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The Hidden Exposures of Technology
This document discusses various technology exposures and their incompatibility with traditional general liability (GL) insurance policies. It summarizes risks from blast faxes/spam emails/text messages, data security breaches and identity theft, internet/web utilization, radio frequency identification, and nanotechnology. Lawsuits over unsolicited communications have resulted in multimillion dollar verdicts. Data breaches at large companies have led to notifications, fines, and litigation costing tens of millions. Emerging technologies like RFID and nanomaterials present new liability uncertainties due to limited understanding of health impacts.
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