and leased for 99 years to the citizens. It also brings out limitations of the system.
In this presentation, the concept of Affordable Housing is discussed from various angles such as income tax and GST. The PPT also analyses various components of Affordable housing scheme. It also takes into consideration various practical scenarios which are discussed in the form of case studies. The affordability as per public lending institution has also been covered. The presentation also covers various policies and programmes undertaken by the government for promotion of the same.Lastly, it also covers the impact of anti profiteering under the scheme.
Housing is considered affordable when total housing costs do not exceed 30% of a household's monthly income. This includes rent/mortgage payments and utilities. Affordable housing must preserve existing affordable units, make housing more affordable and available, promote diversity, and help families build wealth while linking to supportive services and balanced growth. Factors limiting affordable housing production include land and construction costs, zoning laws, and community reaction. Housing policies must promote healthy families and communities. Examples of policies include the Local Housing Allowance in the UK and rental assistance programs in the United States. While rural housing is assumed to be affordable, costs of living can be high with lower incomes.
National housing & habitat policy priyankPRIYANK JAIN
This document outlines India's national housing policies and initiatives to address the growing need for affordable urban housing. It discusses the evolution of housing policies since 1988 and the current urban housing shortage of over 26 million homes. Major government programs described include the Jawaharlal Nehru National Urban Renewal Mission, Interest Subsidy Scheme for Housing the Urban Poor, Affordable Housing in Partnership modification to JNNURM, and the upcoming Rajiv Awas Yojana aimed at a "Slum Free India". The document emphasizes the need for partnerships across different levels of government and private sectors to achieve the goal of "Affordable Housing For All".
Stanlee's presentation on affordable housingStanLee GeorGe
Urbanization has resulted in people increasingly living in slums and squatter settlements and has deteriorated the housing conditions of the economically weaker sections of the society. This is primarily due to the skyrocketing prices of land and real estate in urban areas that have forced the poor and the economically weaker sections of the society to occupy the marginal lands typified by poor housing stock, congestion and obsolescence.
In this dissertation, we will explore major issues in the development of affordable housing in India and steps taken by the Government and private sector to address them inclusively.
The document summarizes a sites and services housing scheme in Charkop, Kandivali, Mumbai initiated in 1986 by M.H.A.D.A. to provide affordable housing. M.H.A.D.A. reclaimed marshland and divided it into sectors with roads and plots. Societies of 35 beneficiaries were formed and each plot was subdivided. M.H.A.D.A. provided basic structures with water, electricity and sanitation services. Residents later added floors and made modifications. While initially intended for low-income groups, most current residents are middle-income owners. The housing development provides affordable housing through a sites and services model.
This document provides information about an upcoming conference on innovation in non-ferrous metals. The conference will discuss how to increase demand for non-ferrous metals in India to support initiatives like Make in India. The agenda will include talks on innovation in copper, aluminum, and zinc, as well as substitution, recycling, and research and development. Attendees will include producers, users, associations, government officials, and others in the non-ferrous metals industry.
AREA OF SCHEME MINIMUM 5 ACRE, MAXIMUM 100 ACRES.
MINIMUM 60% AREA SHALL BE USED FOR AFFORDABLE HOUSING & CARPET AREA OF DWELLING UNIT SHALL NOT EXCEED 75 SQM.
40% AREA MAY BE UTILIZED FOR HIG, COMMERCIAL, INSTITUTIONAL,
RECREATIONAL & COMMUNITY FACILITIES.
MINIMUM 20% HOUSES SHALL BE PROVIDED FOR EWS & UG AGAINST HIG UNITS BUT NOT COMPULSARY IN AN EXCLUSIVE AFFORDABLE HOUSING SCHEME.
CEILING COST OF AFFORDABLE HOUSE IN NCR-RS.3000 PER SQ. FT., METRO CITIES-RS.2800 PER SQ.FT. & TOWNS-RS.2500 PER SQ.FT. ON SUPER BUILD UP AREA (TO BE REVISED BASED ON COST INDEX)
AFFORDABLE HOUSING POLICY, SCHEME AT VARIOUS LEVELS, ISSUES, HUBS,
APPROACH, PUSH-PULL FACTORS, CASE STUDIES
Follow on Instagram: @conceptive_architects
Cop19 uhnp - part II urban and housing national policyalex482
The document outlines Mexico's National Urban and Housing Policy, which aims to provide dignified living conditions through sustainable development. The policy focuses on six key areas: 1) developing a new model of smart, sustainable urban development that improves quality of life; 2) promoting dignified, sustainable housing; 3) establishing sustainable mobility; 4) effective land management; 5) regional sustainable development and territorial planning; and 6) reducing disaster risks. Various strategies are proposed under each area, such as prioritizing public transport, strengthening local government capacity, and preventing settlements in high-risk zones.
This document is the Republic Act No. 7279, also known as the Urban Development and Housing Act of 1992. It aims to provide a comprehensive and continuing urban development and housing program through cooperation between the government and private sector. Some key points:
- It defines terms related to affordable housing, blighted areas, socialized housing, and more.
- It covers lands in urban and urbanizable areas that are suitable for socialized housing programs.
- It establishes guidelines for acquiring lands, prioritizing government and idle lands, and disposing lands for socialized housing.
- It provides for the registration of qualified beneficiaries and incentives to encourage private sector participation in socialized housing.
Housing Policies and Programs - Indian and InternationalJIT KUMAR GUPTA
The document discusses two housing models: the Haryana model of affordable rental housing in India and the Singapore public housing model.
The Haryana model aims to provide affordable rental housing for low-income workers by having private developers set aside 15% of units in new projects for the housing board to purchase and rent out below market rate. It establishes a management system to select tenants and maintain the units.
The Singapore model is recognized globally for its public housing system that has resulted in 80% homeownership. Key factors are state ownership of land leased to the housing agency HDB, limiting ownership to subsidized units, using compulsory savings accounts to fund mortgages, allowing resale of units after 5 years to
The document discusses India's Pradhan Mantri Awas Yojana (PMAY) affordable housing program. It is being implemented in 3 phases from 2015-2022 to provide housing to the urban poor. Affordable housing is defined as housing that costs 30% or less of a household's income. Various policies and programs to promote affordable housing in India are discussed, including issues around housing shortage, rising slum populations, and the high costs associated with providing housing for all.
This document provides an overview of affordable housing in India. It discusses the growth of the Indian real estate industry and defines key terms like affordable housing. It also identifies several demand drivers for affordable housing in India like urbanization and rising income levels leading to a growing middle class. The document notes constraints on the supply of affordable housing like high land costs and lack of financing options for low-income groups. It distinguishes between low-cost and affordable housing and suggests that affordable housing requires basic amenities while low-cost focuses only on minimal housing.
- Launched in 2015, the Pradhan Mantri Awas Yojana (Urban) aims to provide housing for all in urban areas by 2022.
- It has 4 components and will be implemented in phases over cities and towns across the country.
- The scheme utilizes a mission mode approach and provides central assistance to implementing agencies through states and union territories.
- An analysis of the scheme found some best practices across states in areas like technology usage and implementation processes, but also identified some challenges around land issues, participation of the private sector, and funding.
IRJET- Strategies for Providing Housing to all by 2022IRJET Journal
This document discusses strategies for providing housing to all in India by 2022 as declared by the Prime Minister, with a focus on Mumbai's slum rehabilitation efforts. It discusses several strategies and lessons learned from Mumbai's experience:
1) Redevelopment is seen as a better option for densely packed slums in Mumbai compared to in-situ upgrades, as it allows for higher density development through incentives like increased Floor Space Index.
2) However, redevelopment projects face many conflicts and delays due to the many agencies involved, which increases costs. Financing is also challenging due to lack of collateral and high risks of default.
3) A combination of strategies may be needed, including redevelopment in some areas
Rollits Planning Focus - General Election Special (April 2015)Pat Coyle
The upcoming General Election is set to be one of the most keenly contested political battles for some time. The political parties have now published their Manifestos to varying degrees of fanfare. Within this Newsletter we have sought to set out some of the main planning and development policies contained within each Manifesto.
Affordable housing is a dream come true for middle class section. Concept of affordable housing is like a windfall for all those who are yearning for their own house. With maximum number of people having their own house prosperity of India will be multi fold.
The document discusses India's national housing policy, which aims to ensure affordable housing for all citizens. It identifies key objectives like assisting the homeless and vulnerable with shelter, expanding infrastructure, and promoting equitable land distribution. The policy covers rural and urban housing, infrastructure development, financing, and encourages public-private partnerships and community involvement to increase housing supply. It also establishes roles for central, state and local governments as well as private developers in achieving its goals.
Write up is an attempt to define and decipher , policy adopted by Singapore for providing housing in the island. Policy defines the system adopted in the island with land ownership vesting with state, houses being construct by Housing Development Board and leased for 99 years to the citizens. It also brings out limitations of the system.
In this presentation, the concept of Affordable Housing is discussed from various angles such as income tax and GST. The PPT also analyses various components of Affordable housing scheme. It also takes into consideration various practical scenarios which are discussed in the form of case studies. The affordability as per public lending institution has also been covered. The presentation also covers various policies and programmes undertaken by the government for promotion of the same.Lastly, it also covers the impact of anti profiteering under the scheme.
Housing is considered affordable when total housing costs do not exceed 30% of a household's monthly income. This includes rent/mortgage payments and utilities. Affordable housing must preserve existing affordable units, make housing more affordable and available, promote diversity, and help families build wealth while linking to supportive services and balanced growth. Factors limiting affordable housing production include land and construction costs, zoning laws, and community reaction. Housing policies must promote healthy families and communities. Examples of policies include the Local Housing Allowance in the UK and rental assistance programs in the United States. While rural housing is assumed to be affordable, costs of living can be high with lower incomes.
National housing & habitat policy priyankPRIYANK JAIN
This document outlines India's national housing policies and initiatives to address the growing need for affordable urban housing. It discusses the evolution of housing policies since 1988 and the current urban housing shortage of over 26 million homes. Major government programs described include the Jawaharlal Nehru National Urban Renewal Mission, Interest Subsidy Scheme for Housing the Urban Poor, Affordable Housing in Partnership modification to JNNURM, and the upcoming Rajiv Awas Yojana aimed at a "Slum Free India". The document emphasizes the need for partnerships across different levels of government and private sectors to achieve the goal of "Affordable Housing For All".
Stanlee's presentation on affordable housingStanLee GeorGe
Urbanization has resulted in people increasingly living in slums and squatter settlements and has deteriorated the housing conditions of the economically weaker sections of the society. This is primarily due to the skyrocketing prices of land and real estate in urban areas that have forced the poor and the economically weaker sections of the society to occupy the marginal lands typified by poor housing stock, congestion and obsolescence.
In this dissertation, we will explore major issues in the development of affordable housing in India and steps taken by the Government and private sector to address them inclusively.
The document summarizes a sites and services housing scheme in Charkop, Kandivali, Mumbai initiated in 1986 by M.H.A.D.A. to provide affordable housing. M.H.A.D.A. reclaimed marshland and divided it into sectors with roads and plots. Societies of 35 beneficiaries were formed and each plot was subdivided. M.H.A.D.A. provided basic structures with water, electricity and sanitation services. Residents later added floors and made modifications. While initially intended for low-income groups, most current residents are middle-income owners. The housing development provides affordable housing through a sites and services model.
This document provides information about an upcoming conference on innovation in non-ferrous metals. The conference will discuss how to increase demand for non-ferrous metals in India to support initiatives like Make in India. The agenda will include talks on innovation in copper, aluminum, and zinc, as well as substitution, recycling, and research and development. Attendees will include producers, users, associations, government officials, and others in the non-ferrous metals industry.
The document discusses the concept of utopia through examining its origins in Sir Thomas More's 1516 book, definitions, examples in architecture, and contemporary visions. Utopia refers to an imagined perfect place without place, originating from Greek for "no place." Modernist architects in the 20th century designed utopian cities and plans like Le Corbusier's vertical Paris and Wright's car-centered Broadacre City to solve social problems, though none could be fully built. Current projects imagine floating island paradises and freshwater factories to address future challenges.
The document provides an overview of the Jawaharlal Nehru National Urban Renewal Mission (JNNURM). It discusses the need for urban sector development and reform in India given rapid urbanization. The mission aims to encourage reforms and fast track development in identified cities with a focus on infrastructure and basic services for the urban poor. Eligible projects include sectors like water supply, sanitation, transportation and slum development. Financial assistance is provided to cities undertaking reforms, and is intended to catalyze greater investment in urban infrastructure across India over the seven year duration of the mission.
Polycarbonate sheet is virtually unbreakable making it extremely safe for impact protection. It is 250 times stronger than glass but only half the weight. It can be formed into curves on site not possible with laminated glass. Polycarbonate provides excellent optical clarity with light transmission of 82-90% and UV protection for outdoor use. It is suitable for electrical applications due to its insulation and dielectric properties. Polycarbonate can withstand high heat environments and be used in lighting applications.
This document discusses alternatives to paper and plastic bags. It notes the environmental issues with large scale deforestation needed to make paper bags. A company called AMTREX then introduces their new compostable plastic made from plant-based materials as a sustainable replacement for conventional plastics. The plastic can be directly processed into products without mixing with other plastics and decomposes when exposed to microorganisms, addressing current plastic pollution issues. Contact details are provided for AMTREX's director to learn more about their compostable plastic products.
slides contain some information about polycarbonate, as follow:
- History
- What is PC?
- Structure
- Production
- Processing
- Manufacturing & Block diagram
- Properties
- Applications
The document discusses polyvinyl chloride (PVC), including its manufacturing process, properties, applications, and specifications. Some key points:
- PVC is made from salt and oil/gas and was first commercially produced in the 1920s. It has properties like durability, chemical resistance, and electrical insulation that make it suitable for many applications.
- Common PVC applications include pipes, flooring, cables, furniture, and construction materials. Specific uses outlined include water pipes, electrical conduits, roofing, and plumbing fittings.
- PVC comes in variants like UPVC and CPVC that are used for different applications based on their properties like heat and pressure resistance.
- Indian Standards
1. The document summarizes information about polycarbonate presented by the Smile Group to the Chemical Department faculty of engineering.
2. Polycarbonate is a thermoplastic polymer with strong, durable, and impact-resistant properties making it suitable for a variety of industrial and commercial applications.
3. The presentation covers the history, chemical structure, production process through condensation reaction, properties, classification, morphology, methods of production, mechanical strength and various applications of polycarbonate.
This document provides information about polyvinyl chloride (PVC), including its structure, properties, processing, applications, and manufacturing of rigid PVC pipes. PVC is a thermoplastic polymer made from vinyl chloride monomer units. It has good mechanical, thermal, electrical, and chemical resistance properties which make it useful for pipes, furniture, medical devices, wires, and other applications. Rigid PVC pipes are produced through an extrusion process where impact modifiers are added to PVC before melting and extruding through a die to form continuous pipe profiles.
PVC is the third most widely used plastic. It was accidentally discovered in the 19th century when a white solid formed in flasks of vinyl chloride exposed to sunlight. PVC is produced via suspension or emulsion polymerization of vinyl chloride monomer. It has a linear structure and atactic stereochemistry. PVC has applications in pipes, cables, flooring and more due to its low cost, durability and resistance to chemicals and corrosion. However, it has disadvantages like difficulty recycling and sensitivity to heat and UV degradation.
Copper is a reddish-colored metal with many useful properties and applications. It has a density of 8930 kg/m3 and melts at 1083°C. Copper occurs naturally and is extracted via mining and smelting. It has high tensile strength, ductility, and thermal and electrical conductivity. Copper is used extensively in building construction for roofing, flashing, gutters, pipes, wiring and more due to its durability, corrosion resistance and recyclability. Common copper alloys include brass and bronze.
Dharavi is one of the largest slums in Mumbai, India, with a population between 300,000 to 1 million people. It was originally a mangrove swamp inhabited by fishermen that became filled in over time by waste. Various ethnic groups established communities there to work in nearby industries. Today it suffers from overcrowding, inadequate facilities, and flooding, but remains an important economic hub with a diverse population and proposals for redevelopment have faced opposition.
Plastic has brought immense benefits to the whole human race. The light weight, cheap chemical resistant and strong material has got almost omnipotent presence. When we talk of its strength we talk of the time till it survives and to everyone’s knowledge plastic does not bio-degrade. Yes, plastic the greatest invention of mankind has the power to even destroy mankind. Plastic that is not biodegradable brings a lot of environmental issues. It deteriorates the ozone layer. For the most part plastic is produced from oil. The world is progressively running out of oil. Research says plastic brings number of harms not only to humans but also the entire cosmos. The plastic which cannot be recycled has to be disposed off in some or the other way. Let’s say if we dispose in water it has the tendency to destroy marine life. So the only way left to reduce the ill effects of plastic is to use eco-friendly or biodegradable plastic. Biodegradable plastics are plastics that will decay in usual aerobic environments.
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This document discusses thermoplastic elastomers (TPEs). TPEs have both thermoplastic and elastomeric properties. They can be melt-processed like thermoplastics but are flexible and elastic like vulcanized rubbers. The most common TPE is a styrene-butadiene block copolymer, which has rigid polystyrene end blocks and soft polybutadiene mid blocks. This structure allows it to behave like a rubber at low temperatures but melt and flow like a thermoplastic at higher temperatures. Common applications of TPEs include automotive parts, medical devices, shoes, and cables due to advantages like recyclability and simpler processing compared to thermoset rubbers
Le Corbusier created the Modulor system to establish harmonious proportions in architecture based on the human figure. The system uses the golden ratio and Fibonacci sequence to determine dimensions. He applied these principles at Villa Savoye through the placement of windows, walls, and structural elements. Later, the Mill Owners Association Building and Unite d'Habitation housing development in Marseille also featured Modulor proportions in their designs.
Elastomers, also known as rubbers, are polymers that are elastic and flexible. They have low Young's modulus and high failure strain compared to other materials. Elastomers exist above their glass transition temperature, allowing considerable segmental motion. Common elastomers include natural rubber and synthetic rubbers like polyisoprene, butadiene rubber, nitrile butadiene rubber, chloroprene rubber, thermoplastic elastomers, fluoroelastomers, and silicones. Elastomers are usually thermosets that require vulcanization, but can also be thermoplastics. They are characterized by large elastic elongation, the ability to stretch and return to their original shape, and flexibility.
The document discusses urban housing issues in India, including housing demand and supply, the national housing policy, and the role of various agencies.
Some key points:
1) It outlines the basic economic principles of housing demand and supply and how equilibrium price is determined.
2) It describes India's National Urban Housing and Habitat Policy from 2007 which aims to promote affordable housing for all through public-private partnerships.
3) It discusses the role of government agencies, urban local bodies, and the private sector in housing development and addresses issues like the growing urban population, existing housing shortage, and need for increased investment in the sector.
This document discusses guidelines for implementing the "In-Situ Slum Redevelopment" component of the Pradhan Mantri Awas Yojana (Urban) housing program. Key points include:
- Slums on government or private land can be redeveloped to provide houses for eligible slum dwellers while leveraging the land value.
- Additional floor area/density incentives can make projects financially viable. A grant of Rs. 1 lakh per house is available.
- Projects should be formulated by analyzing slum locations and densities. Nearby slums can be clustered. Private developers will be selected through bidding to execute the projects.
The three policy statements are:
1. Enhancing the role of state governments and private sector in providing affordable housing, especially for low-income groups.
2. Providing housing for all, with a focus on low-cost housing for low-income groups and medium-cost housing for middle-income groups.
3. Giving states flexibility in determining quotas for low-cost housing in mixed developments based on location and demand.
Building Development: Issues and Way Forward in IndiaDr K M SONI
The document discusses India's Pradhan Mantri Awas Yojana (PMAY) housing program. Key points:
1) PMAY aims to provide housing for all in urban areas by 2022, with an estimated 20 million houses needed. It has 3 phases from 2015-2022 focusing on 500 cities.
2) The program includes in-situ slum rehabilitation, affordable housing through credit links subsidies (up to Rs. 6 lakhs with 6.5% interest subsidy), and public-private partnerships.
3) Implementation is through state and local governments. Credit links subsidies are a central scheme while other components are centrally sponsored.
4) Affordability is
1.Government Initiative and Programme for Affordable Housing--Pankaj Joshi, D...EbinJoy11
The document summarizes India's policies and initiatives around affordable housing. It discusses the country's evolving national housing policies since 1988 and outlines key aspects of the urban housing scenario, including a large housing shortage. It then describes several major government programs and initiatives to promote affordable housing, including JNNURM, interest subsidy schemes, task forces, and the upcoming Rajiv Awas Yojana. It concludes by discussing recommendations to strengthen affordable housing efforts through partnerships between central and state governments and other stakeholders.
While the supply side constraints for low cost and affordable housing include lack of availability of land and finance at reasonable rates, the demand drivers include the growing
middle class and urbanisation. Real estate developers, private players in particular, have primarily targeted luxury, high-end and upper-mid housing segment owing to the higher returns that can be gained from such projects.
The document summarizes several key Philippine laws related to real estate, land use, housing, and subdivision development. It outlines laws governing subdivision planning (EO 648, PD 957, PD 1517, BP 220, PD 1216, RA 7160), socialized housing requirements (RA 7279, BP 220), condominium development (RA 4726), and buyer protections (RA 6552). It also provides planning and design standards for residential subdivisions, housing types, open space requirements, and other details implementing these laws.
The document discusses India's Pradhan Mantri Awas Yojana (PMAY) housing program. It was launched in 2015 to achieve the goal of "Housing for All" by 2022. The program aims to build 20 million affordable housing units across urban and rural areas. It has four components: slum rehabilitation with private developers; affordable housing through credit-linked subsidies; affordable housing through public-private partnerships; and subsidies for individual home construction. Implementation has faced challenges with only 82,048 units constructed as of 2017. Stakeholders are working with the PMO to address issues like land and clearances to accelerate progress and achieve the program targets.
The document provides an overview of Kenya's 500,000 Affordable Homes Program delivery framework. It outlines the program's project pipeline which includes flagship projects, social housing projects, and projects in various counties. The largest project currently underway is the Park Road development which will deliver 1,370 units through a contractor that was awarded the project in December 2018. The overall program aims to close Kenya's annual low-income housing gap by 60% over 5 years by delivering a total of over 500,000 affordable housing units.
This document provides guidelines for the Pradhan Mantri Awas Yojana scheme, which aims to provide housing for all in urban areas by 2022. It outlines four components of the scheme: 1) In-situ slum redevelopment using land as a resource with private participation, 2) Credit-linked subsidy for EWS and LIG households to construct new houses or expand existing houses, 3) Affordable housing in partnership with public and private sectors, and 4) Subsidy for beneficiary-led individual house construction. It provides details on eligibility criteria, implementation approaches, and central and state/UT government responsibilities for each component.
This document provides guidelines for the Pradhan Mantri Awas Yojana scheme, which aims to provide housing for all in urban areas of India by 2022. It outlines four components of the scheme: 1) In-situ slum redevelopment using land as a resource with private participation, which will provide houses to eligible slum dwellers and leverage the development potential of slum lands; 2) Credit linked subsidy for EWS and LIG households to purchase new or incremental housing; 3) Affordable housing in partnership with public and private sectors; and 4) Subsidy for beneficiary-led individual house construction. It provides details on eligibility criteria, implementation methodology, funding mechanisms, and oversight structure for the
The Pradhan Mantri Awas Yojana (PMAY) aims to provide housing for all in urban areas by 2022. It will provide subsidies to low-income families to construct or purchase homes measuring up to 30-60 square meters. Subsidies of up to Rs. 2.67 lakh will be deposited directly into housing loans at interest rates of 6.5-4% for EWS/LIG and MIG families. The National Housing Bank and Housing and Urban Development Corporation are implementing the program through banks and monitoring progress towards the goal of constructing 2 crore affordable homes.
The document discusses sustainable development goal 11 of making cities inclusive, safe, resilient and sustainable. It notes that half the world's population lives in cities and by 2030 nearly 60% will live in urban areas, placing pressure on resources. A key issue in Pakistan is providing adequate housing for the poor, as there is a backlog of 7.6 million homes and demand growing by 250,000 per year. Solutions proposed include implementing development plans, increasing affordable housing finance options, encouraging high-density transit-oriented development, and making laws more flexible to support low-income housing.
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Chapterwise decription of IYA.
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IRJET- Analysis of Affordable Urban Housing Projects of BhopalIRJET Journal
This document analyzes affordable housing projects in Bhopal, India that were undertaken as part of the Pradhan Mantri Awas Yojana (PMAY) housing policy. Six detailed project reports were sanctioned for affordable housing projects in Bhopal under the Affordable Housing in Partnership vertical of PMAY. The analysis found reasons for delays in construction, including land issues, encroachments, and lack of funds. It recommends strategies like public-private partnerships and reforms to land acquisition, approvals processes, and financing to promote affordable housing development.
The document discusses India's initiatives to promote sustainable urbanization through various missions and programs. It outlines the Smart Cities Mission which aims to develop 100 smart cities focusing on infrastructure like water, transportation and using information technology. The Atal Mission for Rejuvenation and Urban Transformation (AMRUT) focuses on improving infrastructure in 500 smaller cities. Housing for All provides affordable housing options through various components. Characteristics of sustainable cities are also outlined, emphasizing compact development, mixed land use, renewable energy sources and conservation of natural areas.
The document provides revised operational guidelines for the Gramin Bhandaran Yojana scheme effective from June 26, 2008. The key points are:
1) The scheme aims to provide scientific storage facilities and related infrastructure for small farmers to store agricultural produce and inputs. This allows farmers to get better prices and avoid distress sales.
2) Eligible entities can construct or renovate rural godowns between 100-10,000 tonnes capacity. Subsidies of 15-33% are provided depending on the owner category and location.
3) Godowns must meet technical specifications for structural stability and storage conditions. Projects must be credit-linked to eligible lending institutions.
- Urbanization in India has increased rapidly, leading to a large shortage of housing. The 2011 census found a shortage of 24.71 million homes, with 88% of the shortage for those in the economically weaker sections.
- There is no single definition of "affordable housing" but it generally refers to housing that is affordable given a household's income. Definitions consider factors like unit size, household income, and housing costs not exceeding 30% of monthly income.
- The large shortage is primarily in housing for lower-income groups, as private developers focus on luxury housing. Government housing is insufficient to meet the needs of lower-income households.
भारत सरकार की महत्वाकांक्षी योजना 'प्रधानमंत्री आवास योजना - 2019' स्कीम की पूरी अद्यतन जानकारी । Latest updated knowledge about Pradhan Mantri Awas Yojna of Government of India. Please like, share and comment the video. Subscribe the channel and click on bell icon for getting latest update of my video.
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Affordable housing
1. Government of India
Ministry of Housing & Urban Poverty Alleviation
(JNNURM Mission Directorate)
GUIDELINES FOR AFFORDABLE HOUSING IN PARTNERSHIP
1 INTRODUCTION
1.1 The Scheme of Affordable Housing in Partnership aims at operationalising
the strategy envisaged in the National Urban Housing & Habitat Policy (NUHHP)
2007, of promoting various types of public-private partnerships – of the
government sector with the private sector, the cooperative sector, the financial
services sector, the state parastatals, urban local bodies, etc. – for realizing the goal
of affordable housing for all. It intends to provide a major stimulus to economic
activities through affordable housing for the creation of employment, especially for
the construction workers and other urban poor who are likely to be amongst the
most vulnerable groups in recession. It also targets the creation of demand for a
large variety of industrial goods through the multiplier effect of housing on other
economic acitivites.
1.2 This Scheme is a part of the Jawaharlal Nehru National Urban Renewal
Mission (JNNURM) and takes into account the experience of implementing Basic
Services to the Urban Poor (BSUP) and Integrated Housing & Slum Development
Programme (IHSDP) for three years, and the assessment that shortfall in response
from BSUP towns is a factor of the lack of urban land availability for expansion of
cities, and after consultation with States/UTs who have agreed that the
responsibility of making urban land available at affordable rates must rest with
them in order to reduce the acute shortages of housing in urban areas. The scheme
is also an acknowledgement of the strain of BSUP and IHSDP on state budgetary
resources, and the need to draw in institutional finance for construction of
affordable housing on a mass scale.
2. 1.3 The scheme is primarily applicable to the 65 cities covered under the BSUP
programme. Other cities of population above 5 lakhs could be considered during
implementation with approval of the National Steering Group for JNNURM, if
adequate number of projects is not forthcoming from the 65 cities. However,
project proposals from non-BSUP towns could be considered for sanction based
on a review of the implementation of the Scheme by the Ministry of Housing &
Urban Poverty Alleviation after two years.
1.4 The scheme seeks to encourage State Governments to make provision for
land to meet the acute shortage of affordable housing and to work in the
partnership model envisaged in the NUHHP 2007.
1.5 These Guidelines will come into effect from 1st April, 2009 and the scheme
will be a part of JNNURM.
2. OBJECTIVE
The basic aim of the Scheme is to provide stimulus to economic activities
through affordable housing programmes in partnership. Its immediate objective is
employment generation to the urban poor, especially construction workers, where
adverse impact of current economic downturn is being experienced. The Scheme
will also strive to ensure equitable supply of land, shelter and services at affordable
prices to all sections of society, and thereby to prevent the growth of slums in
urban areas.
3. COVERAGE
3.1 The scheme will apply mainly to the 65 BSUP cities, where shortages of land
for housing are driving unplanned growth and raising home prices and rentals to
unsustainable levels.
3.2 The projects which should be eligible under this scheme for assistance
would need to meet the following two criteria:
2
3. a) Dwelling units should be a mix of EWS/LIG/MIG categories with the
maximum size of a dwelling unit being at 1200 square feet super area,
with at least 25% of them for EWS of about 300 square feet. In terms of
carpet area, the minimum carpet area for EWS category shall be 25
square metres and maximum carpet area for MIG category shall be 80
square metres.
b) The sale price of dwelling units should have an upper ceiling in terms of
Rupees per square metre of carpet area. The price ceiling would be
settled in consultation with the States/UTs for different classes of cities.
3.3 An indication of allocation of ACA funds for implementation of the
scheme, to be released by way of Central Grant, among State/UTs would be made
as follows:
Categories of Cities No of ACA per City Total ACA Allocation
Cities (Rs. Crore) (Rs. Crore)
A. Mega Cities/Urban 7 100.00 700.00
Agglomerations
B. Other Million-plus 28 70.00 1960.00
Cities/Urban
Agglomerations
C. Other Cities identified 30 50.00 1500.00
under BSUP
Addition Allocation for 840.00
High Performing
Cities*/Other Cities**
Total 5000.00
* Additional projects in the 65 BSUP cities having scope for wider replication
could be considered subject to no city getting more than 50% additional allocation
as compared to the indicative level. The States/UTs will be encouraged to develop
a legal/regulatory framework of provision of land for affordable housing that
promotes innovative partnerships/models for affordable housing.
** Other Cities, under Category C, with more than 500,000 population could be
considered with the approval by the National Steering Group if adequate number
of projects are not forthcoming from the 65 identified cities. This will be based on
3
4. a review by the Ministry of Housing & Urban Poverty Alleviation after the
implementation of the Scheme for two years.
As the scheme is a part of Jawaharlal Nehru National Urban Renewal Mission
(JNNURM), in consonance with the need to sanction projects so as the achieve the
Mission outcomes and target for housing by the end of the Mission period, the
Ministry of Housing & Urban Poverty Alleviation would consider sanction of
additional projects to States/UTs which give priority to the provision of land for
affordable housing on a demand-driven basis so that the overall objective of the
programme is achieved. This will be after allowing a period of one year to all
States/UTs to come up with adequate number of projects conforming to the
scheme guidelines.
4. DEFINITION OF AFFORDABLE HOUSES
4.1 Keeping in mind that the housing shortages affect mostly the EWS and
LIG, and the younger group of urban-urban migrants changing cities in search of
better prospects, affordable houses, for the purpose of this scheme, may be taken
as houses ranging from about 300 square feet (super built up area) for EWS, 500
square feet for LIG and 600 square feet to 1200 square feet for MIG, at costs that
permit repayment of home loans in monthly installments not exceeding 30% to
40% of the monthly income of the buyer. In terms of carpet area, an EWS
category house would be taken as having a minimum 25 square metres of carpet
area and the carpet area of an LIG category house would be limited to a maximum
of 48 square metres. The carpet area of an MIG house would be limited to a
maximum of 80 square metres.
5. STRATEGY OF THE SCHEME
5.1 The scheme for construction of affordable houses in partnership visualizes
that the cost of land and construction would be held down to affordable levels:
4
5. • Land costs would be intermediated by States/UTs and Development
Authorities/Urban Local Bodies, by providing land at nominal,
predetermined or institutional rates (not including more than cost of
acquisition and development costs of land) for specified housing or
integrated housing projects. This would be the prerequisite for the scheme.
• Costs of land can also be intermediated by attracting private developers to
build on their land, by granting zoning-related incentives such as land use
conversion, extra FAR for the construction of affordable houses to be
allotted by the State/UT government (where ever infrastructure permits
densification), etc..
• Cost of construction can be held down by construction through no profit
no loss organizations or at reasonable profit; and by beneficiaries directly
accessing institutional funds for construction, namely the loans offered by
public sector banks, available at reduced interest rates to individual buyers
(as announced under the economic stimulus package).
• Cost of construction can also be driven down by planning layouts which
mix EWS/LIG/MIG with HIG houses and commercial layouts, and cross
subsidizing through the premium earned on the sale of HIG and
commercial spaces.
• States/UTs could reduce costs of housing further by charging a reduced
stamp duty to a maximum of 2% for affordable houses (LIG) and nil (0%)
for EWS under this scheme and/or charging reduced tax rates on inputs
for affordable housing
• Cost of construction can also be driven down by adopting appropriate
construction technologies.
6. MAIN FEATURES OF THE SCHEME
6.1 The scheme modifies the guidelines of JNNURM (BSUP) for providing
Central Assistance to States to incentivise land assembly for affordable housing to
promote development of projects for a total of 10 lakh affordable housing units by
5
6. provision of central assistance of 25% for the cost of provision of civic services for
projects for affordable housing at an approximate cost of Rs.5,000 crores to
Central budget.
6.2 The main features of affordable housing in partnership scheme are:
a. A project approach would be followed. Projects prepared by urban local
bodies/urban development agencies/housing boards/improvement
trusts/other agencies which may be designated as ‘implementing agencies’,
accompanied by duly approved layout plans and maps to scale would be
posed for sanction to the State Level Steering Committee and then the
Central Sanctioning and Monitoring Committee set up for BSUP.
b. Land for an affordable housing project could be identified within
municipal limits, or on the periphery or outskirts of towns and cities
within jurisdictions of development or planning authorities.
c. Projects with a minimum of 200 affordable houses would be entertained.
d. Dwelling units built under this scheme would be a mix of
EWS/LIG/MIG.
e. The layout and specifications including design of the affordable houses to
be built would be approved by the State/UT Government or its
designated implementing agency.
f. The sale price of dwelling units would have an upper ceiling in terms of
Rupees per square metre of carpet area. This ceiling would be proposed by
the States/UTs for different classes of cities for approval by the Central
Sanctioning & Monitoring Committee.
g. Beneficiaries would be selected and allotments made on a transparent
procedure by the State / implementing agency, e.g. draw of lottery, based
of detailed guidelines approved by the State/UT Government.
h. As far as possible, beneficiaries would be selected in advance to beginning
construction, so that the loan for construction can be availed directly by
beneficiaries. A tripartite agreement between loanee, bank and
6
7. development agency should enable facilitation of loan procedures for the
individual, and release to the development agency as per the progress in
construction.
i. EWS/LIG beneficiaries can be enabled to access loans under the Interest
Subsidy Scheme for Housing the Urban Poor (ISHUP), which provides
5% interest subsidy on loans up to Rs 1 lakh.
j. Title to the EWS/LIG houses would be given as far as possible in the
name of the woman. Where the land is at predetermined rates, title may be
leasehold, subject to State/UT Government decision, with sufficient
safeguards to ensure that the beneficiary is not dispossessed and the sale of
the house to another name is not recognized or registered for a certain
minimum period; within which transfer of the house should be permissible
back to the designated (project) agency only, at cost of construction
adjusted for inflation.
k. States/UTs/implementing agencies would make effort to ensure that at
least 25% of the total built up/constructed area of the projects proposed is
EWS/LIG units.
l. In order to promote EWS/LIG dwelling units / cross-subsidize the cost
of land, the project, with approval of the State/UT Governments may also
offer zoning incentives such as land use conversion, additional FAR/FSI
for the patch, with or without TDR, based on the prevailing market price
of land and the cost of construction, provided the civic infrastructure at
the site or the TDR sites is not put under strain.
m. The State/UT Government may also permit a portion of the identified
plot of land being used for construction of HIG dwellings or commercial
purpose, on which the development partner can raise funds to cross-
subsidize the construction of EWS/LIG dwellings.
n. In the case of partnership with a private developer on Government land, it
would be required of the State/UT Government / implementing agency
to select the private party by a transparent bidding process.
7
8. o. If considered appropriate, the States/UTs may consider private lands
under this scheme. Concessions and FAR, etc. would need to be
judiciously designed by them to make it attractive on private lands.
However, the project prerequisites will not be relaxed, and the project
would not be entertained for sanction except through the State/UT
Government
p. Supervision of quality and timeliness of construction would need to be
done by quality control mechanisms put in place by States/UTs. A three-
tier Quality Management System will be mandatory. The first level will be
developing agency, second by the State level quality monitor and third
level by a nationally empanelled third party inspection and monitoring
(TPIM) agency. Involvement of beneficiaries in the project should be
encouraged.
7 CENTRAL GOVERNMENT ASSISTANCE
7.1 Based on the experience that housing colonies do not get occupied for want
of civic service connectivities, Central Government assistance under this scheme
will flow for the provision of civic services such as water supply including ground
level/overhead service reservoirs, storm water drainage, solid waste management,
sewerage including common sewerage treatment facilities, rain water harvesting,
approach roads, electricity lines including electricity transformers, parks and
playgrounds and other amenities.
7.2 Central Assistance under the scheme will be limited to least of following:
• Rs. 50,000 per Dwelling Unit for all dwelling units taking EWS, LIG and
MIG units together which are proposed in the project; and
• 25% of the cost of all civic services (external and internal) proposed in the
project
7.3 Subject to the above, Central Assistance would be computed in the
following manner:
8
9. S.No Built up area for EWS/LIG as a Subsidy Amount*
percentage of total constructed area
1 25% Rs. 60,000 per EWS/LIG unit
2 >25% and upto 30% Rs. 60,000 – 70,000 per
EWS/LIG unit
3 >30% and upto 35% Rs. 70,000 - Rs. 80,000 per
EWS/LIG unit
4. >35% and upto 40% Rs. 80,000 – 90,000 per
EWS/LIG unit
5. >40% Rs. 90,000-Rs. 1,00,000 per
EWS/LIG unit
*An Additionality of 12.5% may be provided for North Eastern States including
Sikkim & Special Category States (Jammu & Kashmir, Himachal Pradesh &
Uttarakhand).
7.4 Release of Central Government share would be in three installments to the
State/UT Government or its designated agency on reimbursement basis (@ 25%.
50%, 25% respectively). The last installment would be released after ascertaining
the completion of construction and selection of beneficiaries.
8. AGENDA OF REFORM & MEMORANDUM OF AGREEMENT
Agenda of reform and the Memorandum of Agreement will be same as
applicable to BSUP/IHSDP.
9. NATIONAL STEERING GROUP
The National Steering Group of JNNURM, with the following composition,
will steer the scheme to its objectives:-
1 Minister for Urban Development Chairman
2. Minister of Housing and Urban Co-Chairperson
Poverty Alleviation
3. Secretary (HUPA) Member
4. Secretary, Planning Commission Member
5. Secretary (Expenditure) Member
6. National Technical Adviser Member
7. Secretary (Urban Development) Member-Convener
9
10. 10. APPRAISAL AND SANCTION OF PROJECTS
The procedures of BSUP would be applicable.
11. SANCTION OF PROJECTS
The Central Sanctioning and Monitoring Committee in the Ministry of
Housing & Urban Poverty Alleviation for sanctioning the projects submitted by
States/UTs under BSUP, with the following composition, would also sanction
projects of affordable housing in partnership
1. Secretary (HUPA) Chairman
2. Secretary (UD) Member
3. Secretary, M/o Finance, Deptt. of Expenditure Member
4. Principal Adviser (HUD), Planning Member
Commission
5. Secretary, M/o Environment & Forests Member
6. Secretary, M/o Social Justice & Empowerment Member
7. Secretary, M/o Health & Family Welfare Member
8. Secretary, Department of School Education & Member
Literacy, Min. of HRD
9. Joint Secretary & FA, Ministry of UD & Member
HUPA
10. Chief Planner, TCPO, Min. of UD Member
11. Adviser, CPHEEO, Ministry of UD Member
12. CMD, HUDCO Member
13. Joint Secretary (JNNURM) & Mission Director Member-Secretary
12. STATE LEVEL STEERING COMMITTEE
The State level Steering Committee for BSUP, with the following
composition, would decide projects and their priorities for inclusion in the scheme,
and for submission to the Central Sanctioning & Monitoring Committee.
1. Chief Minister/Minister for Urban Chairman
Development/Minister for Housing of the
State Govt.
2. Minister, Urban Development/ Minister for Vice-Chairman
Housing of the State Govt.
3. Concerned Mayors/Chairpersons of ULBs Member
4. Concerned MPs/MLAs Member
5. Secretary, Finance of the State Govt. Member
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11. 6. Secretary (PHE) of the State Govt. Member
7. Secretary (Municipal Administration/ Affairs) Member
8. Secretary (Housing) of the State Govt. Member
9. Secretary (UD)/LSG/Municipal Affairs Member- Secretary
13. NODAL AGENCY
Nodal Agency for BSUP would be the Nodal Agency for this scheme, and
perform the same functions, inter alia:
a. Appraisal of projects;
b. Obtaining sanction of State Level Steering Committee for seeking assistance
from Central Government under the scheme;
c. Management of grants received from Central Government;
d. Release of funds;
e. Monitoring physical and financial progress of sanctioned projects; and
f. Monitor implementation of reforms as committed in the MoA.
14. MISSION DIRECTORATE
The Mission Directorate for BSUP and IHSDP in the Ministry of Housing
& Urban Poverty Alleviation, under the charge of Joint Secretary (JNNURM) &
Mission Director, would ensure effective coordination with State Governments
and other agencies for expeditious processing of the project proposals and
implementation of the scheme.
15. MONITORING PROGRESS OF PROJECTS
15.1 A provision of 5% of the grant will be earmarked under the Ministry's
Budget for meeting Administration and IEC expenses, including support for
project preparation, appraisal, monitoring, evaluation, and capacity building
activities at various levels.
15.2 The Ministry of Housing & Urban Poverty Alleviation will periodically
monitor the scheme.
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12. 15.3 State Level Nodal Agency would send quarterly progress report to the
Ministry of Housing & Urban Poverty Alleviation.
15.4 Upon completion of the project, nodal agency through the State
Government, would submit completion report in this regard.
15.5 Central Sanctioning & Monitoring Committee may meet as often as required
to sanction and review/monitor the progress of projects sanctioned under the
Mission.
15.6 Monitoring of progress of implementation of reforms may be outsourced to
specialized/technical agencies.
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