Purchase Price Per Cents Per Share

Purchase Price Per Cents Per Share
When the margin is 25%
Number of share 100
Purchase price10per share
Margin required:25%50%75%
Increasing Price is56.25Amount of profit:750
Margin required250
Percent return:300 %Amount of profit:750
Margin required500
Percent return:150 %Amount of profit:750
Margin required750
Percent return:100 %When the margin is 25%
Number of share 100
Purchase price10per share
Margin required:25%50%75%
Increasing Price is–6.25Amount of profit:250
Margin required250
Amount of profit:250
Margin required500
Amount of profit:250
Margin required ... Show more content on Helpwriting.net ...
Total value of stick =number of share x Price per share
Margin required: $2,100
Borrowed funds:$1,400
Interest on borrowed funds: 112 %
Proceeds of sale is $4,000

Amount of profit:$500
Purchase price:$3,500
Percents earnted by investor A:14.29 %
Total interest of the investment:1000
After 20Year
With 4 %Future value =$2,191.12
Interest received at the end 20 year:$1,191.12 Amount=1,000
Rate=4%
Time=20YearInterest rate=$800 In a simple interest rate the saver only earns interest on the principal amount, so the compound interest rate is higher
than the simple interest rate.The saver wants:100,000
Interest rate8%
Present value is=$46,319 PMT=$6,903
Interest factor:7.2468
PMT:$6,391.70 If the expect yiels 5%
The precent value will be $61,391.33 PMT=$7,950.18
Interest factor:8.1081
PMT:$7,571.60 Student expect earn:$45,000
Inflation rate:2%
Future value:$66,868 The future value with inflation rate:4%
Future value:$98,601 PMT=$2,000 i= 7%n= 100FVAIF43.87
FSAD=$87,730.35 PMT=$2,000 i= 10%n= 20
FVAIF63.00
FSAD=$126,005.0
Money to save of the account:$38,274.65 Future value after
... Get more on HelpWriting.net ...

Davis, Michaels and Company
Davis, Michaels and Company Case Report
Executive Summary
The executives of Davis, Michaels, and Company need help running their financial planning services. They must decide whether their assistant Janet
can practice the fundamental concepts of finance efficiently enough or higher a temporary employee to help them conquer the overwhelming demand
of their customers. Janet was given a variety of different DCF analysis questions to determine her skills. The main goal of every problem was to find
the best investment strategy for different people that were trying to save up for an important investment in their future. In conclusion, by completing
the tasks given and solved below, Janet has proved that she can handle the position ... Show more content on Helpwriting.net ...
After the calculations you end up coming out with a rate of 14.87%. The third and final part of question three asks what rate you will need if the interest
is compounded semiannually. All you have to do is double the amount of terms and you will come out with a lower number of 7.177%. Since the
interest is compounded semiannually that means that you will need to times that number by two and you come out with your final number of 14.35%.
In question four, Janet was asked to solve a question that deals with annuity payments, specifically, ordinary annuities. It starts by asking of how
much you will make if you add $2,000 every year and it is compounded by 10% interest every year. These, for the most part, are future value
problems. The first one comes out to be a future value of $12,210.20, which does not satisfy the need for $20,000. The next part asks what the value
would be if the interest was compounded semiannually. You have to do an equation in order to find out what the effective annual interest rate.
Through this equation you come out with a value of 10.25% and after the calculator calculations you come out with a future value of $12,271.11, also
not meeting the demand for that first year of college. The next part asks what payment will you need in order to get to that $20,000 number and the
present value comes to be $3,275.95. Next, the case asks what original payment you would need in order

Essay about Fin221 Preflight
Chapter 5
Which of the following is the actual rate of interest paid or earned over a year's time?
Wrong Answer: the periodic rate
Which of the following has the highest time value of money at the same time interest rate for the same number of payments
Correct Answer: the future value or an annuity–due
Which of the following would increase the present value of a single cash flow?
Wrong Answer: a decrease in the cash flow
You invest $1000 at 6% compounded annually and want to know how much money you will have in 5 years. What does the $1000 represent?
Correct Answer: the present value
What is the appropriate interest rate and number of time periods to use to find the monthly payment for a 30–year mortgage at 6% ... Show more content
on Helpwriting.net ...
a. a decrease in the interest rate
b. an increase in the cash flow
c. an increase in the interest rate
d. a decrease in the time period
ANSWER: C
At what point in time is the present value of an ordinary annuity found?
a. at the time of the last annuity payment
b. at the time of the first annuity payment
c. a period after the last annuity payment
d. a period before the first annuity payment

ANSWER: D
Which of the following has the lowest time value of money at the same interest rate for the same number of payments?
a. The present value of an ordinary annuity
b. The present value of an annuity–due
c. The future value of an ordinary annuity
d. The future value or an annuity–due
ANSWER: A
Which of the following is the actual rate of interest paid or earned over a year's time?
a. the periodic rate
b. the effective annual rate
c. the nominal annual rate
d. the annual percentage rate
ANSWER: B
What is the appropriate interest rate and number of time periods to use to find the monthly payment for a 30–year mortgage at 6% compounded
monthly?
a. 6% and 30
b. 6% and 360
c. 0.5% and 30
d. 0.5% and 360
ANSWER: D
Chapter 5 Post–Quiz
1.(Points: 1) | | Which of the following bank accounts has the highest effective annual return?
a. An account that pays 10% nominal interest with monthly compounding.
b.

finance lab week 3
FIN 370 Lab Study Guide – All Weeks– Additional Formula (Compound interest) to what amount will the following investments accumulate? a.
$5,000 invested for 10 years at 10 percent compounded annually 5000 x (1.10)^10 = 5000 x2.5937 =12968.5 b. $8,000 invested for 7 years at 8
percent compounded annually 8000 x (1.08)^7 = 8000 x 1.7138 = 13710.59 c. $775 invested for 12 years at 12 percent compounded annually 775 x
(1.12)^12 = 775 x3.8959 =3019.38 d. $21,000 invested for 5 years at 5 percent compounded annually 21000 x (1.05)^5 =21000x 1.2762 =26801.91
(Compound value solving for n) How many years will the following take? a. $500 to grow to $1,039.50 if invested at 5 percent compounded annually
500/1039.5 =.481 Lookup .48... Show more content on Helpwriting.net ...
$500 a year for 10 years discounted back to the present at 10 percent 500 x {1–(1/1.1)10}/.1 = 500 x 6.1445 =3072 (Compound value solving for I) at
what annual rate would the following have to be investe a. $500 to grow to $1,948.00 in 12 years 1948/500 = (1+r)12 12 under root 3.896 =1.12
=1.12–1 = .12 or 12% Rate = 12% b. $300 to grow to $422.10 in 7 years 422.1/300 = (1+r)7 7 under root 1.407 =1.05 =1.05–1 = .05 or 5% Rate = 5%
c. $50 to grow to $280.20 in 20 years 280.2/50 = (1+r)20 20 under root 5.604 =1.09 =1.09–1 = .09 or 9% Rate = 9% d. $200 to grow to $497.60 in 5
years 497.6/200 = (1+r)5 5 under root 2.488 =1.2 =1.2–1 = .2 or 20% Rate = 20% (Compound annuity) what is the accumulated sum of each of the
following streams of payme a. $500 a year for 10 years compounded annually at 5 percent 500x{1.05)10–1}/.05 = 500x12.5778 =6289 b. $100 a year
for 5 years compounded annually at 10 percent 100 x (1.10)5–1/.10 = 100 x 6.1051 =610.51 c. $35 a year for 7 years compounded annually at 7
percent 35 x (1.07)7–1/.07 = 35x 8.65 = 302.89 d. $25 a year for 3 years compounded annually at 2 percent 25 x (1.02)3–1/.02 = 25 x 3.06 = 76.51
ditional Formulas stments accumulate? e following take? Compound Interest Calculator Investment Amount Years 4900.00 9 Solution: $10,642.28
Compound Value Solving for n Calculator Investment Amount Future Amount

Word Formation in English and Vietnamese: a Contrastive...
Running head: Word formation in English and Vietnamese
Word formation in English and Vietnamese: a contrastive analysis
Pham Thi Hong Ly
HCMC University of Pedagogy
Abstract:
Language is a principal mean used by human beings to exchange information and communicate with each other. We use language to discuss a wide
range of topics which distinguishes us with animals. In other words, language is a vital tool of communication. In order to share ideas and feelings
effectively besides using gestures, intonation in speech...; a large vocabulary is also considered as a useful way. The more vocabularies you have, the
clearer and more accurate ideas you express. And one of the most common ways to enrich vocabulary is ... Show more content on Helpwriting.net ...
The prefixes can be divided semantically into these following groups: quantity prefixes, locative prefixes, temporal prefixes, negation prefixes (see
Appendix). However, in one such study (Ingo Plag 134), it is found that numerous prefixes do not belong to any of the four groups above. For
example, prefixes express diverse notions, such as "wrong, evil" (mal–, malfunction, malnutrition), "badly, wrongly" (mis–, misinterpret, mistrial),
"false, deceptive" (pseudo–), "together, jointly" (co), "in place of" (vice–)... One more type of affix is suffixes. Unlike prefixes, suffix is an affix which
is attached after the root. There are four types of suffixes: nominal suffixes, verbal, adjectival and adverbial suffixes. (see Appendix) Compounding
Compounding is the most productive type of word formation process in English. Acompound is a word that consists of two elements, the first of which
is either a root, a word or a phrase, e.g. biochemistry, systems analysis, over– the– fence gossip...; the second of which is either a root or a word (Ingo
Plag 183). Most of compounds are interpreted in such way that one element, head, is modified by others. And the compounds inherits most of it
semantic and syntactic information from its head (Ingo Plag 183). There are three types of compounds: open compound, hyphenated compound and
solid compound. An open compound consists of two or more words written separately, such as salad dressing, Boston terrier, or

Compound Nouns Essay
ObjectiveThis year my third grade class began a lesson on compound nouns. We began by playing a matching game. Each child picked a card with a
word on it. They then had to try to find a partner who had another word that would pair up with theirs to make a new word. The children were very
excited, but no one made the connection with compound words. Once they were paired up, each student said their word and their new word. At this
point, they started guessing that we ere going to talk about compound nouns. I observed the children's excitement begin to diminish when they
realized they were not just playing but learning too. I heard one of my boys whisper to a friend, "She tricked us again." "Yeah, she's always good
for that," was the response. At this point, I asked the children if anyone could guess my favorite compound noun. Since this seemed like another
game, the energy level began to rise. With no one guessing the correct answer, I told them my favorite compound noun was 'grasshopper.' They
began to laugh and wanted to know why. I told them it was because I loved to eat grasshopper pie. There were lots of laughs and kids shouting
gross. I asked them if they had ever had grasshopper pie and of course, no one had. Throughout many of my lessons I use a cross curricular approach,
so this lesson fit right in. To incorporate math, we made a chart that showed how many students thought they would like grasshopper pie. Most of the
boys were talking

The Episode I Thought Was Most Interesting
The one episode I thought was most interesting was when the class first started and they were talking about compound words. When Mrs. Detreick
went to the front of the class room the students got silent really fast. She then turned on the smart board and pulled up a worksheet. When they were
going over the worksheet she would have the student come up to the board and their responsibility was to write what the compound word would be.
After they got done with the worksheet she told the students to take out their iPads and go to socrative. They played a game that they had to decide
whether the word was a compound word or not, this put a little competition into the learning. After they played a few rounds of that the teacher hand
out cards that had one part of the word and they have to find the other student with the word completing your word. Once you find your partner you
will see a number on the top of your card and you will go to the spot in the room that matches your number that will be your group.
3. So What
During the first episode in question 2 Mrs. Detreick does a great job of connecting the InTASC teaching standard #3 Learning environment. The first
way she shows this is by putting the worksheet on the smart board that way everyone can see it. She then has students come up to the board and solve
the problem of connecting the compound words. She saw in her class that they respond well with repetition and being involved. The second way she
demonstrates this is by having

Synthesis, Spectral And Biological Activities Of Pyridine...
SYNTHESIS, SPECTRAL AND BIOLOGICAL ACTIVITIES OF PYRIDINE 2,6 DICARBOXALIC ACID HYDRAZONE DERIVATIVES AND ITS
METAL COMPLEXES
Vijay Kumar Tiwari1, Dr. S. N. Dikshit2 and Dr. Anupa Kumari Dubey3
*1Research Scholar, Department of Chemistry, S.M.S Govt. Model Science College, Gwalior, MP., INDIA
Email: vijayt009@gmail.com
*2 Professor, Department of Chemistry, S.M.S Govt. Model Science College, Gwalior, MP., INDIA
*3 Department of Chemistry, S.M.S Govt. Model Science College, Gwalior, MP., INDIA
ABSTRACT
The new series of two new hydrazone derivatives and their vanadium complexes have been synthesized bearing the formula M[DPDH](BF4)2 and
M[DCDH](BF4)2, where M=V, DPDTPH= (2,6–diacetylpyridine–N,N'–Pyridine–2,6–dicarboxylic acid dihydrazone) and DCDTPH = (2,6– pyridine
diacarbonyl di chloride– N–N'–Pyridine–2,6–dicarboxylic acid dihydrazone) and (BF4)=Tetrafluoroborate. The ligand and complexes have been
analyzed for elemental analysis, spectral studies, and conductivity measurements. Different techniques like FT–IR, electronic data were used to
investigate the structural features of the synthesized compounds. Electronic absorption and IR spectra indicate octahedral geometry. The antimicrobial
activity of ligand and hydrazone derivatives and their vanadium complexes against bacteria and fungi shows the complexes have been found to be
manifold active biologically than the ligand.
Key Words: Hydrazone derivatives, FT–IR, Spectral and antimicrobial Studies.
INTRODUCTION

Time Value of Money
TVM Assignment
1. $5,500 deposited four years ago has grown to $7,000. What semiannual compounded rate of interest has the bank been paying you?
PV = 5,500
N = 4 x 2 = 8
Pmt = –
FV = 7,000
I = 3.06%
2. The Costanza Resort borrowed $125,000 from the Ross Bank to pay for a new air conditioning system. The loan is for a period of 5 years at an
interest rate of 10% and requires 5 equal end–of–year payments that include both principal and interest on the outstanding balance. What will be the
outstanding balance after the third payment?
PV = 125,000
N = 5
I = 10%
Pmt =$32,974.68 The balance after the third payment will be $57,228.79
FV = –
3. Suppose you have borrowed $170,000 to buy a new home. You... Show more content on Helpwriting.net ...
You are considering the purchase of a new car. The sticker price is $19,500 and you have $5,000 to put toward a down payment. If you can negotiate
a nominal annual interest rate of 6.5% and you wish to pay for the car over a 4–year period, what are your monthly car payments?
PV = 19,500 – 5,000 = 14,500
N = 4 x 12 = 48
I = 6.5/12 = .5417
Pmt =$343.86

FV = –
9. Susan just put $11,000 into a new savings account, and she plans to contribute another $18,000 one year from now, and $45,000 two years from
now. The savings account pays 4% annual interest.
With no other deposits or withdrawals, how much will she have in the account 10 years from today? PV = 11,000PV =$11,440 + 18,000 = 29,440PV =
30,617.60 + 45,000 = 70,617.60
I = 4%I = 4I = 4%
N = 1n = 1N = 8
Pmt = –pmt = –pmt = –
FV = $11,440FV = $30,617.60FV = $96,645.06
10. Recently, Jerry and George each bought new cars. Both received a loan from a Chemical bank with anominal interest rate of 9% where payments
are made at the end of each month, and they both pay the same monthly payment. Jerry's loan is for $17,000; however, his loan matures at the end of
4 years (48 months), while George's loan matures in 5 years (60 months). After 48 months Jerry's loan will be paid off, but what will be the remaining
balance on George's loan?
JerryGeorge
PV = 17,000PV = $20,379.26 The remaining

Vikas Swarup's 'Q & A'
Text to Text connection: The book "Q & A" by Vikas Swarup is about a young boy named Ram Mohammad Thomas who was arrested for
answering all twelve questions correctly on the show "Who Will Win a Billion?" (Similar to "Who wants to be a Millionaire?"). He was accused
of cheating because as a poor orphan who has never gone to school, how is it possible that he knows about the planets? Thomas takes the audience
back into his past before each question is revealed which explains how he was able to answer such questions. Connection #1: In the second chapter
of "Q & A", we follow the story of Thomas's upbringing and how he was adopted by priest, Father Timothy. Long story short, Father Thomas gets
murdered by another priest, Father John. How do you think this incident relates to the quote "[if] you let the fear inside, if you pull it on like a
familiar shirt, then you can say to yourself, [all] right, it's just fear, I don't have to let it control me. I see for what it is" (Albom, 105)?... Show more
content on Helpwriting.net ...
Although the death of Father Timothy had a huge impact on the child, we see how Thomas was able to use this experience to excel in life, rather
than hinder him. Unlike most children, Thomas was never the child who blurts out everything on his mind as illustrated in the passage "[today, for
the first time, I am in the confession box. ... I have sinned ... I say, and proceed to tell him about the magazines under the mattress ... the snorting of
talcum powder" (Swarup, 52). After the death of Father Timothy, Thomas overcomes the fear of speaking up and helping others. As a result of this act,
he was able to "save" Shantaram, a neighbor, who was abused and raped by her father. Morrie uses the method of detachment to help make dying less
painful while Thomas uses detachment to help him

The Importance Of Spacy
'''
@summary:
Extracts nouns from the content of the article and get related keywords from wikipedia.
Uses third party libraries Spacy and wikipedia.
Spacy identifies nouns from the content,
For each identified noun word, we do a search in wikipedia to get 50 search results.
If any of the search result is in article content, that phrase is taken as a potential keyword along with the noun.
@author: Parvathy Mohan
'''
#Reference for Spacy implementation http://spacy.io/docs/usage/
import copy from itertools import combinations from time import sleep import spacy import wikipedia
from ranked_word import RankedWord from newspaper import article
#Load spacy English dataset nlp = spacy.load('en');
def get_nouns(title, content): """Get ... Show more content on Helpwriting.net ...
#It would be better to do a wiki search for "Donald Trump" than "Donald" and "Trump" separately dict_nouns = {}; for token in doc: #print(token.text,
token.lemma_, token.pos_, token.tag_, token.dep_, # token.shape_, token.is_alpha, token.is_stop, token.ent_type_) isCapitalToken =
token.text.isupper();#To show words like CNN as all case capital in UI. #recommendations and heuristics : Fine tuning candidates #Candidates are
chosen with this algorithm: #1) If word is a proper noun and not too short word length #2)If word is a noun that is not too short and not belonging to
WH words like who, what, where. #3)We don't need Date nouns. #4)We don't want proper nouns who don't have a definite entity type. token_val =
token.text.rstrip().lstrip().lower(); if (token.pos_ == 'PROPN' and len(token.text) > 2 and token.ent_type_ != "") or (token.pos_ == 'NOUN' and
token.tag_ != 'WP' and len(token.text) > 3

To What Extent Does Patrick Suskind Develop Grenouille's...
Throughout the novel Perfume by Patrick Suskind, there is an obvious use of literary devices used to describe the scents which Grenouille, the
protagonist, smells, the way in which Grenouille smells aromas, as this is different to the 'average' persons scent capacity, and the relevance of the
aroma, as he emphasizes those smells which have an impact in the book through a more vivid and specific explanation. This will be a comparison of
two passages for the novel, one from the beginning of Grenouille's life, and one from the end, in order to obtain a comparison in the description of
scents through the novel. Suskind uses devices such as metaphors, italics, and juxtaposition, to name a few, to highlight the smell or aroma which
Grenouille ... Show more content on Helpwriting.net ...
The diction used in the first text is not one of sophistication; as a child would be have speech that was not yet fully developed. This is shown
through the first two sentences of the description on the people and laces affected by this smell, as it is a list of common people and places rather
than a detailed explanation and specific location. The language in this extract continues to develop into more developed thought such as when Suskind
explains there is no limitation to the scent. This explanation as to the limitation of the 'stench' is used not only to compare the horrific smell of Paris,
but also to emphasis the severity of this smell as 'even the King himself stank'. This explanation as to the severity of the smell is seemingly juvenile
compared with that in the second text, as the first text simply says what the smell is not limited to and creates a list of these things, while the second
text goes on to describe the reactions to this smell, this is more developed as it shows the influence of the scent Grenouille has created, and the
influence it creates on society. The first extract, although not as developed as the second, gradually becomes slightly more mature through the
paragraph, symbolizing the growth of Grenouille through his introduction to Paris through the use of more

Solid Phase Of Polymer Bound 2
A 1,3,4–thiadiazole library was constructed by solid–phase organic synthesis. The key step of this solid–phase synthesis involves the preparation of
polymer–bound 2–amido–5–amino–1,3,4–thiadiazole resin by the cyclization of thiosemicarbazide resin using p–TsCl as the desulfurative agent,
followed by the functionalization of resin by alkylation, acylation, alkylation/acylation, and Suzuki coupling reaction. Both the alkylation and acylation
reactions chemoselectively occurred at the 2–amide position of 2–amido–5–amino–1,3,4–thiadiazole resin and the 5–amine position of
2–amido–5–amino–1,3,4–thiadiazole resin, respectively. Finally, these functionalized 1,3,4–thiadiazole resins were treated with trifluoroacetic acid in
dichloromethane, ... Show more content on Helpwriting.net ...
Lee et al. compared the binding affinity of compounds containing 1,3,4–oxadiazole or 1,3,4–thaidiazole in the same chemical structure toward CB1
receptor in the process of development of obesity drug.9 Both 1,3,4–oxadiazoles and 1,3,4–thiadiazoles were also used for the development potent
antibacterial agent by Kumar et al.10 Asai et al. reported dramatic difference in the binding affinity between 1,3,4–oxadiazole and 1,3,4–thiadiazole
toward signal transducers and activators of transcription.11 Because of these biologically interesting properties of 1,3,4–thiadiazole and
1,3,4–oxadiazole, these core skeletons have been targeted for synthesis by organic and medicinal chemists, and as a result, many synthetic
methodologies have been developed in the literature.12 Among these synthetic methodologies, solid–phase synthesis effectively facilitates the
generation of various 1,3,4–thiadiazoles and 1,3,4–oxadiazoles in a short time.13 In our own research area, we have developed solid–phase synthetic
methodology to produce 1,3,4–oxadiazoles and 1,3,4–thiadiazoles.14 However, unfortunately our methodology was limited to synthesize diverse
1,3,4–thiadiazole derivatives. It was only suitable to generate p–nitro substituted 1,3,4–thiadiazoles (Scheme 1a). To improve over

Analysis Of Shel Silverstein 's Works
In this fun strategy, students use a "phone," (usually a rounded piece of plastic, like a PVC pipe) to hear themselves. It is effective for building
fluency, since students can focus on their speaking. Additionally, they help to keep students focused on instruction. Students monitor their own reading
and the classroom is usually quiet because students are encouraged to whisper (hence the name) so that all students can hear themselves (Cadieux,
2012). This strategy is a simple one: practice. The more students practice, the better they will read. At some point, students will no longer need to fully
focus on decoding. Instead, they can read with fluency. It is important to select fun books when going about this. Students should want to read their
books. Shel Silverstein's works, for example. The poet's stories are short and entertaining. Partner Reading is a cooperative learning strategy in which
two students work together to read a text. The Partner Reading strategy allows students to take turns reading and provide each other with feedback as a
way to monitor (Classroom Strategies Partner Reading, n.d.). Students who are struggling readers work well as partners. They may be partnered with a
student who is a better reader, for additional support. Alternatively, when provided support, they may be partnered with another student at the same
level, letting them know they are not alone. In this case, a group of three, with the strongest reader in class might be helpful.

Time Value of Money
Abstract
The first steps toward understanding the relationship between the value of dollars today and that of dollars in the future is by looking at how funds
invested will grow over time. This understanding will allow one to answer such questions as; how much should be invested today to produce a
specified future sum of money?
Time Value of Money
In most cases, borrowing money is not free, unless it is a fiver for lunch from a friend. Interest is the cost of borrowing money. An interest rate is the
cost stated as a percent of the amount borrowed per a period of time, usually one year. The current market rates are composed of three items. The Real
Rate of Interest is what compensates lenders for postponing their own spending ... Show more content on Helpwriting.net ...
Opportunity cost is a basic term from the disciplines of economics and accounting. The acceptable definition of the term is, "The advantage forgone as
the result of the acceptance of an alternative."
For example, the opportunity cost of a single glass of beer is about $7.00. The generally accepted Opportunity Cost factor, including inflation, is 6.7.
Therefore, that $1.00 glass of beer cost the buyer about $7.00 in future earnings.
Opportunity cost is an important concept in financial decision–making. There is a useful rule of thumb for incorporating opportunity cost into financial
decision–making. If faced with a spend–or–invest trade–off and deciding to pay off debt, subtract the projected income earned on the investment to
calculate a net savings. If deciding to invest, subtract the projected interest paid off on the debt to calculate net savings.
The Rule of 72 is a simple financial rule that simply states that investments will double its initial amount every 72 periods that it is compounded. The
formula is written like this:
72/r
where: r = the rate of return per period.
In other words, an initial amount such as $1000 which has a fixed rate of return of 20% will double itself in just over three and a half years, 72/20 = 3.6.
This kind of financial equation is very handy to use when you need to compare investment opportunities or loans such as home loans. The Rule of 72
is commonly used in all areas of personal finance and financial planning,

Essay Preparation of 4-Bromoaniline
Preparation of 4–bromoaniline
Introduction
Aromatic compounds tend to undergo electrophilic aromatic substitutions rather than addition reactions. Substitution of a new group for a hydrogen
atom takes place via a resonance–stabilized carbocation. As the benzene ring is quite electron–rich, it almost always behaves as a nucleophile in a
reaction which means the substitution on benzene occurs by the addition of an electrophile. Substituted benzenes tend to react at predictable positions.
Alkyl groups and other electron–donating substituents enhance substitution and direct it toward the ortho and para positions. Electron–withdrawing
substituents slow the substitution and direct it toward the meta positions.
Aromatic compounds also undergo ... Show more content on Helpwriting.net ...
Aniline93.1100.107Yes
Ethanoic anhydride102.1120.118No
Glacial ethanoic acid60.1250.416No
No. moles produced by aniline = 0.107 moles
Theoretical mass of N–phenylethanamide = n*MR = 0.107 Г— 135 = 14.44g
Percentage yield = actual yield (g)/theoretical yield (g) Г— 100 = (11.9/14.44) Г— 100 = 82%
For preparation of N–(4–bromophenyl) ethanamide:
ProductRMMVolume used/ gVolume used/ mLMoles usedLimiting reagent?
N–phenylethanamide135.250.0370No
Bromine159.82.10.0131Yes
No. moles produced by bromine = 0.0131 moles
Theoretical mass of N–(4–bromophenyl) ethanamide = n*MR = 0.0131 Г— 159.8 = 2.10 g
For preparation of 4–bromoaniline:
ProductRMMVolume used/ gVolume used/ mLMoles usedLimiting reagent?
N–(4–bromophenyl) ethanamide214.150.0234Yes
Hydrochloric acid36505.00No

No. moles produced by N–(4–bromophenyl) ethanamide = 0.0234 moles
Theoretical mass of 4–bromoaniline= n*MR = 0.0234 Г— 214.1 = 5.01 g
Discussion
The preparation of N–phenylethanamide from aniline was the first step of the experiment.

Reflective Essay on Classroom Observation
Danielle Moeller
Professor Schilling
Lit Block
4–22–07
Observation Reflection
As I walked into the classroom for my first day of observations, I was greeted with a warm "Hello!" In fact, each time that I entered a new classroom
I was given the same greeting. All of the teachers were more than happy to be helping a future educator by letting me observe their teaching styles and
learn new techniques to use.
Through spending time in various classrooms, I have gained valuable information that I will take with me into student teaching and my future
classroom.
Many of the things that we have talked about in class were illustrated for me in the classrooms that I visited. The most prominent of them was the use of
word walls.
Word walls are a list ... Show more content on Helpwriting.net ...
For one reading aloud lesson, the teacher used the "popcorn reading" strategy. She did most of the reading, but every once in a while she picked
one of the students to take over. I think that this was a great way to handle the book that they were reading because there was some difficult
vocabulary in the section that they read that day. This style helped me to realize that even though they are in 4 th grade, the students do not have
to be responsible for all of the reading all of the time. It is a good thing to give them a break every so often and just let them enjoy the story
through following along. However, I did like that she would stop about every other paragraph and ask questions about tough vocabulary and what
was happening in the story. This is a great way to make sure that the students were really following along and not staring at the floor or off into space.
She also was able to insert a minilesson review on using context clues to figure out the meaning of an unknown word. Since she knew which students
would be comfortable reading the material in front of the whole class and which would not, the teacher was able to choose the confident readers to do
the reading aloud and have the others answer the questions.
With buddy reading, I think that it is a great way for a strong reader to help a struggling reader. As a class read their material in pairs, I heard one little
girl encourage her partner who was struggling with some of the

Aphy 101 Midterm Study Guide Essay
Study Guide for Statewide APHY101 Online Midterm Exam
(Study Guide , Ivy Tech Community College, East Central Region)
NOTE: The midterm exam will pull: 40 questions from Chapters 1, 2, and 3 combined, 16 questions from Ch. 4, 19 questions from Ch. 5, & 25
questions from Ch. 6.
Chapter 1 Explain the difference between the study of Anatomy and the study of Physiology? Name and define the levels of organization of life? Define
metabolism. Define homeostasis? How does a homeostatic mechanism maintain homeostasis? What is meant by negative feedback? How does
negative feedback affect homeostatic mechanisms? Know the locations of the major body cavities. Be familiar with major ... Show more content on
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What is the purpose of Cellular Respiration? What are the major stages in the Cellular Respiration Pathway? Where in the cell do the reactions occur?
What major events occur in each stage? Define gene, chromosome, and genome. What is meant by complementary base pairing of nucleotides?
*Compare and contrast the structure and function of DNA and of RNA molecules. Reference Table 4.1. *What is the purpose of Protein Synthesis?
What are the major stages of the protein synthesis reaction? What major events occur in each stage? Reference Table 4.3. Define codon and
anti–codon. Define mutation and mutagen.
Chapter 5 Define Histology & Tissue. *Describe the 3 types of intercellular junctions. Reference Table 5.1. *What are the 4 basic types/groups of
tissue? Reference Table 5.2. Briefly describe the function of the basement membrane of epithelial tissues. How are the epithelial tissues named– by
what characteristic(s)? *Describe the structure and list the functions of the various epithelial tissues, including glandular epithelium. Reference Table
5.5. *Name and describe the various structural types of exocrine glands. Reference Figure 5.11. Define Extracellular Matrix (ECM) of connective
tissue. *Describe the 3 main types of cells and the 3 main types of fibers found in connective tissue? Reference Table 5.6. *Describe the structure, and
list the

New Words Possimpible, Revertigo And Embiggen
Abstract
Aside from the closed grammar class, the open word class that consist of a large portion of the whole corpus of English language has been
accepting uncountable new wordings from various fields continuously. The purpose of the essay is to analyze a few words that are invented by,
and thus went viral for some special reasons in popular TV series within the recent decades. The paper will take insight into new words Possimpible,
Revertigo and Embiggen that are brought to the world by famous TV series. Among all, how the new terms originated and the reasons they create a
trend of fashion in the lexical field will be studied in the content below. The influence of the newly created words on both academic fields and people's
daily life will ... Show more content on Helpwriting.net ...
As the prefixes and affixes allow swapping of word meanings base on different attachment of root lexemes. For instance, 'convertigo' could branched
from revertigo to express the meaning of transferring into a unique psychological condition. 'Emwiden' could be derived from embiggen to represent
the action of making things wider, and 'Emsmallen' could be created to refer to the action of making smaller something. Possimpible still has its
potential to be applied in varies fields of study to describe the not yet determined circumstances, but the abnormal lexical composition has limited the
possibility of derivation of this

Viva Voce
Time Value of Money 4 Financial Management (13th edt) By E.F. Bringham and M.C. Ehrhardt 4
–1 Time Value of money пЃ® Receiving $1 today is
worth more than $1 in the future п‚§ Today's dollar can be invested to have more dollars tomorrow п‚§ Opportunity cost is the interest we could have
earned on $1 if received earlier п‚§ Opportunity cost rate is the rate of return on the best available alternative investment of equal risk. 4–2 1
Compounding and Discounting пЃ® Compounding п‚§ Translating today's $1 into its equivalent FV п‚§ FVn = PV ( 1 + i )n п‚§ FV1=
100(1+.10)1=110 пЃ® Discounting п‚§ Translating tomorrow's $1 into its equivalent PV п‚§ PVn = FVГ·( 1 + i )n п‚§ PV1= 110Г· (1+.10)1=100
4–3 Compounding and Discounting When making investment... Show more content on Helpwriting.net ...
пЂЅ PMT {1 – (1 пЂ« r)–n } r PV (Immediate) = PMT (PVIFA i, n ) 4
–20 10 PVIFAi,n (PVIFA Table) PVIF The PV of an annuity of $1 per period n
i=2% i=4% i=6% i=8% 1 2 3 4 5 6 7 8 9 0.980 1.942 2.884 3.808 4.713 5.601 6.472 7.326 8.162 0.962 1.886 2.775 3.630 4.452 5.242 6.002 6.733
7.435 0.943 1.833 2.673 3.465 4.212 4.917 5.582 6.210 6.802 0.926 1.783 2.577 3.312 3.993 4.623 5.206 5.747 6.247 i=10% i=10% 0.909 1.736
2.487 3.170 3.791 4.355 4.868 5.335 5.759 0.909 0.826 0.751 0.683 0.621 0.564 0.513 0.467 0.424 4–21 PV of Your Bank Loan Cynthia Smart agrees
to repay her PMT loan in 24 monthly PVImm. пЂЅ {1 – (1 пЂ« r)–n } r installments of $250 each. If the interest rate on the loan is $250 0.75% per
month PVImm = {1 – (1 + 0.0075)–24 } 0.0075 (9% per annum), what is the present =$5,472.29 value of her loan payments? 4–22 11 PV of an
Annuity Due PVDue пЂЅ PMT {1 – (1 пЂ« r)–n }(1 пЂ« r) r PV

Why Do We Have Hair
Why do we have hair? Long ago in Ancient Greece there was a little town called Oldiron. This little town was ruled by King Alexandros the great. He
was known for his heroic feats of courage and bravery. He had fought ferocious centaurs, women disguised as snakes, blood–thirsty vampires,
fire–breathing dragons and many creatures considered impossible to defeat. There was one mythical creature that was really quite a headache to get
rid of. This monster was Morpheus. It was the perfect weather for the town of Oldiron to relax. They were all hard–working people– especially the
king. They all worked hard to keep the town peaceful and prosperous. Because the town was extremely wealthy, many ferocious and greedy beasts
thought only of plundering this towns wealth. One unusual thing about the town was it was the first ever town in the universe where people were
know to have had hair. The story behind this was quite terrifying– even just listening to it. Well here is the story of how the world got hair. It was a cold
and freezing morning, something that was very unusual in the town of Oldiron. Usually when it was cold or raining it was a signal from the Gods
that people were coming to invade the town. "Alexandros! Alexandros!" Called Queen Dia. "Yes my dear what is it? Replied King Alexandros the
Great. "It's raining", shrieked Queen Dia. "So what?"... Show more content on Helpwriting.net ...
King Alexandros was overthrown from his palace and his position as king by the great monster and his gang. King Alexandros decided to take
matters in his own hands. When it was night he slowly crept towards his palace (which was now the monster's) and slid in through the window. The
monster was fast asleep. King Alexandros knew this was his chance so he took out his sharpest sword and pierced the monster right in the head as
hard as he could. But to his surprise the monster didn't take any damage, not even a small cut. But he had woken up the

Annuity
Annuities, Sinking Funds, and Amortization
Math Analysis and Discrete Math – Sections 5.3 and 5.4
I. Warm–Up Problem
Previously, we have computed the future value of an investment when a fixed amount of money is deposited in an account that pays interest
compounded periodically. Often, however, people do not depositmoney and then sit back and watch it grow. Rather, money is invested in small
amounts at periodic intervals. Consider these problems: 1. Chrissy deposits $200 each year into a savings account that has an annual interest rate of 8%
compounded annually. How much money will Chrissy have in her account after three years? Hint: Make up a table of how much she has in her
account by year.
2.
Ben saves $50 per month in a credit ... Show more content on Helpwriting.net ...
Problem 3: Paying off Bonds The state has $5,000,000 worth of bonds that are due in 20 years. A sinking fund is established to pay off the debt. If the
state can earn 10% annual interest compounded annually, what is the annual sinking fund deposit needed?
Problem 4: Managing a Condo The Crown Colony Association is required by law to set aside funds to replace its roof. It is estimated that the roof
will need to be replaced in 20 years at a cost of $180,000. The condo can invest in treasuries yielding 6% paid semiannually. If the condo invests in the
treasuries, what semiannual payment is required to have the funds to replace the roof in 20 years?
***Problem 5: Time Needed for a Million Dollars If Josh deposits $10,000 every year in an account paying 8% compounded annually, how long will it
take him to accumulate $1,000,000?
Homework: 5.3: #1–25 every other odd, 35–36
Page 4 of 7

V. Present Value of an Annuity
Definition: The present value of an annuity is the amount of money needed now so that if it is invested at i percent, n equal dollar amounts can be
withdrawn without any money left over. Problem: College Tuition Jessica's parents will be paying her college tuition of $20,000 per year for 4 years.
If they currently have the money invested at 6% compounded annually, how much money do they need to have in the account to pay the tuition?
(Assume that "now" is the beginning of the year and the payment will be made at the

Ewah Research Paper
Growing up in the south we tend to create and use colorful vocabulary. We have y'all, darn–tootin, fixin–to and among others cattywampus.
Cattywampus is a word that I have grown up hearing in my house. To me it means messy, disorganized, and to say the least discombobulated. The
etymology of a word does not always have to be symbolic; sometimes there is an actual historical story behind it. My mom still tells me today that
my room, car, or myself are all "cattywampus" and that I should fix it. In Cherokee folklore, there is a beast which lurks at night called "Ewah" or
wampus cat. Ewah was a woman who disguised herself in the skin of a cougar to spy on the men of the tribe. The men would sit around the campfire
with their "wolf brothers", and tell sacred stories on their journeys or hunting trips (Anderson). While spying on the men, she was discovered. The men
took her to the tribe's medicine man/ shaman; the shaman punished her by transforming her into what she disguised herself as...half–woman, half–cat
(Conley). Looking out–of–sorts, crazy, and chaotic, Ewah was enraged by her curse; she ran into the woods, never to be seen again. Supposedly Ewah
still haunts the forests of East Tennessee and the edge of Carolina waiting to exact her revenge.... Show more content on Helpwriting.net ...
One tale concerns a woman who lived alone in the mountains (near the Tennessee/ Carolina forests). It was said that once her husband died, she
never left her shack. Her whole shack was filled with stray cats; being with them for so many years she chose to become one. People of the outlying
village said, "under the shade of night, the witch of the mountains would turn herself into a wampus cat; she'd steal the villages chickens and pigs"
(Anderson). From different sources throughout the villages, some say she would consume them in her "feline" form, and the rest say that she used the
blood of the animals for her witchcraft spells and curses to bring back her

Emission-Excitation Matrices
INTRODUCTION
Emission–Excitation Matrices (EEMs) are three–dimensional fluorescence data that provide information about the composition of fluorescent chemical
mixtures. They constitute optical landscapes that extend over the dimensions of excitation and emission wavelengths {О»ex–О»em}, and where
fluorophores appear in the form of peaks. In the field of marine and freshwater biogeochemistry, EEMs have been used for the study of dissolved
organic matter (DOM), being a comprehensive analytical technique with which to characterise a highly complex mixture of organic compounds
(Hudson2006, Fellman2010, Nebbioso2013). Indeed, EEMs have served to advance scientific knowledge about the ecology and biogeochemistry of
DOM in aquatic systems [1,2]. Most importantly, they have contributed to evidence that some fractions of DOM are highly reactive organic molecules
that are involved in numerous ecosystem processes, such as bacterial uptake [3–5], metal binding [6,7][1,2][1,2], photoreactivity [8–10] and light
attenuation [11]. Overall these findings suggest the major involvement of DOM in the global carbon cycle [12,13].
Despite the great potential for EEMs to increase knowledge about DOM behaviour in the environment, their interpretation and statistical treatment
remain a challenge [14]. The spectral shapes of EEMs are complex mixtures of multiple and overlapping independent fluorescence phenomena, caused
by the wide range of organic molecules contained in DOM. As only about 25% of

Business Math
Simple interest is the interest that is computed on the original principal only. If I denotes the interest on a principal P (in dollars) at an interest rate of r
per year for t years, then we have I = Prt The accumulated amount A, the sum of the principal and interest after t years is given by and is a linear
function of t. A= P + I = P + Prt = P(1 + rt) A bank pays simple interest at the rate of 8% per year for certain deposits. a. If a customer deposits $1000
and makes no withdrawals for 3 years, what is the total amount on deposit at the end of three years? P = 1000, r = 0.08, and t = 3
A=P(I+rt)=1000[1+(0.08)(3)]=1240 or $1240 b. What is the interest earned in that period? I=Prt=1000(0.08)(3)=240 or $240. Compound... Show more
content on Helpwriting.net ...
Here, A = 20,000, r = 0.06, m = 12, and t = 3. P=A(1+(r/m)^(–mt) = 20000 [1+(.06/12)]^ (–12)(3) = 16713 How much money should be deposited in a
bank paying a yearly interest rate of 6% compounded monthly so that after 3 years the accumulated amount will be $20,000? Here, A = 20,000, r =
0.06, m = 12, and t = 3. P=A(1+(r/m)^(–mt) = 20000 [1+(.06/12)]^ (–12)(3) = 16713 How long will it take $10,000 to grow to $15,000 if the
investment earns an interest rate of 12% per year compounded quarterly? Solution A = 15,000, P = 10,000, r = 0.12, and m = 4, t=? If the number of
equations is greater than or equal to the number of variables in a linear system, then one of the following is true: The system has no solution. The
system has exactly one solution. The system has infinitely many solutions. If there are fewer equations than variables in a linear system, then the
system either has no solution or it has infinitely many

Case 1 Essay
1. Consider a 1–Year $10,000 CD
A. The future value of a $10,000 CD that has a maturity of 1 year at maturity with 10% interest is $11,000. Financial Calculator Inputs: $ –10,000=PV,
1=N, I=10, FV=? ($11,000) B. The future value of a 1–year, $10,000 CD after one year at an interest rate of 5.0% is $10,500. Financial Calculator
Inputs: $–10,000=PV, 1=N, 5=I, FV=? ($10,500) The future value of a 1–year, $10,000 CD after one year at an interest rate of 15.0% is $11,500.
Financial Calculator Inputs: $–10,000=PV, 1–N, 15=I, FV=? ($11,500) C. The effective annual rate of First National Bank's CD offering a 10%
nominal interest rate compounded semiannually is 10.25%.
Calculations: (1+.10/2)^2 –1 ... Show more content on Helpwriting.net ...
(14.3547)
4. Now considering a second alternative with 5 annual payments of $2,000 each. The payments are assumed made at the end of each year.
A. The type of annuity in which payments are made at the end of each year is referred to as an Ordinary Annuity (Annuity in Arrears) B. The future
value of the annuity with payments of $2,000 each year at the end of 5 years is $12,210.20 with an interest rate of 10% compounded annually.
Financial Calculator Inputs: $ –2,000=PMT, 5=N, 10=I, FV=? ($12,210.20) C. The future value of an annuity with yearly payments of $2,000 for five
years deposited at the First National Bank which offers semiannual compounding of a nominal 10% interest rate is $12,271.11.
Calculations: EAR= (1=.10/2)^2 –1 =10.25%
Financial Calculator Inputs: 10.25=I, $2,000=PMT, 5=N, $0=PV, FV=? ($12,271.1147) D. Under 10% annual compounding of interest for 5 years, an
annuity would require five equal payments of $3,275.95 in order to accumulate $20,000 after 5 years.
Financial Calculator Inputs: $20,000=FV, 10=I, 5=N, $0=PV, PMT=? ($
–3,275.95)
E. A lump sum of $7,581.57 would be required if deposited today to compound to the equivalent of $12,210.20 in five years assuming an annual
interest rate of 10% Financial Calculator Inputs: $12,210.20 (from part B)=FV, 10=I, 5=N, PV=? ($–7,581.57) F. Assuming

Advantages And Disadvantages Of Heterocyclic Moietie
Many naturally occurring medicines containing heterocyclic moieties in their basic structure such as antibiotics like cephalosporin (4), penicillin (5),
morphine (6) as analgesic, alkaloids like caffeine (7), nicotine (8) and quinine (9) as anti–malarial drug. On the other hand, novel heterocyclic
compounds have been synthesized by synthetic chemist due to their excellent pharmacological activities. These heterocyclic molecules are biological
active as antifungal [11], antidepressant [12–13] anticonvulsant [14–15], anti–inflammatory [16], antibacterial [17], antitumor [18] and more
(Figure–2). Figure–2: Biological active heterocyclic molecules
Heterocyclic compounds heaving other important commercial or industrial applications such as fungicides, optical ... Show more content on
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In complex (33) benzimidazolylmethyl–1,3–diaminepropane act as hexadentate ligand and make complex with Cu (II) ion. This complex (33)
possesses antitumor activity and has ability to add into the double helix of the DNA [85]. Another complex (34) of Cu (II) ion with
2–pyridinylbenzimidazole–5–carboxalic acid was studied for topoisomerase II inhibitory activity and found very active [86]. Some benzimidazole
complexes (35, 36) with Pt (II) ion were showed excellent activity against human breast cancer cell line (MCF–7) and HeLa cervix cancer cell line
[87–88]

Organic Chemistry Assignment : Organic Chemical Compounds
Organic Chemistry Assignment
By: Shirelle Cogan
1a) Organic compounds: C3H4, C8H10, CH3CH2CH2CH3, Benzene Inorganic compounds: H2CO2 (aq), CO2
Why? We know that organic compounds always contain carbon bonds with hydrogen, but not all molecules containing carbon are organic. They can be
carbon hydrogen bonds, carbides and carbonates.
b) C6H10= alkene, Name: 1,2–hexdiene
C3H4= alkene, Name= 1,3–propdiene
CH3CH2CH2CH3= alkane, Name= Butane
Benzene= aromatic substance, Formula= C6H6
C) I would expect 1,2–hexdiene and 1,2–propdiene to be the most reactive elements due to the fact that they include double bonds. These are more
reactive than single bonds because single bonds only have one electron being "shared" rather than two. The more electrons being fought over, the more
"aggressive" the bond is meaning is unstable and very reactive. Butane would not be very reactive due to the fact that it is made op of only single bonds
meaning that there is not as much fighting/ aggression between two atoms therefore causing it to be more stable. Additionally, in benzene (a
cycloalkene), because the double bonds are continuous throughout the ring, they are evenly distributed throughout the molecule creating a stronger
bond and lower reactivity.
2a)
b) First name: oct (8 carbons in main chain) Last name: yne (involves a triple bond) 1: triple bond is at carbon atom number one 3,4: branches are at
carbon atoms numbered 3 and 4 with only

Advantages And Disadvantages Of Indole Pyrrole
Introduction:
Indole or benzo (b) pyrrole is one of planar aromatic heterocyclic organic compounds. It is formula is C8H7N it has a bicyclic structure composed of
a six membered benzene ring fused to a five membered nitrogen containing pyrrole ring. Indole can be produced by many types of bacteria. Indole
appeared as a white solid with a jasmine like odor. The chemistry of Indole began in the mid of the 19th century. In some years past, bacterial infection
has increased rapidly causing many diseases. Heterocyclic compounds which contain nitrogen atom was described against many types of
micro–organisms due to their biological activity. Some indole derivatives such as alkaloids are considered one of the rapidly growing group which
showing ... Show more content on Helpwriting.net ...
Synthesis of 5a–c:
2–(4– bromophenyl) 1–H– Indole – 3 – ylmethylene) hydrozine 5a:
This compound has a color of orange crystals. It was prepared from hydrazine hydrate for 1h.
2–(4– bromophenyl) 1–H – Indole – 3– ylmethylene) –2– phenyl hydrazine 5b:
This compond has pale brown color. It was prepared from phenyl hydrazine for 4h.
2–(2(4– bromophenyl) 1–H – Indole – 3– ylmethylene) hydrazine 1,3– benzothiazol 5c:
It is a pale yellow crystals. It was prepared from 2– hydrazinyl – 1,3– benzothiazole for 4h.
Uses of indole derivatives:
1. Treatment of some types of tumor cells like, leukemia, cancer of liver, lung, breast and prostate due to their antiproliferative properties.
2. They have anti– oxidant, anti– microbial, anti– HIV, anti– rheumatoidal and anti– convulsant effect. They also used as analgesic, antipyretic and
anthelmintic cardiovascular.
3. They are used in diseases mangement. For example, the non– steroidal anti–inflammatory drug indomethacin and the beta blocker pindolol are used
for management of high blood pressure. The psychedelic, dimethyltryptamine and DIM are used for estrogens for men and women.
4. Indole – 3– butyric acid: is an acid which found in the urine of the human. It is used in the a skin disease and to accelerated glucose uptake in the
diaphragm of the

The Effect Of Bicarbonate Soda On Physical Properties Of A...
THE EFFECT OF BICARBONATE SODA ON THE PHYSICAL PROPERTIES OF A BAKED CUP CAKE
Introduction
Atoms are the building blocks for all living and non–living substances. All atoms of form a chemical element and when these elements are put together,
in countless combinations, these atoms give all known forms of matter. Molecules are groups of atoms bonded together, representing the smallest
fundamental unit of a chemical compound that can take part in a chemical reaction. A compound is a substance that is formed with two of more atoms
that a chemically bonded together. A mixture is a substance that is made up of two substances but the substances are not chemically bound.
Chemical and physical changes happen constantly in everyday life for ... Show more content on Helpwriting.net ...
This reaction will not occur without the reactants receiving enough energy or activation energy to break the chemical bonds.
When baking a cake, each ingredient has a certain role which combines to make the final product. When the flour is added with the liquids in the
cake mixture and placed in the oven, it expands to many times its original volume and helps the cake set with a light and aerated texture. This
process allows the gluten increase the elasticity of the batter so that the mixture can expand and set with it falling apart. The beaten egg white in
the cake mixture helps to retain gas and acts like a binder. However, if the whole egg is used the lecithin in the egg acts as a binder which holds
the whole substance together. More than when there is just the egg white because the lecithin increases the strength of the bonds between
substances in the mixture. The eggs are also used as an emulsifier or a moistener and are also used as a source of natural fat in the cake. Salt is
used in cake mixtures to enhance the flavour of the cake and to also "toughen up" the sugar and fat elements of the cake. Sugar is used in cake
mixtures to brown the outside of the baked good, forming a crust as the sugar starts undergoing reactions above 160 degrees. Sugar is also added to
sweeten the taste of the cake.
Bicarbonate soda is crystalline inorganic salt. Baking powder is used in baking to make the baked good rise. This happens because at 50 degrees
Celsius, the

ACBII Homework 1 Essay
Advanced Cell Biology II – Homework # 1 Step 1: Determine which GPCRs are associated with the peach scent. (3.5 pts) Insert the cDNA of all the
olfactory GPCRs into E. coli and purify out all the olfactory GPCR proteins. For each GPCR protein, have one control reaction with just the
GPCR, and one experimental reaction where the GPCR is incubated with the peach extract. Do this for all the olfactory GPCRs. Run all the samples
on a gel. If a compound in the peach extract is the ligand for a specific GPCR, it will cause a conformational change in that GPCR. This will cause
the band on the gel to shift relative to the control reaction for that GPCR. This will allow us to identify which GPCRs are associated with the peach
scent. Step 2:... Show more content on Helpwriting.net ...
If GTP cannot be hydrolyzed to GDP, GЙ‘–GDP and GОІОі would not re–associate, so the signal will not be turned off. Cholera and/or Pertussis
toxins Cholera toxin locks GЙ‘s in the GTP bound active conformation, this would extend the duration of the scent. Pertussis toxin locks GЙ‘i in the
GDP bound inactive conformation, this would reduce the duration and extent of the scent. Inhibitors or Activators of Adenylate Cyclase. Activators of
Adenylate Cyclase would cause production of cAMP, which is a second messenger. This would amplify the signal and increase the extent of the scent.
Inhibitors of adenylate cyclase would do the opposite, there would be no and very little cAMP, which would result in little of no amplification of the
signal, reducing the extent of the scent. Inhibitors or Activators of cAMP Phosphodiesterase. Phosphodiesterase breaks phosphodiester bond and
converts cAMP back to AMP, getting rid of second messenger Activators of cAMP phosphodiesterase would get rid of the second messenger and
reduce the extent of the scent. Inhibitors of cAMP phosphodiesterase would allow the second messenger to exist and amplify the signal, increasing the
extent of the scent. Inhibitors or Activators of a GRK. Activators of GRK would cause phosphorylation of serine and threonine residues, which can
then bind arrestin proteins, preventing reactivation of the signaling pathway.

A Brief Note On Gold Nanoparticle Sensor Augmentation Essay
DISCUSSION In order to improve the range of the electronic' nose, the following must be considered in order to effectively detect cancers. Primarily,
types of cancer must be tested to determine if they contain compounds detectable by dogs, which would indicate that said specific cancer contains
odors that are possible to be detected through an electronic nose. Secondly, a database must be compiled of all the different detectable compounds that
are unique to each type cancer through scientific research. After these two steps are complete, a gold–nanoparticle sensor must be designed in order
detect compounds specific to each cancer. All in all, the improved electronic nose will be susceptible to detect cancers it was unable to smell before.
The following are the steps involved in this recommendation and illustrate the processes needed to carry out this project. Cancer Detectability Cancer
Compounds Gold–Nanoparticle Sensor Augmentation Cancer Detectability To be able to improve the existing electronic nose technology that detects
cancers via chemical compounds, it is required that those compounds are feasible to be detected by a dog. If there is documented history of dogs
accurately detecting a specific type of cancer in humans, or a recent scientific confirmation that the said specific cancer is odorously detectable through
the unique chemical compounds, then the detection of said type of cancer is feasibly detectable with electronic noses Otherwise, the cancer may not

Tvm Problem
Time Value of Money
Compounding – The process of determining the value of a cash flow or series of cash flows at some point in the future when compound interest is
applied.
Discounting – The process of finding the present value of a cash flow or series of cash flows; the reverse of compounding.
Time Line – A graphical representation used to show the timing of cash flows. If not otherwise stated, assume that the cash flow(s) occur at the end of
the period indicated.
Terminology
PV0 = present value (normally at t = 0)
FVn = future value at the end of n periods
i = interest rate, discount rate, required rate of return, etc.
n = number of periods interest is earned
m = the ... Show more content on Helpwriting.net ...
Compute the future value of $1,580 if the appropriate rate is 5.4% and you invest the money for four years? What is the future value if you invest for
eight years?
2. Your uncle plans to buy a piano and can afford to set aside $1,930 toward the purchase today. If the annual interest rate is 14.8%, how much can he
spend in four years on the purchase? If the interest rate is 7.4%, how much can he spend?

3. You plan to buy a lawn tractor and can afford to set aside $1,470 toward the purchase today. If the annual interest rate is 5.5% compounded every
quarter, how much can you spend in two and half years on the purchase? If you invest for five years, how much can you spend?
4. Joe plans to buy an antique lamp set and can afford to set aside $980 toward the purchase today. If the annual interest rate is 11.7% compounded
every week, how much can Joe spend in

Essay on Advertisement of Delicious Night
The main purposes of advertising are:
to inform the public about new products and services offered by a company
To persuade people to buy these products or use the services offered.
And to persuade or influence a desired action from the target audience. Advertising is a form of communication that attempts to persuade customers to
purchase a particular product or service offered from brands. Many advertisements are designed to increase purchase of a product or the use of a service.
There are many different methods to advertise. Most commonly used are: radio, leaflets, magazines, newspapers, internet and billboards. Brands use
many different techniques to promote a product/service in order to notify a wider audience.
In this ... Show more content on Helpwriting.net ...
The models facial expression is expressed in a seductive manner which attracts men to the advert who could possibly purchase the fragrance for their
girlfriend/wife; therefore men are the second target audience.
The third target audience is people aged above 35 years who could buy the product for their families.
The main image, of American supermodel Jessica Stam, is situated at the centre of the advertisement and used to promote the product. Jessica
Stam has so far had a lucrative career which has included working alongside successful fashion designers and companies such as Victoria Secret,
Marc Jacobs, Gucci and Anna Sui as well as appearing on Valentino. Jessica has appeared on the front cover of the UK's and Germany's edition of
Vogue, (a highly successful fashion and life magazine), hence she is recognisable in Europe and the US therefore by using this particular model
DKNY have aimed the advert at a larger audience. Jessica Stam is supporting a reflective sequined black backless dress which shows glamour
emanating from her as the colour black is associated with glamour, elegancy and sophistication. The colour black also suggests mystery surrounding her
and the perfume which is represented by the image being taken at night and the fragrance bottle presented thrice. As three is a magical number, by
presenting the bottle three times questions the innocence of the perfume which shows the mystery of the fragrance; also night is

The Importance Of Internet On The Internet
Nowadays, internet has been one of the most important things in human's life. It is an unseen bridge that allows people to access the world. A fast flow
of information and communication are what provided in internet. Any information we need is easily gained without limited by time and space. Internet
is a huge media to allow humans connect each other. Whatever are the events in one part of the world, will quickly be recognized by those who
are on the other side. By the development of information technology, people now are able to have a social relationship in internet. The media
which enable them to establish a relationship virtually are called as social networks (or social media). Numerous social networks are widely used
today. Facebook, twitter, Blackberry Messenger, and WhatsApp are few of them, following the steps of Friendster as the pioneer back then.
Some features like chatting and video call are what people served with. However, chatting and calling are not the only things we can do in social
networks. There is also trading as one of the most rapid activities people do other than those basic functions. As media with almost no charge
needed in using them, social networks are very powerful tools of promotion for those who just start a small business, or want to run the business
with limited time, access and budget. They can be used also to sell unused stuffs. Massive number of users, especially facebook, has created a big
market and opportunities for sellers to trade their products. It is also very useful when someone wants to look for the things he needs and buys,
without have to get the new one with higher price. Trading forums as a modified form of facebook group is a feature provided by facebook that
allows its members to sell things. In selling things through posts, they often (with or without they realize) created and used special forms of terms or
modified words. Evidently, the languages used by those members are very different from what usually used in daily conversation. It is even different
from slang language commonly used in chatting or sms. Normally, one posts an advertisement in the group with description inserted with some new
words. This is a way to make it simple and as brief as

Principle of Finance
Principles of
Managerial Finance
The Prentice Hall Series in Finance
Adelman/Marks
Entrepreneurial Finance
Andersen
Global Derivatives: A Strategic Risk
Management Perspective
Bekaert/Hodrick
International Financial Management
Berk/DeMarzo
Corporate Finance*
Berk/DeMarzo
Corporate Finance: The Core*
Berk/DeMarzo/Harford
Fundamentals of Corporate Finance*
Boakes
Reading and Understanding the
Financial Times
Brooks
Financial Management: Core
Concepts*
Copeland/Weston/Shastri
Financial Theory and Corporate
Policy

Dorfman/Cather
Introduction to Risk Management and
Insurance
Eiteman/Stonehill/Moffett
Multinational Business Finance
Fabozzi
Bond Markets: Analysis and Strategies
Fabozzi/Modigliani
Capital ... Show more content on Helpwriting.net ...
MicrosoftВ® and WindowsВ® are registered trademarks of the Microsoft Corporation in the U.S.A. and other countries. Screen shots and icons
reprinted with permission from the Microsoft
Corporation. This book is not sponsored or endorsed by or affiliated with the Microsoft
Corporation.
Copyright © 2012, 2009, 2006, 2003 by Lawrence J. Gitman.
All rights reserved. Manufactured in the United States of America. This publication is protected by
Copyright, and permission should be obtained from the publisher prior to any prohibited reproduction, storage in a retrieval system, or transmission in
any form or by any means, electronic, mechanical, photocopying, recording, or likewise. To obtain permission(s) to use material from this work, please
submit a written request to Pearson Education, Inc., Rights and Contracts
Department, 501 Boylston Street, Suite 900, Boston, MA 02116, fax your request to 617
671–3447, or e–mail at http://www.pearsoned.com/legal/permission.htm.
Many of the designations by manufactures and sellers to distinguish their products are claimed as trademarks. Where those designations appear in this
book, and the publisher was aware of a trademark claim, the designations have been printed in initial caps or all caps.
Library of Congress

Advertisements For The Same Product Essay
Advertisements for the Same Product Advertisement is basically a one–way communication means that is geared towards informing probable
customers regarding a product and/or service and how and where to find the product and/or service. Advertisements usually contain a persuasive
message through an identified sponsor. The purpose of the identified sponsor is non–personal promotion of a company's products and/or services to
probable customers. In most cases, medium and large companies use advertisements to promote their products and/or services while focusing on
creating assumption among customers that will lead to purchase. While companies use advertisements to market their product and/or services,
advertisements of the same product may vary depending on various factors. This difference is characterized by varying language, images, and sounds
that focus on making the product desirable and appealing.
Considerations When Designing Advertisements Generally, big companies or businesses utilize advertisements in attempts to reach markets andtarget
audience through product appeal. Advertisements are basically part of daily life given the prevalence of adverts across television, radio, and
newspapers among others. Companies and businesses create adverts that are specifically targeted to appeal to certain groups of people or niche
markets. In addition to spending a huge amount of money researching where the target audience is, they also focus on ensuring that the

What Makes A Word Essay
Posted–30/05/2015 by Iain Campbell
What Makes a Word, a Word?
If a new word or neologism is not created by a lexicographer (the person who compiles a dictionary), or any individual, then who decides what words
will be a part of the English language? The speakers of the language are who choose what words are used and which are not. It's the day to day users of
the language introducing and maintaining words, this is what evolves and shapes the way the English language is spoken and understood by the people
who use it.
There are a number ways in which a new word can be introduced into any given language, in this post I will focus on the English language and the
techniques commonly used to make new words in the language. Not only does a word need to be created to 'be part' of a language but it needs to be
used as part of the language regularly to be well recognised and accepted by the speakers, and there for an official word in the language.
Shared Words
The first way a word can be made is through a different language sharing or 'donating' a word with another language or country. An English example
of this technique would be the word 'ninja' which English speakers took from the Japanese and now is sometimes recognised as an English word.
Once the word is taken from a language the pronunciation and origins of the word become lost with time and people can forget or are not able to tell
that the word has foreign origins. Similarly Caramel is 'stolen' from another language and

Managerial Finance Answers
TEST BANK:
TIME VALUE OF MONEY
(Difficulty: E = Easy, M = Medium, and T = Tough)
Multiple Choice: Problems
Easy:
FV of a single paymentAnswer: d Diff: E .You deposit $2,000 in a savings account that pays 10 percent interest, compounded annually. How much will
your account be worth in 15 years?
a.$2,030.21
b.$5,000.00
c.$8,091.12
d.$8,354.50
e.$9,020.10
FV of a single paymentAnswer: c Diff: E .You deposit $1,000 in a savings account that pays 9 percent interest, compounded annually. How much will
your account be worth in 6 years?
a.$1,054.00
b.$1,199.00
c.$1,677.10
d.$1,689.48
e.$7,523.33

PV of a single paymentAnswer: b Diff: E .You can earn 8 percent interest, compounded... Show more content on Helpwriting.net ...
$117.48
Effective annual rateAnswer: c Diff: E .Gomez Electronics needs to arrange financing for its expansion program. Bank A offers to lend Gomez the
required funds on a loan where interest must be paid monthly, and the quoted rate is 8 percent. Bank B will charge 9 percent, with interest due at the
end of the year. What is the difference in the effective annual rates charged by the two banks?
a.0.25%
b.0.50%
c.0.70%
d.1.00%
e.1.25%
Effective annual rateAnswer: b Diff: E .You recently received a letter from Cut–to–the–Chase National Bank that offers you a new credit card that has
no annual fee. It states that the annual percentage rate (APR) is 18 percent on outstanding balances. What is the effective annual interest rate? (Hint:
Remember these companies bill you monthly.)
a.18.81%
b.19.56%
c.19.25%
d.20.00%
e.18.00%
Effective annual returnAnswer: b Diff: E .Which of the following investments has the highest effective return (EAR)? (Assume that all CDs are of
equal risk.)
a.A bank CD which pays 10 percent interest quarterly.
b.A bank CD which pays 10 percent monthly.
c.A bank CD which pays 10.2 percent annually.
d.A bank CD which pays 10 percent semiannually.
e.A bank CD which pays 9.6 percent daily (on a 365–day basis).
Effective annual returnAnswer: a Diff: E
.Which one of the following investments provides the highest effective return?

a.An investment which has a 9.9 percent nominal

Purchase Price Per Cents Per Share

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