This document provides examples for calculating key credit risk metrics including exposure at default, loss given default, probability of default, expected loss, and uses the standard normal distribution. It includes 30 examples ranging from simple loan calculations to approximations of expected loss over time. The document is from a textbook on managing credit risk under Basel III authored by Dr. Lam Yat-fai from CapitaLogic Limited.
Epic Research is a leading financial services provider with presence in Indian and other global capital markets. Provides Stock Tips, Forex Tips, Commodity Tips, MCX Tips, Equity Tips, Tips, Intraday Tips, NSE Tips, BSE Tips, COMEX Tips, PCG Pack and NCDEX Tips. We provide services in equity, commodity and Forex market.
Epic Research is a leading financial services provider with presence in Indian and other global capital markets. Provides Stock Tips, Forex Tips, Commodity Tips, MCX Tips, Equity Tips, Tips, Intraday Tips, NSE Tips, BSE Tips, COMEX Tips, PCG Pack and NCDEX Tips. We provide services in equity, commodity and Forex market.
Epic Research is a leading financial services provider with presence in Indian and other global capital markets. Provides Stock Tips, Forex Tips, Commodity Tips, MCX Tips, Equity Tips, Tips, Intraday Tips, NSE Tips, BSE Tips, COMEX Tips, PCG Pack and NCDEX Tips. We provide services in equity, commodity and Forex market.
Epic Research is a leading financial services provider with presence in Indian and other global capital markets. Provides Stock Tips, Forex Tips, Commodity Tips, MCX Tips, Equity Tips, Tips, Intraday Tips, NSE Tips, BSE Tips, COMEX Tips, PCG Pack and NCDEX Tips. We provide services in equity, commodity and Forex market.
A breathtaking journey through current trends affecting the life and annuity reinsurance industry, as told by its chief chronicler Alberto Abalo. Presented at the 2014 Valuation Actuary Symposium.
Our latest research provides an in-depth analysis of the challenges facing hospital workforces in the UK, and recommends good-practice examples for health care leaders to increase staff morale and wellbeing, recruit and retain top talent, and offer new models of care.
Epic Research is a leading financial services provider with presence in Indian and other global capital markets. Provides Stock Tips, Forex Tips, Commodity Tips, MCX Tips, Equity Tips, Tips, Intraday Tips, NSE Tips, BSE Tips, COMEX Tips, PCG Pack and NCDEX Tips. We provide services in equity, commodity and Forex market.
Self-disrupt or self-destruct – Disruption in numbersDeloitte UK
Source: Deloitte Analysis
CEOs of all major consumer product companies face the twin challenges of responding to the disruptive innovation threat in their traditional businesses, while simultaneously harnessing these same forces to create the businesses of tomorrow and capture growth. The magnitude of the challenge means CEOs need to consider M&A as a strategic enabler to capture innovation-led growth. In our point of view, we take a deeper look at some of the challenges and examine how companies are using M&A strategically to win the battle for the consumer.
Epic Research is a leading financial services provider with presence in Indian and other global capital markets. Provides Stock Tips, Forex Tips, Commodity Tips, MCX Tips, Equity Tips, Tips, Intraday Tips, NSE Tips, BSE Tips, COMEX Tips, PCG Pack and NCDEX Tips. We provide services in equity, commodity and Forex market.
Epic Research is a leading financial services provider with presence in Indian and other global capital markets. Provides Stock Tips, Forex Tips, Commodity Tips, MCX Tips, Equity Tips, Tips, Intraday Tips, NSE Tips, BSE Tips, COMEX Tips, PCG Pack and NCDEX Tips. We provide services in equity, commodity and Forex market.
India equities were lower at the close on Thursday, as losses in the Capital Goods, Real Estate and Auto sectors led shares lower.
At the close in NSE, the S&P CNX Nifty declined 0.37%, while the BSE Sensex 30 index declined 0.56%.
The biggest gainers of the session on the S&P CNX Nifty were TATA STEEL LIMITED (NSE:TISC), which rose 5.15% or 18.10 points to trade at 369.45 at the close. HCL Technologies Ltd (NSE:HCLT) added 2.02% or 17.70 points to end at 895.00 and Zee Entertainment Enterprises Ltd. (NSE:ZEE) was up 1.87% or 6.05 points to 328.90 in late trade.
Biggest losers included Sun Pharmaceutical Industries Ltd. (NSE:SUN), which fell 2.67% or 25.80 points to trade at 942.00 in late trade. ACC Ltd (NSE:ACC) declined 2.49% or 38.70 points to end at 1518.60 and Tech Mahindra Limited (NSE:TEML) down 2.32% or 14.60 points to 615.20.
A breathtaking journey through current trends affecting the life and annuity reinsurance industry, as told by its chief chronicler Alberto Abalo. Presented at the 2014 Valuation Actuary Symposium.
Our latest research provides an in-depth analysis of the challenges facing hospital workforces in the UK, and recommends good-practice examples for health care leaders to increase staff morale and wellbeing, recruit and retain top talent, and offer new models of care.
Epic Research is a leading financial services provider with presence in Indian and other global capital markets. Provides Stock Tips, Forex Tips, Commodity Tips, MCX Tips, Equity Tips, Tips, Intraday Tips, NSE Tips, BSE Tips, COMEX Tips, PCG Pack and NCDEX Tips. We provide services in equity, commodity and Forex market.
Self-disrupt or self-destruct – Disruption in numbersDeloitte UK
Source: Deloitte Analysis
CEOs of all major consumer product companies face the twin challenges of responding to the disruptive innovation threat in their traditional businesses, while simultaneously harnessing these same forces to create the businesses of tomorrow and capture growth. The magnitude of the challenge means CEOs need to consider M&A as a strategic enabler to capture innovation-led growth. In our point of view, we take a deeper look at some of the challenges and examine how companies are using M&A strategically to win the battle for the consumer.
Epic Research is a leading financial services provider with presence in Indian and other global capital markets. Provides Stock Tips, Forex Tips, Commodity Tips, MCX Tips, Equity Tips, Tips, Intraday Tips, NSE Tips, BSE Tips, COMEX Tips, PCG Pack and NCDEX Tips. We provide services in equity, commodity and Forex market.
Epic Research is a leading financial services provider with presence in Indian and other global capital markets. Provides Stock Tips, Forex Tips, Commodity Tips, MCX Tips, Equity Tips, Tips, Intraday Tips, NSE Tips, BSE Tips, COMEX Tips, PCG Pack and NCDEX Tips. We provide services in equity, commodity and Forex market.
India equities were lower at the close on Thursday, as losses in the Capital Goods, Real Estate and Auto sectors led shares lower.
At the close in NSE, the S&P CNX Nifty declined 0.37%, while the BSE Sensex 30 index declined 0.56%.
The biggest gainers of the session on the S&P CNX Nifty were TATA STEEL LIMITED (NSE:TISC), which rose 5.15% or 18.10 points to trade at 369.45 at the close. HCL Technologies Ltd (NSE:HCLT) added 2.02% or 17.70 points to end at 895.00 and Zee Entertainment Enterprises Ltd. (NSE:ZEE) was up 1.87% or 6.05 points to 328.90 in late trade.
Biggest losers included Sun Pharmaceutical Industries Ltd. (NSE:SUN), which fell 2.67% or 25.80 points to trade at 942.00 in late trade. ACC Ltd (NSE:ACC) declined 2.49% or 38.70 points to end at 1518.60 and Tech Mahindra Limited (NSE:TEML) down 2.32% or 14.60 points to 615.20.
Portfolio Investment Kpis And Dashboard PowerPoint Presentation SlidesSlideTeam
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This slide will give you the analysis of Food Processing Sector. Company information of Britannia. Financial Modeling and Valuation of the company.
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Reducing the scope of load test analysis (STAREast 2020)Júlio de Lima
Load testing execution produces a huge amount of data. Investigation and analysis are time-consuming, and numbers tend to hide important information about issues and trends. using machine learning is a good way to solve data issues by giving meaningful insights about what happened during test execution. Julio Cesar de Lima Costa will show you how to use K-means clustering, a machine learning algorithm, to reduce almost 300,000 records to fewer than 1,000 and still get good insights into load testing results. He will explain K-means clustering, detail what use cases and applications this method can be used in, and give the steps to help you reproduce a K-means clustering experiment in your own projects. You'll learn how to use this machine learning algorithm to reduce the scope of your load testing and getting meaningful analysis from your data faster.
Conduct due diligence with the help of content-ready Reasonable Investigation PowerPoint Presentation Slides. Perform investigation or audit of a potential investment company to know all the facts about them. Add these professionally designed reasonable investigation PPT templates to review their financial records, balance sheet, cash flow statement, and more. Evaluate whether the company is viable or not using content-ready reasonable investigation PowerPoint slideshow. Scrutinize their financial projections, key financial ratios and more. This ready-to use due diligence complete presentation highlights topics like financial due diligence, technology intellectual property, customer sales, strategic fit with buyer, and more. You will also be able to create a material contract and insurance checklist by using this thoroughly researched due diligence complete PPT presentation. Without any further delay, conduct a proper extensive investigation before investing into a company. Click the download button below to get your hands on this professionally designed reasonable investigation presentation. Acquire critical acclaim with our Reasonable Investigation PowerPoint Presentation Slides. Your display of erudition will draw appreciation.
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Presenting this set of slides with name - Market Risk And Return Powerpoint Presentation Slides. Our topic specific Market Risk And Return Powerpoint Presentation Slides presentation deck contains twenty eight slides to formulate the topic with a sound understanding. This PPT deck is what you can bank upon. With diverse and professional slides at your side, worry the least for a powerpack presentation. A range of editable and ready to use slides with all sorts of relevant charts and graphs, overviews, topics subtopics templates, and analysis templates makes it all the more worth. This deck displays creative and professional looking slides of all sorts. Whether you are a member of an assigned team or a designated official on the look out for impacting slides, it caters to every professional field.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
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how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
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how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Resume
• Real GDP growth slowed down due to problems with access to electricity caused by the destruction of manoeuvrable electricity generation by Russian drones and missiles.
• Exports and imports continued growing due to better logistics through the Ukrainian sea corridor and road. Polish farmers and drivers stopped blocking borders at the end of April.
• In April, both the Tax and Customs Services over-executed the revenue plan. Moreover, the NBU transferred twice the planned profit to the budget.
• The European side approved the Ukraine Plan, which the government adopted to determine indicators for the Ukraine Facility. That approval will allow Ukraine to receive a EUR 1.9 bn loan from the EU in May. At the same time, the EU provided Ukraine with a EUR 1.5 bn loan in April, as the government fulfilled five indicators under the Ukraine Plan.
• The USA has finally approved an aid package for Ukraine, which includes USD 7.8 bn of budget support; however, the conditions and timing of the assistance are still unknown.
• As in March, annual consumer inflation amounted to 3.2% yoy in April.
• At the April monetary policy meeting, the NBU again reduced the key policy rate from 14.5% to 13.5% per annum.
• Over the past four weeks, the hryvnia exchange rate has stabilized in the UAH 39-40 per USD range.
1. Example Index
Copyright 2018 CapitaLogic Limited
Example Description Excel technique
1 Exposure at default
2 Loss given default
3 Probability of default
4 Residual maturity
5 Expected loss
6 A simple loan
7 Standard normal distribution Normsdist(…) and Normsinv(…)
This Excel workbook is prepared in accordance with
Chapter 1 of the text book
"Managing Credit Risk Under The Basel III Framework, 3rd
ed"
Authored by : Dr. LAM Yat-fai (林日辉)
Principal, Structured Products Analytics, CapitaLogic Limited
Adjunct Professor of Finance, City University of Hong Kong
Doctor of Business Administration
CFA, CAIA, CAMS, FRM, PRM
Website: https://sites.google.com/site/crmbasel
E-mail: crmbasel@gmail.com
Copyright 2018 CapitaLogic Limited
2. Example 1 Exposure at default
Principal 10,000
Interest 1,000
EAD 11,000
Copyright 2018 CapitaLogic Limited
4. Example 3 Probability of default
Borrower Default in 1 year No. of borrowers 1000
1 No No. of defaults 23
2 No Default rate 2.30%
3 No
4 No PD 2.30%
5 No
6 No
7 No
8 No
9 No
10 No
11 No
12 No
13 No
14 No
15 No
16 No
17 No
18 No
19 No
20 No
21 No
22 No
23 No
24 No
25 No
26 No
27 No
28 No
29 No
Copyright 2018 CapitaLogic Limited
7. Example 6 A simple loan
EAD 10,000
LGD 90%
PD 3%
RM 3
Default loss 9,000
Default chance 8.7327%
EL 786
1-year EL 270
Copyright 2018 CapitaLogic Limited
8. Example 7 Standard normal dist
Cumulative standard normal distribution
x -1.8808 Probit -1.8808
Φ(x) 3% PD 3%
Inverse cumulative standard normal distribution
x 3% PD 3%
Φ-1
(x) -1.8808 Probit -1.8808
Copyright 2018 CapitaLogic Limited