This Slide is covered Green Banking Perspective in Bangladesh.By making this slide I include some informational data from Islamic Bank Bangladesh Annual Report 2014.

1. GREEN BANKING

2. Hello!
I’m Md. Mourshed Alam Zoha
ID- 16241032
Dept. Of Management Studies

3. Let’s Start

4. “
Do You Know ??
What is the Name of Virtual Bank
which Based on 100% GREEN
Banking ??

6. The Concept of Green Banking
To be
GREEN
is to be
Socially
Responsible
Sustainable
Ethical

7. Green
Banking
Banking practices that
bring in
Social Welfare
Promoting
Environment
Friendly Banking
Practices Banking practices that
contribute towards
protecting the
environment
Cont’d

8. Features of Green Banking
◆Automation and online banking
◆Social safety and security
◆Consider risk factors regarding environmental
conditions while providing loans
◆Sustainable and green growth
◆Implements Environmental Due Diligence
(EDD)
◆Reduces cost and energy

9. Purpose of Green Banking
Profit Only Profit with Responsibility
Profit, Profit, and Profit Planet, People, and Profit
Bank’s Objective:
Bank’s Motive:

10. Coverage of Green Banking

11. Reasons of Practicing Green Banking
◆Proper utilization of organizational
resources
◆Sustainability
◆Minimization of paper works
◆Cost and time efficiency

12. Some Green Banking Slogans of Banks

13. Steps in Green Banking
1. Going Online
2. Using Green Checking Accounts
3. Green Loans for Home Improvements
4. Power Saving Equipment
5. Saving Paper
6. Green Credit Cards
7. Use of Solar and Wind Energy
8. Mobile Banking

14. Tools of Green Banking
Online &
Mobile
Banking
Green Credit
& Investment
Green Credit
Cards
Green
Mortgages
Green
Deposit
Account
Waste
Management
Green banking is not only limited to...

15. Green Banking
Products
&
Services
Processes Strategies

16. Green Processes
Supply Chain
Management
Enterprise
Resource
Planning
Customer
Relationship
Management
Sourcing and
Procurement
Product Life
Cycle
Management

17. Green Products & Services
Electronic and telephone banking
Automatic payments
Electronic (paperless) statements
Offering and promoting mutual funds
Offering a special line of Credit
Offering credit Cards

18. Green Banking Strategies
◆Creating awareness
◆Assess different processes to be green
◆SMART Green Goals i.e.Specific,
Measurable, Attainable, Realistic, and Timely
◆Encourage, motivate, and energize the workforce
◆Monitor the progress
◆Publicize your endeavors towards being green

19. Phases of Green Banking
Phase-I (Foundation):
◆Policy Formulation and Governance
◆Incorporation of Environmental Risk in CRM
◆Initiating In-house Environment Management
◆Introducing Green Finance
◆Creation of Climate Risk Fund
◆Introducing Green Marketing
◆Online Banking
◆Supporting Employee Training, Consumer Awareness and
Green Event

20. Phases of Green Banking
Phase-II (Intensification):
◆Sector Specific Environmental Policies
◆Green Strategic Planning
◆Setting up Green Branches
◆Improved In-House Environment Management
◆Formulation of Bank Specific Environmental Risk
Management Plan and Guidelines
◆Rigorous Programs to Educate Clients
◆Disclosure and Reporting of Green Banking Activities

21. Phases of Green Banking
Phase-III (Diversification):
◆Designing and Introducing Innovative Products
◆Reporting in Standard Format with External Verification
◆Reporting Green Banking Practices on Quarterly Basis
◆Being Ethical and Environment Friendly
◆Bangladesh Bank’s In-house green activities
◆Comparative Analysis – i) Environmental Adoption, ii)
Online Banking, iii) Mobile Banking, and iv) Green
Financing

22. Top Ten Green
Banks of
Bangladesh

23. 1. Bank Asia Limited
2. Standard Chartered Bank Limited
3. Dutch Bangla Bank Limited
4. Trust Bank Limited
5. Eastern Bank Limited
6. Mutual Trust Bank Limited
7. Islami Bank Bangladesh Limited
8. Pubali Bank Limited
9. Shahjalal Islami Bank Limited
10. Prime Bank Limited
Source: Bangladesh Bank-Green Banking Report, 2014

24. Online Banking
Types of banks State owned
commercial
banks (SCBs)
Private
commercial
banks
(PCBs)
Foreign
commercial
banks
(FCBs)
Specialized
development
banks (SDBs)
Total
Total number of
Branches
3,469 3224 73 1433 8199
Number of branches
with online facility
168 2925 73 60 3226
% of branches with
online banking facility
4.84 % 90.73 % 100.00 % 4.19 % 39.35 %
Table: Status of Online Banking

25. Mobile Banking
◆23 Banks have been given license to
provide mobile financial services (MFS)
- 14 banks have already started their
operations
◆Average rate of growth: 15% per month.

26. GREEN Financing
Finance for:
◆ETP
◆Bio-gas plant
◆Solar panel/renewable energy plant
◆Hybrid Brick field
◆Waste management plant
◆Mashrum project
◆Horticulture, forestation etc.

27. Need of the Hour!
Support national initiatives
Restructure the bank office operation
SMART Green Goals
Environmental Management System
Environmental risk and liability guidelines

28. Fostering Green Banking
Primary Objectives:
 Improving the energy and carbon
efficiency
 Estimate energy usage and wastage
 Comparative assessment of banks
 Recognize and reward
Green
Coin
Rating

29. Thanks!
Any questions?