Financial management

1. Program Name :- BBA
Course :- Financial Management
working capital management
Topic :- Receivable and Payable Management
Members name reg.no
1. Sharmila 172002445
2. Smitha 172002448
3. Deekshitha 172002410
4. Safnas ayisha 172002439
5. Sandya 172002441
6. Shubashree 172002446
7. Vidhyashree 172002450
8. Manoj 172002423
9. Prasanna 172002429
10. Iqbal 172002422
11. Deeksha 172002408
12. Arpitha 172002402
Date :- 22-07-2019

2. CONTENT
1. Meaning of Receivable
2. Purpose of Receivable
3. Goals of credit management
4. Optimum credit policy and types of credit policy
5. Cost of credit policy
6. Optimum investment
7. Credit procedure in receivable management
8. Payables management
9. Credit evaluation and approval

3. Meaning of Receivable

5. Purpose of Receivable
1. Improvement of sales
2. To increase profits
3. To meet competition

6. Goals of credit Management
1. To obtain optimum volume of sales
2. To control the cost of credit and keep it at Minimum
3. To maintain investment in Debtors at Optimum Level

7. Optimum credit policy and types of credit policy :
Kinds of credit policy :

8. Cost and benefits and extending credit
Benefits of credit policy :
Cost of credit policy :

9. Optimum investment :

10. Credit procedures in Receivable
management
1. Credit Information
a) financial statements:-
b) bank references :-
c) Trade References :-
d) credit rating and reports :-
2. Credit investigation :-
3. Credit analysis :-
4. Credit limit :-
5. Collection Procedures :-

11. Payables management :-
Trade creditors :
Definition of ‘Accounts payable Turnover Ratio’
Significance and Interpretation :-

12. CREDIT EVALUATION AND APPROVAL
Evaluating credit worthiness
1. Credit worthiness :
2. Size of debt burden :
3. Loan size :
4. Frequency of borrowing :
5. Length of commitment :
6. Social and community considerations :

13. OBTAINING CREDIT APPROVAL FROM LENDERS
GRANTING CREDIT APPROVAL TO CUSTOMERS
credit programs for Business Customers
Credit programs for individual consumers