This document provides tips and strategies for managing personal finances. It discusses earning money, spending habits, saving, investing, and giving. Some key points include tracking expenses, setting financial goals to save 10-20% of take-home pay and live on 70%, paying yourself first by saving, reducing costs through eliminating unnecessary spending, getting out of debt, and creating a 90-day plan to improve money management skills and turn finances around. The document emphasizes taking action, getting started, and not putting off improving one's financial situation.

1. Manage Your Money

2. Award winning
business leadership
coach, author,
trainer
I/O Psych
Clients consistently
achieve dramatic
results
Clients leave richer
and feel uncaged
Andrew Priestley Grad Dip Psych. B.Ed, FInstSMM

3. Where did you
get your ideas
about money?
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4. Write down ALL limiting
beliefs about money
Homework 40 minutes
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5. Your annual turnover target?
What’s you time worth per hour?
What’s your hourly rate?
What’s your ‘day rate’?
What do you want to be paid?
What ‘value’ do you bring?
Homework 20 minutes
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6. £1300
The average amount Brits
typically waste every year.
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7. £325 | £25
per quarter per week
Obvious | Hidden
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8. 130%
The typical Brit
spends 130% of their
take home after tax pay
... per week.
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9. Spend > Earn
Spending
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10. Earn
Spend
S>E
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11. What motivates you to be responsible with £?
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12. Commonsense Fear
Someone
Kick in the pants
intervenes
4 motivators
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13. Spend < Earn
Financial freedom is Spending < Earn
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14. What do I spend
my money on exactly?
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15. >95% <5%
Save
Spend
Spend
Save
Most Brits spend THEN maybe save
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16. I’ll do it later Live now
Not important
No actual gain
(enough)
4 reasons we don’t save
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17. 10 not 2
Most Brits think managing money
is about ‘earning’ and ‘spending’
Their are eight other money skills
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18. Earning Spending Saving Investing Giving
Regular
Earned Income Fixed Property
expenses
Non Earned Variable Shares Charities
Big expenses
Income Hiddens Cash Tithing
Emergencies
Other Taxes Business
Goals
<Spending
Pay yourself first! Giving should
<Bad debt Invest in what
Do NOT touch NOT hurt you!
Increase £ <Money traps you know
3 months Gift Vs Loan
(NB Tax) <Fees/charges Leverage
reserves/buffer You are not
<‘Loans=Gifts’ Costs/Tax
an ATM/bank
The 5 Money Laws
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19. Take
Track Target Trim Train
Action!
What do I need to
What do I need to
How much do I earn, spend, What can I do What do I need to
do in the next 90
earn? save, invest, without? know?
days?
give?
Sources of all Spreadsheet Reduce Future day
income forecast Eliminate Impulse control
Baby steps
Pay slips Budget Regulate Read
90 days
Statements 90 day plans 90 days Courses
90 days 90 days
The 5 Money Skills
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20. 90
Most Brits can turn
their money troubles
around in 90 days
... but you need a plan.
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21. 10 20 70* Save 10%
Reduce debts with 20%
Live on 70%
* Based on after-tax, take-home pay
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22. Earning Spending Saving Investing Giving
Increase your Reduce your
Do your
income costs
homework first
> shifts Receipts for
Get advice
2nd job everything!! 10/20/70 Give back
An asset puts
Dejunk, Spreadsheet
money IN your
E-Bay it! Negotiate your
pocket
bills
5 Basic Goals
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23. Where are you now?
You need to know where you are NOW
WHERE you want to be in 12 months
and what’s STOPPING you
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24. Managing Your Money Indicator
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25. Measures the 10 Skills
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26. Overall feedback per Skill
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27. Bespoke feedback per Skill
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28. Bespoke feedback
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29. Guidelines if you are in debt
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30. Get the information
You are wasting
£1300+pa anyway!
Clue: Obvious | Hiddens
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31. Greater clarity:
Where you are now
Where you want to be
Personal Finance What’s stopping you
Strategy Session
Clear Data: Your charts
5 Money Laws/5 Skills report
90 minutes/£250
Next steps:
Skype 90 Day Plan/recommendations
Delivered worldwide Milestones and Obstacles
Support:
90 Day E-guide
The Personal Finance Strategy Session
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32. MYM
Personal MYM QA
QA & PDF
Finance Report &
Report
Strategy Feedback
Only
Session Session
£250 £97 £47
andrew@andrewpriestley.com
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33. 1 2 3 4 5
90 day plans Get receipts and Stop!
Dejunk!
Future day once statements for Start! Say ‘No!’
Debt reduce
a week everything Continue!
80% of people Makes tracking
are better off in targeting and Frees up RAM Read/research
trimming easier Stop being a
90 days, feel Less is best Pay attention!
doormat
empowered, Discipline
ARE richer Eye-opener
Fast track ideas that work
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34. Get started in your local library
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35. Get started on your bank’s website
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36. Great book: www.mymoneytree.com.au
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37. Will you take action?
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38. "Why didn’t I do this sooner?"
Everyone who takes action.
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39. www.andrewpriestley.com
andrew@andrewpriestley.com
Skype: priestley1
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