1. KASHIF NAWAZ / H. No 94, Street No 3, Block D, D. G. Khan, / +92-333-3253222 / Kashifnawaz.hbl87@gmail.com /
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KASHIF NAWAZ
S/o SHAH NAWAZ
Address: H/No 94, Street No 3, Block D,
D G Khan, Pakistan
Contact No: +92-333-3253222
+92-313-4385433
E-Mail: kashifnawaz.hbl87@gmail.com
CAREER OBJECTIVE
I have an experience of More than Five Years in Branch Operations and Advances with Two Largest Banks and May
Allah Be My Well Wisher, For All My Efforts of Gaining Knowledge and Working Hard for the Progress of the Appointed
Department in an Organization and Would Love to Work in A Challenging and Updated environment.
WORK EXPERIENCE
Jun 2013 – till - Present
Designation
Assistant Manager - II
Habib Bank Limited
Kutchery Road Branch, D.G.Khan
Job Description
Managing Branch Day to day Activities,
Dealing Branch, ATM, Remittances, Clearing, Advances (CF and RF) Agri Financing, Fix deposits
Supporting Manager in Sales, Deposits and Advances,
Balancing of all head of account physically with the respective GL.
Keep close co-ordination with staff and develop and enhance their skills.
Ensure daily checking of all reports of system with original vouchers.
Ensure effective internal and external audits with special adherence to KYC and penalty items.
Ensure that all service quality standards in the branch are understood and complied.
Resolve related customer complaints & queries, review feedback from internal & external customers.
Coordinate with the relevant support departments to ensure regular customer satisfaction.
Apr 2010 – till – Jun 2013
Designation
Operation Manager
MCB Bank, (Jampur Road Branch, Kot Chutta)
Job Description as Operation Manger (Oct 2011 to Jun 2013)
Support Branch Managers in new initiatives.
Reduce cost without compromising on service.
Ensure effective internal and external audits with special adherence to KYC and penalty items.
Audit / compliance/SBP & internal and external matter of branch audit
Resolve related customer complaints & queries, review feedback from internal & external customers.
Effective risk management by ensuring compliance of security/documentation requirements of internal and external
authorities
Ensure that all service quality standards in the branch are understood and complied.
Ensure balancing of all head of accounts with respective GL.
Accounts opening and all related job.
Job Description as Credit Officer (As Apr 2010 to Sep 2011)
Worked as Credit officer assisting branches in RF and CF.
Recovery of NPLs.
Making proposals and forwarding them for approvals.
Recovery of Timely Markup from Branches.

2. KASHIF NAWAZ / H. No 94, Street No 3, Block D, D. G. Khan, / +92-333-3253222 / Kashifnawaz.hbl87@gmail.com /
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QUALIFICATIONS
MCB Bank Staff Collage, Lahore
Training about General Banking about all facilities provided by bank regarding Advances, Operation, Local
and International trade and Foreign Exchange and also about Quality Control, Service Excellency and
practical training about customer dealing.
Batch: 39th
(Trainee Officers)
Duration 15 weeks
Year: 2010
1. BBA (Hon's): Graduation
Department of Business Administration,
Bahauddin Zikrya University, Multan
C.G.P.A: 3.25
Session: 2005-2009
Specialization: Finance
2. Intermediate
Board of Intermediate and Secondary Education, D. G. Khan
Division: 2nd
Session: 2003-2005
Subject: Science (Pre-Engineering Group)
3. Matriculation
Board of Intermediate and Secondary Education, D. G. Khan
Division: 1st
Session: 2001-2003
Subject: Science
ORGANIZATIONAL SKILLS
Planning Agendas And Meetings, Giving Formal Presentations, Expressing Personal Ideas To Individuals Or Groups,
Developing Plans For Projects And Collaborating And Ideas.
ABILITIES
On behalf of my qualification and experience I believe that I have developed some abilities which are helpful for me in
achieving career goals. Some of them I have observed are below,
Ability to Manage the modern day Information Technology needs.
Marketing and Management related techniques and work.
Ability to Manage and tackle the finance and research issues.
Believes on smart work not only on difficult tasks.
Working Potential and Skills under Pressure.
Have great temperament to achieve the great challenges.
COMPUTER & IT SKILLS
On Behalf of my Experience of work in Two Multinational Banks I have Good command on IT & Computer. Here is the detail.
 Have Complete Knowledge and Working Experience of MCB Bank Software SYMBOLS.
 Have Good Command on HBL Operation Software MYSIS & Cashier Green.
 Complete Knowledge of ATM Cash Replenishment and Balancing.
 Excellent Command on MS Windows & MS Office
LANGUAGES SKILLS
Excellent Communication & Inter Personal Skills in English & Urdu Both Verbal And Written And Also Good Communication
Skills In Punjabi And In Seraike.
PERSONAL INFORMATION
Name: Kashif Nawaz
Father's Name: Shah Nawaz
Age: 28 years
Sex: Male
Domicile: D G Khan
Permanent Address: H/No 94, Street No 3, Block D
D G Khan, Pakistan
Nationality: Pakistani
CNIC No: 32102-4963747-1
Contact No: +92-333-3253222
E. Mail: Kashifnawaz.hbl87@gmail.com
REFERENCES
References Would Be Provided On Demand.