2. When NBL was established, it was formed under
the principle of Joint venture (Joint venture
between Government and general public). NBL's
authorized capital was NPR 10 million & issued
capital NPR 2.5 million of which paid-up capital
was NPR 842,000 with 10 shareholders. The bank
has been providing banking through its branch
offices in the different geographical locations of
the country.
4. Nepal bank is proud to announce that all together 114 branches
are enabled for ABB service. This service is free of charge to our
valuable customer. In this banking service, our customer having
account with NBL can access their account from any online NBL's
branch. However the service is provided in two ways: Normal
ABB service and Special ABB service.
E-BANKING
Now NBL is just a click away. Wherever you go, you can
access your account in Nepal Bank Limited on your desktop.
We are very happy to announce NBL Internet Banking with
wide coverage of services in order to facilitate our valuable
customers. Balance check, cheque stop, cheque issue,
statement print etc. our some of the facilities under this
service.
5. NBL WEB REMIT
NBL Remit - an online/internet based Remittance Service
for the purpose of facilitating to transfer the earnings of
Nepalese and Nepalese Expatriates in foreign countries
with the help of available NBL agents. Along with inward
remittance from foreign countries, NBL-remit is powered
by domestic MONEY. transfer facility through all of the
bank's branches throughout the country with very minimal
charge.
6. *Remittance Product of Nepal Bank Limited
The oldest, biggest and most trusted bank in Nepal,
Nepal Bank Limited has largest network of branches in the
country and very big network of correspondent and agency
relationship all over the world. The business of remittance
FUND transfer into Nepal, from Nepal and within Nepal through
this bank is most reliable, timely at the minimum of charges.
A) Inward Remittance(Receiving of money in Nepal)
B) Outward Remittance
8. Normal Saving/Pension Saving
NBL Diamond Saving
Women Special Saving
Yuva Bachat Khata
Senior Citizens Special Saving
Professional saving
NBL Special Saving
Staff Saving/Staff Pension Saving
9.
10. The trend analysis shows that the deposit of NBL is in
increasing trend. This shows that there is consistent progress
of the bank.
The share of saving deposits is more than of fixed, current,
margin, call and other deposits in NBL.
By the analysis of deposit we can conclude that bank is able
to utilize its deposit a great extent.
11. With reference with finding and analysis, following
recommendation are suggested to overcome the weakness of
the organization. They are:
Bank should invest deposits in various sectors and provide
loan and advances to its customers so as to increase deposits,
as it is the major sources of fund.
The bank may increase its deposits by introducing a number
of attractive deposit mobilizing schemes.
The formalities should be simplified so that the client feels
easy in the process of cash deposit.