1. BACKGROUND OF THE ORGANIZATION
Agrani Bank Limited, a leading nationalized commercial bank, came into being on 26th March,
1972 with the promulgation of presidential Order no 26 of 1972. Under the order Agrani Bank
took over assets and liabilities of the erstwhile Habib Bank Ltd and Commerce Bank Ltd,
functioning in the eastern Pakistan. The bank started its operational activities with an authorized
capital of Tk. 30 million and paid capital of Tk. 10 million. The Bank enjoys the status of a
company and it functions according to the Banking Company Ordinance and to the regulations of
Bangladesh Bank (the Central Bank) and upon such directions as may be changed from time to
time by the Government.
Agrani Bank Limited with 935 outlets strategically located in almost all the commercial areas
throughout Bangladesh, overseas Exchange Houses and hundreds of overseas Correspondents.
Agrani Bank Limited is governed by a Board of Directors consisting of 12 members headed by a
Chairman. The Bank is headed by the Managing Director & Chief Executive Officer; Managing
Director is assisted by Deputy Managing Directors and General Managers. The bank has 11 Circle
offices, 34 Divisions in head office, 62 zonal offices and 931 branches including 27 corporate and
40 AD (authorized dealer) branches.
VISION
Simply the vision of Agrani Bank is mass banking. At the time of formation it changed its motto
from class banking to mass banking. Expedite the economic growth of the country through
spreading the banking services to the doorsteps of mass people so that they get institutiona l
financial help and participate in the economic activities of the country.
2. MISSION
I. To be the trendsetter for innovative banking with excellence and perfection.
II. To be the best performing bank in the country and the region.
III. To exceed customer expectations through innovative financial products & services and
establish a strong presence to recognize shareholders’ expectations and optimize their
rewards through dedicated workforce.
IV. Keeping ahead of other competitors in productivity and profitability. To attain budgetary
targets fixed in each area of business.
OBJECTIVES
Like other business organization the core desire of Agrani Bank is to maximize the profit through
saving & loaning money to the life of the common people.
The Objectives of the Agrani Bank is given below:
I. BROAD GOAL:
As a nationalized commercial organization, Agrani Bank belongs to the people. It implies that it
stands for meeting the banking needs of the mass people of the society.
II. OPERATING GOAL:
In compliance with the very nature of the organization, the objective in mind the bank aims at
excelling quality and diversified services. To fulfill its mission Agrani Bank has its main objectives
as followings:
1. To provide banking services to people.
2. To earn profit.
3. Act as a media of exchange.
4. To contribute to gross domestic product (GDP).
5. Maintain a satisfactory deposit mix.
6. To help to grow entrepreneurship.
3. 7. Increase loan portfolio diversification and geographical coverage.
8. To mitigate unemployment problem.
9. Provide finance specialized services to the export.
10. To help to boost economic development.
III. SERVICE ATTITUDES:
Agrani Bank is a service organization. It will live and prosper on the quality of service it provides.
Hence quality of service must be maintained at all levels. Banks image with people should be
identified on the quality and diversity of services that the people aspire to receive.
As a dynamic bank it will remain in search of new field of activity in line with people economic
need. Suggestions by customers and other people shall receive proper attention so as to help
identify new activity or improve upon present activities.
The bank shall maintain healthy competition with other banks aiming at excelling services in
meeting economic needs of the people.
ORGANOGRAM
The organization have carried their business by using 7 Circle offices, 30 Divisions in head office,
52 zonal offices and 867 branches including 10 corporate and 40 AD (authorized dealer) branches.
From the proposed ORGANOGRAM I have omitted the divisional practice.
ORGANOGRAM FOR HEAD OFFICE:
FINANCE ACCOUNTS
RESEARCH & DEVELOPMENT
MARKETING AUDIT MIS HRM
4. ORGANOGRAM OF AGRANI BANK LIMITED:
Board/ Executive
Managing Director
Additional MD
DMD
(CRM)
Head of
Central
Accounts
Departmen
t
Leasing
Unit
Hade of
Mkt.
Stationery DMD (ID,
ICCD, PD,
HRD
Credit
Approval
Recovery
Credit
Administration
& Monitoring
7. I. Written Test: The recruitment test is combined of both elaborative and MC.Q. The
particular organization does all the thing. In the written test a person has to obtain a certain
marks to pass the exam.
II. VIVA: The candidate after qualifying written test has to face VIVA test. VIVA usually
taken by the top management of the bank. Only short listed candidate are selected finally
for the job.
SELECTION PROCESS:
Selection activities typically follow a standard pattern, beginning with an initial screening
interview and concluding with the final employment decision. The selection process typically
consists of eight steps:
1. Initial screening interview
2. Completing the application form
3. Employment test
4. Comprehensive interview
5. Background investigation
6. A Conditional job offer
7. Medical or physical examination
8. The permanent job offer.
