1. EL GOTAI JIHANE
Contact No: +971-566213021
Email : j.gotai09@gmail.com
CAREEROBJECTIVE: To become part of an enterprising organization in the capacity of a credit
analyst – Eager to work with individuals and large businesses alike, maintaining the highest standards in
the best interests of all parties.
PROFESSIONAL WORK EXPERIENCE:
Bank/Organization: CIH BANK
Tenure: Jan-2015
Designations: Credit analyst
Responsibilities:
• Assess the creditworthiness of customers
• Evaluate the financial risk
• Monitoring of credit files
• Extend credits to customers
• Effectively assessed credit risk and (current and potential) client viability, analyzing financial
statements and cash flow of customers.
• Performed (quantitative and qualitative) analysis of requests for loans and lines of credit.
• Provided customer service support and professional financial guidance.
• Prepared written credit-approvals and denials.
Additional performances
• Fostered productive relationships with both internal and external clients.
• Maintained effective liaisons with in-company department members: account managers and product
specialists.
• Initiated changes in credit policies – Ensured policies and procedures accorded with department’s
standards
Organization: SCHINDLIER
Professional QualificationProfessional Qualification
2. Tenure: Nov-2013 to Nov-2014
Designations: Internship
Responsibilities:
bank reconciliation,
stock inventory,
market analysis and contract billing
Bank/Organization: Frigo Alikaram
Tenure: 2007 to April-2009
Designations: Interternship
Responsibilities:
ACHIVEMENT
Event Management skills use for betterment of Program
Organizing events/activities, facilitating discussions.
Organizing livelihoods, skill building, education, entertainment, activities with the youth.
Coordination with Government part and institution for better programming
Process documentation, report writing.
Planning and Monitoring of the interventions
ACADEMIC EDUCATION:
EXAMINING BODY: YEAR
Post-Graduation WOLLONGONG University 2016
Graduation SOPHIA ANTIPOLIS University 2014
Diploma MUNDIAPOLIS university 2013
Diploma Baccalaureate certificate 2008
COMMUNICATION AND INTERPERSONAL SKILLS:
Outstanding command over verbal and non-verbal communicative & interpersonal skills.
Strong organizational, managerial, problem solving, interpersonal and negotiation skills.
Confidently able to work independently or in a team to deal effectively with Banking Products.
Flair to organize & prioritize tasks to meet deadlines.
Ability to manage multiple projects with minimal supervision.
Have a good knowledge command over English and Urdu Languages.
CERTIFICATION/ ADDITIONAL SKILLS:
3. MS Office (All versions, MS Word, MS Power Point and MS Excel)
MS Excel (MS Formulae, Macros, Presentations )
INTERESTSANDHOBBIES:
Hobbies include anything to do in arts, music, poetry, reading historical books, philosophy and all
religious books. Enjoy and actively participate in a wide variety of sports, political discussions, and
creative activities.
Like challenges
Build new professional relation for business development/Betterment of Company/Organization
Travelling & Swimming.