1. Ghulam Abbas
• Abbas Manzil, Ward # 5, kanganpur Road Ellahabad, Teh: Chunian, Distt: Kasur
• +92.3006598749 +92.3218408749
• gulamabbas_mkt@yahoo.com
CAREER OBJECTIVE
To secure a challenging position in a vibrant organization, which recognizes my individual creativity and flair,
yet facilitates personal and professional growth of its individual members through teamwork.
PROFESSIONAL & ACADEMIC QUALIFICATION
January 2014 INSTITUTE OF BANKERS PAKISTAN (IBP) Lahore, Pakistan
• JAIBP – Junior Associate Banker
June 2008 IAS UNIVERSITY OF THE PUNJAB LAHORE Lahore, Pakistan
• MBA (Marketing) 3.50 CGPA
June 2005 UNIVERSITY OF THE PUNJAB LAHORE Lahore, Pakistan
• B.A – 1st Division
EXPERIENCE
April 2009 – Present
NATIONAL BANK OF PAKISTAN
Officer Grade-II
The role revolves around multiple activities, as described below;
General Banking Officer:
- Account opening working, documentation and filling
- Clearing and Remittances
- ATM balancing
- ATM claim handling and adjustments
- Resolution of customer issues on a day to day basis.
- Deposit fluctuation reports preparation and reporting.
- Being treasury branch of State Bank, carrying out the instructions sent by SBP.
- Credit of salaries of Govt. employees and Pensions forthwith in relevant accounts as per received
instructions within KPI of 1 day.
- Acting Operation manager in absence of operations manager of branch.
Credit Officer:
- Gold and other loans risk assessment and reporting etc
- Preparation of reports regarding loan portfolio.
- Recovery of loans.
- Reduction in NPLs.
- Preparation of weekly/monthly reports / reconciliations & preparation of various management reports
within the stipulated timelines, analysis and recommendations for improvement of existing processing.
- Attending various trainings at Staff College to keep the knowledge up to date.
Liability Sales Officer:
- Procurement of low cost deposit through CASA deposit mobilization.
- Increase in loan portfolio of branch.
Page 1 of 3
2. - Contribute in increasing sales of bank products.
Area Sales & Services Manager:
- Develop strategies to increase the business portfolio of branches of the Area
- To assist Area manager in efficient managing the affairs of branches in Area
- Efficiently managing the Human Resources in Area
- Improve the services of bank branches included in Area through employee motivation
- Preparation and reporting of monthly statistics to higher management.
ON THE JOB TRAININGS:1
One month training at the time of joining NBP in 2009 at staff college of NBP.
Two months field training in various branches of NBP in 2009.
One week training on ATM operations in NBP in 2010.
Two days training on Western /union Money Transfer and E-Remittances at NBP Staff College.
Two Days Course on Credit Analysis for Beginners by Institute of Bankers Pakistan.
Three days training on Prudential Regulations & Other Guidelines by SBP at Staff College of NBP.
1 week training on CBA Profile at Staff College NBP.
OTHER SKILLS
• Financial Statements Analysis and Interpretation: My trainings at IAS, IBP and NBP Staff College provided
opportunities to understand the significance of various account balances in measuring the position and performance of
the enterprises in addition to interpretation of financial statements for the purposes of stakeholders, lenders and
government agencies and exposure analysis.
• Information Technology and Computer Skills:
Extensive exposure of Microsoft Office Suite including designing of Microsoft Excel-based programs to
help expedite the credit risk assessment work for clients operating without automated information
systems.
Exposure on Core Banking Application.
• Communication and Presentation Skills:
Excellent presentation skills. Presented various projects at IAs as well as Bank Staff Colleges at NBP.
• Leadership and team management:
Ability to lead from the front and manage team affairs. Have successfully supervised and managed
teams consisting of 2 to 5 members.
• Seminars and workshops:
Attended various in-house seminars on Marketing, Retail and Consumer Banking and Credit
Managemnet to enhance and upgrade knowledge base in these subjects.
ACHIEVEMENT AWARDS:
Achievement award in 2013 (In the form of Cash Prize PKR. 125,000/-) on performance in the year
2012.
Spot award on reduction of NPLs in 2010.
Cash prize of PKR. 100,000/- for qualifying Stage III in 1st
attempt of JAIBP in 2014.
Cash prize of PKR. 75,000/- for qualifying Stage II in 1st
attempt of JAIBP in 2012.
PERSONAL INFORMATION
Date of birth December 19th, 1984
Marital status Married
Nationality
Permanent Address
Pakistani
Abbas Manzil, Ward # 5, Kanganpur Road, Ellahabad, The: Chunian, district Kasur.
Languages Written and spoken fluency in English and Urdu
References Will be provided on demand
Page 2 of 3
