The document provides 10 tips for growing a business in 2013, including setting personal and business goals, developing marketing and sales plans, monitoring expenses, updating business plans, calculating break-even points, developing cash flow forecasts, and continuing to learn. Key recommendations are to write down specific goals, create a simple marketing plan focusing on target customers and a marketing to-do list, analyze finances to set expense budgets and important ratios, and develop sales forecasts and lead generation strategies to help meet sales targets.