Grading Rubric for Reading Responses 5 pts. The reader/responder answered each question in complete sentences, answering, specifically, what each question asked for. Students used a main idea for each question and supported their answer with evidence (quotes, summary or paraphrasing) from the reading/media. 3 pts. The student answered many of the questions but not all of them. Students may have answered each question, but errors in grammar or sentence construction obscure their answer. Students may have failed to use evidence (quotes, summary or paraphrasing) in their answer. 0 pts. The student didn't do the assignment or failed to send the response in on time. Discussion Board Assignment: In this Discussion Board, Create a post and respond to 2 classmate’s posts. Create a post and respond to others using the readings for Video Podcasts to inform your posts. Sample topics could be problems you encounter, your experience with shooting video and editing that video, etc. Your post should be one paragraph long. Respond to classmate’s posts should be one short paragraph long. (I will post 2 of my classmate’s posts below so you can write responds. You need to write 2 responds to 2 people posts.) Please see below for classmate’s posts First Classmate’s post: Hello class, Here is a good opportunity to share my tips about creating a video podcast. After reading about video podcasts, I realized that it can be challenging to create especially when one is tensed and lack confidence. However, with these tips, one can create a good and catchy podcast about their research: Be in s serene location where you are not distracted by anything. Chose the best camera that will generate a clear video. Smile and be audible. A smiling face as well as subtle body language tend to create powerful psychological connection with the audience which an audio cannot create. Make it short:- to make the audience attentive, the video podcast should be short. I think it should be less than 4 minutes. Second Classmate’s post: While making a Video Podcast can be a very entertaining activity, it also can be very challenging. One of the most challenging things to do is to edit the podcast. Editing the podcast is a vital part of the process. The purpose of editing is to improve the quality of the podcast, it is unlikely that you will be able to do the whole thing in one take and have no flaws in the podcast. Editing a podcast requires patience and diligence as you must go through the whole thing, listening for any mistakes. Then once you've identified the mistakes, you must figure out ways to fix them, which requires a knowledge of how to use the editing software, and how you want your podcast to sound. Grading Rubric for Reading Responses 5 pts. The reader/responder answered each question in complete sentences, answering, specifically, what each question asked for. Students used a main idea for each question and supported their answer with evidence ( ...

1. Grading Rubric for Reading Responses
5 pts.
The reader/responder answered each question in complete
sentences, answering, specifically, what each question asked
for. Students used a main idea for each question and supported
their answer with evidence (quotes, summary or paraphrasing)
from the reading/media.
3 pts.
The student answered many of the questions but not all of them.
Students may have answered each question, but errors in
grammar or sentence construction obscure their answer.
Students may have failed to use evidence (quotes, summary or
paraphrasing) in their answer.
0 pts. The student didn't do the assignment or failed to send the
response in on time.
Discussion Board Assignment:
In this Discussion Board,
Create a post and respond to 2 classmate’s posts.
Create a post and respond to others using the readings for Video
Podcasts to inform your posts. Sample topics could be
problems you encounter, your experience with shooting video
and editing that video, etc.
Your post should be one paragraph long.
Respond to classmate’s posts should be one short paragraph
long.

2. (I will post 2 of my classmate’s posts below so you can write
responds. You need to write 2 responds to 2 people posts.)
Please see below for classmate’s posts
First Classmate’s post:
Hello class,
Here is a good opportunity to share my tips about creating a
video podcast. After reading about video podcasts, I realized
that it can be challenging to create especially when one is
tensed and lack confidence. However, with these tips, one can
create a good and catchy podcast about their research:
Be in s serene location where you are not distracted by
anything.
Chose the best camera that will generate a clear video.
Smile and be audible. A smiling face as well as subtle body
language tend to create powerful psychological connection with
the audience which an audio cannot create.
Make it short:- to make the audience attentive, the video
podcast should be short. I think it should be less than 4 minutes.
Second Classmate’s post:
While making a Video Podcast can be a very entertaining
activity, it also can be very challenging. One of the most
challenging things to do is to edit the podcast. Editing the
podcast is a vital part of the process. The purpose of editing is
to improve the quality of the podcast, it is unlikely that you will
be able to do the whole thing in one take and have no flaws in
the podcast.
Editing a podcast requires patience and diligence as you must
go through the whole thing, listening for any mistakes. Then
once you've identified the mistakes, you must figure out ways to
fix them, which requires a knowledge of how to use the editing

3. software, and how you want your podcast to sound.
Grading Rubric for Reading Responses
5 pts.
The reader/responder answered each question in complete
sentences, answering, specifically, what each question asked
for. Students used a main idea for each question and supported
their answer with evidence (quotes, summary or paraphrasing)
from the reading/media.
3 pts.
The student answered many of the questions but not all of them.
Students may have answered each question, but errors in
grammar or sentence construction obscure their answer.
Students may have failed to use evidence (quotes, summary or
paraphrasing) in their answer.
0 pts. The student didn't do the assignment or failed to send the
response in on time.
Unit One Reading Quiz
Unit One Reading Quiz
Reading 1: Strategies to Avoid Student Loan Debt
There are different studies regarding strategies for students’
loan debt and to handle them in a much more effective way. The
research that I found has provided 11 unconventional strategies
for dealing with student loan debt situation. The reading
published by Kelli B. Grant regarding 11 strategies for dealing
with student loan debt has identified some strategies that I used
in my life for my loan debt as a student. Saving is a strategy
that is defined in the study and was the one that I related to the
most. I used to save money a lot to manage my loan debt

4. situation (Grant, 2015).
I used to trim any expense that was unnecessary for me. But, the
reading identified the saving in a much more different way. I
was thinking in a box where saving was an option that I had to
choose and follow correctly. But, the reading identified that
parents should focus on saving money for the educational aspect
of their children as well who are not able to pay their loans by
themselves. It provided valuable information as why students
are pushed into the situation of loan debt. Ninety percent of
parents’ expectations are to send their children to college and
gain benefits from education. However, only 47.99 percent of
parents saves for such goal as survey identified (Grant, 2015).
The overall study has focused on statistical information
regarding student loan debt and different aspects related to it. It
showed that how and what percentage of student loan debt has
increased or risen in the low balance. Also, the study identified
11 different strategies for student loan debt (Grant, 2015).
Reading 2: Update look at Student Loan Debt Repayment and
Default
The second study selected provided an updated view of student
loan debt. It showed that more than almost 41 million
Americans owe nearly 1.3 trillion in federal student loan debt
situations. The study has enforced a view towards amendment of
student aid programs and policies that might help them to
manage their loan debt easily and more effectively. The
information provided exciting and factual views regarding
facilitation for students in achieving their payments as curbing
defaults and repayment of student loans was spotlighted.
I enjoyed a lot in reading and identifying possible ways and
facilitation for student loan debt management in a much more
effective manner. For example, protection of students from low
performing institutions, use of forbearance and encouragement
regarding its use, energizing income-driven repayments, and
other such options (Perna, Kvaal, & Ruiz, 2017).

5. The reading focused on how much students’ loan debts are there
in America. It spotlighted the role of policymakers and
amendments related to student aid programs for loan debt
management. The reading has emphasized facilitation for
students to form their loan debt situations and their
management. The number of repayment options is discussed
(Perna, Kvaal, & Ruiz, 2017).
References
Grant, K. B. (2015, June 19). 11 strategies to avoid student loan
debt. Retrieved from cnbc:
https://www.cnbc.com/2015/06/19/11-strategies-to-cut-down-
on-student-loan-debt.html
Perna, L. W., Kvaal, J., & Ruiz, R. (2017). An updated look at
student loan debt repayment and default.
Reading Quiz Assignment:
1- You will find 2 readings about;
What can be done to handle the student loan debt situation
more effectively? Issue of crippling loan debt and how this
might be reimagined, or how we might differently pay for
college for students.
(2 readings from different sources)
2- For each reading, please answer the following question:
What did you enjoy most about the reading? Please be specific
and use examples from life experience, experiential learning,
and the texts themselves.

6. (APA format)
(One-Two Paragraphs for both of the readings)
Please see the ReadingQuizSample.doc
Unit One Reading Quiz
Unit One Reading Quiz
Reading 1: Strategies to Avoid Student Loan Debt
There are different studies regarding strategies for students’
loan debt and to handle them in a much more effective way. The
research that I found has provided 11 unconventional strategies
for dealing with student loan debt situation. The reading
published by Kelli B. Grant regarding 11 strategies for dealing
with student loan debt has identified some strategies that I used
in my life for my loan debt as a student. Saving is a strategy
that is defined in the study and was the one that I related to the
most. I used to save money a lot to manage my loan debt
situation (Grant, 2015).
I used to trim any expense that was unnecessary for me. But, the
reading identified the saving in a much more different way. I
was thinking in a box where saving was an option that I had to
choose and follow correctly. But, the reading identified that
parents should focus on saving money for the educational aspect
of their children as well who are not able to pay their loans by
themselves. It provided valuable information as why students
are pushed into the situation of loan debt. Ninety percent of
parents’ expectations are to send their children to college and
gain benefits from education. However, only 47.99 percent of
parents saves for such goal as survey identified (Grant, 2015).
The overall study has focused on statistical information
regarding student loan debt and different aspects related to it. It
showed that how and what percentage of student loan debt has
increased or risen in the low balance. Also, the study identified
11 different strategies for student loan debt (Grant, 2015).

7. Reading 2: Update look at Student Loan Debt Repayment and
Default
The second study selected provided an updated view of student
loan debt. It showed that more than almost 41 million
Americans owe nearly 1.3 trillion in federal student loan debt
situations. The study has enforced a view towards amendment of
student aid programs and policies that might help them to
manage their loan debt easily and more effectively. The
information provided exciting and factual views regarding
facilitation for students in achieving their payments as curbing
defaults and repayment of student loans was spotlighted.
I enjoyed a lot in reading and identifying possible ways and
facilitation for student loan debt management in a much more
effective manner. For example, protection of students from low
performing institutions, use of forbearance and encouragement
regarding its use, energizing income-driven repayments, and
other such options (Perna, Kvaal, & Ruiz, 2017).
The reading focused on how much students’ loan debts are there
in America. It spotlighted the role of policymakers and
amendments related to student aid programs for loan debt
management. The reading has emphasized facilitation for
students to form their loan debt situations and their
management. The number of repayment options is discussed
(Perna, Kvaal, & Ruiz, 2017).
References
Grant, K. B. (2015, June 19). 11 strategies to avoid student loan
debt. Retrieved from cnbc:
https://www.cnbc.com/2015/06/19/11-strategies-to-cut-down-
on-student-loan-debt.html
Perna, L. W., Kvaal, J., & Ruiz, R. (2017). An updated look at
student loan debt repayment and default.

8. Reading Quiz Assignment:
1- You will find 2 readings about;
What can be done to handle the student loan debt situation
more effectively? Issue of crippling loan debt and how this
might be reimagined, or how we might differently pay for
college for students.
(2 readings from different sources)
2- For each reading, please answer the following question:
What did you enjoy most about the reading? Please be specific
and use examples from life experience, experiential learning,
and the texts themselves.
(APA format)
(One-Two Paragraphs for both of the readings)
3- For each reading, please paraphrase in four sentences.
Please paraphrase each reading/viewing in four or less
sentences.
Please see the ReadingQuizSample.doc