1. NAME: CHIRAG MAHESH PANDYA
ADDRESS: A/11, Sunadaram Avenue, Opp. Sriram Residency, Near Abad Green Party Plot, Narol-Aslali Highway,
Ahmedabad - 382405.
PERSONAL PROFILE:
• Date of Birth: 8th
December, 1978
• Language Known: English, Hindi, Marathi, Gujarati.
• Marital Status: Married
• Contact Number: 08238604649
• E-mail: chirag.pandya@rediffmail.com
• Strength’s: Ability to understand & responsibly execute assignments
awarded to me, perform under pressure.
QUALIFICATION:
1) Appearing for IIBF certified trade and finance exam in July-2015
Qualification University Name Year of passing Grade
T.Y.B.com Mumbai University March 2000 Second class
H.S.C. Pune Board March 1997 Second class
S.S.C. Pune Board March 1995 Second class
WORK EXPERIENCE:
1) Worked with
Yes Bank Ltd.
Position: Business relationship leader
Period: 02/12/2014 to 18/04/2014.
KEY RESPONSIBILITIES:
 Retail banking acquisition: Acquiring of retail banking clients of current
a/c and providing them various banking facilities such as CC-OD, PCFC
limit, LC -BG in INR and FCNR against hypothecation of property.
 Managing team: Managing team of Business relationship partner, training
them for retail banking products such as current a/c, business loans
proposal.

2. 2) Worked with
Indusind Bank Ltd, Ahmedabad.
Position: Emerging Corporate RM
Period: 02/01/2013 to 05/11/2013
KEY RESPONSIBILITIES:
 Trade Finance - providing credit facilities to Retail customers by
way of handling trade transactions for export-import & forward
contract, LC, BG, Buyer’s credit against 100 % cash margin.
 Retail banking acquisition: Acquiring of retail banking clients of
current a/c and providing them various banking facilities such as
CC-OD, PCFC limit,LC -BG in INR and FCNR against
hypothecation of property.
3) Worked with
HDFC Bank Ltd, Ahmedabad.
Position: Retail Trade & Forex Sales manager
Period: Since 16/12/2011 to 08/12/2013
KEY RESPONSIBILITIES:
 Handling, managing and servicing the existing Trade & forex
customers of the Bank for 4 branches and maintaining their group
companies relationship to get more business in terms of Retail trade
& forex transactions.
 Trade Finance - Providing credit facilities to retail customers by
way of forward contract, LC, BG, Buyer’s credit against 100 % cash
margin.
 Generating month on month revenue of Rs.10,00,000/-by way of
getting business of Inward – outward remittance, LC, BG, Forward
contract.
4) Worked with
ING Vysya Bank Ltd.
Position: Relationship Manager – Trade & FX (Retail Banking)
Period: Since 02/06/2010 to 23/11/2011
KEY RESPONSIBILITIES:
 Handling, Managing and servicing the existing customers of the Bank
and maintaining a book & their group companies relationship henceforth
to get more business

3.  Generating month on month revenue by way of Business Lending
Processing fees Rs1,00,000/-Monthly, Tfx Revenue Rs3,00,000/-Monthly.
5) Worked with
ABN – AMRO BANK (Now RBS)
Position: Acquisition Manager (Commercial Banking)
Period: Since 1st
February, 2008 to 31st
May, 2010
KEY RESPONSIBILITIES:
 Corporate Banking – Acquisition of New To Bank clients and managing
relationships with SME clients especially importers - exporters by way of
current accounts, forex services, and trade finance, Setting Pc-fc limit,
Working capital limit CC,OD,TL up to Rs10cr.
 Trade Finance - providing credit facilities to SME’S by way of forward
contract, Buyer’s credit to the importer’s, against hypothecation of
properties
 Generating month on month revenue of Rs.2,00,000/- by way of ADB of
current a/c, Business Lending Processing fees Rs.50,000/-Monthly, Tfx
Revenue Rs1,50,000/-Monthly.
 Generating leads by doing tie-ups with the associations, councils.
ACHIEVEMENTS:
 WON A GOLD MEDAL & SILVER MEDAL FOR PERFORMING
WELL IN OVERALL VECTORS IN OLYMPIC COMPETITION OF
BUSINESS BANKING INDIA.
6) Worked with
ICICI Bank Ltd.
Position: Business Banking Officer - (S.E.G. - SECURED LOAN GROUP).
Period: Since July 2004 - Jan 2008.
KEY RESPONSIBILITIES:
 Managing and training a team of 8 to10 executives to pre-define targets
distribution and allocation of targets to increase the customer base.
 SME Banking - Customer acquisition and managing relationships with
SME Corporate clients by way of current accounts, forex services, and
trade finance etc.
 Secured Finance – Under the Secured Landing Group Providing credit
facilities to SME client by way of Credit Card Securitization up to Rs10cr
ACHIEVEMENTS:

4.  WON A SILVER COIN FOR CLEARING K.Y.C. EXAMS.
 RECEIVED CERTIFICATE & TROPHY FOR GENERATING
GOOD BUSINESS FOR FIXED DEPOSITES.
7) Worked with
HBL Global Pvt. LTD.
(SUBSIDIARY OF HDFC BANK)
Position: Sr. Sales Officer.
Period: April 2002 - June 2004
KEY RESPONSIBILITIES:
 Handling products of liabilities like Saving A/c, Current A/c, and Demat
A/c. & Online Trading A/c.
 Passing The Leads For Life Insurance & General Insurance, Leads For
Over DraftFacility, Leads For Mutual Fund To The Branch.
ACHIEVEMENTS:
 I was a part of the team which has won Grammy awards for best
performance for the year 2002-03.
(CHIRAG M. PANDYA)