Human settlements are like living organisms. They must grow, and they will change. But we can decide on the nature of that growth - on the quality and the character of it - and where it ought to go. We don't have to scatter the building blocks of our civic life all over the countryside, destroying our towns and ruining farmland. James Howard Kunstler

1. Formal and informal
settlements of
housing

2. • FORMAL SETTLEMENTS:
• Formal housing development have legal basis of planning
agency. These are developed within the structure of government
controls, rules and regulations.
• Formal settlements’ people have right to land

3. • INFORMAL SETTLEMENTS:
• Informal housing can be defined that any form of housing shelter
or settlement which is illegal, which falls outside of government
controls, rules or regulation. It's not afforded protection by the
state.
• This type of housing settlements is part of informal sector. The
term “informal housing” is using in capturing informal population,
population living other than in slums.