Presentation on Islami Bank Bangladesh Limited.

2. Islami Bank Bangladesh Limited is a Joint Venture Public Limited Company engaged
in commercial banking business based on Islamic Shari'ah with 63.09% foreign
shareholding having largest branch network ( total 332 Branches) among the
private sector Banks in Bangladesh. The first model of Islamic banking system came
into picture in 1963 in Egypt. It was established on the 13th March 1983 as the first
Islamic Bank in the South East Asia.
It is listed with Dhaka Stock Exchange Ltd. and Chittagong Stock Exchange Ltd.
Authorized Capital of the Bank is Tk. 20,000.00 Million and Paid-up Capital is Tk.
16,099.90 Million having 33,686 shareholders as on 31st December 2016.
Bangladesh with its 38% people living below poverty line and 18% living in absolute
poverty is suffering from acute rural-urban economic disparity coupled with
illiteracy, lack of proper health and sanitation facilities
Islami bank Bangladesh limited was founded with the major objective of
establishing Islamic economy for balanced economic growth by ensuring reduction
of rural-urban disparity and equitable distribution of income.

4. Mission
To establish Islamic Banking through the introduction of a welfare oriented banking
system and also ensure equity and justice in the field of all economic activities,
achieve balanced growth and equitable development in through diversified
investment operations particularly in the priority sectors and less developed areas
of the country.
Vision
● Our vision is to always strive to achieve superior financial performance, be
considered a leading Islamic Bank by reputation and performance.
● We will try to encourage savings in the form of direct investment.
GOALS & OBJECTIVES
● To ensure zero tolerance on negligence in compliance issues both Shari'ah and
regulatory issues.
● To train & develop human resources continuously & provide adequate logistics to
satisfy customers’ need.
● To be excellent in serving the cause of least developed community.

6. Education
Support to the physically-challenged children
Protecting Environment
Sports, Arts & Cultural Program
Human Resource Development
Health Program

7. Products of Islami Bank
● Deposit Products
● Investment Products
● Rural Development Scheme
Services
● NRB Service
● SME Service
● Foreign Exchange Business
● Locker Service
● Offshore Banking

8.  Sources
● Current accounts
● Savings accounts
● Investment accounts
● Joint or general investment account
● Limited period investment account
● Specified investment deposits
 USES OF FUNDS
● Murabaha
● Mudarba
● Musharakah
● Ijara all
● Loans with service charge
● Quard-e-Hasan

9. 0
100
200
300
400
500
600
2012201320142015 2016 2017
561
505
398
315
447 510
ANNUAL PROFIT
YEARS ANNUAL PROFIT
(CRORE TAKA)
2012 561
2013 505
2014 398
2015 315
2016 447
2017 510

11.  Strengths:
● IBBL provides its customer excellent and consistent quality in every service.
● IBBL is a financially sound company.
● IBBL has a research division.
 Weaknesses:
● IBBL lacks well-trained human resource in some area.
● IBBL lacks aggressive advertising
● The procedure of credit facility is to long compare to other banks.
 Opportunities:
● Emergence of E-banking will open more scope for IBBL.
● IBBL can introduce more innovative and modern customer service.
● Many branches can be open in remote location.
 SWOT - Threats
● Cash flow
● Growing competition and lower profitability
increasing rates of interest
● External business risks

12. Problems:
● The worldwide trend of mergers and acquisition in financial institutions
is causing problem.
● Frequent taka devaluation and foreign exchange rate fluctuation is
causing problem.
● Lots of new banks are coming in the scenario with new service.
Recommendations :
●IBBL should hire more skilled and resourceful human resources.
● IBBL should make its investment schemes more attractive for availing
high return projects.
●IBBL’s investment processing should become easier than other
conventional banks.

13. Now-a-days Islami banking plays an important role in the
whole economic system of the country. Due to its
operations based on the interest free banking, it does
achieve popularity among the customer. Though Islamic
banking system faces various problems but it also provides
different types of challenges to other commercial banks in
Bangladesh .

14.  Www.islamibankbd.com
 https://en.wikipedia.orgwiki/Islami_Bank_B
angladesh_Ltd