HTML frames allow dividing the browser window into multiple sections to display separate HTML documents or URLs. Key elements for creating frames include <frameset>, <frame>, and <iframe>. <frameset> defines the layout of frames using rows and cols attributes. <frame> specifies the source of each frame's content. Nested framesets create complex layouts. iframes display inline frames for a web page within another page. HTML forms are used to collect user input using elements like text fields, checkboxes, radio buttons, and select boxes. Form data is submitted to a backend application for processing.