This document discusses regulations related to mobile money transfer (MMT) services, including anti-money laundering (AML), countering the financing of terrorism (CFT), prudential, and agency rules. AML/CFT regulations generally require customer due diligence like identity verification. Prudential regulations ensure financial stability and vary based on risk level from payments to deposits. Agency rules determine if non-banks can handle cash and whether mobile operators can act as agents. Regulations affect the user experience and business models mobile operators can use to provide MMT services.

1. Accessing Financial Regulation Arief Hamdani Gunawan

4. Case Study : Telekomunikasi Seluler Indonesia Number of User per e-Money Player : total 3,2 Mio

5. Case Study : Telekomunikasi Seluler Indonesia

7. Business Models

13. AML/CFT rules @ MMT Services

19. Thank You Arief Hamdani Gunawan [email_address]